SUNDARMHLD - Sundaram Finance Holdings Ltd. Share Price

₹450.65-9.15(-1.99%)

Market Closed as of Aug 8, 2025, 15:30 IST

Select time range

Valuation
Market Cap	11.17 kCr
Price/Earnings (Trailing)	24.29
Price/Sales (Trailing)	69.78
EV/EBITDA	92.01
Price/Free Cashflow	59.61
MarketCap/EBT	95.35
Enterprise Value	11.15 kCr

Fundamentals
Revenue (TTM)	160.03 Cr
Rev. Growth (Yr)	-76.5%
Earnings (TTM)	412.09 Cr
Earnings Growth (Yr)	-60.2%

Profitability
Operating Margin	73%
EBT Margin	73%
Return on Equity	7.35%
Return on Assets	7.06%
Free Cashflow Yield	1.68%

Price to Sales Ratio

Latest reported: 7

Revenue (Last 12 mths)

Latest reported: 16 Cr

Net Income (Last 12 mths)

Latest reported: 412 Cr

Growth & Returns
Price Change 1W	-3%
Price Change 1M	-7.6%
Price Change 6M	58%
Price Change 1Y	58.2%
3Y Cumulative Return	78.3%
5Y Cumulative Return	60.4%
7Y Cumulative Return	20.8%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	-147.65 Cr
Cash Flow from Operations (TTM)	188.28 Cr
Cash Flow from Financing (TTM)	-211.47 Cr
Cash & Equivalents	14.83 Cr
Free Cash Flow (TTM)	187.34 Cr

Balance Sheet
Total Assets	5.84 kCr
Total Liabilities	230.08 Cr
Shareholder Equity	5.61 kCr
Current Assets	1.01 kCr
Current Liabilities	10.77 Cr
Net PPE	11.24 Cr
Inventory	47.5 L
Goodwill	1.56 Cr

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	106.45
Interest/Cashflow Ops	173.74

Risk & Volatility
Max Drawdown	-18.7%
Drawdown Prob. (30d, 5Y)	26.15%
Risk Level (5Y)	40.2%

Pros

Profitability: Very strong Profitability. One year profit margin are 258%.

Balance Sheet: Strong Balance Sheet.

Size: Market Cap wise it is among the top 20% companies of india.

Past Returns: Outperforming stock! In past three years, the stock has provided 78.3% return compared to 11.6% by NIFTY 50.

Cons

Dividend: Stock hasn't been paying any dividend.

Momentum: Stock is suffering a negative price momentum. Stock is down -7.6% in last 30 days.

Technicals: SharesGuru indicator is Bearish.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Investor Care
Earnings/Share (TTM)	18.55

Financial Health
Current Ratio	93.64
Debt/Equity	0.00

Technical Indicators
RSI (14d)	23.68
RSI (5d)	36.49
RSI (21d)	40.76
MACD Signal	Sell
Stochastic Oscillator Signal	Buy
Grufity Signal	Sell
RSI Signal	Buy
RSI5 Signal	Hold
RSI21 Signal	Hold
SMA 5 Signal	Sell
SMA 10 Signal	Sell
SMA 20 Signal	Sell
SMA 50 Signal	Sell
SMA 100 Signal	Sell

Summary of Latest Earnings Report from Sundaram Finance Holdings

Summary of Sundaram Finance Holdings's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Earnings Outlook

Last updated:

Q&A Session

Last updated:

Revenue Breakdown

Analysis of Sundaram Finance Holdings's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Revenue

Last Updated: Mar 31, 2025

Description	Share	Value
Investments	69.9%	34.5 Cr
Overseas Support Services	24.8%	12.2 Cr
Other Segments	5.3%	2.6 Cr
Total		49.3 Cr

Is Sundaram Finance Holdings Better than it's peers?

Detailed comparison of Sundaram Finance Holdings against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BAJAJHLDNG	Bajaj Holdings & Investment	1.53 LCr	1.02 kCr	-1.00%	+45.90%	18.18	149.54	-	-
CHOLAFIN	Cholamandalam Investment and Finance Co.	1.22 LCr	27.65 kCr	-7.20%	+7.50%	27.39	4.41	-	-
SHRIRAMFIN	Shriram Finance	1.15 LCr	43.8 kCr	-10.50%	+6.10%	16.16	2.62	-	-
M&MFIN	Mahindra & Mahindra Financial Services	35.1 kCr	19.19 kCr	-6.60%	-14.70%	13.77	1.83	-	-

Income Statement for Sundaram Finance Holdings

Consolidated figures (in Rs. Crores) / View Standalone Data

AnnualQuarterly

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Revenue From Operations	-46.9%	155	291	90	84	59	93
Other Income	-8.5%	5.44	5.85	3.52	4.13	4.88	5.91
Total Income	-46.3%	160	297	94	88	64	98
Cost of Materials	-	0	0	0	3.71	0	0
Employee Expense	-20%	25	31	31	35	34	42
Finance costs	-50%	1.09	1.18	0.44	0.84	0.15	0.28
Depreciation and Amortization	3.1%	3	2.94	1.62	4.4	1.5	1.33
Other expenses	-23.5%	14	18	15	23	14	20
Total Expenses	-19.2%	43	53	47	66	50	64
Profit Before exceptional items and Tax	-52.5%	117	245	47	22	14	35
Total profit before tax	-52.5%	117	245	47	22	14	35
Current tax	-22.2%	36	46	9.53	5.61	4.45	4.12
Deferred tax	-40.6%	4.16	6.32	5.64	-1.03	0.12	1.36
Total tax	-23.5%	40	52	15	4.57	4.57	5.48
Total profit (loss) for period	-22.7%	412	533	238	161	74	78
Other comp. income net of taxes	-16.6%	610	731	331	322	170	-540.95
Total Comprehensive Income	-19.2%	1,022	1,264	569	483	244	-462.81
Earnings Per Share, Basic	-23.7%	18.55	24	10.7	7.72	4.89	5.17
Earnings Per Share, Diluted	-23.7%	18.55	24	10.7	7.72	4.89	5.17

Description	(%) Q/Q	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023
Revenue From Operations	50%	49	33	30	43	218	25
Other Income	233.8%	1.87	0.35	1.73	1.49	0.39	2.43
Total Income	56.2%	51	33	32	44	218	28
Employee Expense	25.3%	7.1	5.87	6.1	6.21	6.79	7.82
Finance costs	-2.7%	0.25	0.27	0.28	0.29	0.29	0.26
Depreciation and Amortization	4%	0.76	0.75	0.76	0.74	0.74	0.69
Other expenses	85.2%	5	3.16	2.77	2.61	3.84	4.36
Total Expenses	33.3%	13	10	9.91	9.84	12	13
Profit Before exceptional items and Tax	68.2%	38	23	22	34	206	15
Total profit before tax	68.2%	38	23	22	34	206	15
Current tax	1088.1%	13	2.01	4.3	16	29	1.61
Deferred tax	0%	3.64	3.64	3.29	-6.41	1.92	1.85
Total tax	244.1%	17	5.65	7.59	9.86	31	3.47
Total profit (loss) for period	1%	107	106	89	110	269	102
Other comp. income net of taxes	-343.4%	-232.71	97	441	305	80	350
Total Comprehensive Income	-162.7%	-125.59	203	530	415	350	452
Earnings Per Share, Basic	1.6%	4.82	4.76	4	4.97	12.13	4.61
Earnings Per Share, Diluted	1.6%	4.82	4.76	4	4.97	12.13	4.61

Standalone figures (in Rs. Crores) / View Consolidated Data

AnnualQuarterly

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Revenue From Operations	-28.9%	276	388	128	78	38	92
Other Income	49.1%	2.7	2.14	2.23	1.96	2.07	1.87
Total Income	-28.5%	279	390	131	80	40	94
Employee Expense	-74.3%	3.83	12	12	13	16	21
Finance costs	-2.1%	0.01	0.03	0.11	0.13	0.14	0.28
Depreciation and Amortization	-14%	0.35	0.43	0.55	0.63	0.74	0.71
Other expenses	-42.1%	5.71	9.13	11	16	5.58	7.43
Total Expenses	-55.5%	9.9	21	23	30	22	29
Profit Before exceptional items and Tax	-27.2%	269	369	107	50	18	65
Total profit before tax	-27.2%	269	369	107	50	18	65
Current tax	-28.2%	29	40	6.91	2.32	3.09	2.73
Deferred tax	-45.8%	4.2	6.9	5.58	1.21	0.01	1
Total tax	-30.4%	33	47	12	3.52	3.1	3.73
Total profit (loss) for period	-26.8%	236	322	95	47	15	61
Other comp. income net of taxes	-70.1%	627	2,093	1,983	315	178	-545.21
Total Comprehensive Income	-64.3%	863	2,414	2,078	362	192	-483.83
Earnings Per Share, Basic	-28.6%	10.63	14.48	4.27	2.25	0.96	4.06
Earnings Per Share, Diluted	-28.6%	10.63	14.48	4.27	2.25	0.96	4.06

Description	(%) Q/Q	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023
Revenue From Operations	387.5%	79	17	24	156	212	33
Other Income	11.1%	0.76	0.73	0.66	0.55	0.57	0.54
Total Income	364.7%	80	18	24	157	213	34
Employee Expense	-4100%	0.58	0.99	1.01	1.25	2.18	3.11
Finance costs	-	0	0	0	0.01	0.01	0
Depreciation and Amortization	-5.6%	0.05	0.1	0.1	0.1	0.11	0.11
Other expenses	50%	1.99	1.66	1.17	0.88	1.44	2.3
Total Expenses	-8%	2.62	2.76	2.28	2.23	3.74	5.51
Profit Before exceptional items and Tax	442.9%	77	15	22	154	209	28
Total profit before tax	442.9%	77	15	22	154	209	28
Current tax	1257.9%	12	0.05	2.01	15	28	-0.1
Deferred tax	-2.6%	3.61	3.68	3.29	-6.38	1.95	1.99
Total tax	412.8%	15	3.73	5.3	8.28	30	1.89
Total profit (loss) for period	454.5%	62	12	17	146	179	26
Other comp. income net of taxes	-587%	-1,143.26	-165.57	827	1,109	119	598
Total Comprehensive Income	-598.4%	-1,081.56	-154.01	844	1,255	298	624
Earnings Per Share, Basic	470.8%	2.78	0.52	0.75	6.58	8.08	1.18
Earnings Per Share, Diluted	470.8%	2.78	0.52	0.75	6.58	8.08	1.18

Balance Sheet for Sundaram Finance Holdings

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Cash and cash equivalents	27.3%	15	12	0	0	17	0
Current investments	5%	961	915	693	486	444	227
Loans, current	-	0.12	0	0	0	0	0
Total current financial assets	7%	999	934	882	516	471	253
Inventories	-	0.48	0	0	0	0	0
Current tax assets	317.4%	5.8	2.15	3.49	3.8	7.48	4.11
Total current assets	7.3%	1,009	940	889	527	482	259
Property, plant and equipment	465%	11	2.77	2.3	2.48	2.65	2.64
Investment property	11.1%	21	19	19	19	19	1.91
Goodwill	0%	1.56	1.56	1.56	1.56	1.56	1.56
Non-current investments	-8.6%	2,047	2,239	1,462	1,288	3,110	1,052
Loans, non-current	-7.5%	0	0.07	0.03	0.07	0.07	0.12
Total non-current financial assets	-8.6%	2,049	2,241	1,466	1,290	3,111	1,053
Total non-current assets	-2.1%	4,828	4,932	4,058	3,602	3,152	3,103
Total assets	-0.6%	5,837	5,872	4,948	4,128	3,635	3,361
Total non-current financial liabilities	-105.3%	0	20	18	19	18	2.95
Provisions, non-current	-	0	0	0	1.03	0	0.85
Total non-current liabilities	-13.8%	219	254	149	145	58	46
Total current financial liabilities	683.5%	5.96	0.15	0.44	2.55	2.59	1.95
Provisions, current	64.6%	4.21	2.95	3.83	2.11	2.81	2.11
Current tax liabilities	-212.4%	0	1.89	-	0	0	0
Total current liabilities	61.3%	11	7.2	6.13	5.43	6.3	4.84
Total liabilities	-11.9%	230	261	155	150	65	51
Equity share capital	0%	111	111	111	111	111	111
Total equity	-0.1%	5,607	5,611	4,793	3,978	3,570	3,310
Total equity and liabilities	-0.6%	5,837	5,872	4,948	4,128	3,635	3,361

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Cash and cash equivalents	-11.3%	0.21	0.29	0	0.64	0	0
Current investments	3.8%	938	904	679	480	423	210
Loans, current	-	0.02	0	0	0	0	0
Total current financial assets	5%	951	906	844	483	425	212
Current tax assets	-	2.15	0	0.51	1.48	4.07	0.49
Total current assets	5.3%	954	906	845	485	430	213
Property, plant and equipment	-10.4%	1.6	1.67	1.6	1.65	1.76	1.8
Investment property	0%	19	19	19	19	19	1.91
Non-current investments	-20%	6,399	7,997	6,084	0	3,683	1,724
Loans, non-current	-1%	0	0.01	0	0.04	0.04	0.09
Total non-current financial assets	-20%	6,399	7,997	6,084	0.31	3,683	1,724
Total non-current assets	-19.9%	6,420	8,018	6,106	5,483	3,705	1,728
Total assets	-17.4%	7,374	8,925	6,950	5,968	4,134	1,941
Total non-current financial liabilities	-28.2%	0	0.22	0.29	0.33	0.38	0.99
Provisions, non-current	-	0	0	0	0.45	0	0.85
Total non-current liabilities	-25.2%	693	926	925	822	424	44
Total current financial liabilities	387.9%	2.61	1.33	1.2	1.09	1.02	0.96
Provisions, current	92.3%	1.5	1.26	1.88	1.14	1.31	0.61
Current tax liabilities	-212.4%	0	1.89	-	0	0	0
Total current liabilities	-10.1%	4.28	4.65	3.52	2.7	2.9	1.57
Total liabilities	-25.1%	698	931	929	824	427	46
Equity share capital	0%	111	111	111	111	111	111
Total equity	-16.5%	6,676	7,994	6,022	5,143	3,707	1,896
Total equity and liabilities	-17.4%	7,374	8,925	6,950	5,968	4,134	1,941

Cash Flow for Sundaram Finance Holdings

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Finance costs	-50%	1.09	1.18	0.39	0.37	0.15	-
Change in inventories	-	0.08	0	0	0	0	-
Depreciation	3.1%	3	2.94	1.62	4.4	1.5	-
Impairment loss / reversal	-4.1%	-0.01	0.03	1.37	0	0	-
Unrealised forex losses/gains	-	0.09	0	0	0	0	-
Dividend income	108.4%	12	-129.85	0	0	0	-
Adjustments for interest income	68.2%	3.22	2.32	0	0.38	0.02	-
Share-based payments	-4.2%	0.01	0.05	0	0.07	0	-
Net Cashflows from Operations	-73.7%	45	168	28	41	23	-
Dividends received	-	181	0	88	0	0	-
Interest paid	-	0	0	1.14	0	0	-
Income taxes paid (refund)	2.9%	37	36	15	11	3.87	-
Net Cashflows From Operating Activities	42.7%	188	132	100	30	19	-
Cashflows used in obtaining control of subsidiaries	-	16	0	0	0	0	-
Proceeds from sales of PPE	14.1%	0.15	0.01	0	0	0.12	-
Purchase of property, plant and equipment	92.5%	0.94	0.2	0.84	0.36	0.43	-
Purchase of investment property	-	0	0	17	0	0.45	-
Purchase of intangible assets	-	0	0	0	0	0.3	-
Interest received	17.4%	2.55	2.32	1.14	0.38	0.02	-
Income taxes paid (refund)	-51.6%	9.23	18	0	0	0	-
Other inflows (outflows) of cash	3.8%	-213.28	-221.69	-231.2	-116.23	120	-
Net Cashflows From Investing Activities	-210.1%	-147.65	136	-25.24	-345.22	-9.64	-
Proceeds from issuing shares	-	0	0	0	353	0	-
Payments of lease liabilities	1.2%	2.69	2.67	0.37	0	0	-
Dividends paid	110.1%	209	100	72	33	7.56	-
Interest paid	-	0	0	0.39	0	0	-
Net Cashflows from Financing Activities	-105.1%	-211.47	-102.61	-72.94	319	-7.93	-
Effect of exchange rate on cash eq.	-	-0.11	0	0	0	0	-
Net change in cash and cash eq.	-204.2%	-170.95	166	2.06	3.15	1.36	-
Cash equivalents beginning of period	-	-	17	14	11	9.99	-

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Finance costs	-2.1%	0.01	0.03	0.06	0.09	-	-
Depreciation	-14%	0.35	0.43	0.55	0.63	-	-
Impairment loss / reversal	-4.1%	-0.02	0.02	5.4	11	-	-
Dividend income	-	12	0	0	0	-	-
Adjustments for interest income	-78.9%	1.19	1.9	1.14	0.28	-	-
Share-based payments	-	0.01	0	0	0.07	-	-
Net Cashflows from Operations	26.6%	196	155	95	32	-	-
Dividends received	-	0	0	7.8	0	-	-
Income taxes paid (refund)	0%	30	30	12	8.09	-	-
Net Cashflows From Operating Activities	32.3%	165	125	91	24	-	-
Cashflows used in obtaining control of subsidiaries	-	16	0	0	0	-	-
Proceeds from sales of PPE	-	0.01	0	0	0	-	-
Purchase of property, plant and equipment	23.6%	0.32	0.11	0.58	0.18	-	-
Proceeds from sales of investment property	-1%	0	0.01	0	0	-	-
Purchase of investment property	-	0	0	17	0	-	-
Interest received	-14.4%	1.77	1.9	0.98	0.28	-	-
Income taxes paid (refund)	-51.6%	9.23	18	0	0	-	-
Other inflows (outflows) of cash	19.6%	-184.41	-229.58	-224.74	-114.29	-	-
Net Cashflows From Investing Activities	-187.6%	-119.08	138	-18.67	-343.33	-	-
Proceeds from issuing shares	-	0	0	0	353	-	-
Payments of lease liabilities	-3.5%	0.11	0.14	0.17	0	-	-
Dividends paid	110.1%	209	100	72	33	-	-
Interest paid	-	0	0	0.06	0	-	-
Net Cashflows from Financing Activities	-107.6%	-208.89	-100.08	-72.41	319	-	-
Net change in cash and cash eq.	-201%	-162.67	163	0.02	0	-	-
Cash equivalents beginning of period	-	-	0.58	0.58	0.56	-	-

What does Sundaram Finance Holdings Ltd. do?

Small Cap

Sundaram Finance Holdings Limited engages in the business of investments, business processing, and support services in India, Australia, and the United Kingdom. It primarily has investments in automotive sector. The company also offers outsourcing services to large and mid-sized firms. In addition, it engages in shared services business. The company was formerly known as Sundaram Finance Investments Limited and changed its name to Sundaram Finance Holdings Limited in March 2017. Sundaram Finance Holdings Limited was incorporated in 1993 and is based in Chennai, India.

Employees:193

Website:www.sundaramholdings.in

SUNDARMHLD - Sundaram Finance Holdings Ltd. Share Price

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Risk & Volatility

Investor Care

Financial Health

Technical Indicators

What does Sundaram Finance Holdings Ltd. do?