Finance
Valuation | |
|---|---|
| Market Cap | 6.11 LCr |
| Price/Earnings (Trailing) | 27.05 |
| Price/Sales (Trailing) | 7.69 |
| EV/EBITDA | 11.52 |
| Price/Free Cashflow | -9.63 |
| MarketCap/EBT | 25.41 |
| Enterprise Value | 6.09 LCr |
Fundamentals | |
|---|---|
Growth & Returns | |
|---|---|
| Price Change 1W | 5.6% |
| Price Change 1M | 1.3% |
| Price Change 6M | 11.9% |
| Price Change 1Y | 15.4% |
| 3Y Cumulative Return | 16.8% |
| 5Y Cumulative Return | 12.1% |
| 7Y Cumulative Return | 20.2% |
| 10Y Cumulative Return | 31% |
| Revenue (TTM) |
| 79.39 kCr |
| Rev. Growth (Yr) | 17.5% |
| Earnings (TTM) | 18.32 kCr |
| Earnings Growth (Yr) | -5.6% |
Profitability | |
|---|---|
| Operating Margin | 32% |
| EBT Margin | 32% |
| Return on Equity | 17.58% |
| Return on Assets | 3.64% |
| Free Cashflow Yield | -10.38% |
| Cash Flow from Investing (TTM) | -2.77 kCr |
| Cash Flow from Operations (TTM) | -68.15 kCr |
| Cash Flow from Financing (TTM) | 70.53 kCr |
| Cash & Equivalents | 1.68 kCr |
| Free Cash Flow (TTM) | -68.74 kCr |
| Free Cash Flow/Share (TTM) | -110.61 |
Balance Sheet | |
|---|---|
| Total Assets | 5.1 LCr |
| Total Liabilities | 4.04 LCr |
| Shareholder Equity | 1.06 LCr |
| Net PPE | 2.67 kCr |
| Inventory | 0.00 |
| Goodwill | 3.27 Cr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.09 |
| Interest/Cashflow Ops | -1.62 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 11.2 |
| Dividend Yield | 1.11% |
| Shares Dilution (1Y) | 101.1% |
| Shares Dilution (3Y) | 105.6% |
Smart Money: Smart money has been increasing their position in the stock.
Profitability: Very strong Profitability. One year profit margin are 24%.
Size: It is among the top 200 market size companies of india.
Growth: Awesome revenue growth! Revenue grew 19.9% over last year and 105.3% in last three years on TTM basis.
Past Returns: In past three years, the stock has provided 16.8% return compared to 13.2% by NIFTY 50.
Dilution: Company has been diluting it's stock to raise money for business.
Smart Money: Smart money has been increasing their position in the stock.
Profitability: Very strong Profitability. One year profit margin are 24%.
Size: It is among the top 200 market size companies of india.
Growth: Awesome revenue growth! Revenue grew 19.9% over last year and 105.3% in last three years on TTM basis.
Past Returns: In past three years, the stock has provided 16.8% return compared to 13.2% by NIFTY 50.
Dilution: Company has been diluting it's stock to raise money for business.
Investor Care | |
|---|---|
| Dividend Yield | 1.11% |
| Dividend/Share (TTM) | 11.2 |
| Shares Dilution (1Y) | 101.1% |
| Earnings/Share (TTM) | 36.29 |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 56.93 |
| RSI (5d) | 74.38 |
| RSI (21d) | 52.49 |
| MACD Signal | Buy |
| Stochastic Oscillator Signal | Sell |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Sell |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Buy |
| SMA 50 Signal | Buy |
| SMA 100 Signal | Buy |
Updated Feb 7, 2026
Brokerages are forecasting over 20% growth in net interest income and profit after tax for Bajaj Finance.
Bajaj Finance's share price has increased by 6% ahead of its earnings announcement, reflecting positive investor sentiment.
The overall outlook for Bajaj Finance is optimistic as it approaches the release of its financial results.
Summary of Bajaj Finance's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand Bajaj Finance ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| BAJAJ FINSERV LIMITED | 51.32% |
| MAHARASHTRA SCOOTERS LIMITED | 3.05% |
| SBI Mutual Fund | 2.31% |
| GOVERNMENT OF SINGAPORE - E | 2.16% |
| NPS TRUST | 1.37% |
| UTI Mutual Fund | 1.13% |
| SANJIVNAYAN BAJAJ | 0.08% |
Detailed comparison of Bajaj Finance against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | Bajaj Finserv | 3.23 LCr | 1.49 LCr | -0.40% | +13.20% | 33.35 | 2.17 | - | - |
| SHRIRAMFIN | Shriram Finance | 1.89 LCr |
Comprehensive comparison against sector averages
BAJFINANCE metrics compared to Finance
| Category | BAJFINANCE | Finance |
|---|---|---|
| PE | 27.05 | 29.64 |
| PS | 7.69 | 5.81 |
| Growth | 19.9 % | 16.7 % |
Bajaj Finance is a prominent Non-Banking Financial Company (NBFC) based in India, with the stock ticker BAJFINANCE.
With a market capitalization of Rs. 562,853.1 Crores, it specializes in a range of financial services:
Bajaj Finance also engages in investment services, offering fixed deposit and mutual fund options, and provides various partnership and service solutions, including insurance services.
Originally known as Bajaj Auto Finance Limited, the company was incorporated in 1987 and is a subsidiary of Bajaj Finserv Ltd.. Headquartered in Pune, India, it has demonstrated strong financial performance, with a trailing 12-month revenue of Rs. 66,188 Crores and a profit of Rs. 16,058.4 Crores in the past year.
Bajaj Finance returns value to its investors through dividends, boasting a dividend yield of 0.9% per year and a recent payout of Rs. 66 per share. However, it has a history of diluting shareholder holdings, with a 2.6% reduction over the past three years. Remarkably, the company has achieved a revenue growth of 121.6% in the same period, highlighting its robust business trajectory.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
BAJFINANCE vs Finance (2021 - 2026)
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
| BAJAJ SEVASHRAM PRIVATE LIMITED | 0.05% |
| BAJAJ LIFE INSURANCE COMPANY LTD | 0.04% |
| BARODA INDUSTRIES PRIVATE LIMITED | 0.02% |
| JAMNALAL SONS PRIVATE LIMITED | 0.02% |
| SIDDHANTNAYAN BAJAJ | 0.02% |
| SANJALI BAJAJ | 0.02% |
| Nimisha Bajaj Family Trust (Kumud Bajaj) | 0.01% |
| Neelima Bajaj Family Trust (Kumud Bajaj) | 0.01% |
| SHEFALI BAJAJ | 0.01% |
| BACHHRAJ FACTORIES PRIVATE LIMITED | 0.01% |
| BAJAJ GENERAL INSURANCE COMPANY LIMITED | 0.01% |
| SHEKHAR BAJAJ | 0% |
| NIRAJ BAJAJ | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
| 47.12 kCr |
| +0.70% |
| +77.00% |
| 20.61 |
| 4 |
| - |
| - |
| CHOLAFIN | Cholamandalam Investment and Finance Co. | 1.47 LCr | 30.11 kCr | -2.50% | +26.10% | 30.26 | 4.88 | - | - |
| ABCAPITAL | Aditya Birla Capital | 91.02 kCr | 44.38 kCr | -3.70% | +105.50% | 25.93 | 2.05 | - | - |
| IDFCFIRSTB | IDFC FIRST BANK | 73.16 kCr | 44.98 kCr | +0.80% | +33.60% | 35.91 | 1.59 | - | - |
| M&MFIN | Mahindra & Mahindra Financial Services | 52.88 kCr | 20.42 kCr | +5.70% | +28.10% | 21.43 | 2.59 | - | - |
| Finance costs | 4.7% | 7,339 | 7,011 | 6,918 | 6,552 | 6,386 | 6,149 |
| Depreciation and Amortization | -5.4% | 244 | 258 | 251 | 252 | 219 | 210 |
| Fees and commission expenses | 20.7% | 1,009 | 836 | 767 | 729 | 685 | 629 |
| Impairment on financial instruments | 59.8% | 3,625 | 2,269 | 2,120 | 2,329 | 2,043 | 1,909 |
| Other expenses | 0.5% | 1,053 | 1,048 | 1,001 | 1,025 | 1,007 | 965 |
| Profit Before exceptional items and Tax | -13.8% | 5,694 | 6,605 | 6,367 | 5,639 | 5,762 | 5,398 |
| Exceptional items before tax | - | -265.22 | 0 | 0 | 0 | 0 | 0 |
| Total profit before tax | -17.8% | 5,429 | 6,605 | 6,367 | 5,639 | 5,762 | 5,398 |
| Current tax | 11.2% | 1,724 | 1,551 | 1,858 | 1,029 | 1,470 | 1,330 |
| Deferred tax | -430.5% | -359.29 | 110 | -255.48 | 73 | -12.83 | 58 |
| Tax expense | -17.8% | 1,365 | 1,660 | 1,602 | 1,102 | 1,457 | 1,388 |
| Total profit (loss) for period | -17.8% | 4,066 | 4,948 | 4,765 | 4,546 | 4,308 | 4,014 |
| Other comp. income net of taxes | 113.8% | 28 | -195.13 | 89 | -187.34 | 86 | -9.3 |
| Total Comprehensive Income | -13.9% | 4,094 | 4,753 | 4,854 | 4,358 | 4,394 | 4,004 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| Earnings Per Share, Basic | -21.2% | 6.4 | 7.85 | 7.57 | 14.47 | 13.726 | 12.932 |
| Earnings Per Share, Diluted | -21.2% | 6.38 | 7.83 | 7.55 | 14.436 | 13.694 | 12.9 |
| Other revenue from operations |
| 85.5% |
| 1,828 |
| 986 |
| 1,098 |
| 892 |
| 163 |
| 151 |
| Other income | 531.1% | 40 | 7.18 | 5.37 | 7.2 | 14 | 12 |
| Total Expenses | 34.8% | 40,288 | 29,893 | 21,805 | 19,285 | 18,183 | 17,026 |
| Employee Expense | 18.1% | 6,907 | 5,849 | 4,573 | 3,222 | 2,242 | 2,295 |
| Finance costs | 33.2% | 18,437 | 13,843 | 9,285 | 7,573 | 7,446 | 7,858 |
| Depreciation and Amortization | 30.7% | 822 | 629 | 444 | 355 | 302 | 271 |
| Fees and commission expenses | 32.7% | 2,600 | 1,959 | 1,934 | 1,766 | 1,302 | 1,105 |
| Impairment on financial instruments | 72.4% | 7,883 | 4,572 | 3,066 | 4,622 | 5,721 | 3,805 |
| Other expenses | 19.7% | 3,639 | 3,040 | 2,502 | 1,747 | 1,170 | 1,693 |
| Profit Before exceptional items and Tax | 12.2% | 19,132 | 17,053 | 13,882 | 8,586 | 5,363 | 6,808 |
| Exceptional items before tax | - | 2,544 | 0 | 0 | 0 | 0 | 0 |
| Total profit before tax | 27.1% | 21,676 | 17,053 | 13,882 | 8,586 | 5,363 | 6,808 |
| Current tax | 15.1% | 5,104 | 4,436 | 3,593 | 2,242 | 1,471 | 2,080 |
| Deferred tax | -222.7% | -89.44 | -27.03 | -1.23 | -6.1 | -63.33 | -152.95 |
| Tax expense | 13.7% | 5,015 | 4,409 | 3,592 | 2,236 | 1,407 | 1,927 |
| Total profit (loss) for period | 31.8% | 16,662 | 12,644 | 10,290 | 6,350 | 3,956 | 4,881 |
| Other comp. income net of taxes | -188.1% | -78.27 | 91 | -27.05 | 35 | -57.95 | -113.66 |
| Total Comprehensive Income | 30.2% | 16,583 | 12,735 | 10,263 | 6,385 | 3,898 | 4,767 |
| Reserve excluding revaluation reserves | 22.2% | 87,872 | 71,887 | 51,372 | 41,935 | 35,818 | 31,693 |
| Earnings Per Share, Basic | 30.7% | 53.866 | 41.454 | 34.074 | 21.078 | 13.17 | 16.65 |
| Earnings Per Share, Diluted | 30.8% | 53.716 | 41.294 | 33.902 | 20.926 | 13.066 | 16.52 |
| Current tax assets (Net) |
| -45.8% |
| 220 |
| 405 |
| 528 |
| 255 |
| 181 |
| 176 |
| Property, plant and equipment | -1.1% | 2,504 | 2,532 | 2,290 | 2,212 | 1,777 | 1,552 |
| Capital work-in-progress | 23.1% | 33 | 27 | 29 | 25 | 15 | 15 |
| Total non-financial assets | 1.9% | 5,397 | 5,294 | 5,206 | - | - | - |
| Total assets | 7.6% | 395,664 | 367,870 | 329,411 | 296,614 | 252,497 | 216,525 |
| Equity share capital | 404.9% | 622 | 124 | 124 | 124 | 121 | 121 |
| Total equity | 6.1% | 93,321 | 87,996 | 79,210 | 72,011 | 56,073 | 51,493 |
| Derivative financial instruments | -60% | 11 | 26 | 40 | 0.85 | 0 | - |
| Debt securities | 17.2% | 130,053 | 111,011 | 99,470 | 87,596 | 79,625 | 65,670 |
| Borrowings | 4.8% | 94,026 | 89,738 | 76,120 | 69,238 | 54,282 | 47,895 |
| Deposits | -2.3% | 69,718 | 71,366 | 66,106 | 59,967 | 54,640 | 44,490 |
| Subordinated liabilities | -2.9% | 3,013 | 3,104 | 3,012 | 3,578 | 3,463 | 3,630 |
| Total financial liabilities | 7.8% | 300,607 | 278,861 | 248,213 | - | - | - |
| Current tax liabilities | 1414.8% | 819 | 55 | 1,168 | 83 | 546 | 123 |
| Provisions | 13.6% | 527 | 464 | 495 | 385 | 352 | 254 |
| Total non financial liabilities | 71.6% | 1,736 | 1,012 | 1,988 | - | - | - |
| Total liabilities | 8% | 302,343 | 279,874 | - | 224,604 | 196,423 | 165,032 |
| Total equity and liabilities | 7.6% | 395,664 | 367,870 | 329,411 | 296,614 | 252,497 | 216,525 |
| 33.7% |
| 16,616 |
| 12,425 |
| 9,953 |
| 6,442 |
| - |
| - |
| Interest received | 32% | 51,140 | 38,733 | 29,885 | 24,088 | - | - |
| Income taxes paid (refund) | 16% | 5,282 | 4,555 | 3,566 | 2,339 | - | - |
| Other inflows/outflows of cash | -32.7% | 34 | 50 | 61 | 44 | - | - |
| Net Cashflows From Operating Activities | 6.2% | -50,995.46 | -54,337.69 | -27,331.01 | -23,794.56 | - | - |
| Proceeds from sales of PPE | -14.3% | 31 | 36 | 16 | 17 | - | - |
| Purchase of property, plant and equipment | -3% | 551 | 568 | 449 | 350 | - | - |
| Purchase of intangible assets | 15.7% | 479 | 414 | 376 | 247 | - | - |
| Dividends received | - | 11 | 0 | 0 | 0 | - | - |
| Interest received | -100.1% | 0 | 808 | 576 | 367 | - | - |
| Other inflows/outflows of cash | - | 2,951 | 0 | 0 | 4,419 | - | - |
| Net Cashflows From Investing Activities | 85.8% | -1,099.3 | -7,762.87 | -12,371.55 | 3,806 | - | - |
| Proceeds from issuing shares | -86.2% | 1,251 | 9,033 | 158 | 173 | - | - |
| Proceeds from exercise of stock options | -26.7% | 23 | 31 | 27 | 19 | - | - |
| Proceeds from borrowings | -2.6% | 77,903 | 79,942 | 64,906 | 28,711 | - | - |
| Repayments of borrowings | 11.5% | 25,153 | 22,558 | 25,736 | 10,966 | - | - |
| Payments of finance lease liabilities | - | - | 0 | 127 | 0 | - | - |
| Payments of lease liabilities | 26% | 195 | 155 | 0 | 94 | - | - |
| Dividends paid | 22.6% | 2,225 | 1,815 | 1,207 | 603 | - | - |
| Other inflows (outflows) of cash | - | 0 | 0 | 0 | 4,274 | - | - |
| Net Cashflows From Financing Activities | -20.3% | 51,604 | 64,774 | 38,021 | 21,515 | - | - |
| Net change in cash and cash eq. | -118.4% | -490.74 | 2,674 | -1,681.58 | 1,527 | - | - |