Finance
Valuation | |
|---|---|
| Market Cap | 50.85 kCr |
| Price/Earnings (Trailing) | 26.84 |
| Price/Sales (Trailing) | 5.94 |
| EV/EBITDA | 7.33 |
| Price/Free Cashflow | -5.63 |
| MarketCap/EBT | 20.78 |
| Enterprise Value | 50.54 kCr |
Fundamentals | |
|---|---|
Growth & Returns | |
|---|---|
| Price Change 1W | 2.3% |
| Price Change 1M | -10.7% |
| Price Change 6M | -7% |
| Price Change 1Y | -8.5% |
| 3Y Cumulative Return | 26.8% |
| 5Y Cumulative Return | 28.5% |
| 7Y Cumulative Return | 16.7% |
| 10Y Cumulative Return | 14.6% |
| Revenue (TTM) |
| 8.56 kCr |
| Rev. Growth (Yr) | 6.6% |
| Earnings (TTM) | 1.88 kCr |
| Earnings Growth (Yr) | 17.1% |
Profitability | |
|---|---|
| Operating Margin | 29% |
| EBT Margin | 29% |
| Return on Equity | 14.24% |
| Return on Assets | 2.49% |
| Free Cashflow Yield | -17.76% |
Cash Flow & Liquidity |
|---|
| Cash Flow from Investing (TTM) | 931.11 Cr |
| Cash Flow from Operations (TTM) | -8.99 kCr |
| Cash Flow from Financing (TTM) | 7.82 kCr |
| Cash & Equivalents | 310.72 Cr |
| Free Cash Flow (TTM) | -9.03 kCr |
| Free Cash Flow/Share (TTM) | -812.87 |
Balance Sheet | |
|---|---|
| Total Assets | 75.34 kCr |
| Total Liabilities | 62.14 kCr |
| Shareholder Equity | 13.2 kCr |
| Net PPE | 747.94 Cr |
| Inventory | 0.00 |
| Goodwill | 472.51 Cr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.42 |
| Interest/Cashflow Ops | -1.13 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 35 |
| Dividend Yield | 0.76% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 0.00% |
Past Returns: Outperforming stock! In past three years, the stock has provided 26.8% return compared to 11.2% by NIFTY 50.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Growth: Good revenue growth. With 66.4% growth over past three years, the company is going strong.
Size: It is among the top 200 market size companies of india.
Smart Money: Smart money has been increasing their position in the stock.
Profitability: Very strong Profitability. One year profit margin are 22%.
Technicals: Bullish SharesGuru indicator.
No major cons observed.
Past Returns: Outperforming stock! In past three years, the stock has provided 26.8% return compared to 11.2% by NIFTY 50.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Growth: Good revenue growth. With 66.4% growth over past three years, the company is going strong.
Size: It is among the top 200 market size companies of india.
Smart Money: Smart money has been increasing their position in the stock.
Profitability: Very strong Profitability. One year profit margin are 22%.
Technicals: Bullish SharesGuru indicator.
No major cons observed.
Investor Care | |
|---|---|
| Dividend Yield | 0.76% |
| Dividend/Share (TTM) | 35 |
| Shares Dilution (1Y) | 0.00% |
| Earnings/Share (TTM) | 170.53 |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 56.55 |
| RSI (5d) | 67.59 |
| RSI (21d) | 32.72 |
| MACD Signal | Buy |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Hold |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Buy |
| SMA 50 Signal | Sell |
| SMA 100 Signal | Sell |
Updated May 5, 2025
There is no significant negative news regarding Sundaram Finance Holdings Limited at this time.
The company's reliance on commercial paper issuance totaling Rs.8216 crore may indicate a potential liquidity risk.
Maintaining working capital limits at Rs.1800 crore may reflect underlying operational challenges.
Summary of SUNDARAM FINANCE's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand SUNDARAM FINANCE ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| NALANDA INDIA EQUITY FUND LIMITED | 3.62% |
| M/S. INDIA MOTOR PARTS & ACCESSORIES LIMITED | 2.61% |
| BRIGHT STAR INVESTMENTS PVT LTD | 2.37% |
| M/S. RAGHUVAMSA HOLDINGS PRIVATE LIMITED | 1.67% |
| MR HARSHA VIJI . | 1.63% |
| MR SRIVATS RAM . | 1.53% |
| MRS NIVEDITA RAM . | 1.48% |
Detailed comparison of SUNDARAM FINANCE against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | Bajaj Finance | 6.17 LCr | 73.15 kCr | +11.80% | +30.80% | 20.38 | 8.43 | - | - |
| CHOLAFIN | Cholamandalam Investment and Finance Co. |
Comprehensive comparison against sector averages
SUNDARMFIN metrics compared to Finance
| Category | SUNDARMFIN | Finance |
|---|---|---|
| PE | 26.84 | 25.44 |
| PS | 5.94 | 5.23 |
| Growth | 17.5 % | 11.2 % |
SUNDARAM FINANCE is a prominent Non-Banking Financial Company (NBFC) in India, trading under the stock ticker SUNDARMFIN. With a significant market capitalization of Rs. 58,475.1 Crores, it has established a strong presence in the financial sector.
The company, which was founded in 1954 and is headquartered in Chennai, India, operates through various subsidiaries. It provides a wide array of financial services, including:
Deposit Services: Accepts fixed, cumulative, and NRI deposits.
Vehicle Financing: Offers financing options for new and used cars, commercial vehicles, and construction equipment.
Specialized Financing: Provides diesel finance for commercial vehicle operators, tire and insurance finance, as well as farm equipment finance for tractors and harvesters.
Loan Services: Includes working capital, enterprise business loans, machinery term loans, channel finance, and housing finance.
Insurance and Investment Products: Delivers life insurance plans (child, pension, whole-life, term, and investment) and general insurance products (health, home, property, medical, and vehicle insurance). The company also deals in mutual funds.
In addition to its core services, SUNDARAM FINANCE offers a comprehensive range of investment management services, covering financial planning, asset allocation, portfolio management, tax management, risk management, and estate management.
Financially, SUNDARAM FINANCE has displayed impressive performance, with a trailing twelve months revenue of Rs. 8,420 Crores and a profit margin of Rs. 1,798.9 crores in the last four quarters. The company has achieved a remarkable revenue growth of 60.5% over the past three years.
Furthermore, SUNDARAM FINANCE values its investors through dividends, providing a yield of 0.84% per year, and has returned Rs. 44 dividend per share in the last twelve months. It is recognized as a profitable entity within its industry.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
SUNDARMFIN vs Finance (2021 - 2025)
The company mobilized fresh deposits of Rs.414.35 crore and renewed Rs.629.81 crore in deposits.
General • 05 Aug 2025 Sundaram Finance Ltd has informed BSE about : <BR><BR>1. Result Press Release for the period ended June 30, 2025 |
Change in Directorate • 26 May 2025 Sundaram Finance Ltd has informed BSE regarding "Re-appointment of Mr. Ganesh Lakshminarayan as an Independent Director".<BR> |
General • 26 May 2025 Sundaram Finance Ltd has informed BSE regarding "Appointment of Secretarial Auditor". |
General • 26 May 2025 Sundaram Finance Ltd has informed BSE about : <BR><BR>1. Result Press Release for the period ended March 31, 2025 |
General • 26 May 2025 Sundaram Finance Ltd has informed BSE regarding "Grant of Stock Options".<BR> |
• 04 Nov 2024 |
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
| SBI MAGNUM MIDCAP FUND | 1.36% |
| M/S. UTHIRATTADHI SRIRAM HOLDINGS PRIVATE LIMITED | 1.33% |
| M/S. SILVER OAK HOLDINGS PRIVATE LIMITED | 1.29% |
| AXIS MUTUAL FUND TRUSTEE LIMITED (VARIOUS FUNDS) | 1.21% |
| MR ARJUN RANGARAJAN . | 1.18% |
| M/S. ROHINI HOLDINGS PRIVATE LIMITED | 1.17% |
| M/S. PADMALAKSHMI HOLDINGS PRIVATE LIMITED | 1.16% |
| MR S. VIJI . | 1.15% |
| MR SRIRAM VIJI . | 1.15% |
| M/S. ALLEGRO HOLDINGS PRIVATE LIMITED | 1.12% |
| M/S. REVATHI HOLDINGS PRIVATE LIMITED | 1.1% |
| UNITED INDIA INSURANCE COMPANYLIMITED | 1.09% |
| MRS GITA RAM . | 1.03% |
Distribution across major stakeholders
Distribution across major institutional holders
| 1.34 LCr |
| 27.65 kCr |
| +4.50% |
| -0.30% |
| 30.03 |
| 4.84 |
| - |
| - |
| LTF | L&T Finance | 61.62 kCr | 16.42 kCr | +13.90% | +38.60% | 23.14 | 3.75 | - | - |
| M&MFIN | Mahindra & Mahindra Financial Services | 40.25 kCr | 19.19 kCr | +8.30% | -10.50% | 15.79 | 2.1 | - | - |
| -2.9% |
| 239 |
| 246 |
| 231 |
| 229 |
| 221 |
| 215 |
| Finance costs | 1.6% | 1,104 | 1,087 | 1,050 | 985 | 948 | 910 |
| Depreciation and Amortization | 8.8% | 63 | 58 | 53 | 48 | 53 | 48 |
| Fees and commission expenses | -4.8% | 21 | 22 | 23 | 25 | 34 | 22 |
| Impairment on financial instruments | -106.5% | -5.5 | 101 | 90 | 66 | 150 | 17 |
| Other expenses | 21.7% | 113 | 93 | 92 | 81 | 119 | 97 |
| Profit Before exceptional items and Tax | 27.3% | 765 | 601 | 557 | 525 | 632 | 520 |
| Exceptional items before tax | - | 0 | 0 | 0 | 0 | -91.72 | 0 |
| Total profit before tax | 27.3% | 765 | 601 | 557 | 525 | 541 | 520 |
| Current tax | 25.9% | 181 | 144 | 109 | 133 | 158 | 113 |
| Deferred tax | 517% | 30 | 5.7 | 42 | -10.16 | -5.67 | 9.1 |
| Tax expense | 40.9% | 211 | 150 | 151 | 122 | 152 | 122 |
| Total profit (loss) for period | 21.6% | 553 | 455 | 436 | 435 | 472 | 506 |
| Other comp. income net of taxes | 118.5% | 40 | -210.18 | 490 | 244 | 696 | 357 |
| Total Comprehensive Income | 142.6% | 593 | 245 | 926 | 679 | 1,168 | 863 |
| Earnings Per Share, Basic | 21.9% | 50.17 | 41.33 | 39.57 | 39.46 | 24.31 | 38.79 |
| Earnings Per Share, Diluted | 21.9% | 50.17 | 41.33 | 39.57 | 39.46 | 24.31 | 38.79 |
| Debt equity ratio | -0.4% | 0.0463 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 215 |
| Revenue from sale of services | - | 0 | 0 | 0 | 0 | 26 |
| Other revenue from operations | -17.4% | 58 | 70 | 49 | 39 | 20 |
| Other income | 476.9% | 76 | 14 | 64 | 20 | 85 |
| Total Expenses | 19.4% | 4,534 | 3,798 | 2,690 | 2,714 | 2,982 |
| Employee Expense | 17.2% | 643 | 549 | 445 | 414 | 359 |
| Finance costs | 26.3% | 3,254 | 2,576 | 1,777 | 1,700 | 2,072 |
| Depreciation and Amortization | 27.5% | 168 | 132 | 94 | 73 | 73 |
| Impairment on financial instruments | -11.7% | 242 | 274 | 134 | 319 | 286 |
| Other expenses | -15% | 228 | 268 | 240 | 208 | 192 |
| Profit Before exceptional items and Tax | 21.5% | 2,062 | 1,697 | 1,420 | 1,177 | 945 |
| Exceptional items before tax | -100.8% | 0 | 134 | 0 | 0 | 0 |
| Total profit before tax | 12.6% | 2,062 | 1,831 | 1,420 | 1,177 | 945 |
| Current tax | 17.2% | 471 | 402 | 319 | 297 | 258 |
| Deferred tax | 279% | 48 | -25.26 | 12 | -23.25 | -37.25 |
| Tax expense | 37.8% | 519 | 377 | 332 | 273 | 221 |
| Total profit (loss) for period | 6.1% | 1,543 | 1,454 | 1,088 | - | - |
| Other comp. income net of taxes | -24.5% | 451 | 597 | -2.39 | -14.26 | 63 |
| Total Comprehensive Income | -2.8% | 1,994 | 2,051 | 1,086 | 889 | 787 |
| Reserve excluding revaluation reserves | - | 11,028 | - | - | - | - |
| Earnings Per Share, Basic | 6.1% | 138.85 | 130.87 | 97.95 | 81.31 | 65.16 |
| Earnings Per Share, Diluted | 6.1% | 138.85 | 130.87 | 97.95 | 81.31 | 65.16 |
| Debt equity ratio | 0.3% | 0.0425 | 0.04 | 0.04 | - | - |
| 53,929 |
| 0 |
| 49,942 |
| 0 |
| Current tax assets (Net) | - | 43 | - | 207 | - | 248 | - |
| Investment property | - | 94 | - | 96 | - | 99 | - |
| Property, plant and equipment | - | 641 | - | 517 | - | 475 | - |
| Total non-financial assets | - | 928 | 0 | 1,042 | 0 | 1,046 | 0 |
| Total assets | - | 59,215 | - | 54,970 | - | 50,988 | - |
| Equity share capital | - | 111 | - | 111 | - | 111 | - |
| Total equity | - | 11,139 | - | 10,587 | - | 9,472 | - |
| Derivative financial instruments | - | 26 | - | 16 | - | 0 | - |
| Debt securities | - | 16,246 | - | 13,132 | - | 13,334 | - |
| Borrowings | - | 22,131 | - | 21,636 | - | 19,350 | - |
| Deposits | - | 6,358 | - | 6,158 | - | 5,745 | - |
| Subordinated liabilities | - | 2,584 | - | 2,774 | - | 2,448 | - |
| Total financial liabilities | - | 47,958 | 0 | 44,258 | 0 | 41,431 | 0 |
| Provisions | - | 51 | - | 52 | - | 48 | - |
| Total non financial liabilities | - | 117 | 0 | 126 | 0 | 85 | 0 |
| Total liabilities | - | 48,076 | - | - | - | - | - |
| Total equity and liabilities | - | 59,215 | - | 54,970 | - | 50,988 | - |
| Income taxes paid (refund) | -70.6% | 89 | 300 | 272 | 173 | - |
| Net Cashflows From Operating Activities | 2.4% | -7,050.27 | -7,222.85 | -4,980.99 | 1,793 | - |
| Proceeds from sales of PPE | 281.8% | 43 | 12 | 23 | 13 | - |
| Purchase of property, plant and equipment | -44.4% | 26 | 46 | 17 | 21 | - |
| Purchase of investment property | - | 0 | 0 | 40 | 1.25 | - |
| Purchase of intangible assets | -50.2% | 9.96 | 19 | 16 | 1.23 | - |
| Proceeds from sales of long-term assets | -100% | 0 | 25,828 | 17,512 | 13,701 | - |
| Purchase of other long-term assets | -100% | 0 | 26,145 | 17,197 | 14,767 | - |
| Dividends received | -51.6% | 168 | 346 | 135 | 94 | - |
| Interest received | 52.1% | 179 | 118 | 67 | 0 | - |
| Other inflows/outflows of cash | - | 0 | 0 | 0 | -147.63 | - |
| Net Cashflows From Investing Activities | 356.7% | 1,120 | 246 | 467 | -1,130.24 | - |
| Proceeds from borrowings | -2.3% | 34,793 | 35,595 | 21,839 | 14,493 | - |
| Repayments of borrowings | 3.3% | 28,821 | 27,891 | 17,005 | 14,987 | - |
| Payments of finance lease liabilities | - | - | 0 | 0 | 15 | - |
| Payments of lease liabilities | 16.7% | 22 | 19 | 16 | 0 | - |
| Dividends paid | 3.4% | 333 | 322 | 244 | 178 | - |
| Net Cashflows From Financing Activities | -23.7% | 5,617 | 7,363 | 4,573 | -686.71 | - |
| Net change in cash and cash eq. | -181.6% | -313.8 | 387 | 59 | -24.37 | - |
| Cash Equivalents at beginning of period | - | - | 137 | 78 | 78 | - |
Press Release / Media Release • 25 May 2024 Sundaram Finance Ltd has informed BSE about : <BR><BR>1. Result Press Release for the period ended March 31, 2024 |
Analysis of SUNDARAM FINANCE's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Dec 31, 2025
| Description | Share | Value |
|---|---|---|
| Asset Financing | 92.9% | 2.3 kCr |
| Others | 7.1% | 178.3 Cr |
| Total | 2.5 kCr |