IT - Software
Valuation | |
|---|---|
| Market Cap | 11.13 kCr |
| Price/Earnings (Trailing) | 30.57 |
| Price/Sales (Trailing) | 3.68 |
| EV/EBITDA | 15.85 |
| Price/Free Cashflow | 52.17 |
| MarketCap/EBT | 23.11 |
| Enterprise Value | 10.75 kCr |
Fundamentals | |
|---|---|
Growth & Returns | |
|---|---|
| Price Change 1W | -12.2% |
| Price Change 1M | -17.5% |
| Price Change 6M | -14.7% |
| Price Change 1Y | -1.9% |
| 3Y Cumulative Return | 22.3% |
| 5Y Cumulative Return | 12.2% |
| 7Y Cumulative Return | 23.5% |
| 10Y Cumulative Return | 14.5% |
| Revenue (TTM) |
| 3.02 kCr |
| Rev. Growth (Yr) | 20.5% |
| Earnings (TTM) | 359.44 Cr |
| Earnings Growth (Yr) | -61.3% |
Profitability | |
|---|---|
| Operating Margin | 17% |
| EBT Margin | 16% |
| Return on Equity | 12.03% |
| Return on Assets | 8.78% |
| Free Cashflow Yield | 1.92% |
Cash Flow & Liquidity |
|---|
| Cash Flow from Investing (TTM) | -244.65 Cr |
| Cash Flow from Operations (TTM) | 431.36 Cr |
| Cash Flow from Financing (TTM) | -63.31 Cr |
| Cash & Equivalents | 378.44 Cr |
| Free Cash Flow (TTM) | 259.53 Cr |
| Free Cash Flow/Share (TTM) | 18.67 |
Balance Sheet | |
|---|---|
| Total Assets | 4.09 kCr |
| Total Liabilities | 1.11 kCr |
| Shareholder Equity | 2.99 kCr |
| Current Assets | 2.15 kCr |
| Current Liabilities | 961 Cr |
| Net PPE | 171.08 Cr |
| Inventory | 0.00 |
| Goodwill | 58.02 Cr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | 92.19 |
| Interest/Cashflow Ops | 95.49 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 7 |
| Dividend Yield | 0.85% |
| Shares Dilution (1Y) | 0.50% |
| Shares Dilution (3Y) | 2.8% |
Size: Market Cap wise it is among the top 20% companies of india.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Insider Trading: There's significant insider buying recently.
Past Returns: Outperforming stock! In past three years, the stock has provided 22.3% return compared to 12.8% by NIFTY 50.
Profitability: Recent profitability of 12% is a good sign.
Balance Sheet: Strong Balance Sheet.
Growth: Good revenue growth. With 38.8% growth over past three years, the company is going strong.
Technicals: SharesGuru indicator is Bearish.
Momentum: Stock is suffering a negative price momentum. Stock is down -17.5% in last 30 days.
Smart Money: Smart money looks to be reducing their stake in the stock.
Size: Market Cap wise it is among the top 20% companies of india.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Insider Trading: There's significant insider buying recently.
Past Returns: Outperforming stock! In past three years, the stock has provided 22.3% return compared to 12.8% by NIFTY 50.
Profitability: Recent profitability of 12% is a good sign.
Balance Sheet: Strong Balance Sheet.
Growth: Good revenue growth. With 38.8% growth over past three years, the company is going strong.
Technicals: SharesGuru indicator is Bearish.
Momentum: Stock is suffering a negative price momentum. Stock is down -17.5% in last 30 days.
Smart Money: Smart money looks to be reducing their stake in the stock.
Investor Care | |
|---|---|
| Dividend Yield | 0.85% |
| Dividend/Share (TTM) | 7 |
| Shares Dilution (1Y) | 0.50% |
| Earnings/Share (TTM) | 26.13 |
Financial Health | |
|---|---|
| Current Ratio | 2.24 |
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 27.62 |
| RSI (5d) | 19.35 |
| RSI (21d) | 32.92 |
| MACD Signal | Sell |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Sell |
| RSI Signal | Buy |
| RSI5 Signal | Buy |
| RSI21 Signal | Hold |
| SMA 5 Signal | Sell |
| SMA 10 Signal |
Summary of INTELLECT DESIGN ARENA's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
In the recent earnings call for Q2 FY 2025-26, Intellect Design Arena reported strong financial growth and provided a positive outlook for the future. Management sees a continuation of their trajectory, aiming for 20% year-on-year growth, with notable momentum driven by their platforms, eMACH.ai and Purple Fabric.
Key financial metrics include:
Management emphasized the strategic importance of their platforms, highlighting 18 new deals won, including 11 multi-million-dollar engagements. Their global deal funnel is now over 12,000 crore.
Forward-looking statements included plans to continue investing in product development and infrastructure, such as creating a state-of-the-art facility for their AI labs and training centers, investing 130 crore in Purple Fabric over time, with 25 crore already accounted for. Management aims to improve their EBITDA margin back toward 25%, despite ongoing investments. They are optimistic about expanding their market share, especially in advanced economies, with notable growth already seen in the Americas.
The team remains committed to innovation, with plans for substantial investments in R&D, alongside a focus on enhancing client relationships through consulting initiatives. Management is confident of navigating the evolving AI landscape and capturing business opportunities in both existing and new markets.
Understand INTELLECT DESIGN ARENA ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| POLARIS BANYAN HOLDING PRIVATE LIMITED | 22.87% |
| AMANSA HOLDINGS PRIVATE LIMITED | 7.06% |
| ARUN JAIN | 5.42% |
| FRANKLIN INDIA TECHNOLOGY FUND | 3.76% |
| MANJU JAIN | 2.56% |
| YOGESH ANDLAY | 1.83% |
| GOTHIC CORPORATION | 1.55% |
Detailed comparison of INTELLECT DESIGN ARENA against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| TCS | Tata Consultancy Services | 10.85 LCr | 2.65 LCr | -6.80% | -27.00% | 22.74 | 4.09 | - | - |
| INFY | Infosys | 6.23 LCr | 1.78 LCr |
Comprehensive comparison against sector averages
INTELLECT metrics compared to IT
| Category | INTELLECT | IT |
|---|---|---|
| PE | 31.25 | 24.22 |
| PS | 3.76 | 3.56 |
| Growth | 22.7 % | 6.4 % |
Intellect Design Arena Limited provides software development and related services for banking, insurance, and other financial services in India and internationally. The company offers platforms and products, such as iGTB, which provides transaction banking solutions that include digital transaction banking, contextual banking experience, PayCash-CX, corporate treasury exchange, payment solution, and virtual accounts; and iGCB, an end-to-end contextual banking suite for retail and corporate banking across core, lending, cards, and wealth and central banking. It also provides AI products, such as magic submission, risk analyst, wealth qube, WealthForce.AI, insurance, ESG EDGE, and capital markets; and digital technology for commerce, including accounts payable exchange, corporate procurement exchange, government procurement exchange, and retail solutions. In addition, the company offers Cash Cloud, a cloud-native, composable, and integrated cash management platform; iColumbus.AI that provides trade and supply chain finance digitalisation and the contextual banking experience; Xponent, a commercial and specialty underwriters' AI-powered workbench; and iKredit360, a platform on the cloud that enables banks to curate bespoke credit experiences comprising multiple channels, products, business segments, and fintech partners. Further, the company provides technology products, such as iTurmeric, canvas, contextual banking OS, and fabric data services. Intellect Design Arena Limited was incorporated in 2011 and is headquartered in Chennai, India.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
| Sell |
| SMA 20 Signal | Sell |
| SMA 50 Signal | Sell |
| SMA 100 Signal | Sell |
INTELLECT vs IT (2021 - 2026)
Question 1: What is the role of the consulting-led hiring and the Chief Revenue Officer's position regarding Purple Fabric and overall Americas revenue?
Answer: The consulting role is crucial for driving business impact transformation with our platform, eMACH.ai. It will enhance pricing strategies and expand our offerings within clients. Rakesh Srivastava, as Chief Revenue Officer for the U.S., will manage all revenue-related activities, focusing both on Purple Fabric and broader revenue streams across the Americas.
Question 2: Can you clarify the 25 crore investment mentioned earlier? Was that for H1 or only Q2?
Answer: The 25 crore investment pertains solely to Q2. In Q1, we invested 10 crore, with an additional 15 crore in Q2, as part of our overall target of 130 crore for the year.
Question 3: When do you expect the investment payback for Purple Fabric and when might it convert to revenue?
Answer: The opportunity size is so vast that we aren't yet monitoring ROI strictly. Significant revenues from this investment should begin materializing this fiscal year, particularly as we pinpoint product-market fit.
Question 4: How's the integration of the C1 platform proceeding and what are the margin expectations for the credit unions?
Answer: The integration is on track, having signed 35 credit unions to transition to our eMACH.ai platform. Initial margins may be low single digits, but we expect them to improve as we expand our offerings beyond just basic services.
Question 5: What are the dimensions of the partnerships with System Integrators (SIs), and how has the pipeline growth been influenced by these partnerships?
Answer: Our partnerships with SIs are progressing well, now generating significant interest as they seek AI solutions. The pipeline has markedly improved, with about 70% of it related to Purple Fabric, contributing substantially to our growth strategy.
Question 6: What is the expected revenue from Purple Fabric for H1 and how is its pipeline growing?
Answer: We do not disclose specific product-wise revenues, but Purple Fabric is a key component in our growth strategy. Revenue contributions for H1 are promising and we see ongoing double-digit growth in its pipeline.
Question 7: How does the DPDP Act influence Intellect's opportunities with the Purple Fabric Cloud?
Answer: While GIFT City offers opportunities for compliance with hosting mandates, our focus remains on leveraging our strengths in North America and Europe. GIFT City is part of our broader strategy, not its sole component.
Question 8: How does Purple Fabric compare with competitors like Palantir in terms of infrastructure, AI capabilities, and market share?
Answer: Purple Fabric is not just a layer; it's embedded within eMACH.ai and positions us distinctively against competitors like Palantir. We are preparing to leverage our IP effectively, targeting existing and new markets systematically.
Question 9: How do you plan to utilise your substantial cash reserves?
Answer: Our cash reserves support required investments in advancing AI capabilities, ensuring we maintain a solid risk management framework. Maintaining at least six months of revenue in reserves is our guiding principle.
Question 10: What is the expectation for margin improvements amid ongoing investments?
Answer: We anticipate that continued investments will not immediately impact margins but are confident that with sustained growth, we can achieve EBITDA margins aligning with our long-term targets of 25-28%.
This summary captures the questions and concise responses, providing a clear overview of significant insights and operational strategies discussed during the call.
| ARUN JAIN HUF | 1.51% |
Distribution across major stakeholders
Distribution across major institutional holders
| -19.10% |
| 22.72 |
| 3.51 |
| - |
| - |
| HCLTECH | HCL Tech | 4.4 LCr | 1.28 LCr | +0.90% | -6.40% | 26.69 | 3.44 | - | - |
| WIPRO | Wipro | 2.45 LCr | 95.1 kCr | -11.40% | -26.20% | 18.42 | 2.57 | - | - |
| LTIM | LTIMindtree | 1.69 LCr | 41.96 kCr | -5.80% | -3.30% | 35.56 | 4.03 | - | - |
| - |
| -30.84 |
| 0 |
| 0 |
| 0 |
| 0.2 |
| 0 |
| Total profit before tax | -72% | 36 | 126 | 184 | 93 | 70 | 100 |
| Current tax | -46.7% | 17 | 31 | 42 | 23 | 14 | 22 |
| Deferred tax | -1068.6% | -7.18 | 0.3 | 3.52 | 0.14 | 3.37 | 1.02 |
| Total tax | -72.4% | 9.55 | 32 | 46 | 23 | 17 | 23 |
| Total profit (loss) for period | -72% | 27 | 94 | 136 | 71 | 52 | 75 |
| Other comp. income net of taxes | -79.5% | 10 | 45 | 24 | -33.76 | 23 | -0.67 |
| Total Comprehensive Income | -73.2% | 38 | 139 | 160 | 37 | 75 | 74 |
| Earnings Per Share, Basic | -81.9% | 2.06 | 6.85 | 9.82 | 5.11 | 3.86 | 5.46 |
| Earnings Per Share, Diluted | -82.3% | 2 | 6.65 | 9.56 | 4.94 | 3.73 | 5.25 |
| 17% |
| 104 |
| 89 |
| 80 |
| 69 |
| 50 |
| 49 |
| Other expenses | -43.1% | 308 | 541 | 516 | 397 | 245 | 263 |
| Total Expenses | -7% | 1,367 | 1,470 | 1,312 | 1,027 | 796 | 789 |
| Profit Before exceptional items and Tax | -1.5% | 261 | 265 | 202 | 264 | 223 | -24.81 |
| Exceptional items before tax | - | 0 | 0 | 0 | 0 | 0 | 5.06 |
| Total profit before tax | -1.5% | 261 | 265 | 202 | 264 | 223 | -19.75 |
| Current tax | -50.4% | 58 | 116 | 70 | 43 | 51 | 0 |
| Deferred tax | 146.9% | 9.08 | -16.24 | -1.97 | 20 | -36.08 | 12 |
| Total tax | -33.3% | 67 | 100 | 68 | 62 | 15 | 12 |
| Total profit (loss) for period | 17% | 194 | 166 | 134 | 202 | 207 | -31.28 |
| Other comp. income net of taxes | -46.7% | 17 | 31 | -58.97 | 17 | 52 | -31.32 |
| Total Comprehensive Income | 6.6% | 210 | 197 | 75 | 219 | 259 | -62.59 |
| Earnings Per Share, Basic | 17.1% | 14.15 | 12.23 | 9.98 | 15.19 | 15.63 | -2.37 |
| Earnings Per Share, Diluted | 0% | 11.78 | 11.78 | 9.64 | 14.55 | 15.42 | -2.37 |
| 112.5% |
| 1.07 |
| 0.44 |
| 0.04 |
| 0.84 |
| 0.36 |
| 4.56 |
| Investment property | -66.9% | 1.51 | 2.54 | 2.81 | 3.08 | 1.86 | 1.78 |
| Non-current investments | 1.1% | 285 | 282 | 284 | 281 | 284 | 281 |
| Loans, non-current | -8% | 4.66 | 4.98 | 6.46 | 3.09 | 2.78 | 3.45 |
| Total non-current financial assets | -2% | 535 | 546 | 457 | 459 | 425 | 410 |
| Total non-current assets | 0.2% | 1,334 | 1,331 | 1,303 | 1,200 | 1,149 | 1,117 |
| Total assets | -1.4% | 2,717 | 2,755 | 2,662 | 2,746 | 2,536 | 2,360 |
| Borrowings, non-current | - | 0 | 0 | 0 | 0 | 0 | 0 |
| Total non-current financial liabilities | -52% | 37 | 76 | 30 | 48 | 8.18 | 11 |
| Total non-current liabilities | 14.7% | 87 | 76 | 75 | 48 | 19 | 11 |
| Borrowings, current | - | 0 | 0 | 0 | 0.09 | 0.08 | 0 |
| Total current financial liabilities | -11.2% | 278 | 313 | 383 | 477 | 417 | 436 |
| Provisions, current | -2.6% | 114 | 117 | 110 | 108 | 70 | 75 |
| Current tax liabilities | - | - | 0 | 0 | 0 | 0 | 0 |
| Total current liabilities | -10.7% | 663 | 742 | 789 | 940 | 869 | 803 |
| Total liabilities | -8.3% | 749 | 817 | 864 | 988 | 887 | 814 |
| Equity share capital | 1.5% | 70 | 69 | 69 | 68 | 68 | 68 |
| Total equity | 1.5% | 1,967 | 1,937 | 1,798 | 1,757 | 1,649 | 1,545 |
| Total equity and liabilities | -1.4% | 2,717 | 2,755 | 2,662 | 2,746 | 2,536 | 2,360 |
| 6.8% |
| 346 |
| 324 |
| 214 |
| 488 |
| - |
| - |
| Income taxes paid (refund) | -28.8% | 48 | 67 | 50 | 13 | - | - |
| Other inflows (outflows) of cash | - | 0 | 0 | 0 | -11.96 | - | - |
| Net Cashflows From Operating Activities | 16.9% | 299 | 256 | 164 | 462 | - | - |
| Proceeds from sales of PPE | -3.8% | 0.19 | 0.22 | 0.11 | 0 | - | - |
| Purchase of property, plant and equipment | 19.2% | 144 | 121 | 141 | 101 | - | - |
| Proceeds from sales of investment property | - | 0 | 0 | 0 | 11 | - | - |
| Purchase of investment property | - | 0 | 0 | 0 | 262 | - | - |
| Purchase of other long-term assets | 16.2% | 123 | 106 | 35 | 0 | - | - |
| Dividends received | -108.1% | 0.68 | 4.95 | 1.83 | 0.85 | - | - |
| Interest received | 0% | 24 | 24 | 21 | 5.65 | - | - |
| Other inflows (outflows) of cash | - | 0 | 0 | 0 | -49.83 | - | - |
| Net Cashflows From Investing Activities | -21.7% | -241.56 | -198.31 | -153.86 | -396.32 | - | - |
| Proceeds from issuing other equity instruments | - | 0 | 0 | 0 | 7.51 | - | - |
| Proceeds from exercise of stock options | 211.9% | 3.09 | 1.67 | 3.47 | 0.79 | - | - |
| Proceeds from borrowings | - | 0 | 0 | 0 | -41.96 | - | - |
| Repayments of borrowings | 16.5% | 0.09 | -0.09 | 0 | 0 | - | - |
| Payments of lease liabilities | - | 7.58 | 0 | 0 | 4.24 | - | - |
| Dividends paid | 42.4% | 48 | 34 | 34 | 0 | - | - |
| Interest paid | - | 0 | 0 | 0.3 | 2.24 | - | - |
| Net Cashflows from Financing Activities | -39.9% | -52.14 | -36.99 | -35.35 | -40.15 | - | - |
| Effect of exchange rate on cash eq. | -53.1% | -0.24 | 0.19 | 0.29 | 0.39 | - | - |
| Net change in cash and cash eq. | -81.4% | 4.72 | 21 | -24.77 | 26 | - | - |