Account menu
Insurance
Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It offers insurance plans, including endowment, whole life, term insurance plans, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. The company also provides pension, unit linked, micro insurance, withdrawal, and health plans, as well as various group schemes. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.
Updated Jun 17, 2025
Despite positive developments, IREDA's share price fell 0.4% on the day of the QIP announcement.
LIC's stake in Paisalo Digital has slightly reduced to 1.17%, indicating a small decline in its holdings.
While GTL Infra's stock has surged, it is still classified as a penny stock, suggesting potential volatility.
Paisalo Digital Limited has successfully allocated Rs 30 crore in Commercial Papers to the State Bank of India and reported a net profit increase of 25.4% year-over-year.
Shares of GTL Infrastructure Ltd have surged nearly 42% over two days, driven by investor sentiment and optimism in the telecom infrastructure sector.
LIC acquired 50% of the shares from IREDA's recent QIP, raising ₹2,000 crore and marking a significant strategic investment.
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
Summary of LIFE INSURANCE Corp OF INDIA's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Last updated: Jun 25
Management's outlook for Life Insurance Corporation of India indicates a strong performance for the year ending March 31, 2025. The key highlights reflect positive growth trends, with Total Premium Income rising to INR 4,88,148 Crore from INR 4,75,070 Crore in the previous year. Notably, Individual New Business Premium Income surged to a record high of INR 62,495 Crore, showcasing an 8.28% year-on-year growth.
Renewal Premium Income also demonstrated growth, increasing to INR 2,56,541 Crore from INR 2,46,052 Crore. However, Group Business saw a slight decline of 1.28%, totaling INR 1,69,112 Crore. The overall market share in First Year Premium Income stood at 57.05%, down from 58.87% the previous year, but LIC retained its leadership in both Individual (37.46%) and Group business segments (71.19%).
The Profit After Tax (PAT) for FY 25 was INR 48,151 Crore, reflecting an 18.38% increase. For the first time, LIC crossed a Net Value of New Business (VNB) of INR 10,000 Crore, with a VNB margin of 17.6%, improving by 80 basis points year-on-year.
Looking ahead, management emphasized their commitment to digital transformation, operational efficiency, and product diversification, especially in the non-participating products segment, which has seen a significant growth in the Annualized Premium Equivalent (APE) from 18.32% to 27.69% within Individual Business.
Management expects further improvements in persistency, operational efficiency, and continues to focus on innovation through initiatives like the DIVE and Jeevan Samarth projects. The agency workforce has also shown growth, with a total agent count of 14,86,851. They are optimistic about achieving sustainable long-term growth while adapting to market dynamics and regulatory changes.
Last updated: Jun 25
I don't have the capability to access or extract text from attached documents. However, I can help summarize or analyze any pertinent information you provide from that document. If you have specific questions or parts of the transcript you'd like to discuss, feel free to paste the text here, and I'll be happy to assist!
Investor Care | |
|---|---|
| Shares Dilution (1Y) | 0.00% |
Technicals: Bullish SharesGuru indicator.
Smart Money: Smart money has been increasing their position in the stock.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Dividend: Stock hasn't been paying any dividend.
Understand LIFE INSURANCE Corp OF INDIA ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| President of India | 96.5% |
Distribution across major stakeholders
Distribution across major institutional holders
Detailed comparison of LIFE INSURANCE Corp OF INDIA against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | Bajaj FinservHolding Company | 3.21 LCr | 1.34 LCr | -1.60% | +25.71% | 18.29 | 2.4 | +21.23% | +12.58% |
| ICICIPRULI | ICICI Prudential Life Insurance Co.Life Insurance | - | - | +3.96% | +4.28% | - | - | - | - |
| SBILIFE | SBI Life Insurance Co.Life Insurance | - | - | +1.53% | +22.49% | - | - | - | - |
| HDFCLIFE | HDFC LIFE INSURANCE Co.Life Insurance | - | - | +2.91% | +29.09% | - | - | - | - |
| MFSL | Max Financial ServicesLife Insurance | 54.69 kCr | 49 kCr | +16.94% | +59.52% | 173.63 | 1.12 | +17.65% | -36.38% |