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LICI

LICI - LIFE INSURANCE CORPORATION OF INDIA Share Price

Insurance

886.45-6.30(-0.71%)
Market Closed as of Aug 7, 2025, 15:30 IST

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Price Change 1W-3.9%
Price Change 1M-6.8%
Price Change 6M8%
Price Change 1Y-23.6%
3Y Cumulative Return9.5%

Dividend & Shareholder Returns

Dividend/Share (TTM)12
Shares Dilution (1Y)0.00%

Risk & Volatility

Max Drawdown-21.3%
Drawdown Prob. (30d, 5Y)7.87%
Risk Level (5Y)34.7%
Pros

Technicals: Bullish SharesGuru indicator.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Cons

Dividend: Stock hasn't been paying any dividend.

Momentum: Stock is suffering a negative price momentum. Stock is down -6.8% in last 30 days.

Past Returns: In past three years, the stock has provided 9.5% return compared to 14.6% by NIFTY 50.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend/Share (TTM)12
Shares Dilution (1Y)0.00%

Technical Indicators

RSI (14d)24.52
RSI (5d)15.23
RSI (21d)28.17
MACD SignalSell
Stochastic Oscillator SignalBuy
Grufity SignalBuy
RSI SignalBuy
RSI5 SignalBuy
RSI21 SignalBuy
SMA 5 SignalSell
SMA 10 SignalSell
SMA 20 SignalSell
SMA 50 SignalSell
SMA 100 SignalSell

Latest News and Updates from LIFE INSURANCE Corp OF INDIA

Updated Jul 26, 2025

This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.

Summary of Latest Earnings Report from LIFE INSURANCE Corp OF INDIA

Summary of LIFE INSURANCE Corp OF INDIA's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Last updated:

Management's outlook for Life Insurance Corporation of India indicates a strong performance for the year ending March 31, 2025. The key highlights reflect positive growth trends, with Total Premium Income rising to INR 4,88,148 Crore from INR 4,75,070 Crore in the previous year. Notably, Individual New Business Premium Income surged to a record high of INR 62,495 Crore, showcasing an 8.28% year-on-year growth.

Renewal Premium Income also demonstrated growth, increasing to INR 2,56,541 Crore from INR 2,46,052 Crore. However, Group Business saw a slight decline of 1.28%, totaling INR 1,69,112 Crore. The overall market share in First Year Premium Income stood at 57.05%, down from 58.87% the previous year, but LIC retained its leadership in both Individual (37.46%) and Group business segments (71.19%).

The Profit After Tax (PAT) for FY 25 was INR 48,151 Crore, reflecting an 18.38% increase. For the first time, LIC crossed a Net Value of New Business (VNB) of INR 10,000 Crore, with a VNB margin of 17.6%, improving by 80 basis points year-on-year.

Looking ahead, management emphasized their commitment to digital transformation, operational efficiency, and product diversification, especially in the non-participating products segment, which has seen a significant growth in the Annualized Premium Equivalent (APE) from 18.32% to 27.69% within Individual Business.

Management expects further improvements in persistency, operational efficiency, and continues to focus on innovation through initiatives like the DIVE and Jeevan Samarth projects. The agency workforce has also shown growth, with a total agent count of 14,86,851. They are optimistic about achieving sustainable long-term growth while adapting to market dynamics and regulatory changes.

Last updated:

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Share Holdings

Understand LIFE INSURANCE Corp OF INDIA ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
President of India96.5%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is LIFE INSURANCE Corp OF INDIA Better than it's peers?

Detailed comparison of LIFE INSURANCE Corp OF INDIA against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
BAJAJFINSVBajaj Finserv3.17 LCr1.38 LCr-1.30%+26.30%33.262.3--
MFSLMax Financial Services52.69 kCr46.5 kCr-6.20%+39.20%161.041.13--
HDFCLIFEHDFC LIFE INSURANCE Co.---2.90%+11.60%----
ICICIPRULIICICI Prudential Life Insurance Co.---2.50%-11.80%----
SBILIFESBI Life Insurance Co.---0.60%+8.10%----

Balance Sheet for LIFE INSURANCE Corp OF INDIA

Consolidated figures (in Rs. Crores) /
Standalone figures (in Rs. Crores) /

Cash Flow for LIFE INSURANCE Corp OF INDIA

Consolidated figures (in Rs. Crores) /
Standalone figures (in Rs. Crores) /

What does LIFE INSURANCE CORPORATION OF INDIA do?

Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It offers insurance plans, including endowment, whole life, term insurance plans, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. The company also provides pension, unit linked, micro insurance, withdrawal, and health plans, as well as various group schemes. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.

Industry Group:Insurance
Employees:98,661
Website:www.licindia.in