POLICYBZR - PB Fintech Limited Share Price

Financial Technology (Fintech)

Sharesguru Stock Score

POLICYBZR

48/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹1702.50-86.50(-4.84%)

Market Closed as of May 29, 2026, 15:30 IST

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Pros

Past Returns: Outperforming stock! In past three years, the stock has provided 39.2% return compared to 9.8% by NIFTY 50.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Size: It is among the top 200 market size companies of india.

Balance Sheet: Strong Balance Sheet.

Growth: Awesome revenue growth! Revenue grew 33.1% over last year and 154.4% in last three years on TTM basis.

Profitability: Recent profitability of 9% is a good sign.

Technicals: Bullish SharesGuru indicator.

Smart Money: Smart money has been increasing their position in the stock.

Cons

Dividend: Stock hasn't been paying any dividend.

Valuation
Market Cap	76.12 kCr
Price/Earnings (Trailing)	113.07
Price/Sales (Trailing)	10.62
EV/EBITDA	85.49
Price/Free Cashflow	-1.98 K
MarketCap/EBT	107.42
Enterprise Value	75.37 kCr

Fundamentals
Revenue (TTM)	7.17 kCr
Rev. Growth (Yr)	34.6%
Earnings (TTM)	670.13 Cr
Earnings Growth (Yr)	53%

Profitability
Operating Margin	10%
EBT Margin	10%
Return on Equity	9.16%
Return on Assets	7.7%
Free Cashflow Yield	-0.05%

Growth & Returns
Price Change 1W	-1.3%
Price Change 1M	9.8%
Price Change 6M	-7.8%
Price Change 1Y	2.2%
3Y Cumulative Return	39.2%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	213.77 Cr
Cash Flow from Operations (TTM)	41.49 Cr
Cash Flow from Financing (TTM)	-81.24 Cr
Cash & Equivalents	746.26 Cr
Free Cash Flow (TTM)	-38.41 Cr
Free Cash Flow/Share (TTM)	-0.83

Balance Sheet
Total Assets	8.71 kCr
Total Liabilities	1.39 kCr
Shareholder Equity	7.32 kCr
Current Assets	4.38 kCr
Current Liabilities	991.97 Cr
Net PPE	430.4 Cr
Inventory	0.00
Goodwill	1.38 Cr

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	18.11
Interest/Cashflow Ops	2.12

Technical Indicators
RSI (14d)	58.51
RSI (5d)	38.57
RSI (21d)	67.61
MACD Signal	Sell
Stochastic Oscillator Signal	Hold
SharesGuru Signal	Buy
RSI Signal	Hold
RSI5 Signal	Hold
RSI21 Signal	Hold
SMA 5 Signal	Sell
SMA 10 Signal	Sell
SMA 20 Signal	Buy
SMA 50 Signal	Buy
SMA 100 Signal	Buy

Description	Share	Value
Insurance broker services	92.2%	1.9 kCr
Other services	7.8%	160.7 Cr
Total		2.1 kCr

Shareholder Name	Holding %
Macritchie Investments Pte Ltd	6.47%
Info Edge (India) Limited	6.47%
Nps Trust- A/C Sbi Pension Fund Scheme - State Govt	4.17%
Diphda Internet Services Limited	4.08%
YASHISH DAHIYA	3.86%
Axis Focused Fund Account	2.32%
Franklin India Focused Equity Fund	2.09%
Startup Investments (Holding) Limited	1.87%
Hdfc Life Insurance Company Limited	1.59%
Nippon Life India Trustee Ltd-A/C Nippon India Large Cap Fund	1.59%
Canara Robeco Mutual Fund A/C Canara Robeco Large And Mid Cap Fund	1.39%
Icici Prudential Multicap Fund	1.38%
Tata Aia Life Insurance Co Ltd-Whole Life Mid Cap Equity Fund-Ulif 009 04/01/07 Wle 110	1.29%
Tata Digital India Fund	1.2%
ALOK BANSAL	1.16%
Vanguard Total International Stock Index Fund	1.08%
Motilal Oswal Midcap Fund	1.07%
Tencent Cloud Europe B.V.	1.05%
Axis Max Life Insurance Limited A/C - Ulif01311/02/08lifehighgr104 - High Growth Fund	1.05%
Vanguard Emerging Markets Stock Index Fund, A Series Of Vanguard International Equity Index Funds	1.01%

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
HDFCLIFE	HDFC LIFE INSURANCE Co.	1.65 LCr	-	+3.90%	-14.00%	-	-	-	-
PAYTM	One 97 Communications	75.98 kCr	9.29 kCr	+6.70%	+42.10%	137.4	8.18	-	-
SBICARD	SBI CARDS AND PAYMENT SERVICES	61.42 kCr	20.71 kCr	-3.80%	-27.50%	28.36	2.97	-	-
ANGELONE	ANGEL ONE	29.69 kCr	5.15 kCr	+21.80%	+39.90%	32.33	5.76	-	-
FIVESTAR	Five-Star Business Finance	13.64 kCr	3.25 kCr	+13.50%	-32.00%	12.39	4.2	-	-
EASEMYTRIP	Easy Trip Planners	2.89 kCr	550.72 Cr	+0.90%	-34.30%	21.51	5.26	-	-

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022
Revenue From Operations	36.5%	6,794	4,977	3,438	2,558	1,425
Other Income	-8.8%	372	408	381	259	125
Total Income	33.1%	7,166	5,385	3,818	2,817	1,550
Employee Expense	25.9%	2,466	1,959	1,644	1,540	1,256
Finance costs	9.1%	37	34	26	21	14
Depreciation and Amortization	12.5%	136	121	89	64	43
Other expenses	30.6%	3,819	2,925	1,980	1,680	1,072
Total Expenses	28.2%	6,458	5,039	3,739	3,305	2,384
Profit Before exceptional items and Tax	105.2%	709	346	79	-487.79	-833.35
Exceptional items before tax	-102.5%	0	41	0	0	0
Total profit before tax	83.4%	709	387	79	-487.79	-833.35
Current tax	9.1%	37	34	13	0.08	-0.47
Deferred tax	-	0	0	0	-0.1	-0.01
Total tax	9.1%	37	34	13	-0.02	-0.48
Total profit (loss) for period	90.1%	670	353	64	-487.94	-832.91
Other comp. income net of taxes	232.2%	12	-7.32	-3.35	2.72	0.29
Total Comprehensive Income	97.4%	682	346	61	-485.22	-832.62
Earnings Per Share, Basic	100.6%	14.58	7.77	1.5	-10.97	20.34
Earnings Per Share, Diluted	97.9%	14.16	7.65	1.45	-10.97	20.34

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Revenue From Operations	16.4%	2,061	1,771	1,614	1,348	1,508	1,292
Other Income	22.6%	104	85	85	99	101	100
Total Income	16.7%	2,166	1,856	1,698	1,447	1,609	1,392
Employee Expense	15.2%	699	607	600	560	508	487
Finance costs	5.7%	9.78	9.31	9.23	8.77	9.17	9.31
Depreciation and Amortization	3%	35	34	34	33	33	34
Other expenses	13.7%	1,144	1,006	916	754	887	777
Total Expenses	14.1%	1,888	1,655	1,559	1,356	1,437	1,307
Profit Before exceptional items and Tax	38.5%	278	201	139	91	172	85
Exceptional items before tax	-	0	0	0	0	0	0
Total profit before tax	38.5%	278	201	139	91	172	85
Current tax	-9.1%	11	12	7.17	7.69	0.79	14
Total tax	-9.1%	11	12	7.17	7.69	0.79	14
Total profit (loss) for period	38.3%	261	189	135	85	171	72
Other comp. income net of taxes	125%	3.07	1.92	9.85	-2.61	-6.52	2.46
Total Comprehensive Income	38.4%	264	191	145	82	164	74
Earnings Per Share, Basic	49.5%	5.65	4.11	2.94	1.85	3.73	1.57
Earnings Per Share, Diluted	49.7%	5.61	4.08	2.89	1.82	3.67	1.55

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022
Revenue From Operations	36.2%	208	153	110	134	103
Other Income	-17.5%	213	258	252	195	114
Total Income	2.4%	422	412	362	329	217
Employee Expense	-19%	137	169	238	382	484
Finance costs	344.4%	2.76	0.28	0.62	0.9	1.15
Depreciation and Amortization	13.2%	3.58	3.28	3.05	3.74	3.9
Other expenses	0.8%	241	239	76	16	29
Total Expenses	-6.3%	385	411	318	403	518
Profit Before exceptional items and Tax	8671.4%	37	0.58	45	-74.16	-300.25
Exceptional items before tax	-34.4%	9.53	14	-0.27	0	0
Total profit before tax	228.6%	47	15	44	-74.16	-300.25
Current tax	763.3%	5.23	1.49	8.06	0	-0.56
Total tax	763.3%	5.23	1.49	8.06	0	-0.56
Total profit (loss) for period	233.3%	41	13	36	-74.16	-299.68
Other comp. income net of taxes	71.2%	0.49	-0.77	-0.49	0.19	0.94
Total Comprehensive Income	241.7%	42	13	36	-73.96	-298.74
Earnings Per Share, Basic	85.7%	0.9	0.3	0.81	-1.67	-7.32
Earnings Per Share, Diluted	84.5%	0.89	0.29	0.78	-1.67	-7.32

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Revenue From Operations	20.8%	65	54	49	40	47	39
Other Income	-7.5%	50	54	52	56	63	65
Total Income	6.5%	115	108	102	97	110	104
Employee Expense	-3.2%	31	32	37	37	37	35
Finance costs	0%	0.82	0.82	0.83	0.29	0.04	0.05
Depreciation and Amortization	27.3%	0.92	0.89	0.91	0.86	0.84	0.82
Other expenses	37.7%	74	54	62	50	105	51
Total Expenses	20.7%	106	88	101	89	142	86
Profit Before exceptional items and Tax	-55.1%	9.09	19	0.73	7.88	-32.26	18
Exceptional items before tax	-	9.53	0	0	0	11	0
Total profit before tax	0%	19	19	0.73	7.88	-21.1	18
Current tax	-105.9%	0.84	3.69	0.04	0.66	-5.31	4.11
Total tax	-105.9%	0.84	3.69	0.04	0.66	-5.31	4.11
Total profit (loss) for period	13.3%	18	16	0.69	7.22	-15.79	14
Other comp. income net of taxes	-182.5%	-0.13	0.6	0.2	-0.18	-0.43	-0.04
Total Comprehensive Income	13.3%	18	16	0.89	7.04	-16.22	14
Earnings Per Share, Basic	6.1%	0.38	0.34	0.01	0.16	-0.34	0.31
Earnings Per Share, Diluted	6.1%	0.38	0.34	0.01	0.16	-0.34	0.3

Dividend & Shareholder Returns
Shares Dilution (1Y)	0.70%
Shares Dilution (3Y)	2.8%

Investor Care
Shares Dilution (1Y)	0.70%
Earnings/Share (TTM)	14.55

Category	POLICYBZR	Financial
PE	113.07	15.03
PS	10.62	2.20
Growth	33.1 %	7.1 %

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023
Cash and cash equivalents	206.6%	746	244	561	199	325	92
Current investments	21.7%	1,356	1,114	640	415	424	192
Loans, current	-41.2%	1.87	2.48	24	4.69	5.36	8.57
Total current financial assets	31%	4,282	3,269	3,789	4,238	4,772	4,655
Current tax assets	-	0	0	0	0	0	-
Total current assets	30.3%	4,376	3,358	3,853	4,328	4,822	4,711
Property, plant and equipment	6.2%	430	405	411	415	315	326
Goodwill	0%	1.38	1.38	1.38	1.38	38	38
Non-current investments	-11.3%	1,302	1,468	1,518	1,568	889	60
Loans, non-current	-	0	0	0.56	2.02	5.08	9.84
Total non-current financial assets	-5.6%	2,875	3,047	2,814	2,077	1,186	1,140
Total non-current assets	-5.5%	4,330	4,581	3,676	2,826	1,906	1,717
Total assets	9.7%	8,707	7,939	7,529	7,153	6,729	6,427
Total non-current financial liabilities	9%	305	280	276	289	214	228
Provisions, non-current	35.8%	92	68	65	37	35	26
Total non-current liabilities	14.5%	397	347	340	326	249	253
Total current financial liabilities	26.7%	816	644	596	570	481	444
Provisions, current	11.7%	68	61	64	77	41	35
Current tax liabilities	-	0	0	0	0	0	-
Total current liabilities	21.4%	992	817	751	715	603	521
Total liabilities	19.2%	1,389	1,165	1,092	1,041	852	774
Equity share capital	1.1%	93	92	92	91	90	90
Non controlling interest	-	5.73	-	5.54	5.55	5.44	7.36
Total equity	8%	7,318	6,775	6,438	6,113	5,876	5,653
Total equity and liabilities	9.7%	8,707	7,939	7,529	7,153	6,729	6,427

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023
Cash and cash equivalents	49677.8%	225	1.45	374	27	164	5.61
Current investments	63.5%	1,015	621	482	121	100	94
Loans, current	-68.3%	100	313	40	291	0.09	0.06
Total current financial assets	14.5%	1,770	1,546	2,010	2,651	2,868	2,779
Current tax assets	-	-	0	0	0	-	2.42
Total current assets	14.3%	1,845	1,615	2,044	2,660	2,869	2,781
Property, plant and equipment	-3.7%	27	28	2.61	4	5.56	6.27
Non-current investments	-1.2%	5,313	5,377	4,888	4,925	4,741	3,917
Total non-current financial assets	-1.7%	6,258	6,369	5,907	5,240	4,879	4,786
Total non-current assets	-1.4%	6,452	6,545	6,016	5,274	4,936	4,827
Total assets	1.7%	8,297	8,160	8,059	7,935	7,806	7,608
Total non-current financial liabilities	-3.8%	26	27	0	0.34	1.03	3
Provisions, non-current	-95.9%	1.04	1.98	2.39	2.62	2.56	2.37
Total non-current liabilities	-7.1%	27	29	2.39	2.96	3.59	5.37
Total current financial liabilities	35.3%	70	52	96	55	62	12
Provisions, current	-35.8%	1.7	2.09	2.12	2.66	2.34	2.09
Total current liabilities	30.9%	73	56	100	59	73	15
Total liabilities	19.3%	100	84	102	62	76	20
Equity share capital	1.1%	93	92	92	91	90	90
Total equity	1.5%	8,197	8,075	7,958	7,873	7,729	7,589
Total equity and liabilities	1.7%	8,297	8,160	8,059	7,935	7,806	7,608

Finance costs	9.1%
Depreciation	12.5%
Impairment loss / reversal	-106.7%
Unrealised forex losses/gains	-
Adjustments for interest income	-11.4%
Share-based payments	-9.4%
Net Cashflows from Operations	209.4%
Income taxes paid (refund)	-70.7%
Other inflows (outflows) of cash	-
Net Cashflows From Operating Activities	121.7%
Cashflows used in obtaining control of subsidiaries	6599.9%
Proceeds from sales of PPE	388.9%
Purchase of property, plant and equipment	-17.7%
Proceeds from sales of investment property	-
Purchase of intangible assets	-
Proceeds from sales of long-term assets	-
Purchase of other long-term assets	-92.1%
Cash receipts from repayment of advances and loans made to other parties	-
Interest received	-32.5%
Other inflows (outflows) of cash	-59.1%
Net Cashflows From Investing Activities	-53.4%
Proceeds from issuing shares	185.2%
Payments of lease liabilities	107.5%
Interest paid	-103.1%
Other inflows (outflows) of cash	0%
Net Cashflows from Financing Activities	-11.6%
Effect of exchange rate on cash eq.	980%
Net change in cash and cash eq.	-8%

POLICYBZR - PB Fintech Limited Share Price

POLICYBZR

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

POLICYBZR

POLICYBZR - PB Fintech Limited Share Price

POLICYBZR

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

POLICYBZR

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does PB Fintech Limited do?

Important Disclosure & Data Context

Valuation

Fundamentals

Profitability

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does PB Fintech Limited do?

Important Disclosure & Data Context