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Copyright © 2025 Knowtilus Technologies Pvt. Ltd.
SummaryLatest NewsSector ComparisonEarnings ReportRevenue & GrowthPeersIncome StatementBalance SheetCash Flow
UCIL

UCIL - UNIFINZ CAPITAL INDIA LIMITED Share Price

Finance

₹96.05-2.95(-2.98%)
Market Closed as of Dec 24, 2025, 15:30 IST
Pros

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Balance Sheet: Strong Balance Sheet.

Growth: Awesome revenue growth! Revenue grew 345.6% over last year and 9066% in last three years on TTM basis.

Profitability: Very strong Profitability. One year profit margin are 18%.

Cons

Momentum: Stock is suffering a negative price momentum. Stock is down -82.2% in last 30 days.

Dilution: Company has been diluting it's stock to raise money for business.

Technicals: SharesGuru indicator is Bearish.

Size: It is a small market cap company and can be volatile.

Valuation

Market Cap438.25 Cr
Price/Earnings (Trailing)8.2
Price/Sales (Trailing)2.42
EV/EBITDA8.35
Price/Free Cashflow-14.86
MarketCap/EBT10.34
Enterprise Value438.25 Cr

Fundamentals

Revenue (TTM)181.34 Cr
Rev. Growth (Yr)453.5%
Earnings (TTM)31.98 Cr
Earnings Growth (Yr)915%

Profitability

Operating Margin23%
EBT Margin23%
Return on Equity41.25%
Return on Assets25.41%
Free Cashflow Yield-6.73%

Price to Sales Ratio

Latest reported: 2.4

Revenue (Last 12 mths)

Latest reported: 181.3 Cr

Net Income (Last 12 mths)

Latest reported: 32 Cr

Growth & Returns

Price Change 1W-5.7%
Price Change 1M-82.2%
Price Change 6M-83.5%
Price Change 1Y-76.4%
3Y Cumulative Return12.9%
5Y Cumulative Return9.4%
7Y Cumulative Return373.7%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)-15.77 Cr
Cash Flow from Operations (TTM)-30.3 Cr
Cash Flow from Financing (TTM)52.33 Cr
Cash & Equivalents7 Cr
Free Cash Flow (TTM)-30.99 Cr
Free Cash Flow/Share (TTM)-35

Balance Sheet

Total Assets125.87 Cr
Total Liabilities48.33 Cr
Shareholder Equity77.55 Cr
Net PPE55.68 L
Inventory0.00
Goodwill0.00

Capital Structure & Leverage

Debt Ratio0.00
Debt/Equity0.00
Interest Coverage3.87
Interest/Cashflow Ops-2.48

Dividend & Shareholder Returns

Dividend/Share (TTM)0.5
Dividend Yield0.10%
Shares Dilution (1Y)182%
Shares Dilution (3Y)182%
Pros

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Balance Sheet: Strong Balance Sheet.

Growth: Awesome revenue growth! Revenue grew 345.6% over last year and 9066% in last three years on TTM basis.

Profitability: Very strong Profitability. One year profit margin are 18%.

Cons

Momentum: Stock is suffering a negative price momentum. Stock is down -82.2% in last 30 days.

Dilution: Company has been diluting it's stock to raise money for business.

Technicals: SharesGuru indicator is Bearish.

Size: It is a small market cap company and can be volatile.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend Yield0.10%
Dividend/Share (TTM)0.5
Shares Dilution (1Y)182%
Earnings/Share (TTM)12.08

Financial Health

Debt/Equity0.00

Technical Indicators

RSI (14d)17.33
RSI (5d)20.55
RSI (21d)24.87
MACD SignalSell
Stochastic Oscillator SignalBuy
Grufity SignalBuy
RSI SignalBuy
RSI5 SignalBuy
RSI21 SignalBuy
SMA 5 SignalSell
SMA 10 SignalSell
SMA 20 SignalSell
SMA 50 SignalSell
SMA 100 SignalSell

Summary of Latest Earnings Report from UNIFINZ CAPITAL INDIA

Summary of UNIFINZ CAPITAL INDIA's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Last updated:

Last updated:

Share Holdings

Understand UNIFINZ CAPITAL INDIA ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
PAAVEN BANSAL20.14%
PAWAN KUMAR MITTAL13.69%
AMICORP CAPITAL (MAURITIUS) LIMITED11.29%
KIRAN MITTAL11.29%
AYAAN FINSERVE INDIA PRIVATE LIMITED8.47%
ATIKA GOYAL7.99%
KOTIA ENTERPRISES LIMITED5.65%
VIKAS GOYAL2.53%
MADHO KESHAV PROPERTIES PRIVATE LIMITED1.13%
RITA FINANCE AND LEASING LIMITED0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is UNIFINZ CAPITAL INDIA Better than it's peers?

Detailed comparison of UNIFINZ CAPITAL INDIA against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
--------

Income Statement for UNIFINZ CAPITAL INDIA

Standalone figures (in Rs. Crores)
Description(%) Q/QMar-2025Mar-2024Mar-2023Mar-2022Mar-2021Mar-2020
Total income317.2%122309.152.281.181.39
Revenue From Operations313.8%121309.150.50.471.38
Total interest earned313.8%121309.150.50.22-
Other revenue from operations----00.25-
Other income64.9%0.660.0301.780.720.02
Total Expenses203.2%95329.991.050.641.4
Purchases of stock-in-trade-000000
Employee Expense152.6%135.754.220.430.090.08
Finance costs95.9%6.683.91.34000
Depreciation and Amortization283.3%1.440.760.560.0100
Fees and commission expenses75.9%1.951.54000-
Impairment on financial instruments340.9%297.351.260.030-
Other expenses281.8%43122.610.560.410.09
Profit Before exceptional items and Tax1048.9%27-1.74-0.841.240.540
Total profit before tax1048.9%27-1.74-0.841.240.540
Current tax2636.4%6.580.780.10.20.060
Deferred tax58%0-1.38-0.39-0.0200
Tax expense448.8%6.58-0.6-0.290.180.060
Total profit (loss) for period987.9%20-1.14-0.551.050.490
Other comp. income net of taxes-10.4%-0.060.040.09-1.531.110.36
Total Comprehensive Income1004.8%20-1.1-0.46-0.481.590.35
Reserve excluding revaluation reserves-127.3%00.56-2.5910.65
Earnings Per Share, Basic604.8%9.702-0.724-0.350.6720.31-02
Earnings Per Share, Diluted604.8%9.702-0.724-0.350.6720.31-02
Debt equity ratio----008--
Description(%) Q/QJun-2025Mar-2025Dec-2024Jun-2024Mar-2024Dec-2023
Total income82.2%834637158.977.97
Revenue From Operations86.4%834537158.977.96
Total interest earned86.4%834537158.977.96
Fees and commission income-000000
Other income-152.8%0.090.640.010.0100.01
Total Expenses66.7%613729129.529.4
Employee Expense20.3%5.634.853.32.511.781.36
Finance costs166.7%3.481.931.851.441.311.22
Depreciation and Amortization-54.2%0.260.520.380.240.20.19
Fees and commission expenses56.5%0.80.540.480.481.040
Impairment on financial instruments219%279.158.583.922.363.39
Other expenses21.1%2420143.92.843.25
Profit Before exceptional items and Tax154.9%229.248.252.51-0.55-1.43
Total profit before tax154.9%229.248.252.51-0.55-1.43
Current tax600%9.192.172.340.13-0.260.52
Deferred tax-256.2%-3.63-0.3-0.220.73-0.05-0.88
Tax expense425.3%5.571.872.110.86-0.31-0.36
Total profit (loss) for period150.8%177.386.141.66-0.24-1.07
Other comp. income net of taxes5.7%0-0.06000.040
Total Comprehensive Income153.6%177.316.141.66-0.21-1.07
Reserve excluding revaluation reserves-----0.56-
Earnings Per Share, Basic9%3.7983.5683.6561.056-0.156-0.678
Earnings Per Share, Diluted9%3.7983.5682.3881.056-0.156-0.678

Balance Sheet for UNIFINZ CAPITAL INDIA

Standalone figures (in Rs. Crores)
Description(%) Q/QMar-2025Mar-2024Sep-2023Mar-2023Sep-2022Mar-2022
Cash and cash equivalents2322.2%70.731.760.430.91.05
Loans213.3%95313010224.75
Investments1605.4%150.070.090.100
Other financial assets219.2%1.930.220.10.190.190.15
Total finanical assets-119-----
Inventories-000000
Current tax assets (Net)-11.1%00.10.260.26-0.17
Property, plant and equipment25.4%0.560.414.480.352.760
Total non-financial assets-6.74-----
Total assets228.9%126393817266.19
Equity share capital266.8%8.853.143.143.143.143.14
Total equity2751.9%783.74.984.85.595.25
Payables-002.52--0
Borrowings28%3326296.26170.43
Total financial liabilities-47-----
Current tax liabilities-61.4%0.080.430.52-0.140.15
Provisions67.1%0.740.210.180.1300
Total non financial liabilities-1.58-----
Total liabilities34.3%48363312200.94
Total equity and liabilities228.9%126393817266.19

Cash Flow for UNIFINZ CAPITAL INDIA

Standalone figures (in Rs. Crores)
Description(%) Q/QMar-2025Mar-2024Mar-2023Mar-2022Mar-2021Mar-2020
Finance costs95.9%6.683.91.340--
Change in inventories-0000.01--
Depreciation283.3%1.440.760.560--
Impairment loss / reversal-115.7%07.351.260--
Adjustments for interest income64.4%0.64-0.0100--
Net Cashflows From Operations-50.3%-23.68-15.42-3.87-0.23--
Income taxes paid (refund)1246.9%6.620.510.510.1--
Net Cashflows From Operating Activities-84.9%-30.3-15.93-4.38-0.32--
Proceeds from sales of PPE-1%00.0100--
Purchase of property, plant and equipment56.3%0.690.290.410.18--
Proceeds from sales of investment property-0001.66--
Purchase of investment property-15000--
Net Cashflows From Investing Activities-1210.2%-15.77-0.28-0.41.48--
Proceeds from issuing shares-54000--
Proceeds from borrowings-105.3%0205.6-0.17--
Payments of lease liabilities177.8%1.210.730.420--
Interest paid144.7%6.043.061.020--
Other inflows (outflows) of cash-5.28000--
Net Cashflows From Financing Activities218.8%52174.17-0.17--
Net change in cash and cash eq.898.5%6.270.34-0.610.98--

Important Disclosure & Data Context

This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.

Sharesguru Stock Score

UCIL

37/100
Sharesguru Stock Score

UCIL

37/100