BAJFINANCE - Bajaj Finance Limited Share Price

Finance

Sharesguru Stock Score

BAJFINANCE

55/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹908.25-21.95(-2.36%)

Market Closed as of May 29, 2026, 15:30 IST

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Pros

Technicals: Bullish SharesGuru indicator.

Size: It is among the top 200 market size companies of india.

Growth: Awesome revenue growth! Revenue grew 18.4% over last year and 99.3% in last three years on TTM basis.

Profitability: Very strong Profitability. One year profit margin are 23%.

Smart Money: Smart money has been increasing their position in the stock.

Cons

Insider Trading: Significant insider selling noticed recently.

Dilution: Company has been diluting it's stock to raise money for business.

Valuation
Market Cap	5.7 LCr
Price/Earnings (Trailing)	29.94
Price/Sales (Trailing)	6.91
EV/EBITDA	10.25
Price/Free Cashflow	-8.6
MarketCap/EBT	22.11
Enterprise Value	5.68 LCr

Fundamentals
Revenue (TTM)	82.53 kCr
Rev. Growth (Yr)	17%
Earnings (TTM)	19.33 kCr
Earnings Growth (Yr)	22.2%

Profitability
Operating Margin	32%
EBT Margin	31%
Return on Equity	16.53%
Return on Assets	3.45%
Free Cashflow Yield	-11.63%

Growth & Returns
Price Change 1W	0.70%
Price Change 1M	0.90%
Price Change 6M	-10%
Price Change 1Y	0.40%
3Y Cumulative Return	10.4%
5Y Cumulative Return	10.4%
7Y Cumulative Return	15.4%
10Y Cumulative Return	28.4%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	-3.39 kCr
Cash Flow from Operations (TTM)	-65.79 kCr
Cash Flow from Financing (TTM)	67.43 kCr
Cash & Equivalents	1.9 kCr
Free Cash Flow (TTM)	-66.35 kCr
Free Cash Flow/Share (TTM)	-106.63

Balance Sheet
Total Assets	5.6 LCr
Total Liabilities	4.43 LCr
Shareholder Equity	1.17 LCr
Net PPE	2.85 kCr
Inventory	0.00
Goodwill	3.27 Cr

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-0.1
Interest/Cashflow Ops	-1.3

Dividend & Shareholder Returns
Dividend/Share (TTM)	11.2
Dividend Yield	1.11%
Shares Dilution (1Y)	100.3%
Shares Dilution (3Y)	105.6%

Technical Indicators
RSI (14d)	35.74
RSI (5d)	55.38
RSI (21d)	51.83
MACD Signal	Sell
Stochastic Oscillator Signal	Hold
SharesGuru Signal	Buy
RSI Signal	Hold
RSI5 Signal	Hold
RSI21 Signal	Hold
SMA 5 Signal	Buy
SMA 10 Signal	Buy
SMA 20 Signal	Sell
SMA 50 Signal	Buy
SMA 100 Signal	Buy

Shareholder Name	Holding %
BAJAJ FINSERV LIMITED	51.32%
MAHARASHTRA SCOOTERS LIMITED	3.06%
SBI Mutual Fund	2.41%
GOVERNMENT OF SINGAPORE - E	2.12%
NPS TRUST	1.59%
UTI Mutual Fund	1.17%
SANJIVNAYAN BAJAJ	0.08%
BAJAJ SEVASHRAM PRIVATE LIMITED	0.05%
BAJAJ LIFE INSURANCE COMPANY LTD	0.04%
BARODA INDUSTRIES PRIVATE LIMITED	0.02%
JAMNALAL SONS PRIVATE LIMITED	0.02%
SIDDHANTNAYAN BAJAJ	0.02%
SANJALI BAJAJ	0.02%
Nimisha Bajaj Family Trust (Kumud Bajaj)	0.01%
Neelima Bajaj Family Trust (Kumud Bajaj)	0.01%
SHEFALI BAJAJ	0.01%
BACHHRAJ FACTORIES PRIVATE LIMITED	0.01%
BAJAJ GENERAL INSURANCE COMPANY LIMITED	0.01%
SHEKHAR BAJAJ	0%
NIRAJ BAJAJ	0%

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BAJAJFINSV	Bajaj Finserv	2.83 LCr	1.51 LCr	+1.70%	-12.30%	28.72	1.87	-	-
SHRIRAMFIN	Shriram Finance	2.24 LCr	48.19 kCr	-5.90%	+43.30%	17.87	4.65	-	-
CHOLAFIN	Cholamandalam Investment and Finance Co.	1.34 LCr	31.54 kCr	-0.10%	-4.70%	25.31	4.23	-	-
ABCAPITAL	Aditya Birla Capital	95.17 kCr	45.62 kCr	+6.70%	+63.70%	25.23	2.09	-	-
IDFCFIRSTB	IDFC FIRST BANK	60.41 kCr	48.42 kCr	+4.50%	+5.40%	-	1.25	-	-
M&MFIN	Mahindra & Mahindra Financial Services	42.41 kCr	21.09 kCr	+3.60%	+19.00%	14.67	2.01	-	-

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Total income	17.6%	81,990	69,725	54,983	41,406	31,640	26,683
Revenue From Operations	17.6%	81,982	69,684	54,969	41,397	31,632	26,668
Total interest earned	19%	72,776	61,164	48,307	35,550	27,270	23,303
Fees and commission income	29.6%	7,754	5,983	5,267	4,343	3,067	2,452
Revenue from sale of services	-42.3%	16	27	50	38	75	158
Other revenue from operations	-51.1%	965	1,971	1,037	1,132	893	164
Other income	-84.7%	7.12	41	13	8.31	7.99	15
Total Expenses	17.3%	55,924	47,663	35,681	25,880	22,137	20,691
Employee Expense	19.6%	8,979	7,508	6,396	5,059	3,590	2,499
Finance costs	15.7%	28,666	24,771	18,725	12,560	9,748	9,414
Depreciation and Amortization	14.5%	1,009	881	683	485	385	325
Fees and commission expenses	40.8%	3,658	2,598	1,932	1,891	1,746	1,246
Impairment on financial instruments	19%	9,482	7,966	4,631	3,190	4,803	5,969
Other expenses	4.9%	4,131	3,939	3,314	2,694	1,865	1,238
Profit Before exceptional items and Tax	18.1%	26,065	22,062	19,302	15,526	9,504	5,992
Exceptional items before tax	-	-265.22	0	0	0	0	0
Total profit before tax	16.9%	25,800	22,062	19,302	15,526	9,504	5,992
Current tax	27.5%	6,874	5,390	4,958	3,998	2,497	1,660
Deferred tax	-331.5%	-389.87	-89.59	-99.32	22	-21.9	-87.82
Tax expense	22.3%	6,484	5,300	4,858	4,020	2,476	1,572
Total profit (loss) for period	15.2%	19,332	16,779	14,451	11,508	7,028	4,420
Other comp. income net of taxes	9.6%	-60.52	-67.06	90	-22.84	34	-57.01
Total Comprehensive Income	15.3%	19,272	16,712	14,541	11,485	7,062	4,363
Reserve excluding revaluation reserves	17.4%	113,377	96,569	76,572	54,251	43,592	36,798
Earnings Per Share, Basic	-43.9%	30.6	53.788	47.378	38.106	23.328	14.716
Earnings Per Share, Diluted	-43.9%	30.51	53.64	47.196	37.914	23.158	14.6

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Total income	1.8%	21,606	21,215	20,181	19,528	18,469	18,058
Revenue From Operations	1.8%	21,606	21,214	20,179	19,524	18,457	18,035
Total interest earned	2.8%	19,179	18,656	17,796	17,145	16,359	15,768
Fees and commission income	13.6%	2,229	1,962	1,780	1,784	1,522	1,511
Revenue from sale of services	-139.8%	0.55	2.13	3.26	9.77	-13.9	3.41
Other revenue from operations	-59.2%	186	454	505	360	467	588
Other income	6.5%	0.71	0.69	1.86	3.86	12	23
Total Expenses	-8.5%	14,207	15,520	13,576	13,161	12,830	12,296
Employee Expense	9.8%	2,471	2,250	2,154	2,103	1,943	1,956
Finance costs	0.8%	7,398	7,339	7,011	6,918	6,552	6,386
Depreciation and Amortization	4.9%	256	244	258	251	252	219
Fees and commission expenses	3.7%	1,046	1,009	836	767	729	685
Impairment on financial instruments	-44.6%	2,008	3,625	2,269	2,120	2,329	2,043
Other expenses	-2.3%	1,029	1,053	1,048	1,001	1,025	1,007
Profit Before exceptional items and Tax	30%	7,400	5,694	6,605	6,367	5,639	5,762
Exceptional items before tax	99.6%	0	-265.22	0	0	0	0
Total profit before tax	36.3%	7,400	5,429	6,605	6,367	5,639	5,762
Current tax	1%	1,741	1,724	1,551	1,858	1,029	1,470
Deferred tax	131.9%	116	-359.29	110	-255.48	73	-12.83
Tax expense	36.1%	1,857	1,365	1,660	1,602	1,102	1,457
Total profit (loss) for period	36.6%	5,553	4,066	4,948	4,765	4,546	4,308
Other comp. income net of taxes	-37%	18	28	-195.13	89	-187.34	86
Total Comprehensive Income	36.1%	5,572	4,094	4,753	4,854	4,358	4,394
Reserve excluding revaluation reserves	-	-	-	-	-	-	-
Earnings Per Share, Basic	44.3%	8.79	6.4	7.85	7.57	14.47	13.726
Earnings Per Share, Diluted	44.2%	8.76	6.38	7.83	7.55	14.436	13.694

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Total income	17.6%	69,854	59,420	46,946	35,687	27,871	23,546
Revenue From Operations	17.6%	69,851	59,380	46,939	35,681	27,864	23,532
Total interest earned	19%	61,357	51,549	40,783	30,142	23,729	20,419
Fees and commission income	29.8%	7,319	5,641	5,007	4,204	2,940	2,363
Revenue from sale of services	-41.2%	11	18	24	29	43	60
Other revenue from operations	-54.8%	827	1,828	986	1,098	892	163
Other income	-94.5%	3.16	40	7.18	5.37	7.2	14
Total Expenses	17.5%	47,348	40,288	29,893	21,805	19,285	18,183
Employee Expense	20%	8,286	6,907	5,849	4,573	3,222	2,242
Finance costs	16.2%	21,417	18,437	13,843	9,285	7,573	7,446
Depreciation and Amortization	14.6%	942	822	629	444	355	302
Fees and commission expenses	40.4%	3,650	2,600	1,959	1,934	1,766	1,302
Impairment on financial instruments	17.9%	9,290	7,883	4,572	3,066	4,622	5,721
Other expenses	3.4%	3,764	3,639	3,040	2,502	1,747	1,170
Profit Before exceptional items and Tax	17.6%	22,506	19,132	17,053	13,882	8,586	5,363
Exceptional items before tax	-54.2%	1,166	2,544	0	0	0	0
Total profit before tax	9.2%	23,672	21,676	17,053	13,882	8,586	5,363
Current tax	22.1%	6,230	5,104	4,436	3,593	2,242	1,471
Deferred tax	-301.3%	-361.97	-89.44	-27.03	-1.23	-6.1	-63.33
Tax expense	17%	5,868	5,015	4,409	3,592	2,236	1,407
Total profit (loss) for period	6.9%	17,804	16,662	12,644	10,290	6,350	3,956
Other comp. income net of taxes	49.6%	-38.98	-78.27	91	-27.05	35	-57.95
Total Comprehensive Income	7.1%	17,765	16,583	12,735	10,263	6,385	3,898
Reserve excluding revaluation reserves	16.6%	102,501	87,872	71,887	51,372	41,935	35,818
Earnings Per Share, Basic	-47.7%	28.65	53.866	41.454	34.074	21.078	13.17
Earnings Per Share, Diluted	-47.7%	28.56	53.716	41.294	33.902	20.926	13.066

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Total income	2%	18,431	18,068	17,186	16,697	15,808	15,394
Revenue From Operations	2%	18,430	18,068	17,184	16,697	15,797	15,371
Total interest earned	3.2%	16,203	15,695	14,969	14,491	13,824	13,277
Fees and commission income	13.8%	2,102	1,848	1,679	1,690	1,446	1,431
Revenue from sale of services	1.7%	2.8	2.77	-1.49	6.54	-12.17	1.71
Other revenue from operations	-68.2%	131	410	474	341	457	537
Other income	20%	0.52	0.4	1.67	0.57	11	23
Total Expenses	-10.2%	11,946	13,297	11,483	11,151	10,904	10,416
Employee Expense	10.7%	2,293	2,071	1,987	1,935	1,784	1,809
Finance costs	0.4%	5,487	5,464	5,244	5,222	4,914	4,777
Depreciation and Amortization	4.9%	238	227	242	236	236	205
Fees and commission expenses	3.5%	1,042	1,007	835	767	729	685
Impairment on financial instruments	-45.3%	1,953	3,569	2,218	2,078	2,300	2,008
Other expenses	-2.7%	933	959	958	914	941	933
Profit Before exceptional items and Tax	35.9%	6,484	4,772	5,703	5,546	4,905	4,978
Exceptional items before tax	-100.1%	0	1,166	0	0	0	0
Total profit before tax	9.2%	6,484	5,938	5,703	5,546	4,905	4,978
Current tax	-10.5%	1,530	1,709	1,338	1,652	883	1,288
Deferred tax	132.3%	115	-351.51	114	-239.31	81	-16.11
Tax expense	21.2%	1,645	1,357	1,453	1,413	964	1,272
Total profit (loss) for period	5.7%	4,840	4,581	4,251	4,133	3,940	3,706
Other comp. income net of taxes	-7.1%	27	29	-178.07	83	-194.87	88
Total Comprehensive Income	5.6%	4,866	4,610	4,073	4,216	3,746	3,794
Reserve excluding revaluation reserves	-	-	-	-	-	-	-
Earnings Per Share, Basic	6.4%	7.78	7.37	6.84	6.66	12.73	11.978
Earnings Per Share, Diluted	6.5%	7.76	7.35	6.82	6.64	12.7	11.95

Category	BAJFINANCE	Finance
PE	29.94	25.30
PS	6.91	5.29
Growth	18.4 %	19.2 %

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023
Cash and cash equivalents	12.9%	1,897	1,681	3,642	4,605	4,035	3,849
Derivative financial instruments	198.9%	2,392	801	251	44	28	105
Trade receivables	17%	1,908	1,631	1,913	1,455	1,733	1,650
Loans	10.3%	498,944	452,527	407,844	367,491	326,293	285,748
Investments	-9.4%	30,578	33,751	34,441	31,036	30,881	20,722
Other financial assets	-	4,300	-	-	-	-	-
Other financial assets	24.8%	4,300	3,446	2,445	2,710	1,432	1,846
Total finanical assets	9.9%	553,877	504,156	460,437	415,096	-	-
Current tax assets (Net)	-15.8%	230	273	481	575	291	201
Property, plant and equipment	7%	2,851	2,665	2,689	2,439	2,358	1,914
Capital work-in-progress	90.6%	62	33	27	29	25	15
Goodwill	0%	3.27	3.27	3.27	3.27	3.27	3.27
Total non-financial assets	4.7%	6,075	5,805	5,690	5,560	-	-
Total assets	9.8%	559,952	509,961	466,127	420,656	375,742	321,917
Equity share capital	0%	622	622	124	124	124	121
Non controlling interest	25.3%	2,987	2,385	2,244	-	0	-
Total equity	10.8%	116,986	105,598	98,937	88,916	76,695	59,874
Derivative financial instruments	110.3%	62	30	37	55	2.12	14
Debt securities	3%	193,132	187,448	154,640	137,636	118,000	106,325
Borrowings	24.4%	170,643	137,174	132,102	117,440	111,617	91,940
Deposits	-1.8%	68,533	69,766	71,403	66,131	60,151	54,821
Subordinated liabilities	-6.9%	2,805	3,013	3,104	3,012	3,578	3,463
Total financial liabilities	9.6%	441,249	402,416	366,043	329,610	-	-
Current tax liabilities	-72.7%	260	948	101	1,242	109	614
Provisions	29.6%	749	578	514	544	422	379
Total non financial liabilities	-11.7%	1,718	1,946	1,147	2,129	-	-
Total liabilities	9.5%	442,967	404,362	367,190	-	299,046	262,043
Total equity and liabilities	9.8%	559,952	509,961	466,127	420,656	375,742	321,917

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023
Cash and cash equivalents	6.2%	1,634	1,538	3,374	2,904	3,865	3,033
Derivative financial instruments	201%	2,385	793	202	2.14	16	100
Trade receivables	16%	1,576	1,359	1,416	1,163	1,245	1,176
Loans	10.4%	367,226	332,545	304,359	272,191	243,334	213,210
Investments	-8.9%	38,074	41,772	41,716	39,374	37,153	26,614
Other financial assets	-	4,173	-	-	-	-	-
Other financial assets	29%	4,173	3,235	2,427	1,986	1,012	1,703
Total finanical assets	9.3%	426,540	390,267	362,576	324,205	-	-
Current tax assets (Net)	-8.2%	202	220	405	528	255	181
Property, plant and equipment	7.1%	2,681	2,504	2,532	2,290	2,212	1,777
Capital work-in-progress	90.6%	62	33	27	29	25	15
Total non-financial assets	4.9%	5,664	5,397	5,294	5,206	-	-
Total assets	9.2%	432,203	395,664	367,870	329,411	296,614	252,497
Equity share capital	0%	622	622	124	124	124	121
Total equity	10.5%	103,122	93,321	87,996	79,210	72,011	56,073
Derivative financial instruments	-110%	0	11	26	40	0.85	0
Debt securities	2.7%	133,527	130,053	111,011	99,470	87,596	79,625
Borrowings	25.5%	118,000	94,026	89,738	76,120	69,238	54,282
Deposits	-1.8%	68,486	69,718	71,366	66,106	59,967	54,640
Subordinated liabilities	-6.9%	2,805	3,013	3,104	3,012	3,578	3,463
Total financial liabilities	9%	327,592	300,607	278,861	248,213	-	-
Current tax liabilities	-78.6%	176	819	55	1,168	83	546
Provisions	27.8%	673	527	464	495	385	352
Total non financial liabilities	-14.2%	1,489	1,736	1,012	1,988	-	-
Total liabilities	8.8%	329,081	302,343	279,874	-	224,604	196,423
Total equity and liabilities	9.2%	432,203	395,664	367,870	329,411	296,614	252,497

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Finance costs	15.7%	28,666	24,771	18,725	12,560	9,748	-
Depreciation	14.5%	1,009	881	683	485	385	-
Impairment loss / reversal	29.1%	10,282	7,966	4,631	3,190	4,803	-
Dividend income	-50%	1.14	1.28	0	0	0	-
Adjustments for interest income	19%	72,776	61,164	48,307	35,550	27,270	-
Share-based payments	11.7%	440	394	268	224	161	-
Net Cashflows From Operations	-6.4%	-106,774.84	-100,343.94	-96,561.25	-60,196.81	-53,172.86	-
Interest paid	15.7%	25,947	22,421	17,044	13,112	8,961	-
Interest received	21.2%	73,341	60,530	45,854	35,034	27,605	-
Income taxes paid (refund)	8.6%	6,461	5,948	5,098	3,972	2,586	-
Other inflows/outflows of cash	78.6%	51	29	90	107	86	-
Net Cashflows From Operating Activities	3.5%	-65,789.8	-68,154.47	-72,760.14	-42,140.4	-37,028.62	-
Proceeds from sales of PPE	82.9%	65	36	39	20	19	-
Purchase of property, plant and equipment	-4.1%	560	584	604	483	376	-
Purchase of intangible assets	-19.5%	401	498	434	395	259	-
Dividends received	-50%	1.14	1.28	0	0	0	-
Interest received	-	0	0	944	635	401	-
Other inflows/outflows of cash	-	0	0	0	0	6,561	-
Net Cashflows From Investing Activities	-22.5%	-3,388.63	-2,765.02	-7,171.18	-10,365.25	6,347	-
Proceeds from changes in ownership interests in subsidiaries	-78.6%	1,380	6,460	0	0	0	-
Proceeds from issuing shares	-65.3%	435	1,251	9,033	158	173	-
Proceeds from borrowings	20.1%	125,221	104,282	109,450	88,341	45,881	-
Repayments of borrowings	43.2%	55,885	39,027	34,376	36,474	17,890	-
Payments of finance lease liabilities	-	-	-	0	143	0	-
Payments of lease liabilities	13.1%	243	215	174	0	106	-
Dividends paid	56.3%	3,477	2,225	1,815	1,207	603	-
Other inflows (outflows) of cash	-	0	0	0	0	4,784	-
Net Cashflows From Financing Activities	-4.4%	67,433	70,527	82,415	50,675	32,240	-
Net change in cash and cash eq.	-344.4%	-1,745.56	-392.05	2,484	-1,830.69	1,558	-

BAJFINANCE - Bajaj Finance Limited Share Price

BAJFINANCE

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

BAJFINANCE

BAJFINANCE - Bajaj Finance Limited Share Price

BAJFINANCE

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

BAJFINANCE

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Bajaj Finance Limited do?

Important Disclosure & Data Context

Valuation

Fundamentals

Profitability

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Bajaj Finance Limited do?

Important Disclosure & Data Context