BAJAJFINSV - Bajaj Finserv Limited Share Price

Finance

₹1954.00+2.40(+0.12%)

Market Closed as of May 2, 2025, 15:30 IST

What does Bajaj Finserv Limited do?

Holding Company•Financial Services•Large Cap

Bajaj Finserv is a Holding Company that specializes in providing a wide range of financial services in India.

With a stock ticker of BAJAJFINSV, the company boasts a market capitalization of Rs. 294,631.7 Crores. Incorporated in 2007 and based in Pune, India, Bajaj Finserv operates through various segments including Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others.

In terms of financial offerings, Bajaj Finserv provides an extensive portfolio which includes:

Loans: Personal, business, home, commercial, car, and gold loans; mortgages; education loans; unsecured and secured loans for SMEs and professionals; loans against properties and securities; and consumer product financing.
Investment Products: Fixed deposits, systematic deposit plans, mutual funds, and savings products.
Insurance Products: A diverse range including life, health, motor, fire, engineering, liabilities, marine, crop, and personal accident insurance.
Additional Services: Wealth management, retirement planning, healthcare services (wellness, outpatient, inpatient), wallets, credit cards, digital technology services, and stock broking services.

Bajaj Finserv also operates 138 windmills with a total installed capacity of 65.2 megawatts.

The company has reported a trailing 12 months revenue of Rs. 129,267.6 Crores with a profit of Rs. 16,886.2 Crores over the past four quarters. It has experienced a remarkable 99% revenue growth over the last three years.

Additionally, Bajaj Finserv distributes dividends to its investors with a yield of 0.11% per year, although it has previously diluted shareholdings by 401.7% in the past three years. In the last twelve months, the company returned Rs. 1.8 dividend per share, reflecting its commitment to investor returns.

Industry Group:Finance

Employees:92,079

Website:www.bajajfinserv.in

Income Statement for Bajaj Finserv

Standalone figures (in Rs. Crores) / View Consolidated Data

QuarterlyAnnual

Description	(%) Q/Q	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023
Revenue From Operations	-8.6%	65	71	1,217	909	44	49
Other Income	-3.4%	9.28	9.57	10	8.63	11	7.9
Total Income	-7.6%	74	80	1,227	918	54	57
Employee Expense	-19.5%	34	42	42	41	29	32
Depreciation and Amortization	711.1%	1.55	0.91	0.91	0.89	0.88	0.89
Other expenses	18.2%	27	23	19	19	9.84	17
Total Expenses	-6.2%	62	66	61	60	40	50
Profit Before exceptional items and Tax	-21.4%	12	15	1,166	857	14	7.37
Total profit before tax	-21.4%	12	15	1,166	857	14	7.37
Current tax	0.6%	4.25	4.23	258	225	5.8	3.26
Deferred tax	15.3%	-0.16	-0.37	-0.27	-0.16	0.68	-0.28
Total tax	8%	4.09	3.86	258	224	6.48	2.98
Total profit (loss) for period	-34.3%	7.57	11	908	633	7.82	4.39
Other comp. income net of taxes	-230.8%	-2.54	-0.07	-0.08	-0.07	-2.31	-0.07
Total Comprehensive Income	-59.7%	5.03	11	907	633	5.51	4.32
Earnings Per Share, Basic	-11.1%	0	0.1	5.7	4	0.05	0.028
Earnings Per Share, Diluted	-11.1%	0	0.1	5.6	3.9	0.05	0.027

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Revenue From Operations	33.2%	2,262	1,699	1,076	624	324	780
Other Income	8.8%	38	35	71	105	68	35
Total Income	32.6%	2,299	1,734	1,148	729	392	815
Employee Expense	24.6%	158	127	114	112	102	85
Depreciation and Amortization	31.5%	4.26	3.48	3.2	4.22	4.68	2.9
Other expenses	30.3%	87	67	56	50	40	46
Total Expenses	27%	250	197	173	166	147	133
Profit Before exceptional items and Tax	33.3%	2,049	1,537	975	563	245	682
Total profit before tax	33.3%	2,049	1,537	975	563	245	682
Current tax	33.9%	491	367	241	141	68	14
Deferred tax	-161.3%	-0.96	0.25	0.98	-2.3	-1.52	1.08
Total tax	33.9%	491	367	242	139	66	15
Total profit (loss) for period	33.3%	1,559	1,170	733	424	179	667
Other comp. income net of taxes	-6.5%	-2.76	-2.53	-0.68	-1.6	0.3	-2.3
Total Comprehensive Income	33.2%	1,556	1,168	732	423	179	665
Earnings Per Share, Basic	39.7%	9.8	7.3	4.6	13.35	5.6	20.95
Earnings Per Share, Diluted	38.1%	9.7	7.3	4.6	13.3	5.6	20.95

Consolidated figures (in Rs. Crores) / View Standalone Data

QuarterlyAnnual

Description	(%) Q/Q	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023
Revenue From Operations	14.2%	36,595	32,042	33,704	31,480	32,041	29,038
Other Income	-	1.07	0	0	0.21	1.09	0
Total Income	14.2%	36,596	32,042	33,704	31,480	32,042	29,038
Employee Expense	4.2%	3,147	3,020	3,009	2,894	2,811	2,663
Finance costs	1.9%	6,396	6,276	6,046	5,592	5,154	4,777
Depreciation and Amortization	17.8%	339	288	275	267	257	232
Other expenses	26.5%	15,773	12,473	14,391	13,242	14,897	12,916
Total Expenses	16.7%	30,603	26,233	27,741	25,514	26,519	23,609
Profit Before exceptional items and Tax	3.2%	5,993	5,808	5,963	5,966	5,523	5,429
Total profit before tax	3.2%	5,993	5,808	5,963	5,966	5,523	5,429
Current tax	-20.2%	1,187	1,488	1,721	1,988	1,313	1,343
Deferred tax	164.5%	59	-88.88	64	-228.92	128	43
Total tax	-11%	1,246	1,400	1,786	1,759	1,442	1,386
Total profit (loss) for period	7.8%	4,756	4,412	4,180	4,209	4,085	4,045
Other comp. income net of taxes	161.3%	365	-593.27	1,141	512	1,186	177
Total Comprehensive Income	34.1%	5,122	3,819	5,321	4,722	5,271	4,222
Earnings Per Share, Basic	8.5%	15.1	14	13.1	13.4	13.312	13.558
Earnings Per Share, Diluted	8.5%	15	13.9	13	13.3	13.173	13.446

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Revenue From Operations	21.2%	133,821	110,382	82,071	68,406	60,591	54,347
Other Income	-22.2%	1.07	1.09	0.77	33	0.37	4.78
Total Income	21.2%	133,822	110,383	82,072	68,439	60,592	54,351
Employee Expense	16.5%	12,070	10,361	8,767	6,560	4,698	4,755
Finance costs	32.1%	24,310	18,400	12,201	9,498	9,141	9,339
Depreciation and Amortization	30%	1,170	900	678	563	498	457
Other expenses	17%	55,879	47,751	36,147	32,216	27,798	25,174
Total Expenses	23.7%	110,092	89,016	65,262	57,168	50,729	46,050
Profit Before exceptional items and Tax	11.1%	23,730	21,367	16,810	11,271	9,863	8,301
Total profit before tax	11.1%	23,730	21,367	16,810	11,271	9,863	8,301
Current tax	10%	6,385	5,803	4,695	2,847	2,322	2,557
Deferred tax	-707.2%	-194.02	-23.16	-93.51	110	173	-249.06
Total tax	7.1%	6,191	5,780	4,602	2,957	2,495	2,308
Total profit (loss) for period	12.6%	17,558	15,595	12,210	8,314	7,367	5,994
Other comp. income net of taxes	-30.6%	1,425	2,053	-624.06	-581.25	-166.53	662
Total Comprehensive Income	7.6%	18,983	17,648	11,585	7,732	7,201	6,655
Earnings Per Share, Basic	8.8%	55.6	51.199	40.3	143.15	140.45	105.85
Earnings Per Share, Diluted	8.7%	55	50.664	40	143.15	140.45	105.85

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Balance Sheet for Bajaj Finserv

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Cash and cash equivalents	114.1%	18	8.94	21	7.84	7.24	9.52
Property, plant and equipment	13.1%	122	108	108	109	110	110
Capital work-in-progress	3.2%	4.58	4.47	4.47	4.09	4.09	4.08
Investment property	-1.3%	4.85	4.9	4.98	5.04	5.11	5.17
Total assets	-1%	8,525	8,612	6,651	6,641	5,318	5,324
Current tax liabilities	-65.9%	64	186	17	122	17	91
Total liabilities	-	153	-	82	170	70	139
Equity share capital	0%	160	160	159	159	159	159
Total equity	0.8%	8,372	8,302	6,569	6,472	5,248	5,184
Total equity and liabilities	-1%	8,525	8,612	6,651	6,641	5,318	5,324

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Cash and cash equivalents	10.4%	5,817	5,268	5,765	4,459	2,594	1,599
Property, plant and equipment	8.2%	4,157	3,842	3,745	3,179	2,875	2,611
Capital work-in-progress	17.3%	123	105	82	73	62	61
Investment property	0%	29	29	30	34	35	35
Goodwill	0%	803	803	689	689	689	689
Total assets	8.5%	652,232	601,195	537,930	469,324	405,509	360,275
Current tax liabilities	-73.6%	461	1,741	427	1,073	387	870
Total liabilities	-	523,797	-	434,154	384,381	327,911	289,843
Equity share capital	0%	160	160	159	159	159	159
Non controlling interest	-	56,039	-	43,447	34,071	31,191	27,969
Total equity	7.8%	128,434	119,132	103,776	84,943	77,598	70,431
Total equity and liabilities	8.5%	652,232	601,195	537,930	469,324	405,509	360,275

Share Holdings

Understand Bajaj Finserv ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

As of 2025-03-31

Shareholder Name	Holding %
BAJAJ HOLDINGS AND INVESTMENT LIMITED	39.03%
JAMNALAL SONS PRIVATE LIMITED	9.7%
JAYA HIND INDUSTRIES PRIVATE LIMITED	3.92%
MAHARASHTRA SCOOTERS LTD	2.38%
BAJAJ SEVASHRAM PRIVATE LIMITED	1.67%
BACHHRAJ AND COMPANY PRIVATE LIMITED	1.46%
Yamuna Trust (Niraj Bajaj)	1.15%
Trusts	1.15%
BACHHRAJ FACTORIES PRIVATE LIMITED	0.68%
BARODA INDUSTRIES PRIVATE LIMITED	0.58%
MANISH KEJRIWAL	0.42%
SUMAN JAIN	0.36%
Niravnayan Bajaj Family Trust (Niraj Bajaj)	0.34%
Geetika Shekhar Bajaj Trust (Shekhar Bajaj)	0.33%
NIRAVNAYAN TRUST (NIRAJ BAJAJ)	0.27%
KIRAN BAJAJ	0.25%
SANJIVNAYAN BAJAJ	0.23%
Nimisha Bajaj Family Trust (Madhur Bajaj)	0.22%
Neelima Bajaj Family Trust (Kumud Bajaj)	0.21%
NIRAJ BAJAJ	0.18%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Valuation
Market Cap	3.12 LCr
Price/Earnings (Trailing)	17.77
Price/Sales (Trailing)	2.33
EV/EBITDA	6.22
Price/Free Cashflow	-4.92
MarketCap/EBT	13.15

Fundamentals
Revenue (TTM)	1.34 LCr
Rev. Growth (Yr)	14.21%
Rev. Growth (Qtr)	14.21%
Earnings (TTM)	17.56 kCr
Earnings Growth (Yr)	16.44%
Earnings Growth (Qtr)	7.81%

Profitability
Operating Margin	17.99%
EBT Margin	17.99%
Return on Equity	14.17%
Return on Assets	2.81%
Free Cashflow Yield	-20.33%

Cash Flow for Bajaj Finserv

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023
Depreciation	31.5%	4.26	3.48	3.2
Share-based payments	18.8%	20	17	25
Net Cashflows from Operations	32.4%	1,975	1,492	965
Income taxes paid (refund)	20.7%	445	369	242
Other inflows (outflows) of cash	2.7%	194	189	64
Net Cashflows From Operating Activities	31.4%	1,724	1,312	788
Proceeds from sales of PPE	-352.8%	0.09	1.36	0.58
Purchase of property, plant and equipment	20932.6%	388	2.84	8.74
Other inflows (outflows) of cash	-94%	-1,531.94	-789.29	-327.56
Net Cashflows From Investing Activities	-35.3%	-1,722.68	-1,272.65	-805.14
Proceeds from issuing shares	52.5%	155	102	67
Dividends paid	25.4%	159	127	64
Net Cashflows from Financing Activities	80.9%	-4.05	-25.42	3.05
Net change in cash and cash eq.	-130.2%	-2.93	14	-14.38

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023
Depreciation	30%	1,170	900	678
Dividend income	10.2%	174	158	132
Adjustments for interest income	25.4%	67,449	53,793	40,155
Share-based payments	39%	546	393	343
Net Cashflows from Operations	-2%	-92,976.69	-91,152.34	-56,378.41
Interest paid	31.6%	22,421	17,041	13,112
Interest received	32%	60,530	45,856	35,034
Income taxes paid (refund)	17.2%	7,004	5,975	4,627
Other inflows (outflows) of cash	33.3%	-240.89	-361.75	-396.56
Net Cashflows From Operating Activities	9.6%	-62,113.25	-68,674.2	-39,479.54
Proceeds from sales of PPE	20.5%	148	123	0
Purchase of property, plant and equipment	37.7%	1,323	961	779
Purchase of intangible assets	14%	540	474	441
Dividends received	12.8%	6,560	5,815	5,499
Interest received	-100.1%	0	1,159	635
Other inflows (outflows) of cash	-3.9%	-399.28	-384.23	-166.34
Net Cashflows From Investing Activities	27.1%	-7,986.54	-10,959.69	-13,945.21
Proceeds from changes in ownership interests in subsidiaries	-	6,460	0	0
Proceeds from issuing shares	-94.4%	515	9,135	225
Proceeds from borrowings	-4.7%	104,281	109,450	21,481
Repayments of borrowings	13.8%	39,124	34,376	-30,361.03
Payments of lease liabilities	-	399	0	305
Dividends paid	30.4%	1,542	1,183	745
Net Cashflows from Financing Activities	-15.1%	70,191	82,709	51,016
Net change in cash and cash eq.	-97%	92	3,075	-2,408.69

Description	Share	Value
Retail financing	49.6%	18.5 kCr
Insurance	49.2%	18.3 kCr
Investments and others	1.2%	450.3 Cr
Total		37.2 kCr

Is Bajaj Finserv Better than it's peers?

Detailed comparison of Bajaj Finserv against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BAJFINANCE	Bajaj FinanceNon Banking Financial Company(NBFC)	5.51 LCr	66.19 kCr	+2.23%	+28.76%	32.82	7.9	+26.82%	+16.11%
CHOLAFIN	Cholamandalam Investment and Finance Co.Non Banking Financial Company(NBFC)	1.25 LCr	24.52 kCr	+1.56%	+14.02%	29.28	4.77	+34.67%	+24.64%
SHRIRAMFIN	Shriram FinanceNon Banking Financial Company(NBFC)	1.14 LCr	40.33 kCr	-5.53%	+17.00%	11.86	2.71	+15.00%	+29.43%
HDFCLIFE	HDFC LIFE INSURANCE Co.Life Insurance	-	-	+4.61%	+26.27%	-	-	-	-
ICICIPRULI	ICICI Prudential Life Insurance Co.Life Insurance	-	-	+8.08%	+5.62%	-	-	-	-
SBILIFE	SBI Life Insurance Co.Life Insurance	-	-	+12.62%	+20.25%	-	-	-	-
SUNDARMFIN	SUNDARAM FINANCENon Banking Financial Company(NBFC)	57.77 kCr	8.42 kCr	+16.03%	+7.14%	32.12	6.86	+26.24%	-4.24%
M&MFIN	Mahindra & Mahindra Financial ServicesNon Banking Financial Company(NBFC)	32.31 kCr	17.97 kCr	-2.66%	-1.21%	14.29	1.74	+16.03%	+16.36%

Investor Care
Dividend Yield	0.11%
Dividend/Share (TTM)	1.8
Shares Dilution (1Y)	0.07%
Diluted EPS (TTM)	55.2

Financial Health
Debt/Equity	0.00
Debt/Cashflow	0.00

BAJAJFINSV - Bajaj Finserv Limited Share Price

What does Bajaj Finserv Limited do?

Income Statement for Bajaj Finserv

Balance Sheet for Bajaj Finserv

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

Latest News and Updates from Bajaj Finserv

The Bad News

The Good News

Valuation

Fundamentals

Profitability

Cash Flow for Bajaj Finserv

Revenue Breakdown

Is Bajaj Finserv Better than it's peers?

Investor Care

Financial Health

Updates from Bajaj Finserv

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)