BAJFINANCE - Bajaj Finance Limited Share Price

Finance

Sharesguru Stock Score

BAJFINANCE

53/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹898.95-25.60(-2.77%)

Market Open as of Apr 13, 2026, 15:30 IST

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Pros

Size: It is among the top 200 market size companies of india.

Profitability: Very strong Profitability. One year profit margin are 23%.

Technicals: Bullish SharesGuru indicator.

Past Returns: In past three years, the stock has provided 15% return compared to 10.7% by NIFTY 50.

Momentum: Stock price has a strong positive momentum. Stock is up 5% in last 30 days.

Smart Money: Smart money has been increasing their position in the stock.

Growth: Awesome revenue growth! Revenue grew 19.9% over last year and 105.3% in last three years on TTM basis.

Cons

Dilution: Company has been diluting it's stock to raise money for business.

Valuation
Market Cap	5.58 LCr
Price/Earnings (Trailing)	24.73
Price/Sales (Trailing)	7.03
EV/EBITDA	10.53
Price/Free Cashflow	-9.63
MarketCap/EBT	23.23
Enterprise Value	5.57 LCr

Fundamentals
Revenue (TTM)	79.39 kCr
Rev. Growth (Yr)	17.5%
Earnings (TTM)	18.32 kCr
Earnings Growth (Yr)	-5.6%

Profitability
Operating Margin	31%
EBT Margin	30%
Return on Equity	17.35%
Return on Assets	3.59%
Free Cashflow Yield	-10.38%

Growth & Returns
Price Change 1W	5.5%
Price Change 1M	5%
Price Change 6M	-15.3%
Price Change 1Y	0.60%
3Y Cumulative Return	15%
5Y Cumulative Return	13.7%
7Y Cumulative Return	16.8%
10Y Cumulative Return	28.3%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	-2.77 kCr
Cash Flow from Operations (TTM)	-68.15 kCr
Cash Flow from Financing (TTM)	70.53 kCr
Cash & Equivalents	1.68 kCr
Free Cash Flow (TTM)	-68.74 kCr
Free Cash Flow/Share (TTM)	-110.61

Balance Sheet
Total Assets	5.1 LCr
Total Liabilities	4.04 LCr
Shareholder Equity	1.06 LCr
Net PPE	2.67 kCr
Inventory	0.00
Goodwill	3.27 Cr

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-0.14
Interest/Cashflow Ops	-1.62

Dividend & Shareholder Returns
Dividend/Share (TTM)	11.2
Dividend Yield	1.11%
Shares Dilution (1Y)	101.1%
Shares Dilution (3Y)	105.6%

Technical Indicators
RSI (14d)	57.44
RSI (5d)	90.27
RSI (21d)	47.47
MACD Signal	Buy
Stochastic Oscillator Signal	Sell
SharesGuru Signal	Buy
RSI Signal	Hold
RSI5 Signal	Sell
RSI21 Signal	Hold
SMA 5 Signal	Buy
SMA 10 Signal	Buy
SMA 20 Signal	Buy
SMA 50 Signal	Sell
SMA 100 Signal	Sell

Shareholder Name	Holding %
BAJAJ FINSERV LIMITED	51.32%
MAHARASHTRA SCOOTERS LIMITED	3.05%
SBI Mutual Fund	2.31%
GOVERNMENT OF SINGAPORE - E	2.16%
NPS TRUST	1.37%
UTI Mutual Fund	1.13%
SANJIVNAYAN BAJAJ	0.08%
BAJAJ SEVASHRAM PRIVATE LIMITED	0.05%
BAJAJ LIFE INSURANCE COMPANY LTD	0.04%
BARODA INDUSTRIES PRIVATE LIMITED	0.02%
JAMNALAL SONS PRIVATE LIMITED	0.02%
SIDDHANTNAYAN BAJAJ	0.02%
SANJALI BAJAJ	0.02%
Nimisha Bajaj Family Trust (Kumud Bajaj)	0.01%
Neelima Bajaj Family Trust (Kumud Bajaj)	0.01%
SHEFALI BAJAJ	0.01%
BACHHRAJ FACTORIES PRIVATE LIMITED	0.01%
BAJAJ GENERAL INSURANCE COMPANY LIMITED	0.01%
SHEKHAR BAJAJ	0%
NIRAJ BAJAJ	0%

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BAJAJFINSV	Bajaj Finserv	2.86 LCr	1.49 LCr	+3.00%	-8.00%	29.5	1.92	-	-
SHRIRAMFIN	Shriram Finance	1.89 LCr	47.12 kCr	0.00%	+57.20%	20.65	4.01	-	-
CHOLAFIN	Cholamandalam Investment and Finance Co.	1.27 LCr	30.11 kCr	-0.50%	+2.10%	26.17	4.22	-	-
ABCAPITAL	Aditya Birla Capital	88.52 kCr	44.38 kCr	+8.80%	+82.50%	25.22	1.99	-	-
IDFCFIRSTB	IDFC FIRST BANK	55.75 kCr	44.98 kCr	+3.70%	+8.20%	35.91	1.59	-	-
M&MFIN	Mahindra & Mahindra Financial Services	41.27 kCr	20.42 kCr	-10.10%	+12.80%	16.72	2.02	-	-

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Total income	26.8%	69,725	54,983	41,406	31,640	26,683	26,386
Revenue From Operations	26.8%	69,684	54,969	41,397	31,632	26,668	26,374
Total interest earned	26.6%	61,164	48,307	35,550	27,270	23,303	22,970
Fees and commission income	13.6%	5,983	5,267	4,343	3,067	2,452	2,591
Revenue from sale of services	-46.9%	27	50	38	75	158	124
Other revenue from operations	90.2%	1,971	1,037	1,132	893	164	151
Other income	233.3%	41	13	8.31	7.99	15	12
Total Expenses	33.6%	47,663	35,681	25,880	22,137	20,691	19,064
Employee Expense	17.4%	7,508	6,396	5,059	3,590	2,499	2,549
Finance costs	32.3%	24,771	18,725	12,560	9,748	9,414	9,473
Depreciation and Amortization	29%	881	683	485	385	325	295
Fees and commission expenses	34.5%	2,598	1,932	1,891	1,746	1,246	1,056
Impairment on financial instruments	72%	7,966	4,631	3,190	4,803	5,969	3,929
Other expenses	18.9%	3,939	3,314	2,694	1,865	1,238	1,761
Profit Before exceptional items and Tax	14.3%	22,062	19,302	15,526	9,504	5,992	7,322
Total profit before tax	14.3%	22,062	19,302	15,526	9,504	5,992	7,322
Current tax	8.7%	5,390	4,958	3,998	2,497	1,660	2,205
Deferred tax	9.7%	-89.59	-99.32	22	-21.9	-87.82	-146.88
Tax expense	9.1%	5,300	4,858	4,020	2,476	1,572	2,058
Total profit (loss) for period	16.1%	16,779	14,451	11,508	7,028	4,420	5,264
Other comp. income net of taxes	-176.5%	-67.06	90	-22.84	34	-57.01	-115.26
Total Comprehensive Income	14.9%	16,712	14,541	11,485	7,062	4,363	5,148
Reserve excluding revaluation reserves	26.1%	96,569	76,572	54,251	43,592	36,798	32,208
Earnings Per Share, Basic	13.8%	53.788	47.378	38.106	23.328	14.716	17.954
Earnings Per Share, Diluted	13.9%	53.64	47.196	37.914	23.158	14.6	17.814

Description	(%) Q/Q	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024	Sep-2024
Total income	5.1%	21,215	20,181	19,528	18,469	18,058	17,095
Revenue From Operations	5.1%	21,214	20,179	19,524	18,457	18,035	17,090
Total interest earned	4.8%	18,656	17,796	17,145	16,359	15,768	14,987
Fees and commission income	10.2%	1,962	1,780	1,784	1,522	1,511	1,426
Revenue from sale of services	-50%	2.13	3.26	9.77	-13.9	3.41	9.17
Other revenue from operations	-10.1%	454	505	360	467	588	519
Other income	-136%	0.69	1.86	3.86	12	23	5.14
Total Expenses	14.3%	15,520	13,576	13,161	12,830	12,296	11,697
Employee Expense	4.5%	2,250	2,154	2,103	1,943	1,956	1,835
Finance costs	4.7%	7,339	7,011	6,918	6,552	6,386	6,149
Depreciation and Amortization	-5.4%	244	258	251	252	219	210
Fees and commission expenses	20.7%	1,009	836	767	729	685	629
Impairment on financial instruments	59.8%	3,625	2,269	2,120	2,329	2,043	1,909
Other expenses	0.5%	1,053	1,048	1,001	1,025	1,007	965
Profit Before exceptional items and Tax	-13.8%	5,694	6,605	6,367	5,639	5,762	5,398
Exceptional items before tax	-	-265.22	0	0	0	0	0
Total profit before tax	-17.8%	5,429	6,605	6,367	5,639	5,762	5,398
Current tax	11.2%	1,724	1,551	1,858	1,029	1,470	1,330
Deferred tax	-430.5%	-359.29	110	-255.48	73	-12.83	58
Tax expense	-17.8%	1,365	1,660	1,602	1,102	1,457	1,388
Total profit (loss) for period	-17.8%	4,066	4,948	4,765	4,546	4,308	4,014
Other comp. income net of taxes	113.8%	28	-195.13	89	-187.34	86	-9.3
Total Comprehensive Income	-13.9%	4,094	4,753	4,854	4,358	4,394	4,004
Reserve excluding revaluation reserves	-	-	-	-	-	-	-
Earnings Per Share, Basic	-21.2%	6.4	7.85	7.57	14.47	13.726	12.932
Earnings Per Share, Diluted	-21.2%	6.38	7.83	7.55	14.436	13.694	12.9

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Total income	26.6%	59,420	46,946	35,687	27,871	23,546	23,834
Revenue From Operations	26.5%	59,380	46,939	35,681	27,864	23,532	23,823
Total interest earned	26.4%	51,549	40,783	30,142	23,729	20,419	20,668
Fees and commission income	12.7%	5,641	5,007	4,204	2,940	2,363	2,490
Revenue from sale of services	-26.1%	18	24	29	43	60	53
Other revenue from operations	85.5%	1,828	986	1,098	892	163	151
Other income	531.1%	40	7.18	5.37	7.2	14	12
Total Expenses	34.8%	40,288	29,893	21,805	19,285	18,183	17,026
Employee Expense	18.1%	6,907	5,849	4,573	3,222	2,242	2,295
Finance costs	33.2%	18,437	13,843	9,285	7,573	7,446	7,858
Depreciation and Amortization	30.7%	822	629	444	355	302	271
Fees and commission expenses	32.7%	2,600	1,959	1,934	1,766	1,302	1,105
Impairment on financial instruments	72.4%	7,883	4,572	3,066	4,622	5,721	3,805
Other expenses	19.7%	3,639	3,040	2,502	1,747	1,170	1,693
Profit Before exceptional items and Tax	12.2%	19,132	17,053	13,882	8,586	5,363	6,808
Exceptional items before tax	-	2,544	0	0	0	0	0
Total profit before tax	27.1%	21,676	17,053	13,882	8,586	5,363	6,808
Current tax	15.1%	5,104	4,436	3,593	2,242	1,471	2,080
Deferred tax	-222.7%	-89.44	-27.03	-1.23	-6.1	-63.33	-152.95
Tax expense	13.7%	5,015	4,409	3,592	2,236	1,407	1,927
Total profit (loss) for period	31.8%	16,662	12,644	10,290	6,350	3,956	4,881
Other comp. income net of taxes	-188.1%	-78.27	91	-27.05	35	-57.95	-113.66
Total Comprehensive Income	30.2%	16,583	12,735	10,263	6,385	3,898	4,767
Reserve excluding revaluation reserves	22.2%	87,872	71,887	51,372	41,935	35,818	31,693
Earnings Per Share, Basic	30.7%	53.866	41.454	34.074	21.078	13.17	16.65
Earnings Per Share, Diluted	30.8%	53.716	41.294	33.902	20.926	13.066	16.52

Description	(%) Q/Q	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024	Sep-2024
Total income	5.1%	18,068	17,186	16,697	15,808	15,394	14,492
Revenue From Operations	5.1%	18,068	17,184	16,697	15,797	15,371	14,487
Total interest earned	4.9%	15,695	14,969	14,491	13,824	13,277	12,598
Fees and commission income	10.1%	1,848	1,679	1,690	1,446	1,431	1,337
Revenue from sale of services	171.1%	2.77	-1.49	6.54	-12.17	1.71	3.12
Other revenue from operations	-13.5%	410	474	341	457	537	454
Other income	-189.6%	0.4	1.67	0.57	11	23	4.36
Total Expenses	15.8%	13,297	11,483	11,151	10,904	10,416	9,845
Employee Expense	4.2%	2,071	1,987	1,935	1,784	1,809	1,683
Finance costs	4.2%	5,464	5,244	5,222	4,914	4,777	4,544
Depreciation and Amortization	-6.2%	227	242	236	236	205	196
Fees and commission expenses	20.6%	1,007	835	767	729	685	629
Impairment on financial instruments	60.9%	3,569	2,218	2,078	2,300	2,008	1,903
Other expenses	0.1%	959	958	914	941	933	890
Profit Before exceptional items and Tax	-16.3%	4,772	5,703	5,546	4,905	4,978	4,647
Exceptional items before tax	-	1,166	0	0	0	0	2,544
Total profit before tax	4.1%	5,938	5,703	5,546	4,905	4,978	7,191
Current tax	27.7%	1,709	1,338	1,652	883	1,288	1,527
Deferred tax	-412%	-351.51	114	-239.31	81	-16.11	50
Tax expense	-6.6%	1,357	1,453	1,413	964	1,272	1,577
Total profit (loss) for period	7.8%	4,581	4,251	4,133	3,940	3,706	5,614
Other comp. income net of taxes	115.6%	29	-178.07	83	-194.87	88	-14.44
Total Comprehensive Income	13.2%	4,610	4,073	4,216	3,746	3,794	5,599
Reserve excluding revaluation reserves	-	-	-	-	-	-	-
Earnings Per Share, Basic	9.1%	7.37	6.84	6.66	12.73	11.978	18.152
Earnings Per Share, Diluted	9.1%	7.35	6.82	6.64	12.7	11.95	18.106

Category	BAJFINANCE	Finance
PE	25.48	26.53
PS	7.25	5.33
Growth	19.9 %	14 %

Description	(%) Q/Q	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023
Cash and cash equivalents	-53.9%	1,681	3,642	4,605	4,035	3,849	1,551
Derivative financial instruments	220%	801	251	44	28	105	149
Trade receivables	-14.7%	1,631	1,913	1,455	1,733	1,650	1,300
Loans	11%	452,527	407,844	367,491	326,293	285,748	242,269
Investments	-2%	33,751	34,441	31,036	30,881	20,722	22,752
Other financial assets	41%	3,446	2,445	2,710	1,432	1,846	820
Total finanical assets	9.5%	504,156	460,437	415,096	-	-	-
Current tax assets (Net)	-43.3%	273	481	575	291	201	181
Property, plant and equipment	-0.9%	2,665	2,689	2,439	2,358	1,914	1,677
Capital work-in-progress	23.1%	33	27	29	25	15	15
Goodwill	0%	3.27	3.27	3.27	3.27	3.27	3.27
Total non-financial assets	2%	5,805	5,690	5,560	-	-	-
Total assets	9.4%	509,961	466,127	420,656	375,742	321,917	275,229
Equity share capital	404.9%	622	124	124	124	121	121
Non controlling interest	6.3%	2,385	2,244	-	0	-	0
Total equity	6.7%	105,598	98,937	88,916	76,695	59,874	54,372
Derivative financial instruments	-19.4%	30	37	55	2.12	14	4.01
Debt securities	21.2%	187,448	154,640	137,636	118,000	106,325	86,845
Borrowings	3.8%	137,174	132,102	117,440	111,617	91,940	81,549
Deposits	-2.3%	69,766	71,403	66,131	60,151	54,821	44,666
Subordinated liabilities	-2.9%	3,013	3,104	3,012	3,578	3,463	3,630
Total financial liabilities	9.9%	402,416	366,043	329,610	-	-	-
Current tax liabilities	847%	948	101	1,242	109	614	139
Provisions	12.5%	578	514	544	422	379	270
Total non financial liabilities	69.7%	1,946	1,147	2,129	-	-	-
Total liabilities	10.1%	404,362	367,190	-	299,046	262,043	220,857
Total equity and liabilities	9.4%	509,961	466,127	420,656	375,742	321,917	275,229

Description	(%) Q/Q	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023
Cash and cash equivalents	-54.4%	1,538	3,374	2,904	3,865	3,033	1,191
Derivative financial instruments	294%	793	202	2.14	16	100	147
Trade receivables	-4%	1,359	1,416	1,163	1,245	1,176	1,070
Loans	9.3%	332,545	304,359	272,191	243,334	213,210	179,097
Investments	0.1%	41,772	41,716	39,374	37,153	26,614	28,738
Other financial assets	33.3%	3,235	2,427	1,986	1,012	1,703	715
Total finanical assets	7.6%	390,267	362,576	324,205	-	-	-
Current tax assets (Net)	-45.8%	220	405	528	255	181	176
Property, plant and equipment	-1.1%	2,504	2,532	2,290	2,212	1,777	1,552
Capital work-in-progress	23.1%	33	27	29	25	15	15
Total non-financial assets	1.9%	5,397	5,294	5,206	-	-	-
Total assets	7.6%	395,664	367,870	329,411	296,614	252,497	216,525
Equity share capital	404.9%	622	124	124	124	121	121
Total equity	6.1%	93,321	87,996	79,210	72,011	56,073	51,493
Derivative financial instruments	-60%	11	26	40	0.85	0	-
Debt securities	17.2%	130,053	111,011	99,470	87,596	79,625	65,670
Borrowings	4.8%	94,026	89,738	76,120	69,238	54,282	47,895
Deposits	-2.3%	69,718	71,366	66,106	59,967	54,640	44,490
Subordinated liabilities	-2.9%	3,013	3,104	3,012	3,578	3,463	3,630
Total financial liabilities	7.8%	300,607	278,861	248,213	-	-	-
Current tax liabilities	1414.8%	819	55	1,168	83	546	123
Provisions	13.6%	527	464	495	385	352	254
Total non financial liabilities	71.6%	1,736	1,012	1,988	-	-	-
Total liabilities	8%	302,343	279,874	-	224,604	196,423	165,032
Total equity and liabilities	7.6%	395,664	367,870	329,411	296,614	252,497	216,525

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Finance costs	32.3%	24,771	18,725	12,560	9,748	-	-
Depreciation	29%	881	683	485	385	-	-
Impairment loss / reversal	72%	7,966	4,631	3,190	4,803	-	-
Dividend income	-	1.28	0	0	0	-	-
Adjustments for interest income	26.6%	61,164	48,307	35,550	27,270	-	-
Share-based payments	47.2%	394	268	224	161	-	-
Net Cashflows From Operations	-3.9%	-100,343.94	-96,561.25	-60,196.81	-53,172.86	-	-
Interest paid	31.5%	22,421	17,044	13,112	8,961	-	-
Interest received	32%	60,530	45,854	35,034	27,605	-	-
Income taxes paid (refund)	16.7%	5,948	5,098	3,972	2,586	-	-
Other inflows/outflows of cash	-68.5%	29	90	107	86	-	-
Net Cashflows From Operating Activities	6.3%	-68,154.47	-72,760.14	-42,140.4	-37,028.62	-	-
Proceeds from sales of PPE	-7.9%	36	39	20	19	-	-
Purchase of property, plant and equipment	-3.3%	584	604	483	376	-	-
Purchase of intangible assets	14.8%	498	434	395	259	-	-
Dividends received	-	1.28	0	0	0	-	-
Interest received	-100.1%	0	944	635	401	-	-
Other inflows/outflows of cash	-	0	0	0	6,561	-	-
Net Cashflows From Investing Activities	61.4%	-2,765.02	-7,171.18	-10,365.25	6,347	-	-
Proceeds from changes in ownership interests in subsidiaries	-	6,460	0	0	0	-	-
Proceeds from issuing shares	-86.2%	1,251	9,033	158	173	-	-
Proceeds from borrowings	-4.7%	104,282	109,450	88,341	45,881	-	-
Repayments of borrowings	13.5%	39,027	34,376	36,474	17,890	-	-
Payments of finance lease liabilities	-	-	0	143	0	-	-
Payments of lease liabilities	23.7%	215	174	0	106	-	-
Dividends paid	22.6%	2,225	1,815	1,207	603	-	-
Other inflows (outflows) of cash	-	0	0	0	4,784	-	-
Net Cashflows From Financing Activities	-14.4%	70,527	82,415	50,675	32,240	-	-
Net change in cash and cash eq.	-115.8%	-392.05	2,484	-1,830.69	1,558	-	-

BAJFINANCE - Bajaj Finance Limited Share Price

BAJFINANCE

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

BAJFINANCE

BAJFINANCE - Bajaj Finance Limited Share Price

BAJFINANCE

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

BAJFINANCE

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Bajaj Finance Limited do?

Important Disclosure & Data Context

Valuation

Fundamentals

Profitability

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Bajaj Finance Limited do?

Important Disclosure & Data Context