SUNDARMFIN - SUNDARAM FINANCE LTD Share Price

Finance

Sharesguru Stock Score

SUNDARMFIN

53/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹4636.90+97.30(+2.14%)

Market Closed as of Aug 27, 2026, 15:30 IST

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Pros

Momentum: Stock price has a strong positive momentum. Stock is up 4.9% in last 30 days.

Smart Money: Smart money has been increasing their position in the stock.

Size: It is among the top 200 market size companies of india.

Profitability: Very strong Profitability. One year profit margin are 22%.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Growth: Good revenue growth. With 73% growth over past three years, the company is going strong.

Past Returns: Outperforming stock! In past three years, the stock has provided 21.4% return compared to 7.7% by NIFTY 50.

Valuation
Market Cap	51.52 kCr
Price/Earnings (Trailing)	23.02
Price/Sales (Trailing)	5.06
EV/EBITDA	6.41
Price/Free Cashflow	-8.66
MarketCap/EBT	17.94
Enterprise Value	50.99 kCr

Fundamentals
Revenue (TTM)	10.17 kCr
Rev. Growth (Yr)	12.8%
Earnings (TTM)	2.22 kCr
Earnings Growth (Yr)	33.9%

Profitability
Operating Margin	29%
EBT Margin	28%
Return on Equity	14.9%
Return on Assets	2.59%
Free Cashflow Yield	-11.54%

Growth & Returns
Price Change 1W	3%
Price Change 1M	4.9%
Price Change 6M	-15.8%
Price Change 1Y	-5%
3Y Cumulative Return	21.4%
5Y Cumulative Return	12.4%
7Y Cumulative Return	17.5%
10Y Cumulative Return	14.8%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	-1.37 kCr
Cash Flow from Operations (TTM)	-5.89 kCr
Cash Flow from Financing (TTM)	7.48 kCr
Cash & Equivalents	525.62 Cr
Free Cash Flow (TTM)	-5.95 kCr
Free Cash Flow/Share (TTM)	-535.28

Balance Sheet
Total Assets	85.8 kCr
Total Liabilities	70.9 kCr
Shareholder Equity	14.89 kCr
Net PPE	623.76 Cr
Inventory	0.00
Goodwill	472.48 Cr

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-0.41
Interest/Cashflow Ops	-0.22

Dividend & Shareholder Returns
Dividend/Share (TTM)	40
Dividend Yield	0.86%
Shares Dilution (1Y)	0.00%
Shares Dilution (3Y)	0.00%

Technical Indicators
RSI (14d)	43.01
RSI (5d)	74.05
RSI (21d)	54.32
MACD Signal	Sell
Stochastic Oscillator Signal	Hold
SharesGuru Signal	Sell
RSI Signal	Hold
RSI5 Signal	Sell
RSI21 Signal	Hold
SMA 5 Signal	Buy
SMA 10 Signal	Buy
SMA 20 Signal	Sell
SMA 50 Signal	Sell
SMA 100 Signal	Sell

Shareholder Name	Holding %
NALANDA INDIA EQUITY FUND LIMITED	3.62%
INDIA MOTOR PARTS AND ACCESSORIES LIMITED	2.61%
BRIGHT STAR INVESTMENTS PRIVATE LIMITED	2.37%
RAGHUVAMSA HOLDINGS PRIVATE LIMITED	1.67%
MR HARSHA VIJI	1.63%
MR SRIVATS RAM	1.53%
MRS NIVEDITA RAM	1.48%
UTHIRATTADHI SRIRAM HOLDINGS PRIVATE LIMITED	1.33%
SILVER OAK HOLDINGS PRIVATE LIMITED	1.29%
SBI MAGNUM MIDCAP FUND	1.27%
MR ARJUN RANGARAJAN	1.18%
ROHINI HOLDINGS PRIVATE LIMITED	1.17%
NIPPON LIFE INDIA TRUSTEE LTD VARIOUS FUNDS	1.16%
PADMALAKSHMI HOLDINGS PRIVATE LIMITED	1.16%
MR S VIJI	1.15%
MR SRIRAM VIJI	1.15%
ALLEGRO HOLDINGS PRIVATE LIMITED	1.12%
REVATHI HOLDINGS PRIVATE LIMITED	1.1%
UNITED INDIA INSURANCE COMPANY LIMITED	1.05%
MRS GITA RAM	1.03%

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BAJFINANCE	Bajaj Finance	6.74 LCr	86.17 kCr	+3.30%	+23.60%	33.16	7.83	-	-
CHOLAFIN	Cholamandalam Investment and Finance Co.	1.6 LCr	33.14 kCr	+7.00%	+27.00%	27.65	4.82	-	-
LTF	L&T Finance	80.55 kCr	18.93 kCr	+3.40%	+46.10%	25.3	4.25	-	-
M&MFIN	Mahindra & Mahindra Financial Services	53.28 kCr	21.8 kCr	+2.60%	+47.20%	16.38	2.44	-	-

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2020
Total income	15.3%	9,873	8,563	7,286	0	5,146	4,723
Revenue From Operations	15.6%	9,809	8,486	7,267	0	5,108	4,695
Total interest earned	15.9%	8,275	7,139	5,852	0	4,314	3,934
Dividend income	-7.1%	40	43	18	0	17	23
Rental income	13.2%	233	206	143	0	69	58
Fees and commission income	14.9%	379	330	281	0	205	212
Revenue from sale of services	-	0	0	0	0	0	358
Other revenue from operations	12.8%	627	556	564	0	393	20
Other income	-17.1%	64	77	18	0	37	27
Total Expenses	16.4%	7,117	6,116	5,233	0	3,729	3,723
Employee Expense	12%	1,059	946	832	0	619	502
Finance costs	12.3%	4,745	4,226	3,418	0	2,236	2,427
Depreciation and Amortization	10.4%	246	223	183	0	101	90
Fees and commission expenses	38.9%	126	91	95	0	76	126
Impairment on financial instruments	119.9%	553	252	298	0	410	330
Other expenses	2.1%	387	379	407	0	288	248
Profit Before exceptional items and Tax	12.6%	2,756	2,447	2,053	0	1,417	1,000
Exceptional items before tax	-	-75.61	0	-91.72	0	0	0
Total profit before tax	9.6%	2,681	2,447	1,961	0	1,417	1,000
Current tax	22.8%	695	566	542	0	381	302
Deferred tax	-131.5%	-20.12	68	-3.79	0	-31.17	-91.76
Tax expense	6.3%	675	635	539	0	350	210
Total profit (loss) for period	9.6%	2,059	1,879	1,842	0	-	-
Other comp. income net of taxes	-86.8%	75	563	1,368	0	284	-444.6
Total Comprehensive Income	-12.7%	2,134	2,443	3,211	0	1,580	401
Reserve excluding revaluation reserves	13%	14,783	13,087	-	-	-	-
Earnings Per Share, Basic	9.6%	186.81	170.53	130.31	0	106.48	71.85
Earnings Per Share, Diluted	9.6%	186.81	170.53	130.31	0	106.48	71.85
Debt equity ratio	0.1%	0.0468	0.0463	0.05	0	-	-

Description	(%) Q/Q	Jun-2026	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025
Total income	2.5%	2,653	2,589	2,530	2,401	2,353	2,300
Revenue From Operations	3.3%	2,644	2,560	2,514	2,386	2,349	2,259
Total interest earned	2.5%	2,210	2,157	2,122	2,019	1,984	1,912
Dividend income	-103.3%	0	31	0	7.08	2.73	17
Rental income	6.7%	65	61	59	56	57	54
Fees and commission income	-9.5%	96	106	96	91	78	79
Other revenue from operations	5.1%	166	158	161	158	149	157
Other income	-70.7%	9.21	29	16	15	4.17	41
Total Expenses	4.3%	1,886	1,808	1,781	1,751	1,778	1,535
Employee Expense	8.5%	307	283	264	255	256	239
Finance costs	4.2%	1,247	1,197	1,209	1,176	1,163	1,104
Depreciation and Amortization	-10.6%	60	67	63	60	56	63
Fees and commission expenses	6.5%	34	32	30	40	24	21
Impairment on financial instruments	13%	140	124	116	127	187	-5.5
Other expenses	-4.8%	100	105	98	92	91	113
Profit Before exceptional items and Tax	-1.9%	767	782	749	650	575	765
Exceptional items before tax	89.8%	0	-8.77	-66.84	0	0	0
Total profit before tax	-0.8%	767	773	682	650	575	765
Current tax	39.4%	245	176	161	156	203	181
Deferred tax	-419.9%	-46.99	16	-0.54	3.46	-39.28	30
Tax expense	3.1%	198	192	160	159	164	211
Total profit (loss) for period	14.8%	636	554	541	488	475	553
Other comp. income net of taxes	181.9%	417	-507.06	-615.71	309	889	40
Total Comprehensive Income	2187%	1,053	47	-74.35	797	1,365	593
Earnings Per Share, Basic	15.1%	57.71	50.28	49.12	44.29	43.12	50.17
Earnings Per Share, Diluted	15.1%	57.71	50.28	49.12	44.29	43.12	50.17
Debt equity ratio	-0.2%	0.0451	0.0468	0.0451	0.0436	0.0434	0.0463

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2020
Total income	17.3%	7,734	6,596	5,494	4,110	3,890	3,927
Revenue From Operations	17.8%	7,683	6,520	5,480	4,046	3,870	3,842
Total interest earned	16.6%	6,598	5,657	4,525	3,472	3,394	3,406
Dividend income	74.9%	293	168	346	135	94	49
Rental income	13.2%	233	206	143	92	69	59
Fees and commission income	11.6%	366	328	279	240	196	215
Revenue from sale of services	-	0	0	0	0	0	26
Other revenue from operations	26.3%	73	58	70	49	39	20
Other income	-32%	52	76	14	64	20	85
Total Expenses	16.7%	5,291	4,534	3,798	2,690	2,714	2,982
Employee Expense	12.5%	723	643	549	445	414	359
Finance costs	12.7%	3,668	3,254	2,576	1,777	1,700	2,072
Depreciation and Amortization	12.6%	189	168	132	94	73	73
Impairment on financial instruments	89.6%	458	242	274	134	319	286
Other expenses	11%	253	228	268	240	208	192
Profit Before exceptional items and Tax	18.5%	2,443	2,062	1,697	1,420	1,177	945
Exceptional items before tax	-	-74.75	0	134	0	0	0
Total profit before tax	14.9%	2,369	2,062	1,831	1,420	1,177	945
Current tax	19.8%	564	471	402	319	297	258
Deferred tax	-165.3%	-29.71	48	-25.26	12	-23.25	-37.25
Tax expense	2.9%	534	519	377	332	273	221
Total profit (loss) for period	18.9%	1,834	1,543	1,454	1,088	-	-
Other comp. income net of taxes	-67.3%	148	451	597	-2.39	-14.26	63
Total Comprehensive Income	-0.6%	1,982	1,994	2,051	1,086	889	787
Reserve excluding revaluation reserves	14.3%	12,604	11,028	-	-	-	-
Earnings Per Share, Basic	19%	165.09	138.85	130.87	97.95	81.31	65.16
Earnings Per Share, Diluted	19%	165.09	138.85	130.87	97.95	81.31	65.16
Debt equity ratio	0.1%	0.043	0.0425	0.04	0.04	-	-

Description	(%) Q/Q	Jun-2026	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025
Total income	-0.8%	2,086	2,103	1,928	1,818	1,886	1,844
Revenue From Operations	0%	2,076	2,075	1,911	1,814	1,883	1,803
Total interest earned	2.7%	1,764	1,718	1,699	1,615	1,573	1,520
Dividend income	-48.1%	81	155	0	14	124	125
Rental income	6.7%	65	61	59	56	57	54
Fees and commission income	-8%	93	101	93	88	76	78
Other revenue from operations	-28.6%	16	22	20	16	16	18
Other income	-67.4%	9.81	28	17	4.16	2.86	41
Total Expenses	6.1%	1,407	1,326	1,336	1,303	1,326	1,117
Employee Expense	12.8%	213	189	181	177	176	158
Finance costs	4.2%	972	933	940	901	894	851
Depreciation and Amortization	-13.7%	45	52	49	46	42	48
Impairment on financial instruments	35%	109	81	102	117	157	-1.13
Other expenses	-4.3%	68	71	63	62	57	60
Profit Before exceptional items and Tax	-12.6%	679	777	592	515	560	727
Exceptional items before tax	89.8%	0	-8.77	-65.98	0	0	0
Total profit before tax	-11.6%	679	768	526	515	560	727
Current tax	47.5%	206	140	128	125	171	167
Deferred tax	-362.4%	-48.85	20	-4.88	-4.89	-40.38	14
Tax expense	-1.9%	157	160	123	120	131	181
Total profit (loss) for period	-14.2%	522	608	403	394	429	546
Other comp. income net of taxes	181.4%	358	-437.31	-588.38	330	844	5.61
Total Comprehensive Income	416.5%	879	171	-185.51	724	1,273	551
Earnings Per Share, Basic	-14.5%	46.95	54.76	36.26	35.48	38.59	49.13
Earnings Per Share, Diluted	-14.5%	46.95	54.76	36.26	35.48	38.59	49.13
Debt equity ratio	-0.1%	0.0417	0.043	0.0417	0.04	0.0393	0.0425

Description	Share	Value
Asset Financing	92.8%	2.5 kCr
Others	7.2%	190 Cr
Total		2.6 kCr

Category	SUNDARMFIN	Finance
PE	22.62	25.98
PS	4.97	5.63
Growth	13.6 %	19.5 %

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Dec-2024	Sep-2024	Jun-2024
Cash and cash equivalents	161.2%	526	202	311	-	201	-
Derivative financial instruments	-	0	0	0	-	0	-
Trade receivables	11.4%	99	89	90	-	91	-
Other receivables	20%	31	26	39	-	32	-
Loans	6.8%	73,255	68,572	64,647	-	59,766	-
Investments	-8.3%	9,029	9,841	6,481	-	6,423	-
Other financial assets	-	187	-	-	-	-	-
Other financial assets	-29.8%	187	266	125	-	91	-
Total finanical assets	4.5%	84,121	80,524	73,514	0	67,715	0
Current tax assets (Net)	-	0	0	124	-	283	-
Investment property	2%	52	51	75	-	77	-
Property, plant and equipment	-19.3%	624	773	748	-	575	-
Goodwill	-0.2%	472	473	473	-	472	-
Total non-financial assets	-0.9%	1,675	1,691	1,823	0	1,944	0
Total assets	4.4%	85,795	82,216	75,337	-	69,659	-
Equity share capital	0%	110	110	110	-	110	-
Total equity	-1.6%	14,894	15,129	13,197	-	12,510	-
Derivative financial instruments	-46.2%	22	40	26	-	16	-
Debt securities	1.9%	26,860	26,349	22,930	-	18,435	-
Borrowings	11.2%	31,261	28,111	26,892	-	26,551	-
Deposits	0.5%	8,873	8,827	8,677	-	8,427	-
Subordinated liabilities	3.9%	2,642	2,543	2,584	-	2,843	-
Total financial liabilities	5.8%	70,591	66,736	61,958	0	57,001	0
Current tax liabilities	557.2%	38	6.63	0	-	0	-
Provisions	69%	170	101	98	-	82	-
Total non financial liabilities	-11.4%	311	351	182	0	148	0
Total liabilities	5.7%	70,902	67,087	62,140	-	-	-
Total equity and liabilities	4.4%	85,795	82,216	75,337	-	69,659	-

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Dec-2024	Sep-2024	Jun-2024
Cash and cash equivalents	278%	345	92	208	-	60	-
Derivative financial instruments	-	28	0	0	-	0	-
Trade receivables	20%	25	21	20	-	32	-
Other receivables	20%	31	26	39	-	32	-
Loans	7%	56,530	52,819	49,374	-	45,865	-
Investments	-6.7%	9,408	10,083	6,863	-	6,876	-
Other financial assets	-	18	-	-	-	-	-
Other financial assets	-86.3%	18	125	18	-	25	-
Total finanical assets	4.2%	67,337	64,604	58,287	0	53,929	0
Current tax assets (Net)	-	-	0	43	-	207	-
Investment property	1.4%	71	70	94	-	96	-
Property, plant and equipment	-14.8%	576	676	641	-	517	-
Total non-financial assets	-0.9%	887	895	928	0	1,042	0
Total assets	4.2%	68,225	65,499	59,215	-	54,970	-
Equity share capital	0%	111	111	111	-	111	-
Total equity	-1.5%	12,715	12,905	11,139	-	10,587	-
Derivative financial instruments	-	-	40	26	-	16	-
Debt securities	4.6%	20,592	19,692	16,246	-	13,132	-
Borrowings	9%	24,987	22,915	22,131	-	21,636	-
Deposits	0.4%	6,470	6,443	6,358	-	6,158	-
Subordinated liabilities	0%	2,542	2,543	2,584	-	2,774	-
Total financial liabilities	5.8%	55,245	52,238	47,958	0	44,258	0
Current tax liabilities	14.7%	87	76	0	-	0	-
Provisions	47.8%	100	68	51	-	52	-
Total non financial liabilities	-25.9%	264	356	117	0	126	0
Total liabilities	5.5%	55,509	52,594	48,076	-	-	-
Total equity and liabilities	4.2%	68,225	65,499	59,215	-	54,970	-

Finance costs	12.3%
Depreciation	10.4%
Impairment loss / reversal	119.9%
Dividend income	-7.1%
Adjustments for interest income	42%
Share-based payments	-21.7%
Net Cashflows From Operations	70.2%
Interest paid	10.4%
Income taxes paid (refund)	82.5%
Net Cashflows From Operating Activities	34.4%
Proceeds from sales of PPE	-25.6%
Purchase of property, plant and equipment	20%
Purchase of investment property	-
Purchase of intangible assets	-34.7%
Proceeds from sales of long-term assets	-
Purchase of other long-term assets	-
Dividends received	-18.3%
Interest received	61.2%
Other inflows/outflows of cash	-
Net Cashflows From Investing Activities	-247.6%
Proceeds from borrowings	12.7%
Repayments of borrowings	16.6%
Payments of finance lease liabilities	-
Payments of lease liabilities	-4.2%
Dividends paid	23.3%
Net Cashflows From Financing Activities	-4.4%
Net change in cash and cash eq.	191.4%
Cash Equivalents at beginning of period	-

SUNDARMFIN - SUNDARAM FINANCE LTD Share Price

SUNDARMFIN

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

SUNDARMFIN

SUNDARMFIN - SUNDARAM FINANCE LTD Share Price

SUNDARMFIN

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

SUNDARMFIN

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does SUNDARAM FINANCE LTD do?

Important Disclosure & Data Context

Valuation

Fundamentals

Profitability

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does SUNDARAM FINANCE LTD do?

Important Disclosure & Data Context