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INFIBEAM

INFIBEAM - INFIBEAM AVENUES LIMITED Share Price

Financial Technology (Fintech)

15.21-0.08(-0.52%)
Market Closed as of Aug 8, 2025, 15:30 IST

Valuation

Market Cap5.31 kCr
Price/Earnings (Trailing)18.78
Price/Sales (Trailing)1.15
EV/EBITDA13.41
Price/Free Cashflow-17.44
MarketCap/EBT17.61
Enterprise Value5.13 kCr

Fundamentals

Revenue (TTM)4.6 kCr
Rev. Growth (Yr)67.4%
Earnings (TTM)224.98 Cr
Earnings Growth (Yr)-16.1%

Profitability

Operating Margin6%
EBT Margin7%
Return on Equity5.85%
Return on Assets4.19%
Free Cashflow Yield-5.73%

Price to Sales Ratio

Latest reported: 1

Revenue (Last 12 mths)

Latest reported: 5 kCr

Net Income (Last 12 mths)

Latest reported: 225 Cr

Growth & Returns

Price Change 1W-1.1%
Price Change 1M-3.7%
Price Change 6M-34.6%
Price Change 1Y-54.1%
3Y Cumulative Return0.00%
5Y Cumulative Return-13.4%
7Y Cumulative Return-21.3%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)-671.57 Cr
Cash Flow from Operations (TTM)72.06 Cr
Cash Flow from Financing (TTM)208.28 Cr
Cash & Equivalents331.33 Cr
Free Cash Flow (TTM)-304.35 Cr
Free Cash Flow/Share (TTM)-0.87

Balance Sheet

Total Assets5.37 kCr
Total Liabilities1.53 kCr
Shareholder Equity3.84 kCr
Current Assets1.88 kCr
Current Liabilities1.18 kCr
Net PPE189.11 Cr
Inventory0.00
Goodwill1.67 kCr

Capital Structure & Leverage

Debt Ratio0.03
Debt/Equity0.04
Interest Coverage30.8
Interest/Cashflow Ops8.6

Dividend & Shareholder Returns

Dividend/Share (TTM)0.1
Dividend Yield0.63%
Shares Dilution (1Y)25.4%
Shares Dilution (3Y)30.4%

Risk & Volatility

Max Drawdown-71%
Drawdown Prob. (30d, 5Y)62.31%
Risk Level (5Y)58.9%
Pros

Growth: Awesome revenue growth! Revenue grew 42.2% over last year and 205.3% in last three years on TTM basis.

Technicals: Bullish SharesGuru indicator.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Size: Market Cap wise it is among the top 20% companies of india.

Balance Sheet: Strong Balance Sheet.

Cons

Momentum: Stock is suffering a negative price momentum. Stock is down -3.7% in last 30 days.

Dilution: Company has a tendency to dilute it's stock investors.

Past Returns: Underperforming stock! In past three years, the stock has provided 0% return compared to 11.6% by NIFTY 50.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend Yield0.63%
Dividend/Share (TTM)0.1
Shares Dilution (1Y)25.4%
Earnings/Share (TTM)0.81

Financial Health

Current Ratio1.59
Debt/Equity0.04

Technical Indicators

RSI (14d)34.06
RSI (5d)33.96
RSI (21d)28.76
MACD SignalBuy
Stochastic Oscillator SignalBuy
Grufity SignalBuy
RSI SignalHold
RSI5 SignalHold
RSI21 SignalBuy
SMA 5 SignalSell
SMA 10 SignalSell
SMA 20 SignalSell
SMA 50 SignalSell
SMA 100 SignalSell

Summary of Latest Earnings Report from INFIBEAM AVENUES

Summary of INFIBEAM AVENUES's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Last updated:

In the recent earnings call for the fiscal year 2025, management provided an optimistic outlook for Infibeam Avenues Limited. The company reported a significant transformation, evolving from a digital payments company to a multi-vertical technology powerhouse encompassing fintech, artificial intelligence, and digital infrastructure.

Key financial highlights for FY 2025 include:

  • Consolidated Gross Revenue: INR 3,993 crores, a robust increase from the previous year's INR 3,150 crores.
  • Net Revenue: Reached INR 526 crores for the year, up 25% from INR 419 crores.
  • Profit After Tax: Amounted to INR 210 crores, marking a 42% year-over-year growth.

Management announced a rights issue of up to INR 700 crores to bolster capital for several strategic initiatives. The key areas of focus for growth include:

  1. RediffPay: Launching a customer-facing digital payments platform.
  2. Infibeam Quantum Edge: Expanding AI and data center infrastructure.
  3. International Expansion: Scaling the payments infrastructure in key markets, with expectations that international revenues will contribute 20%-25% of total revenue in the next couple of years.

The company emphasized its commitment to brand transformation, unveiling a new logo and identity, and highlighted innovations such as the CCAvenue SoundBox, which has significantly enhanced merchant payment capabilities, onboarding 50,000 new merchants in Q4 alone, bringing the total to over 1.2 million.

Management anticipates a gradual ramp-up in revenues from international operations, particularly in the GCC region, pointing to major clients like VFS Global and Nissan. The expected payback period for investments in these markets is projected to be 1 to 3 years, with margins expected to be 2x those in the domestic market. Overall, management is focused on building a future-ready ecosystem that is well-positioned as India's digital payments economy approaches INR 3.5 trillion by 2029.

Last updated:

Here are the major questions and their detailed answers from the Q&A section of the earnings call transcript for Infibeam Avenues Limited:

  1. Question: "What is the pricing model for Infibeam Quantum Edge and Phronetic AI? Where do you see the biggest early monetization opportunities?" Answer: The pricing model for our offerings includes both enterprise and consumer models. Initially, we're focusing on enterprise sales for solutions in sectors like hospitality and gas stations, with contracts exceeding $1 million. For individual developers, we offer a free tier for a limited number of queries. After that, consumption fees apply, positioning us uniquely in AI-driven fintech applications.

  2. Question: "Will the AI agent model be available for everyone, or only a limited number of queries for consumers?" Answer: The AI agent model will be broadly available. Developers will own their agents, and while there is a free usage limit on queries for consumers, they can create and deploy their own agents easily. Approved agents will feature on our marketplace, enhancing their usability across diverse applications.

  3. Question: "Are we looking at a B2B, B2C embedded financial model for offering credit through our merchant base?" Answer: Currently, we facilitate express settlements for merchants but do not extend loans or credits. We plan to introduce financial services through our RediffPay platform, leveraging our extensive merchant network to innovate in offering credit and other financial solutions, aligning with upcoming regulatory frameworks.

  4. Question: "Given the cash position, why pursue a rights issue?" Answer: We aim to strengthen our AI capabilities, necessitating substantial investment. Although we have cash reserves, we view the rights issue as essential to fund our ambitious plans in AI-driven fintech, infrastructure development, and strategic expansion, ensuring long-term sustainable growth.

  5. Question: "What proportion of international revenue will come from high-volume, low-margin business versus high-margin services?" Answer: Initially, most international revenue will arise from high-volume, low-margin transactions while still expecting marginally higher overall take rates compared to India. This dual strategy of expanding both high-volume and high-margin services will fortify our market position.

  6. Question: "What is the expected payback period for the infrastructure investment in Saudi Arabia?" Answer: We anticipate a payback period between 1 to 3 years for our investment in Saudi Arabia. Given our established relationships, familiarity with the market, and support from existing clients in India, we expect a ramp-up in transaction volumes that will facilitate quick returns.

  7. Question: "What are the monetization strategies for RediffPay?" Answer: RediffPay will generate revenue through transaction fees from UPI payments, utility payments, and mobile recharges, among other services. We aim to cross-sell services to existing users leveraging the substantial active user base and couple them with innovative features to enhance user engagement.

  8. Question: "How will the removal of UPI incentives impact the industry?" Answer: While we can't predict exact outcomes until changes are enacted, there is potential for added revenue through enhanced transaction efficiencies in our UPI offerings. As one of the largest processors of UPI transactions, we believe we will adapt and thrive regardless of regulatory shifts.

Each answer remains precise and informative, addressing the respective questions with relevant context and insights.

Revenue Breakdown

Analysis of INFIBEAM AVENUES's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Last Updated: Mar 31, 2025

DescriptionShareValue
Payment Business94.6%1.1 kCr
E-Commerce Platform Business5.4%62.2 Cr
Total1.2 kCr

Share Holdings

Understand INFIBEAM AVENUES ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
Vishwas Ambalal Patel10.98%
Vishal Ajitbhai Mehta8.6%
Infinium Motors Private Limited7.64%
Ajit Champaklal Mehta4.32%
Jayshreeben Ajitbhai Mehta4.32%
Mayur Mukundbhai Desai3.69%
Variniben Vishwaskumar Patel2.37%
Nirali Vishal Mehta2.16%
Vijayakumar Vadathavoor Subramanian1.85%
Sonal Mayur Desai1.57%
Vivek Vishwas Patel1.4%
Diptiben Ileshkumar Shah1.22%
Mayur Mukundbhai Desai HUF1.12%
Shaival M Desai HUF1.12%
CRAFT EMERGING MARKET FUND PCC- ELITE CAPITAL FUND1%
Late Subhashchandra Rambhai Amin0.27%
Late Achalaben S Amin0.02%
Bhadrika Arvind Shah0%
Shreya Nisarg Parikh0%
Mokshadaben Pravinbhai Sheth0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is INFIBEAM AVENUES Better than it's peers?

Detailed comparison of INFIBEAM AVENUES against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
AFFLEAffle (India)27.69 kCr2.45 kCr-1.00%+32.90%68.9311.29--
INDIAMARTIndiaMART InterMESH15.38 kCr1.74 kCr-1.00%-8.50%26.028.83--
NAZARANazara Tech12.89 kCr1.72 kCr+3.00%+49.50%147.37.52--
EASEMYTRIPEasy Trip Planners3.34 kCr603.25 Cr-12.30%-53.70%30.375.54--

Sector Comparison: INFIBEAM vs Financial Technology (Fintech)

Comprehensive comparison against sector averages

Comparative Metrics

INFIBEAM metrics compared to Financial

CategoryINFIBEAMFinancial
PE18.7818.31
PS1.152.67
Growth42.2 %10.9 %
33% metrics above sector average

Performance Comparison

INFIBEAM vs Financial (2021 - 2025)

INFIBEAM is underperforming relative to the broader Financial sector and has declined by 72.1% compared to the previous year.

Key Insights
  • 1. INFIBEAM is NOT among the Top 10 largest companies in Financial Services.
  • 2. The company holds a market share of 0.1% in Financial Services.
  • 3. In last one year, the company has had an above average growth that other Financial Services companies.

Income Statement for INFIBEAM AVENUES

Consolidated figures (in Rs. Crores) /
Standalone figures (in Rs. Crores) /

Balance Sheet for INFIBEAM AVENUES

Consolidated figures (in Rs. Crores) /
Standalone figures (in Rs. Crores) /

Cash Flow for INFIBEAM AVENUES

Consolidated figures (in Rs. Crores) /
Standalone figures (in Rs. Crores) /

What does INFIBEAM AVENUES LIMITED do?

Infibeam Avenues Limited, together with its subsidiaries, operates as a digital payment and e-commerce technology company that engages in the provision of digital payment solutions, data center infrastructure, and software platforms for businesses and governments to execute e-commerce transactions. The company operates through Payment Business and E-Commerce Platform Business segments. It also offers CCAvenue, a payment gateway to ecommerce merchants to collect payments online and offline from their customers, as well as payment gateway related solutions, including B2Biz payments, CCAvenue SNIP, CCAvenue TokenPay, and invoice payment and subscription solutions. In addition, the company provides BillAvenue, an online bill payment platform for recurring bill payments services to customers; ResAven, an online hospitality management solution that helps hoteliers to distribute room inventory; Go Payments, an online platform that offers domestic money transfer, AEPS, mobile recharge, travel bookings, insurance, and other financial services for consumers, as well as payment issuing and processing services for banks, governments, and corporates; and TrustAvenue, a lending platform that provide working capital loans, invoice/bill discounting, and early settlement to digital payment merchants. Further, it provides BuildaBazaar for Enterprise, a cloud based end-to-end software as a service eCommerce marketplace technology platform that allows corporates to transact online, manage the back end, make digital payments, undertake online marketing, and other value-added digital services. Infibeam Avenues Limited operates in India, the United Arab Emirates, Saudi Arabia, Oman, Australia, and the United States. The company was formerly known as Infibeam Incorporation Limited and changed its name to Infibeam Avenues Limited in July 2018. Infibeam Avenues Limited was incorporated in 2010 and is headquartered in Gandhinagar, India.

Industry Group:Financial Technology (Fintech)
Employees:815
Website:www.ia.ooo