UCIL - UNIFINZ CAPITAL INDIA LIMITED Share Price

Finance

₹600.00+9.95(+1.69%)

Market Closed as of May 30, 2025, 15:30 IST

Valuation
Market Cap	212.61 Cr
Price/Earnings (Trailing)	32.79
Price/Sales (Trailing)	3.07
EV/EBITDA	13.61
Price/Free Cashflow	-6.78
MarketCap/EBT	24.2

Fundamentals
Revenue (TTM)	69.18 Cr
Rev. Growth (Yr)	367.14%
Rev. Growth (Qtr)	148.1%
Earnings (TTM)	6.48 Cr
Earnings Growth (Yr)	675.76%
Earnings Growth (Qtr)	270.49%

Profitability
Operating Margin	12.7%
EBT Margin	12.7%
Return on Equity	28.08%
Return on Assets	2.65%
Free Cashflow Yield	-14.74%

Price to Sales Ratio

Latest reported: ₹3

Revenue (Last 12 mths)

Latest reported: ₹69 Cr

Net Income (Last 12 mths)

Latest reported: ₹6 Cr

Pros

Profitability: Recent profitability of 9% is a good sign.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Growth: Awesome revenue growth! Revenue grew 193.8% over last year and 2507.3% in last three years on TTM basis.

Cons

Technicals: SharesGuru indicator is Bearish.

Momentum: Stock has a weak negative price momentum.

Size: It is a small market cap company and can be volatile.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Investor Care
Dividend Yield	0.08%
Dividend/Share (TTM)	0.5
Diluted EPS (TTM)	13.05

Financial Health
Debt/Equity	0.00
Debt/Cashflow	0.00

Share Holdings

Understand UNIFINZ CAPITAL INDIA ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

As of 2025-03-21

Shareholder Name	Holding %
PAAVEN BANSAL	20.14%
PAWAN KUMAR MITTAL	13.69%
AMICORP CAPITAL (MAURITIUS) LIMITED	11.29%
KIRAN MITTAL	11.29%
AYAAN FINSERVE INDIA PRIVATE LIMITED	8.47%
ATIKA GOYAL	7.99%
KOTIA ENTERPRISES LIMITED	5.65%
VIKAS GOYAL	2.53%
MADHO KESHAV PROPERTIES PRIVATE LIMITED	1.13%
RITA FINANCE AND LEASING LIMITED	0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Income Statement for UNIFINZ CAPITAL INDIA

Standalone figures (in Rs. Crores)

AnnualQuarterly

Description	(%) Q/Q	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020	Mar-2019
Total income	255.8%	30	9.15	2.28	1.18	1.39	-
Revenue From Operations	255.8%	30	9.15	0.5	0.47	1.38	0.53
Total interest earned	255.8%	30	9.15	0.5	0.22	-	-
Other revenue from operations	-	-	-	0	0.25	-	-
Other income	-	0.03	0	1.78	0.72	0.02	0.8
Total Expenses	244.8%	32	9.99	1.05	0.64	1.4	1.43
Purchases of stock-in-trade	-	0	0	0	0	0	0.62
Employee Expense	47.5%	5.75	4.22	0.43	0.09	0.08	0.07
Finance costs	752.9%	3.9	1.34	0	0	0	0.04
Depreciation and Amortization	45.5%	0.76	0.56	0.01	0	0	-
Fees and commission expenses	-	1.54	0	0	0	-	-
Impairment on financial instruments	2342.3%	7.35	1.26	0.03	0	-	-
Other expenses	583.2%	12	2.61	0.56	0.41	0.09	0.35
Profit Before exceptional items and Tax	-48.9%	-1.74	-0.84	1.24	0.54	0	-
Total profit before tax	-48.9%	-1.74	-0.84	1.24	0.54	0	-0.1
Current tax	75.6%	0.78	0.1	0.2	0.06	0	0
Deferred tax	-71.2%	-1.38	-0.39	-0.02	0	0	0
Tax expense	-24%	-0.6	-0.29	0.18	0.06	0	0
Total profit (loss) for period	-38.1%	-1.14	-0.55	1.05	0.49	0	-
Other comp. income net of taxes	-5.5%	0.04	0.09	-1.53	1.11	0.36	-
Total Comprehensive Income	-43.8%	-1.1	-0.46	-0.48	1.59	0.35	-
Reserve excluding revaluation reserves	-	0.56	-	2.59	1	0.65	-
Earnings Per Share, Basic	-68%	-3.62	-1.75	3.36	1.55	-0.01	-0.32
Earnings Per Share, Diluted	-68%	-3.62	-1.75	3.36	1.55	-0.01	-0.32
Debt equity ratio	-	-	-	008	-	-	0

Description	(%) Q/Q	Dec-2024	Jun-2024	Mar-2024	Dec-2023	Sep-2023	Jun-2023
Total income	157.1%	37	15	8.97	7.97	8.75	4.14
Revenue From Operations	157.1%	37	15	8.97	7.96	8.74	4.14
Total interest earned	157.1%	37	15	8.97	7.96	8.74	4.14
Fees and commission income	-	0	0	0	0	0	0
Other income	0%	0.01	0.01	0	0.01	0.01	0
Total Expenses	154.5%	29	12	9.52	9.4	7.79	4.85
Employee Expense	52.3%	3.3	2.51	1.78	1.36	1.36	1.25
Finance costs	93.2%	1.85	1.44	1.31	1.22	0.91	0.47
Depreciation and Amortization	18.4%	0.38	0.24	0.2	0.19	0.19	0.19
Fees and commission expenses	0%	0.48	0.48	1.04	0	0	0
Impairment on financial instruments	159.6%	8.58	3.92	2.36	3.39	0.86	0.75
Other expenses	348.3%	14	3.9	2.84	3.25	4.48	2.21
Profit Before exceptional items and Tax	380.1%	8.25	2.51	-0.55	-1.43	0.96	-0.71
Total profit before tax	380.1%	8.25	2.51	-0.55	-1.43	0.96	-0.71
Current tax	254%	2.34	0.13	-0.26	0.52	0.5	0.02
Deferred tax	-351.9%	-0.22	0.73	-0.05	-0.88	-0.24	-0.21
Tax expense	892.9%	2.11	0.86	-0.31	-0.36	0.26	-0.2
Total profit (loss) for period	678.8%	6.14	1.66	-0.24	-1.07	0.69	-0.52
Other comp. income net of taxes	-	0	0	0.04	0	0	0
Total Comprehensive Income	678.8%	6.14	1.66	-0.21	-1.07	0.69	-0.52
Reserve excluding revaluation reserves	-	-	-	0.56	-	-	-
Earnings Per Share, Basic	303.7%	18.28	5.28	-0.78	-3.39	2.21	-1.65
Earnings Per Share, Diluted	155.6%	11.94	5.28	-0.78	-3.39	2.21	-1.65

Balance Sheet for UNIFINZ CAPITAL INDIA

Standalone figures (in Rs. Crores)

Description	(%) Q/Q	Mar-2024	Sep-2023	Mar-2023	Sep-2022	Mar-2022	Sep-2021
Cash and cash equivalents	-135.5%	0.73	1.76	0.43	0.9	1.05	0.06
Trade receivables	-	0	-	-	-	0	0
Loans	3.4%	31	30	10	22	4.75	6.32
Investments	-2.2%	0.07	0.09	0.1	0	0	0.04
Other financial assets	13.3%	0.22	0.1	0.19	0.19	0.15	0.36
Inventories	-	0	0	0	0	0	0
Current tax assets (Net)	-21.6%	0.1	0.26	0.26	-	0.17	0
Property, plant and equipment	-117%	0.41	4.48	0.35	2.76	0	0
Total assets	2.7%	39	38	17	26	6.19	6.82
Equity share capital	0%	3.14	3.14	3.14	3.14	3.14	3.14
Total equity	-32.2%	3.7	4.98	4.8	5.59	5.25	5.76
Payables	-165.8%	0	2.52	-	-	0	0
Borrowings	-10.7%	26	29	6.26	17	0.43	0.6
Current tax liabilities	-18.8%	0.43	0.52	-	0.14	0.15	0.32
Provisions	3.7%	0.21	0.18	0.13	0	0	0.01
Total liabilities	9.4%	36	33	12	20	0.94	1.06
Total equity and liabilities	2.7%	39	38	17	26	6.19	6.82

Cash Flow for UNIFINZ CAPITAL INDIA

Standalone figures (in Rs. Crores)

Description	(%) Q/Q	Mar-2024	Mar-2023	Mar-2022
Finance costs	752.9%	3.9	1.34	0
Change in inventories	-	0	0	0.01
Depreciation	45.5%	0.76	0.56	0
Impairment loss / reversal	2342.3%	7.35	1.26	0
Adjustments for interest income	-	-0.01	0	0
Net Cashflows From Operations	-237.2%	-15.42	-3.87	-0.23
Income taxes paid (refund)	0%	0.51	0.51	0.1
Net Cashflows From Operating Activities	-214.7%	-15.93	-4.38	-0.32
Proceeds from sales of PPE	-	0.01	0	0
Purchase of property, plant and equipment	-20.3%	0.29	0.41	0.18
Proceeds from sales of investment property	-	0	0	1.66
Net Cashflows From Investing Activities	8.6%	-0.28	-0.4	1.48
Proceeds from borrowings	313%	20	5.6	-0.17
Payments of lease liabilities	53.4%	0.73	0.42	0
Interest paid	10200%	3.06	1.02	0
Net Cashflows From Financing Activities	404.7%	17	4.17	-0.17
Net change in cash and cash eq.	59%	0.34	-0.61	0.98

UCIL - UNIFINZ CAPITAL INDIA LIMITED Share Price

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Investor Care

Financial Health

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution