BAJFINANCE - Bajaj Finance Limited Share Price

Finance

₹8862.50+228.00(+2.64%)

Market Closed as of May 2, 2025, 15:30 IST

What does Bajaj Finance Limited do?

Non Banking Financial Company(NBFC)•Financial Services•Large Cap

Bajaj Finance is a Non-Banking Financial Company (NBFC) based in Pune, India. The company trades under the stock ticker BAJFINANCE and has a significant market capitalization of Rs. 520,235.2 Crores.

Bajaj Finance Limited specializes in various financial services, offering:

Consumer Finance: This includes loans for durable goods, lifestyle products, digital products, EMI cards, personal loans, and loans against fixed deposits, among others.
SME Finance: The company provides loans against property, shares, lease rental discounts, business and professional loans, and working capital loans.
Commercial Lending: This sector covers short-term loan solutions, vendor financing, and other large scale financial services.
Investment Services: They offer fixed deposit and mutual fund opportunities.
Additional Services: These include insurance services and financial partnership initiatives.

Previously known as Bajaj Auto Finance Limited, the company has been operating since 1987 and has been a subsidiary of Bajaj Finserv Ltd.

In terms of financial performance, Bajaj Finance generated a trailing revenue of Rs. 66,188 Crores in the last 12 months and showed a remarkable revenue growth of 121.6% over the past three years. The company posted a profit of Rs. 16,058.4 Crores in the recent four quarters.

Bajaj Finance is also committed to its investors, distributing dividends with a yield of 0.9% per year and returning Rs. 66 dividend per share over the last 12 months. However, investors should note that the company has diluted shareholdings by 2.6% in the past three years.

Industry Group:Finance

Employees:43,147

Website:www.bajajfinserv.in

Pros

Growth: Awesome revenue growth! Revenue grew 26.8% over last year and 120.4% in last three years on TTM basis.

Technicals: Bullish SharesGuru indicator.

Size: It is among the top 200 market size companies of india.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Insider Trading: There's significant insider buying recently.

Profitability: Very strong Profitability. One year profit margin are 24%.

Cons

Momentum: Stock has a weak negative price momentum.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Category	BAJFINANCE	Finance
PE	33.74	29.67
PS	8.12	6.41
Growth	26.8 %	14.4 %

Share Holdings

Understand Bajaj Finance ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

As of 2025-03-31

Shareholder Name	Holding %
BAJAJ FINSERV LIMITED	51.39%
MAHARASHTRA SCOOTERS LIMITED	3.05%
GOVERNMENT OF SINGAPORE	2.55%
AXIS Mutual Fund	1.07%
SANJIVNAYAN BAJAJ	0.08%
BAJAJ SEVASHRAM PRIVATE LIMITED	0.05%
BAJAJ ALLIANZ LIFE INSURANCE COMPANY LIMITED	0.04%
BARODA INDUSTRIES PRIVATE LIMITED	0.02%
JAMNALAL SONS PRIVATE LIMITED	0.02%
BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LIMITED	0.01%
Nimisha Bajaj Family Trust (Madhur Bajaj)	0.01%
Neelima Bajaj Family Trust (Kumud Bajaj)	0.01%
SHEFALI BAJAJ	0.01%
SIDDHANTNAYAN BAJAJ	0.01%
SANJALI BAJAJ	0.01%
BACHHRAJ FACTORIES PRIVATE LIMITED	0.01%
Estate of Rahulkumar Bajaj	0%
RAJIVNAYAN BAJAJ	0%
ARYAMAN KEJRIWAL	0%
MADHUR BAJAJ	0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Balance Sheet for Bajaj Finance

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Cash and cash equivalents	16.2%	3,374	2,904	3,865	3,033	1,191	1,044
Property, plant and equipment	10.6%	2,532	2,290	2,212	1,777	1,552	1,363
Capital work-in-progress	-7.1%	27	29	25	15	15	14
Total assets	11.7%	367,870	329,411	296,614	252,497	216,525	185,015
Current tax liabilities	-95.4%	55	1,168	83	546	123	448
Total liabilities	-	279,874	-	224,604	196,423	165,032	139,178
Equity share capital	0%	124	124	124	121	121	121
Total equity	11.1%	87,996	79,210	72,011	56,073	51,493	45,838
Total equity and liabilities	11.7%	367,870	329,411	296,614	252,497	216,525	185,015

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Cash and cash equivalents	-20.9%	3,642	4,605	4,035	3,849	1,551	1,232
Property, plant and equipment	10.3%	2,689	2,439	2,358	1,914	1,677	1,473
Capital work-in-progress	-7.1%	27	29	25	15	15	14
Goodwill	0%	3.27	3.27	3.27	3.27	3.27	3.27
Total assets	10.8%	466,127	420,656	375,742	321,917	275,229	235,723
Current tax liabilities	-91.9%	101	1,242	109	614	139	506
Total liabilities	-	367,190	-	299,046	262,043	220,857	187,680
Equity share capital	0%	124	124	124	121	121	121
Non controlling interest	-	2,244	-	0	-	0	0
Total equity	11.3%	98,937	88,916	76,695	59,874	54,372	48,043
Total equity and liabilities	10.8%	466,127	420,656	375,742	321,917	275,229	235,723

Income Statement for Bajaj Finance

Standalone figures (in Rs. Crores) / View Consolidated Data

QuarterlyAnnual

Description	(%) Q/Q	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023
Revenue From Operations	2.8%	15,797	15,371	14,487	13,723	12,760	12,100
Other Income	-54.5%	11	23	4.36	2.63	3.94	3.39
Total Income	2.7%	15,808	15,394	14,492	13,726	12,764	12,104
Employee Expense	-1.4%	1,784	1,809	1,683	1,632	1,503	1,527
Finance costs	2.9%	4,914	4,777	4,544	4,202	3,861	3,618
Depreciation and Amortization	15.2%	236	205	196	186	179	162
Other expenses	0.9%	941	933	890	876	855	779
Total Expenses	4.7%	10,904	10,416	9,845	9,123	8,198	7,812
Profit Before exceptional items and Tax	-1.5%	4,905	4,978	4,647	4,602	4,566	4,291
Exceptional items before tax	-	0	0	2,544	0	0	0
Total profit before tax	-1.5%	4,905	4,978	7,191	4,602	4,566	4,291
Current tax	-31.5%	883	1,288	1,527	1,405	1,141	1,097
Deferred tax	567.6%	81	-16.11	50	-203.9	24	17
Total tax	-24.2%	964	1,272	1,577	1,201	1,165	1,114
Total profit (loss) for period	6.3%	3,940	3,706	5,614	3,402	3,402	3,177
Other comp. income net of taxes	-325.1%	-194.87	88	-14.44	43	17	19
Total Comprehensive Income	-1.3%	3,746	3,794	5,599	3,444	3,419	3,196
Earnings Per Share, Basic	6.4%	63.65	59.89	90.76	55.03	55.07	51.89
Earnings Per Share, Diluted	6.4%	63.5	59.75	90.53	54.87	54.88	51.69

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Revenue From Operations	26.5%	59,380	46,939	35,681	27,864	23,532	23,823
Other Income	531.1%	40	7.18	5.37	7.2	14	12
Total Income	26.6%	59,420	46,946	35,687	27,871	23,546	23,834
Employee Expense	18.1%	6,907	5,849	4,573	3,222	2,242	2,295
Finance costs	33.2%	18,437	13,843	9,285	7,573	7,446	7,858
Depreciation and Amortization	30.7%	822	629	444	355	302	271
Other expenses	19.7%	3,639	3,040	2,502	1,747	1,170	1,693
Total Expenses	34.8%	40,288	29,893	21,805	19,285	18,183	17,026
Profit Before exceptional items and Tax	12.2%	19,132	17,053	13,882	8,586	5,363	6,808
Exceptional items before tax	-	2,544	0	0	0	0	0
Total profit before tax	27.1%	21,676	17,053	13,882	8,586	5,363	6,808
Current tax	15.1%	5,104	4,436	3,593	2,242	1,471	2,080
Deferred tax	-222.7%	-89.44	-27.03	-1.23	-6.1	-63.33	-152.95
Total tax	13.7%	5,015	4,409	3,592	2,236	1,407	1,927
Total profit (loss) for period	31.8%	16,662	12,644	10,290	6,350	3,956	4,881
Other comp. income net of taxes	-188.1%	-78.27	91	-27.05	35	-57.95	-113.66
Total Comprehensive Income	30.2%	16,583	12,735	10,263	6,385	3,898	4,767
Earnings Per Share, Basic	30.1%	269.33	207.27	170.37	105.39	65.85	83.25
Earnings Per Share, Diluted	30.2%	268.58	206.47	169.51	104.63	65.33	82.6

Consolidated figures (in Rs. Crores) / View Standalone Data

QuarterlyAnnual

Description	(%) Q/Q	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023
Revenue From Operations	2.3%	18,457	18,035	17,090	16,099	14,926	14,161
Other Income	-50%	12	23	5.14	3.64	5.77	4.89
Total Income	2.3%	18,469	18,058	17,095	16,102	14,932	14,166
Employee Expense	-0.7%	1,943	1,956	1,835	1,775	1,650	1,662
Finance costs	2.6%	6,552	6,386	6,149	5,684	5,217	4,868
Depreciation and Amortization	15.1%	252	219	210	200	193	176
Other expenses	1.8%	1,025	1,007	965	942	941	848
Total Expenses	4.3%	12,830	12,296	11,697	10,839	9,830	9,272
Profit Before exceptional items and Tax	-2.1%	5,639	5,762	5,398	5,263	5,102	4,894
Total profit before tax	-2.1%	5,639	5,762	5,398	5,263	5,102	4,894
Current tax	-30%	1,029	1,470	1,330	1,561	1,260	1,238
Deferred tax	620.6%	73	-12.83	58	-207.22	20	19
Total tax	-24.4%	1,102	1,457	1,388	1,353	1,281	1,257
Total profit (loss) for period	5.5%	4,546	4,308	4,014	3,912	3,825	3,639
Other comp. income net of taxes	-321.6%	-187.34	86	-9.3	43	16	19
Total Comprehensive Income	-0.8%	4,358	4,394	4,004	3,955	3,841	3,658
Earnings Per Share, Basic	5.5%	72.35	68.63	64.66	63.28	61.91	59.42
Earnings Per Share, Diluted	5.5%	72.18	68.47	64.5	63.11	61.7	59.2

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Revenue From Operations	26.8%	69,684	54,969	41,397	31,632	26,668	26,374
Other Income	233.3%	41	13	8.31	7.99	15	12
Total Income	26.8%	69,725	54,983	41,406	31,640	26,683	26,386
Employee Expense	17.4%	7,508	6,396	5,059	3,590	2,499	2,549
Finance costs	32.3%	24,771	18,725	12,560	9,748	9,414	9,473
Depreciation and Amortization	29%	881	683	485	385	325	295
Other expenses	18.9%	3,939	3,314	2,694	1,865	1,238	1,761
Total Expenses	33.6%	47,663	35,681	25,880	22,137	20,691	19,064
Profit Before exceptional items and Tax	14.3%	22,062	19,302	15,526	9,504	5,992	7,322
Total profit before tax	14.3%	22,062	19,302	15,526	9,504	5,992	7,322
Current tax	8.7%	5,390	4,958	3,998	2,497	1,660	2,205
Deferred tax	9.7%	-89.59	-99.32	22	-21.9	-87.82	-146.88
Total tax	9.1%	5,300	4,858	4,020	2,476	1,572	2,058
Total profit (loss) for period	16.1%	16,779	14,451	11,508	7,028	4,420	5,264
Other comp. income net of taxes	-176.5%	-67.06	90	-22.84	34	-57.01	-115.26
Total Comprehensive Income	14.9%	16,712	14,541	11,485	7,062	4,363	5,148
Earnings Per Share, Basic	13.6%	268.94	236.89	190.53	116.64	73.58	89.77
Earnings Per Share, Diluted	13.7%	268.2	235.98	189.57	115.79	73	89.07

Valuation
Market Cap	5.51 LCr
Price/Earnings (Trailing)	32.82
Price/Sales (Trailing)	7.9
EV/EBITDA	11.47
Price/Free Cashflow	-8.01
MarketCap/EBT	24.96

Fundamentals
Revenue (TTM)	69.72 kCr
Rev. Growth (Yr)	23.69%
Rev. Growth (Qtr)	2.27%
Earnings (TTM)	16.78 kCr
Earnings Growth (Yr)	18.85%
Earnings Growth (Qtr)	5.51%

Profitability
Operating Margin	32.52%
EBT Margin	32.52%
Return on Equity	18.06%
Return on Assets	3.82%
Free Cashflow Yield	-12.48%

Cash Flow for Bajaj Finance

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023
Finance costs	33.2%	18,437	13,843	9,285
Depreciation	30.7%	822	629	444
Impairment loss / reversal	72.4%	7,883	4,572	3,066
Dividend income	-	11	0	0
Adjustments for interest income	26.4%	51,549	40,783	30,142
Share-based payments	48.9%	354	238	197
Net Cashflows from Operations	-5.4%	-80,272.1	-76,140.49	-43,757.19
Interest paid	33.7%	16,616	12,425	9,953
Interest received	32%	51,140	38,733	29,885
Income taxes paid (refund)	16%	5,282	4,555	3,566
Other inflows (outflows) of cash	-32.7%	34	50	61
Net Cashflows From Operating Activities	6.2%	-50,995.46	-54,337.69	-27,331.01
Cashflows used in obtaining control of subsidiaries	-100.5%	0	200	2,593
Proceeds from sales of PPE	-14.3%	31	36	16
Purchase of property, plant and equipment	-3%	551	568	449
Purchase of intangible assets	15.7%	479	414	376
Dividends received	-	11	0	0
Interest received	-100.1%	0	808	576
Other inflows (outflows) of cash	-	2,951	0	0
Net Cashflows From Investing Activities	85.8%	-1,099.3	-7,762.87	-12,371.55
Proceeds from issuing shares	-86.2%	1,251	9,033	158
Proceeds from issuing other equity instruments	-100.3%	0	297	0
Proceeds from exercise of stock options	-26.7%	23	31	27
Proceeds from borrowings	-2.6%	77,903	79,942	64,906
Repayments of borrowings	11.5%	25,153	22,558	25,736
Payments of lease liabilities	26%	195	155	0
Dividends paid	22.6%	2,225	1,815	1,207
Other inflows (outflows) of cash	-	0	0	0
Net Cashflows from Financing Activities	-20.3%	51,604	64,774	38,021
Net change in cash and cash eq.	-118.4%	-490.74	2,674	-1,681.58

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023
Finance costs	32.3%	24,771	18,725	12,560
Depreciation	29%	881	683	485
Impairment loss / reversal	72%	7,966	4,631	3,190
Dividend income	-	1.28	0	0
Adjustments for interest income	26.6%	61,164	48,307	35,550
Share-based payments	47.2%	394	268	224
Net Cashflows from Operations	-3.9%	-100,343.94	-96,561.25	-60,196.81
Interest paid	31.5%	22,421	17,044	13,112
Interest received	32%	60,530	45,854	35,034
Income taxes paid (refund)	16.7%	5,948	5,098	3,972
Other inflows (outflows) of cash	-68.5%	29	90	107
Net Cashflows From Operating Activities	6.3%	-68,154.47	-72,760.14	-42,140.4
Cashflows used in obtaining control of subsidiaries	-	0	0	93
Proceeds from sales of PPE	-7.9%	36	39	20
Purchase of property, plant and equipment	-3.3%	584	604	483
Purchase of intangible assets	14.8%	498	434	395
Dividends received	-	1.28	0	0
Interest received	-100.1%	0	944	635
Other inflows (outflows) of cash	-	0	0	0
Net Cashflows From Investing Activities	61.4%	-2,765.02	-7,171.18	-10,365.25
Proceeds from changes in ownership interests in subsidiaries	-	6,460	0	0
Proceeds from issuing shares	-86.2%	1,251	9,033	158
Proceeds from issuing other equity instruments	-100.3%	0	297	0
Proceeds from borrowings	-4.7%	104,282	109,450	88,341
Repayments of borrowings	13.5%	39,027	34,376	36,474
Payments of lease liabilities	23.7%	215	174	0
Dividends paid	22.6%	2,225	1,815	1,207
Other inflows (outflows) of cash	-	0	0	0
Net Cashflows from Financing Activities	-14.4%	70,527	82,415	50,675
Net change in cash and cash eq.	-115.8%	-392.05	2,484	-1,830.69

Investor Care
Dividend Yield	0.90%
Dividend/Share (TTM)	66
Shares Dilution (1Y)	0.39%
Diluted EPS (TTM)	268.26

Financial Health
Debt/Equity	0.00
Debt/Cashflow	0.00

Is Bajaj Finance Better than it's peers?

Detailed comparison of Bajaj Finance against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BAJAJFINSV	Bajaj FinservHolding Company	3.12 LCr	1.29 LCr	+1.37%	+20.96%	17.77	2.33	+21.23%	+12.58%
CHOLAFIN	Cholamandalam Investment and Finance Co.Non Banking Financial Company(NBFC)	1.25 LCr	24.52 kCr	+1.56%	+14.02%	29.28	4.77	+34.67%	+24.64%
SHRIRAMFIN	Shriram FinanceNon Banking Financial Company(NBFC)	1.14 LCr	40.33 kCr	-5.53%	+17.00%	11.86	2.71	+15.00%	+29.43%
ABCAPITAL	Aditya Birla CapitalInvestment Company	51.5 kCr	39.61 kCr	+3.89%	-14.98%	13.51	1.3	+25.16%	+36.81%
IDFCFIRSTB	IDFC FIRST BANKPrivate Sector Bank	48.36 kCr	42.03 kCr	+15.39%	-19.01%	32.45	1.11	+19.92%	-49.35%
M&MFIN	Mahindra & Mahindra Financial ServicesNon Banking Financial Company(NBFC)	32.31 kCr	17.97 kCr	-2.66%	-1.21%	14.29	1.74	+16.03%	+16.36%

BAJFINANCE - Bajaj Finance Limited Share Price

What does Bajaj Finance Limited do?

Sector Comparison: BAJFINANCE vs Finance

Comparative Metrics

Performance Comparison

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

Balance Sheet for Bajaj Finance

Income Statement for Bajaj Finance

Valuation

Fundamentals

Profitability

Cash Flow for Bajaj Finance

Latest News and Updates from Bajaj Finance

The Bad News

The Good News

Investor Care

Financial Health

Is Bajaj Finance Better than it's peers?

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Updates from Bajaj Finance