Capital Markets
Valuation | |
|---|---|
| Market Cap | 1.08 kCr |
| Price/Earnings (Trailing) | 24.94 |
| Price/Sales (Trailing) | 3.54 |
| EV/EBITDA | 11.08 |
| Price/Free Cashflow | 10.91 |
| MarketCap/EBT | 18.59 |
| Enterprise Value | 1.07 kCr |
Fundamentals | |
|---|---|
Growth & Returns | |
|---|---|
| Price Change 1W | 2.8% |
| Price Change 1M | 3.8% |
| Price Change 6M | -9% |
| Price Change 1Y | -13.6% |
| 3Y Cumulative Return | 5.2% |
| 5Y Cumulative Return | 5.5% |
| 7Y Cumulative Return | 13.4% |
Cash Flow & Liquidity |
|---|
| Revenue (TTM) |
| 305.82 Cr |
| Rev. Growth (Yr) | -7% |
| Earnings (TTM) | 43.4 Cr |
| Earnings Growth (Yr) | -24% |
Profitability | |
|---|---|
| Operating Margin | 19% |
| EBT Margin | 19% |
| Return on Equity | 6.93% |
| Return on Assets | 2.48% |
| Free Cashflow Yield | 9.16% |
| Cash Flow from Investing (TTM) | -7.03 Cr |
| Cash Flow from Operations (TTM) | 97.94 Cr |
| Cash Flow from Financing (TTM) | -141.49 Cr |
| Cash & Equivalents | 12.64 Cr |
| Free Cash Flow (TTM) | 89.9 Cr |
| Free Cash Flow/Share (TTM) | 28.78 |
Balance Sheet | |
|---|---|
| Total Assets | 1.75 kCr |
| Total Liabilities | 1.13 kCr |
| Shareholder Equity | 626.34 Cr |
| Net PPE | 3.92 Cr |
| Inventory | 0.00 |
| Goodwill | 0.00 |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | 1.03 |
| Interest/Cashflow Ops | 4.79 |
Dividend & Shareholder Returns | |
|---|---|
| Shares Dilution (1Y) | 0.10% |
| Shares Dilution (3Y) | 2% |
Profitability: Recent profitability of 14% is a good sign.
Technicals: Bullish SharesGuru indicator.
Momentum: Stock price has a strong positive momentum. Stock is up 3.8% in last 30 days.
Balance Sheet: Reasonably good balance sheet.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Insider Trading: Significant insider selling noticed recently.
Smart Money: Smart money is losing interest in the stock.
Dividend: Stock hasn't been paying any dividend.
Growth: Declining Revenues! Trailing 12m revenue has fallen by -23.8% in past one year. In past three years, revenues have changed by -9.1%.
Past Returns: In past three years, the stock has provided 5.2% return compared to 12.8% by NIFTY 50.
Profitability: Recent profitability of 14% is a good sign.
Technicals: Bullish SharesGuru indicator.
Momentum: Stock price has a strong positive momentum. Stock is up 3.8% in last 30 days.
Balance Sheet: Reasonably good balance sheet.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Insider Trading: Significant insider selling noticed recently.
Smart Money: Smart money is losing interest in the stock.
Dividend: Stock hasn't been paying any dividend.
Growth: Declining Revenues! Trailing 12m revenue has fallen by -23.8% in past one year. In past three years, revenues have changed by -9.1%.
Past Returns: In past three years, the stock has provided 5.2% return compared to 12.8% by NIFTY 50.
Investor Care | |
|---|---|
| Shares Dilution (1Y) | 0.10% |
| Earnings/Share (TTM) | 13.9 |
Financial Health | |
|---|---|
| Current Ratio | 5.62 |
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 45.01 |
| RSI (5d) | 41.61 |
| RSI (21d) | 52.82 |
| MACD Signal | Sell |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Hold |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Sell |
| SMA 20 Signal | Sell |
| SMA 50 Signal | Buy |
| SMA 100 Signal | Buy |
Summary of 5paisa Capital's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
In the Q3 FY26 Earnings Conference Call, management provided a positive outlook. Mr. Gaurav Seth, MD & CEO, highlighted that the market sentiment has improved significantly with the Nifty and Sensex reaching all-time highs. The bullish trend is further reinforced by continued investments from domestic institutional investors.
Key forward-looking points include:
Retail Participation Growth: Retail exchange premium for F&O ADTO rose by 15% quarter-on-quarter, reaching approximately INR 63,900 crores. Retail cash ADTO remained steady at INR 39,810 crores.
Customer Acquisition: The company acquired around 78,000 new customers in the quarter, bringing the total customer base to 5.08 million, emphasizing a focus on quality acquisitions that enhance first-year revenue and customer lifetime value.
Operational Performance: Notional ADTO grew to INR 3.31 trillion, a 24% quarter-on-quarter increase. The average client funding book increased by 4% QoQ to INR 379 crores, while mutual fund AUM reached INR 1,868 crores, reflecting a healthy growth of 13% QoQ.
Financial Metrics: Broking revenue for the quarter was INR 37.1 crores, marking a 7% QoQ increase, and total revenue stood at INR 79.4 crores, up 3% QoQ. The profit after tax (PAT) was reported at INR 12.3 crores, achieving a 30% QoQ growth with a PAT margin of 16%.
Product and Technology Enhancements: Significant upgrades were made to the trading platform, including features like instant margin credit, reduced friction in account onboarding, and improved user experience through enhancements in trading performance and data optimization.
Management indicated a commitment to further innovation and scalability within their technology stack, leveraging AI to improve customer experience.
Understand 5paisa Capital ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Fih Mauritius Investments Limited | 24.55% |
| Nirmal Bhanwarlal Jain | 19.86% |
| Hwic Asia Fund Class A Shares | 8.23% |
| Shubhi Consultancy Services LLP | 7.46% |
| Madhu N Jain | 5.91% |
| Venkataraman Rajamani | 4.06% |
| Bank Muscat India Fund | 3.23% |
Detailed comparison of 5paisa Capital against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| MOTILALOFS | Motilal Oswal Financial Services | 45.3 kCr | 7.93 kCr | -11.90% | +16.70% | 22.31 | 5.71 | - | - |
| ANGELONE | ANGEL ONE | 23.09 kCr |
Comprehensive comparison against sector averages
5PAISA metrics compared to Capital
| Category | 5PAISA | Capital |
|---|---|---|
| PE | 24.94 | 23.90 |
| PS | 3.54 | 4.20 |
| Growth | -23.8 % | -8.5 % |
5paisa Capital is a stockbroking and allied services company, with a market capitalization of Rs. 1,146.9 Crores. Its stock ticker is 5PAISA.
The company provides an online technology platform for trading on major Indian exchanges, including the National Stock Exchange of India Limited, BSE Limited, and MCX.
5paisa Capital offers a diverse range of financial services, such as:
Additionally, the company facilitates peer-to-peer lending through its platform 5paisa and its mobile app 5Paisa Loans. Customers can access services via a web-based trading terminal, a mobile application, or a dedicated call and trade unit.
The company's clientele includes both retail investors and high-volume traders. Incorporated in 2007, 5paisa Capital is headquartered in Thane, India.
Financially, 5paisa Capital recorded a trailing 12 months revenue of Rs. 401.3 Crores and a profit of Rs. 63.9 Crores over the previous four quarters. Notably, the company has seen a revenue growth of 54.6% over the last three years, although it has also diluted shareholders' equity by 6.1% during the same period. Despite this, 5paisa Capital remains a profitable entity.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
5PAISA vs Capital (2021 - 2026)
The Q&A section of the earnings transcript for 5paisa Capital Limited during the call on January 14, 2026, had no questions raised by participants. Therefore, there are no major questions and corresponding answers available to summarize.
The management expressed a willingness to interact with participants but noted that no questions were presented, leading to the conclusion of the call without further dialogue.
| Aditi Avinash Athavankar (in the capacity as Trustee of Kalki Family Private Trust) | 2.3% |
| Ardent Impex Private Limited | 0.35% |
| Orpheus Trading Private Limited | 0.17% |
| Mansukhlal Jain & Pritesh Mehta (in their capacity as Trustee of Nirmal Madhu Family Private Trust) | 0.05% |
| Aditi Athavankar | 0.05% |
| Harshita Nirmal Jain | 0.03% |
Distribution across major stakeholders
Distribution across major institutional holders
| 4.74 kCr |
| +8.40% |
| +11.60% |
| 29.9 |
| 4.87 |
| - |
| - |
| GEOJITFSL | Geojit Financial Services | 1.89 kCr | 663.87 Cr | -8.60% | -26.50% | 20.12 | 2.85 | - | - |
| 2.38 |
| 2.5 |
| 2.64 |
| 3.1 |
| 3.19 |
| Other expenses | -12.1% | 30 | 34 | 32 | 29 | 36 | 42 |
| Profit Before exceptional items and Tax | 33.3% | 17 | 13 | 16 | 13 | 22 | 29 |
| Total profit before tax | 33.3% | 17 | 13 | 16 | 13 | 22 | 29 |
| Current tax | 89.2% | 4.33 | 2.76 | 3.3 | 6.83 | 5.57 | 6.36 |
| Deferred tax | -118% | -0.09 | 0.5 | 0.65 | -3.43 | -0.2 | 1.05 |
| Tax expense | 42.9% | 4.23 | 3.26 | 3.95 | 3.4 | 5.37 | 7.41 |
| Total profit (loss) for period | 29.7% | 12 | 9.48 | 12 | 10 | 16 | 22 |
| Other comp. income net of taxes | -16.8% | -0.11 | 0.05 | 0.05 | 0.03 | -0.01 | 0.05 |
| Total Comprehensive Income | 29% | 12 | 9.53 | 12 | 10 | 16 | 22 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| Earnings Per Share, Basic | 44.1% | 3.94 | 3.04 | 3.7 | 3.22 | 5.184 | 7.02 |
| Earnings Per Share, Diluted | 44.3% | 3.93 | 3.03 | 3.68 | 3.22 | 5.15 | 6.96 |
| Debt equity ratio | 0% | 045 | 046 | 039 | 036 | 038 | 0 |
| Debt service coverage ratio | 0.8% | 0.0328 | 0.0253 | 028 | 0.041 | 0.0555 | 0.06 |
| Interest service coverage ratio | 0.5% | 0.0301 | 0.0253 | 0.0313 | 0.0359 | 0.0498 | 0.06 |
| -17.5% |
| 269 |
| 326 |
| 280 |
| 278 |
| 170 |
| 118 |
| Employee Expense | -18% | 74 | 90 | 59 | 41 | 35 | 29 |
| Finance costs | -17.9% | 24 | 29 | 21 | 22 | 20 | 15 |
| Depreciation and Amortization | 29.9% | 12 | 9.47 | 8.04 | 4.28 | 3.92 | 3.84 |
| Impairment on financial instruments | - | - | 3.51 | 0 | 0 | 0 | 0 |
| Other expenses | -19.1% | 158 | 195 | 193 | 210 | 112 | 70 |
| Profit Before exceptional items and Tax | 32.4% | 91 | 69 | 58 | 20 | 23 | -9.64 |
| Total profit before tax | 32.4% | 91 | 69 | 58 | 20 | 23 | -9.64 |
| Current tax | 31.6% | 26 | 20 | 8.29 | 0 | 0 | 0 |
| Deferred tax | -2.4% | -2.8 | -2.71 | 6.17 | 5.14 | 6.07 | -1.74 |
| Tax expense | 37.5% | 23 | 17 | 14 | 5.14 | 6.07 | -1.74 |
| Total profit (loss) for period | 31.4% | 68 | 52 | 43 | 15 | 17 | -7.89 |
| Other comp. income net of taxes | 36.9% | 0.18 | -0.3 | -0.26 | 0.14 | -0.02 | -0.15 |
| Total Comprehensive Income | 31.4% | 68 | 52 | 43 | 15 | 17 | -8.05 |
| Reserve excluding revaluation reserves | 12.4% | 573 | 510 | - | 348 | - | - |
| Earnings Per Share, Basic | 31.7% | 21.82 | 16.81 | 14.33 | 5.1 | 6.8 | -3.39 |
| Earnings Per Share, Diluted | 39.5% | 21.76 | 15.88 | 14.25 | 5.05 | 6.75 | -3.39 |
| Debt equity ratio | -0.3% | 036 | 062 | 036 | 074 | 0.0147 | 0.0159 |
| Debt service coverage ratio | 1.7% | 0.0534 | 0.0374 | 0.0419 | 0.0211 | 0.0206 | 073 |
| Interest service coverage ratio | 1.5% | 0.0483 | 0.034 | 0.038 | 0.0191 | 0.0217 | 036 |
| 5.05 |
| 20 |
| - |
| 22 |
| 7.9 |
| Total non-financial assets | - | 41 | - | 42 | - | - | - |
| Total assets | 5.2% | 1,752 | 1,666 | 1,961 | - | 2,048 | 2,018 |
| Equity share capital | 0% | 31 | 31 | 31 | - | 31 | 31 |
| Total equity | 3.8% | 627 | 604 | 577 | - | 541 | 504 |
| Debt securities | - | 111 | - | 0 | - | 0 | - |
| Borrowings | - | 179 | - | 169 | - | 336 | 280 |
| Total financial liabilities | - | 1,118 | - | 1,368 | - | - | - |
| Current tax liabilities | -60.1% | 4.59 | 10 | 5.67 | - | 5.6 | 3.56 |
| Provisions | - | 1.85 | - | 1.82 | - | 1.92 | 1.7 |
| Total non financial liabilities | - | 7.82 | - | 15 | - | - | - |
| Total liabilities | 5.9% | 1,125 | 1,062 | - | - | 1,507 | 1,514 |
| Total equity and liabilities | 5.2% | 1,752 | 1,666 | 1,961 | - | 2,048 | 2,018 |
| 26.7% |
| 20 |
| 16 |
| 3.49 |
| 2.89 |
| - |
| - |
| Net Cashflows From Operating Activities | 205.2% | 98 | -91.24 | 25 | -138.28 | - | - |
| Proceeds from sales of PPE | 24.4% | 0.66 | 0.55 | 0.66 | 0.67 | - | - |
| Purchase of property, plant and equipment | -60.9% | 8.03 | 19 | 14 | 8.21 | - | - |
| Proceeds from sales of investment property | 205.3% | 125 | -116.8 | 0 | 0 | - | - |
| Purchase of investment property | 199.8% | 125 | -123.22 | -184.31 | 0 | - | - |
| Proceeds from sales of intangible assets | - | 0 | 0 | -180.12 | 0 | - | - |
| Net Cashflows From Investing Activities | 39.9% | -7.08 | -12.44 | -8.71 | -14.6 | - | - |
| Proceeds from issuing shares | -99.1% | 1.13 | 16 | 45 | 186 | - | - |
| Proceeds from exercise of stock options | - | 0 | 0 | 0 | 1.37 | - | - |
| Proceeds from borrowings | -100.6% | 0 | 167 | -109.69 | 620 | - | - |
| Repayments of borrowings | - | 119 | 0 | 0 | 575 | - | - |
| Interest paid | -17.9% | 24 | 29 | 21 | 22 | - | - |
| Net Cashflows From Financing Activities | -193.1% | -141.49 | 154 | -85.01 | 225 | - | - |
| Net change in cash and cash eq. | -203.1% | -50.56 | 51 | -68.77 | 72 | - | - |