SUNDARMFIN - SUNDARAM FINANCE LTD Share Price

Finance

Sharesguru Stock Score

SUNDARMFIN

52/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹4803.50-129.00(-2.62%)

Market Open as of Apr 13, 2026, 15:30 IST

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Pros

Past Returns: Outperforming stock! In past three years, the stock has provided 27.9% return compared to 10.7% by NIFTY 50.

Growth: Good revenue growth. With 80.9% growth over past three years, the company is going strong.

Technicals: Bullish SharesGuru indicator.

Size: It is among the top 200 market size companies of india.

Profitability: Very strong Profitability. One year profit margin are 21%.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Smart Money: Smart money has been increasing their position in the stock.

Cons

No major cons observed.

Valuation
Market Cap	54.8 kCr
Price/Earnings (Trailing)	26.42
Price/Sales (Trailing)	5.72
EV/EBITDA	7.22
Price/Free Cashflow	-5.54
MarketCap/EBT	20.51
Enterprise Value	54.6 kCr

Fundamentals
Revenue (TTM)	9.58 kCr
Rev. Growth (Yr)	14.6%
Earnings (TTM)	2.06 kCr
Earnings Growth (Yr)	18.9%

Profitability
Operating Margin	29%
EBT Margin	28%
Return on Equity	13.6%
Return on Assets	2.5%
Free Cashflow Yield	-18.04%

Growth & Returns
Price Change 1W	8.7%
Price Change 1M	-7.4%
Price Change 6M	11.9%
Price Change 1Y	3.8%
3Y Cumulative Return	27.9%
5Y Cumulative Return	14.3%
7Y Cumulative Return	18.6%
10Y Cumulative Return	17.2%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	931.11 Cr
Cash Flow from Operations (TTM)	-8.99 kCr
Cash Flow from Financing (TTM)	7.82 kCr
Cash & Equivalents	202.15 Cr
Free Cash Flow (TTM)	-9.03 kCr
Free Cash Flow/Share (TTM)	-812.87

Balance Sheet
Total Assets	82.22 kCr
Total Liabilities	67.09 kCr
Shareholder Equity	15.13 kCr
Net PPE	773.24 Cr
Inventory	0.00
Goodwill	472.51 Cr

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-0.43
Interest/Cashflow Ops	-1.13

Dividend & Shareholder Returns
Dividend/Share (TTM)	37
Dividend Yield	0.75%
Shares Dilution (1Y)	0.00%
Shares Dilution (3Y)	0.00%

Technical Indicators
RSI (14d)	47.69
RSI (5d)	98.81
RSI (21d)	41.12
MACD Signal	Buy
Stochastic Oscillator Signal	Hold
SharesGuru Signal	Buy
RSI Signal	Hold
RSI5 Signal	Sell
RSI21 Signal	Hold
SMA 5 Signal	Buy
SMA 10 Signal	Buy
SMA 20 Signal	Buy
SMA 50 Signal	Sell
SMA 100 Signal	Sell

Shareholder Name	Holding %
NALANDA INDIA EQUITY FUND LIMITED	3.62%
INDIA MOTOR PARTS AND ACCESSORIES LIMITED	2.61%
RAGHUVAMSA HOLDINGS PRIVATE LIMITED	1.67%
MR HARSHA VIJI	1.63%
MR SRIVATS RAM	1.53%
MRS NIVEDITA RAM	1.48%
SBI MAGNUM MIDCAP FUND	1.36%
UTHIRATTADHI SRIRAM HOLDINGS PRIVATE LIMITED	1.33%
SILVER OAK HOLDINGS PRIVATE LIMITED	1.29%
MR ARJUN RANGARAJAN	1.18%
ROHINI HOLDINGS PRIVATE LIMITED	1.17%
PADMALAKSHMI HOLDINGS PRIVATE LIMITED	1.16%
MR S VIJI	1.15%
MR SRIRAM VIJI	1.15%
ALLEGRO HOLDINGS PRIVATE LIMITED	1.12%
REVATHI HOLDINGS PRIVATE LIMITED	1.1%
UNITED INDIA INSURANCE COMPANY LIMITED	1.06%
MRS GITA RAM	1.03%
AXIS MUTUAL FUND TRUSTEE LIMITED VARIOUS FUNDS	1.01%
MRS VIJAYA RANGARAJAN	0.98%

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BAJFINANCE	Bajaj Finance	5.75 LCr	79.39 kCr	+3.50%	+5.80%	25.48	7.25	-	-
CHOLAFIN	Cholamandalam Investment and Finance Co.	1.33 LCr	30.11 kCr	+1.50%	+10.50%	27.46	4.43	-	-
LTF	L&T Finance	69.68 kCr	17.2 kCr	+4.40%	+81.60%	24.75	4.05	-	-
M&MFIN	Mahindra & Mahindra Financial Services	41.99 kCr	20.42 kCr	-14.40%	+17.30%	17.02	2.06	-	-

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2020
Total income	17.5%	8,563	7,286	0	5,146	4,723
Revenue From Operations	16.8%	8,486	7,267	0	5,108	4,695
Total interest earned	22%	7,139	5,852	0	4,314	3,934
Dividend income	147.1%	43	18	0	17	23
Rental income	44.4%	206	143	0	69	58
Fees and commission income	17.5%	330	281	0	205	212
Revenue from sale of services	-	0	0	0	0	358
Other revenue from operations	-1.4%	556	564	0	393	20
Other income	347.1%	77	18	0	37	27
Total Expenses	16.9%	6,116	5,233	0	3,729	3,723
Employee Expense	13.7%	946	832	0	619	502
Finance costs	23.6%	4,226	3,418	0	2,236	2,427
Depreciation and Amortization	22%	223	183	0	101	90
Fees and commission expenses	-4.3%	91	95	0	76	126
Impairment on financial instruments	-15.5%	252	298	0	410	330
Other expenses	-6.9%	379	407	0	288	248
Profit Before exceptional items and Tax	19.2%	2,447	2,053	0	1,417	1,000
Exceptional items before tax	98.9%	0	-91.72	0	0	0
Total profit before tax	24.8%	2,447	1,961	0	1,417	1,000
Current tax	4.4%	566	542	0	381	302
Deferred tax	1498.7%	68	-3.79	0	-31.17	-91.76
Tax expense	17.8%	635	539	0	350	210
Total profit (loss) for period	2%	1,879	1,842	0	-	-
Other comp. income net of taxes	-58.9%	563	1,368	0	284	-444.6
Total Comprehensive Income	-23.9%	2,443	3,211	0	1,580	401
Reserve excluding revaluation reserves	-	13,087	-	-	-	-
Earnings Per Share, Basic	31.1%	170.53	130.31	0	106.48	71.85
Earnings Per Share, Diluted	31.1%	170.53	130.31	0	106.48	71.85
Debt equity ratio	-0.4%	0.0463	0.05	0	-	-

Description	(%) Q/Q	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024	Sep-2024
Total income	5.4%	2,530	2,401	2,353	2,300	2,207	2,096
Revenue From Operations	5.4%	2,514	2,386	2,349	2,259	2,190	2,085
Total interest earned	5.1%	2,122	2,019	1,984	1,912	1,857	1,734
Dividend income	-116.4%	0	7.08	2.73	17	0	9.35
Rental income	5.5%	59	56	57	54	52	55
Fees and commission income	5.6%	96	91	78	79	91	88
Other revenue from operations	1.9%	161	158	149	157	138	138
Other income	7.1%	16	15	4.17	41	17	11
Total Expenses	1.7%	1,781	1,751	1,778	1,535	1,607	1,538
Employee Expense	3.5%	264	255	256	239	246	231
Finance costs	2.8%	1,209	1,176	1,163	1,104	1,087	1,050
Depreciation and Amortization	5.1%	63	60	56	63	58	53
Fees and commission expenses	-25.6%	30	40	24	21	22	23
Impairment on financial instruments	-8.7%	116	127	187	-5.5	101	90
Other expenses	6.6%	98	92	91	113	93	92
Profit Before exceptional items and Tax	15.3%	749	650	575	765	601	557
Exceptional items before tax	-	-66.84	0	0	0	0	0
Total profit before tax	4.9%	682	650	575	765	601	557
Current tax	3.2%	161	156	203	181	144	109
Deferred tax	-162.6%	-0.54	3.46	-39.28	30	5.7	42
Tax expense	0.6%	160	159	164	211	150	151
Total profit (loss) for period	10.9%	541	488	475	553	455	436
Other comp. income net of taxes	-300.2%	-615.71	309	889	40	-210.18	490
Total Comprehensive Income	-109.5%	-74.35	797	1,365	593	245	926
Earnings Per Share, Basic	11.2%	49.12	44.29	43.12	50.17	41.33	39.57
Earnings Per Share, Diluted	11.2%	49.12	44.29	43.12	50.17	41.33	39.57
Debt equity ratio	0.2%	0.0451	0.0436	0.0434	0.0463	0.05	0.05

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2020
Total income	20.1%	6,596	5,494	4,110	3,890	3,927
Revenue From Operations	19%	6,520	5,480	4,046	3,870	3,842
Total interest earned	25%	5,657	4,525	3,472	3,394	3,406
Dividend income	-51.6%	168	346	135	94	49
Rental income	44.4%	206	143	92	69	59
Fees and commission income	17.6%	328	279	240	196	215
Revenue from sale of services	-	0	0	0	0	26
Other revenue from operations	-17.4%	58	70	49	39	20
Other income	476.9%	76	14	64	20	85
Total Expenses	19.4%	4,534	3,798	2,690	2,714	2,982
Employee Expense	17.2%	643	549	445	414	359
Finance costs	26.3%	3,254	2,576	1,777	1,700	2,072
Depreciation and Amortization	27.5%	168	132	94	73	73
Impairment on financial instruments	-11.7%	242	274	134	319	286
Other expenses	-15%	228	268	240	208	192
Profit Before exceptional items and Tax	21.5%	2,062	1,697	1,420	1,177	945
Exceptional items before tax	-100.8%	0	134	0	0	0
Total profit before tax	12.6%	2,062	1,831	1,420	1,177	945
Current tax	17.2%	471	402	319	297	258
Deferred tax	279%	48	-25.26	12	-23.25	-37.25
Tax expense	37.8%	519	377	332	273	221
Total profit (loss) for period	6.1%	1,543	1,454	1,088	-	-
Other comp. income net of taxes	-24.5%	451	597	-2.39	-14.26	63
Total Comprehensive Income	-2.8%	1,994	2,051	1,086	889	787
Reserve excluding revaluation reserves	-	11,028	-	-	-	-
Earnings Per Share, Basic	6.1%	138.85	130.87	97.95	81.31	65.16
Earnings Per Share, Diluted	6.1%	138.85	130.87	97.95	81.31	65.16
Debt equity ratio	0.3%	0.0425	0.04	0.04	-	-

Description	(%) Q/Q	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024	Sep-2024
Total income	6.1%	1,928	1,818	1,886	1,844	1,664	1,612
Revenue From Operations	5.4%	1,911	1,814	1,883	1,803	1,648	1,601
Total interest earned	5.2%	1,699	1,615	1,573	1,520	1,478	1,373
Dividend income	-107.7%	0	14	124	125	0	25
Rental income	5.5%	59	56	57	54	52	55
Fees and commission income	5.7%	93	88	76	78	91	88
Other revenue from operations	26.7%	20	16	16	18	12	17
Other income	406.3%	17	4.16	2.86	41	16	11
Total Expenses	2.5%	1,336	1,303	1,326	1,117	1,196	1,147
Employee Expense	2.3%	181	177	176	158	170	157
Finance costs	4.3%	940	901	894	851	835	811
Depreciation and Amortization	6.7%	49	46	42	48	44	40
Impairment on financial instruments	-12.9%	102	117	157	-1.13	91	78
Other expenses	1.6%	63	62	57	60	56	61
Profit Before exceptional items and Tax	15%	592	515	560	727	467	465
Exceptional items before tax	-	-65.98	0	0	0	0	0
Total profit before tax	2.1%	526	515	560	727	467	465
Current tax	2.4%	128	125	171	167	116	83
Deferred tax	0.2%	-4.88	-4.89	-40.38	14	2.15	42
Tax expense	2.5%	123	120	131	181	118	125
Total profit (loss) for period	2.3%	403	394	429	546	349	340
Other comp. income net of taxes	-279.1%	-588.38	330	844	5.61	-195.98	408
Total Comprehensive Income	-125.8%	-185.51	724	1,273	551	153	748
Earnings Per Share, Basic	2.3%	36.26	35.48	38.59	49.13	31.42	30.61
Earnings Per Share, Diluted	2.3%	36.26	35.48	38.59	49.13	31.42	30.61
Debt equity ratio	0.2%	0.0417	0.04	0.0393	0.0425	0.04	0.04

Description	(%) Q/Q	Sep-2025	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024
Cash and cash equivalents	-35.2%	202	311	-	201	-	546
Derivative financial instruments	-	0	0	-	0	-	0
Trade receivables	-1.1%	89	90	-	91	-	87
Other receivables	-34.2%	26	39	-	32	-	18
Loans	6.1%	68,572	64,647	-	59,766	-	54,874
Investments	51.9%	9,841	6,481	-	6,423	-	5,732
Other financial assets	113.7%	266	125	-	91	-	62
Total finanical assets	9.5%	80,524	73,514	0	67,715	0	62,275
Current tax assets (Net)	-100.8%	0	124	-	283	-	342
Investment property	-32.4%	51	75	-	77	-	77
Property, plant and equipment	3.3%	773	748	-	575	-	535
Goodwill	0%	473	473	-	472	-	472
Total non-financial assets	-7.2%	1,691	1,823	0	1,944	0	2,001
Total assets	9.1%	82,216	75,337	-	69,659	-	64,276
Equity share capital	0%	110	110	-	110	-	110
Total equity	14.6%	15,129	13,197	-	12,510	-	11,078
Derivative financial instruments	56%	40	26	-	16	-	0
Debt securities	14.9%	26,349	22,930	-	18,435	-	17,448
Borrowings	4.5%	28,111	26,892	-	26,551	-	24,390
Deposits	1.7%	8,827	8,677	-	8,427	-	7,982
Subordinated liabilities	-1.6%	2,543	2,584	-	2,843	-	2,513
Total financial liabilities	7.7%	66,736	61,958	0	57,001	0	53,056
Current tax liabilities	-	6.63	0	-	0	-	0
Provisions	3.1%	101	98	-	82	-	85
Total non financial liabilities	93.4%	351	182	0	148	0	142
Total liabilities	8%	67,087	62,140	-	-	-	-
Total equity and liabilities	9.1%	82,216	75,337	-	69,659	-	64,276

Description	(%) Q/Q	Sep-2025	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024
Cash and cash equivalents	-56%	92	208	-	60	-	524
Derivative financial instruments	-	0	0	-	0	-	0
Trade receivables	5.3%	21	20	-	32	-	28
Other receivables	-34.2%	26	39	-	32	-	18
Loans	7%	52,819	49,374	-	45,865	-	42,077
Investments	46.9%	10,083	6,863	-	6,876	-	6,383
Other financial assets	629.4%	125	18	-	25	-	18
Total finanical assets	10.8%	64,604	58,287	0	53,929	0	49,942
Current tax assets (Net)	-102.4%	0	43	-	207	-	248
Investment property	-25.8%	70	94	-	96	-	99
Property, plant and equipment	5.5%	676	641	-	517	-	475
Total non-financial assets	-3.6%	895	928	0	1,042	0	1,046
Total assets	10.6%	65,499	59,215	-	54,970	-	50,988
Equity share capital	0%	111	111	-	111	-	111
Total equity	15.9%	12,905	11,139	-	10,587	-	9,472
Derivative financial instruments	56%	40	26	-	16	-	0
Debt securities	21.2%	19,692	16,246	-	13,132	-	13,334
Borrowings	3.5%	22,915	22,131	-	21,636	-	19,350
Deposits	1.3%	6,443	6,358	-	6,158	-	5,745
Subordinated liabilities	-1.6%	2,543	2,584	-	2,774	-	2,448
Total financial liabilities	8.9%	52,238	47,958	0	44,258	0	41,431
Current tax liabilities	-	76	0	-	0	-	-
Provisions	34%	68	51	-	52	-	48
Total non financial liabilities	206%	356	117	0	126	0	85
Total liabilities	9.4%	52,594	48,076	-	-	-	-
Total equity and liabilities	10.6%	65,499	59,215	-	54,970	-	50,988

Finance costs	23.6%
Depreciation	22%
Impairment loss / reversal	-15.5%
Dividend income	147.1%
Adjustments for interest income	35.8%
Share-based payments	21.2%
Net Cashflows From Operations	1.3%
Interest paid	27.4%
Income taxes paid (refund)	-56.9%
Net Cashflows From Operating Activities	-5.9%
Proceeds from sales of PPE	258.3%
Purchase of property, plant and equipment	-45.1%
Purchase of investment property	-
Purchase of intangible assets	-
Proceeds from sales of long-term assets	-100%
Purchase of other long-term assets	-100%
Dividends received	373.3%
Interest received	30.5%
Other inflows/outflows of cash	-
Net Cashflows From Investing Activities	956.8%
Proceeds from borrowings	2.7%
Repayments of borrowings	6.5%
Payments of finance lease liabilities	-
Payments of lease liabilities	4.3%
Dividends paid	3.8%
Net Cashflows From Financing Activities	-10.7%
Net change in cash and cash eq.	-165.8%
Cash Equivalents at beginning of period	-

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2020
Finance costs	26.3%	3,254	2,576	1,777	1,700	-
Depreciation	27.5%	168	132	94	73	-
Impairment loss / reversal	-11.7%	242	274	0	319	-
Dividend income	-51.6%	168	346	135	94	-
Adjustments for interest income	51.3%	240	159	75	0	-
Share-based payments	26.8%	5.16	4.28	2.54	2.09	-
Net Cashflows From Operations	12.4%	-4,175.84	-4,765.47	-3,026.64	3,559	-
Interest paid	29.1%	2,785	2,157	1,682	1,594	-
Income taxes paid (refund)	-70.6%	89	300	272	173	-
Net Cashflows From Operating Activities	2.4%	-7,050.27	-7,222.85	-4,980.99	1,793	-
Proceeds from sales of PPE	281.8%	43	12	23	13	-
Purchase of property, plant and equipment	-44.4%	26	46	17	21	-
Purchase of investment property	-	0	0	40	1.25	-
Purchase of intangible assets	-50.2%	9.96	19	16	1.23	-
Proceeds from sales of long-term assets	-100%	0	25,828	17,512	13,701	-
Purchase of other long-term assets	-100%	0	26,145	17,197	14,767	-
Dividends received	-51.6%	168	346	135	94	-
Interest received	52.1%	179	118	67	0	-
Other inflows/outflows of cash	-	0	0	0	-147.63	-
Net Cashflows From Investing Activities	356.7%	1,120	246	467	-1,130.24	-
Proceeds from borrowings	-2.3%	34,793	35,595	21,839	14,493	-
Repayments of borrowings	3.3%	28,821	27,891	17,005	14,987	-
Payments of finance lease liabilities	-	-	0	0	15	-
Payments of lease liabilities	16.7%	22	19	16	0	-
Dividends paid	3.4%	333	322	244	178	-
Net Cashflows From Financing Activities	-23.7%	5,617	7,363	4,573	-686.71	-
Net change in cash and cash eq.	-181.6%	-313.8	387	59	-24.37	-
Cash Equivalents at beginning of period	-	-	137	78	78	-

SUNDARMFIN - SUNDARAM FINANCE LTD Share Price

SUNDARMFIN

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

SUNDARMFIN

SUNDARMFIN - SUNDARAM FINANCE LTD Share Price

SUNDARMFIN

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

SUNDARMFIN

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does SUNDARAM FINANCE LTD do?

Important Disclosure & Data Context

Valuation

Fundamentals

Profitability

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does SUNDARAM FINANCE LTD do?

Important Disclosure & Data Context