BAJFINANCE - Bajaj Finance Limited Share Price

Finance

₹992.45-4.05(-0.41%)

Market Closed as of Sep 19, 2025, 15:30 IST

Select time range

Valuation
Market Cap	5.46 LCr
Price/Earnings (Trailing)	18.03
Price/Sales (Trailing)	7.46
EV/EBITDA	10.82
Price/Free Cashflow	-7.94
MarketCap/EBT	23.55
Enterprise Value	5.42 LCr

Fundamentals
Revenue (TTM)	73.15 kCr
Rev. Growth (Yr)	21.3%
Earnings (TTM)	17.63 kCr
Earnings Growth (Yr)	21.8%

Profitability
Operating Margin	32%
EBT Margin	32%
Return on Equity	17.82%
Return on Assets	3.78%
Free Cashflow Yield	-12.6%

Price to Sales Ratio

Latest reported: 7

Revenue (Last 12 mths)

Latest reported: 73 kCr

Net Income (Last 12 mths)

Latest reported: 18 kCr

Growth & Returns
Price Change 1W	-1.9%
Price Change 1M	-0.80%
Price Change 6M	2.8%
Price Change 1Y	24.3%
3Y Cumulative Return	6.3%
5Y Cumulative Return	19%
7Y Cumulative Return	17.4%
10Y Cumulative Return	33.4%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	-2.77 kCr
Cash Flow from Operations (TTM)	-68.15 kCr
Cash Flow from Financing (TTM)	70.53 kCr
Cash & Equivalents	3.64 kCr
Free Cash Flow (TTM)	-68.74 kCr
Free Cash Flow/Share (TTM)	-110.61

Balance Sheet
Total Assets	4.66 LCr
Total Liabilities	3.67 LCr
Shareholder Equity	98.94 kCr
Net PPE	2.69 kCr
Inventory	0.00
Goodwill	3.27 Cr

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-0.11
Interest/Cashflow Ops	-1.62

Dividend & Shareholder Returns
Dividend/Share (TTM)	11.2
Dividend Yield	1.28%
Shares Dilution (1Y)	100.8%
Shares Dilution (3Y)	105.3%

Pros

Profitability: Very strong Profitability. One year profit margin are 24%.

Smart Money: Smart money has been increasing their position in the stock.

Growth: Awesome revenue growth! Revenue grew 24.9% over last year and 114% in last three years on TTM basis.

Size: It is among the top 200 market size companies of india.

Cons

Past Returns: In past three years, the stock has provided 6.3% return compared to 11.2% by NIFTY 50.

Dilution: Company has been diluting it's stock to raise money for business.

Insider Trading: Significant insider selling noticed recently.

Momentum: Stock has a weak negative price momentum.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Investor Care
Dividend Yield	1.28%
Dividend/Share (TTM)	11.2
Shares Dilution (1Y)	100.8%
Earnings/Share (TTM)	48.7

Financial Health
Debt/Equity	0.00

Latest News and Updates from Bajaj Finance

Updated Sep 8, 2025

The Bad News

CNBCTV18

The company acknowledges a slowdown in banking credit, which may affect growth prospects.

CNBCTV18

The impact of recent repo rate cuts on the company's net interest margins is noted, although only a modest 10 basis points expansion is expected.

CNBCTV18

The stock gained only 1.1% recently, indicating potential market caution.

The Good News

CNBCTV18

Shares of Bajaj Finance Ltd. have risen 29% this year, with CLSA projecting a potential additional 29% increase, maintaining an 'outperform' rating and a price target of ₹1,150.

CNBCTV18

The company aims for mid-20s loan growth by FY26, despite acknowledging a slowdown in banking credit.

CNBCTV18

AI-led initiatives are expected to enhance operational efficiency and reduce the cost-to-income ratio.

Updates from Bajaj Finance

Clarification • 05 Sept 2025

The Exchange has sought clarification from Bajaj Finance Ltd on September 05, 2025, with reference to Movement in Volume. <BR><BR>The reply is awaited.

General • 05 Sept 2025

Reply under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Clarification sought regarding volume movement.

Allotment of ESOP / ESPS • 25 Aug 2025

Intimation of allotment of equity shares under Employee Stock Option Scheme, 2009

Credit Rating • 15 Aug 2025

S&P Global Ratings vide their report dated 14 August 2025 has upgraded the Company (issuer) credit rating from BBB-/Positive/A-3 to BBB/Stable/A-2

Analyst / Investor Meet • 14 Aug 2025

Schedule of Analyst / Institutional Investor Meetings

Analyst / Investor Meet • 14 Aug 2025

Schedule of Analyst / Institutional Investor Meetings

Analyst / Investor Meet • 14 Aug 2025

Schedule of Analyst / Institutional Investor Meetings

This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.

Summary of Latest Earnings Report from Bajaj Finance

Summary of Bajaj Finance's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Earnings Outlook

Last updated:

Q&A Session

Last updated:

Share Holdings

Understand Bajaj Finance ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

Shareholder Name	Holding %
BAJAJ FINSERV LIMITED	51.39%
MAHARASHTRA SCOOTERS LIMITED	3.05%
GOVERNMENT OF SINGAPORE	2.41%
AXIS Mutual Fund	1.09%
UTI Mutual Fund	1.06%
BAJAJ ALLIANZ LIFE INSURANCE COMPANY LIMITED	0.04%
BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LIMITED	0.01%
BACHHRAJ FACTORIES PRIVATE LIMITED	0.01%
MADHUR BAJAJ	0%
Madhur Bajaj (A/c Kumud Neelima Family Trust)	0%
Madhur Bajaj (A/c Kumud Nimisha Family Trust)	0%
Kumud Bajaj (A/c Madhur Neelima Family Trust)	0%
Kumud Bajaj (A/c Madhur Nimisha Family Trust)	0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is Bajaj Finance Better than it's peers?

Detailed comparison of Bajaj Finance against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BAJAJFINSV	Bajaj Finserv	3.06 LCr	1.38 LCr	-2.40%	+9.00%	32.05	2.22	-	-
CHOLAFIN	Cholamandalam Investment and Finance Co.	1.2 LCr	27.65 kCr	-3.90%	-2.40%	26.82	4.32	-	-
SHRIRAMFIN	Shriram Finance	1.09 LCr	43.8 kCr	-8.30%	-9.40%	15.38	2.49	-	-
ABCAPITAL	Aditya Birla Capital	72.53 kCr	41.54 kCr	+11.70%	+25.60%	21.24	1.75	-	-
IDFCFIRSTB	IDFC FIRST BANK	49.87 kCr	44.98 kCr	-1.80%	-7.20%	35.91	1.11	-	-
M&MFIN	Mahindra & Mahindra Financial Services	35.3 kCr	19.19 kCr	-1.40%	-19.00%	13.84	1.84	-	-

Income Statement for Bajaj Finance

Consolidated figures (in Rs. Crores) / View Standalone Data

AnnualQuarterly

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Total income	26.8%	69,725	54,983	41,406	31,640	26,683	26,386
Revenue From Operations	26.8%	69,684	54,969	41,397	31,632	26,668	26,374
Total interest earned	26.6%	61,164	48,307	35,550	27,270	23,303	22,970
Fees and commission income	13.6%	5,983	5,267	4,343	3,067	2,452	2,591
Revenue from sale of services	-46.9%	27	50	38	75	158	124
Other revenue from operations	90.2%	1,971	1,037	1,132	893	164	151
Other income	233.3%	41	13	8.31	7.99	15	12
Total Expenses	33.6%	47,663	35,681	25,880	22,137	20,691	19,064
Employee Expense	17.4%	7,508	6,396	5,059	3,590	2,499	2,549
Finance costs	32.3%	24,771	18,725	12,560	9,748	9,414	9,473
Depreciation and Amortization	29%	881	683	485	385	325	295
Fees and commission expenses	34.5%	2,598	1,932	1,891	1,746	1,246	1,056
Impairment on financial instruments	72%	7,966	4,631	3,190	4,803	5,969	3,929
Other expenses	18.9%	3,939	3,314	2,694	1,865	1,238	1,761
Profit Before exceptional items and Tax	14.3%	22,062	19,302	15,526	9,504	5,992	7,322
Total profit before tax	14.3%	22,062	19,302	15,526	9,504	5,992	7,322
Current tax	8.7%	5,390	4,958	3,998	2,497	1,660	2,205
Deferred tax	9.7%	-89.59	-99.32	22	-21.9	-87.82	-146.88
Tax expense	9.1%	5,300	4,858	4,020	2,476	1,572	2,058
Total profit (loss) for period	16.1%	16,779	14,451	11,508	7,028	4,420	5,264
Other comp. income net of taxes	-176.5%	-67.06	90	-22.84	34	-57.01	-115.26
Total Comprehensive Income	14.9%	16,712	14,541	11,485	7,062	4,363	5,148
Reserve excluding revaluation reserves	26.1%	96,569	76,572	54,251	43,592	36,798	32,208
Earnings Per Share, Basic	13.8%	53.788	47.378	38.106	23.328	14.716	17.954
Earnings Per Share, Diluted	13.9%	53.64	47.196	37.914	23.158	14.6	17.814

Description	(%) Q/Q	Jun-2025	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024
Total income	5.7%	19,528	18,469	18,058	17,095	16,102	14,932
Revenue From Operations	5.8%	19,524	18,457	18,035	17,090	16,099	14,926
Total interest earned	4.8%	17,145	16,359	15,768	14,987	14,049	13,230
Fees and commission income	17.2%	1,784	1,522	1,511	1,426	1,524	1,324
Revenue from sale of services	158.9%	9.77	-13.9	3.41	9.17	28	8.79
Other revenue from operations	-23%	360	467	588	519	393	284
Other income	-74%	3.86	12	23	5.14	3.64	5.77
Total Expenses	2.6%	13,161	12,830	12,296	11,697	10,839	9,830
Employee Expense	8.2%	2,103	1,943	1,956	1,835	1,775	1,650
Finance costs	5.6%	6,918	6,552	6,386	6,149	5,684	5,217
Depreciation and Amortization	-0.4%	251	252	219	210	200	193
Fees and commission expenses	5.2%	767	729	685	629	554	520
Impairment on financial instruments	-9%	2,120	2,329	2,043	1,909	1,685	1,310
Other expenses	-2.3%	1,001	1,025	1,007	965	942	941
Profit Before exceptional items and Tax	12.9%	6,367	5,639	5,762	5,398	5,263	5,102
Total profit before tax	12.9%	6,367	5,639	5,762	5,398	5,263	5,102
Current tax	80.6%	1,858	1,029	1,470	1,330	1,561	1,260
Deferred tax	-456.2%	-255.48	73	-12.83	58	-207.22	20
Tax expense	45.4%	1,602	1,102	1,457	1,388	1,353	1,281
Total profit (loss) for period	4.8%	4,765	4,546	4,308	4,014	3,912	3,825
Other comp. income net of taxes	146.7%	89	-187.34	86	-9.3	43	16
Total Comprehensive Income	11.4%	4,854	4,358	4,394	4,004	3,955	3,841
Reserve excluding revaluation reserves	-	-	-	-	-	-	76,572
Earnings Per Share, Basic	-51.2%	7.57	14.47	13.726	12.932	12.656	12.382
Earnings Per Share, Diluted	-51.3%	7.55	14.436	13.694	12.9	12.622	12.34

Standalone figures (in Rs. Crores) / View Consolidated Data

AnnualQuarterly

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Total income	26.6%	59,420	46,946	35,687	27,871	23,546	23,834
Revenue From Operations	26.5%	59,380	46,939	35,681	27,864	23,532	23,823
Total interest earned	26.4%	51,549	40,783	30,142	23,729	20,419	20,668
Fees and commission income	12.7%	5,641	5,007	4,204	2,940	2,363	2,490
Revenue from sale of services	-26.1%	18	24	29	43	60	53
Other revenue from operations	85.5%	1,828	986	1,098	892	163	151
Other income	531.1%	40	7.18	5.37	7.2	14	12
Total Expenses	34.8%	40,288	29,893	21,805	19,285	18,183	17,026
Employee Expense	18.1%	6,907	5,849	4,573	3,222	2,242	2,295
Finance costs	33.2%	18,437	13,843	9,285	7,573	7,446	7,858
Depreciation and Amortization	30.7%	822	629	444	355	302	271
Fees and commission expenses	32.7%	2,600	1,959	1,934	1,766	1,302	1,105
Impairment on financial instruments	72.4%	7,883	4,572	3,066	4,622	5,721	3,805
Other expenses	19.7%	3,639	3,040	2,502	1,747	1,170	1,693
Profit Before exceptional items and Tax	12.2%	19,132	17,053	13,882	8,586	5,363	6,808
Exceptional items before tax	-	2,544	0	0	0	0	0
Total profit before tax	27.1%	21,676	17,053	13,882	8,586	5,363	6,808
Current tax	15.1%	5,104	4,436	3,593	2,242	1,471	2,080
Deferred tax	-222.7%	-89.44	-27.03	-1.23	-6.1	-63.33	-152.95
Tax expense	13.7%	5,015	4,409	3,592	2,236	1,407	1,927
Total profit (loss) for period	31.8%	16,662	12,644	10,290	6,350	3,956	4,881
Other comp. income net of taxes	-188.1%	-78.27	91	-27.05	35	-57.95	-113.66
Total Comprehensive Income	30.2%	16,583	12,735	10,263	6,385	3,898	4,767
Reserve excluding revaluation reserves	22.2%	87,872	71,887	51,372	41,935	35,818	31,693
Earnings Per Share, Basic	30.7%	53.866	41.454	34.074	21.078	13.17	16.65
Earnings Per Share, Diluted	30.8%	53.716	41.294	33.902	20.926	13.066	16.52

Description	(%) Q/Q	Jun-2025	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024
Total income	5.6%	16,697	15,808	15,394	14,492	13,726	12,764
Revenue From Operations	5.7%	16,697	15,797	15,371	14,487	13,723	12,760
Total interest earned	4.8%	14,491	13,824	13,277	12,598	11,849	11,201
Fees and commission income	16.9%	1,690	1,446	1,431	1,337	1,426	1,241
Revenue from sale of services	142.1%	6.54	-12.17	1.71	3.12	25	9.9
Other revenue from operations	-25.4%	341	457	537	454	380	274
Other income	-104.3%	0.57	11	23	4.36	2.63	3.94
Total Expenses	2.3%	11,151	10,904	10,416	9,845	9,123	8,198
Employee Expense	8.5%	1,935	1,784	1,809	1,683	1,632	1,503
Finance costs	6.3%	5,222	4,914	4,777	4,544	4,202	3,861
Depreciation and Amortization	0%	236	236	205	196	186	179
Fees and commission expenses	5.2%	767	729	685	629	557	522
Impairment on financial instruments	-9.7%	2,078	2,300	2,008	1,903	1,671	1,278
Other expenses	-2.9%	914	941	933	890	876	855
Profit Before exceptional items and Tax	13.1%	5,546	4,905	4,978	4,647	4,602	4,566
Exceptional items before tax	-	0	0	0	2,544	0	0
Total profit before tax	13.1%	5,546	4,905	4,978	7,191	4,602	4,566
Current tax	87.2%	1,652	883	1,288	1,527	1,405	1,141
Deferred tax	-400.4%	-239.31	81	-16.11	50	-203.9	24
Tax expense	46.6%	1,413	964	1,272	1,577	1,201	1,165
Total profit (loss) for period	4.9%	4,133	3,940	3,706	5,614	3,402	3,402
Other comp. income net of taxes	141.9%	83	-194.87	88	-14.44	43	17
Total Comprehensive Income	12.6%	4,216	3,746	3,794	5,599	3,444	3,419
Reserve excluding revaluation reserves	-	-	-	-	-	-	71,887
Earnings Per Share, Basic	-51.7%	6.66	12.73	11.978	18.152	116	11.014
Earnings Per Share, Diluted	-51.8%	6.64	12.7	11.95	18.106	10.974	10.976

Balance Sheet for Bajaj Finance

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Cash and cash equivalents	-20.9%	3,642	4,605	4,035	3,849	1,551	1,232
Derivative financial instruments	481.4%	251	44	28	105	149	470
Trade receivables	31.5%	1,913	1,455	1,733	1,650	1,300	1,564
Loans	11%	407,844	367,491	326,293	285,748	242,269	212,721
Investments	11%	34,441	31,036	30,881	20,722	22,752	14,525
Other financial assets	-9.8%	2,445	2,710	1,432	1,846	820	1,195
Total finanical assets	10.9%	460,437	415,096	-	-	-	-
Current tax assets (Net)	-16.4%	481	575	291	201	181	163
Property, plant and equipment	10.3%	2,689	2,439	2,358	1,914	1,677	1,473
Capital work-in-progress	-7.1%	27	29	25	15	15	14
Goodwill	0%	3.27	3.27	3.27	3.27	3.27	3.27
Total non-financial assets	2.3%	5,690	5,560	-	-	-	-
Total assets	10.8%	466,127	420,656	375,742	321,917	275,229	235,723
Equity share capital	0%	124	124	124	121	121	121
Non controlling interest	-	2,244	-	0	-	0	0
Total equity	11.3%	98,937	88,916	76,695	59,874	54,372	48,043
Derivative financial instruments	-33.3%	37	55	2.12	14	4.01	249
Debt securities	12.4%	154,640	137,636	118,000	106,325	86,845	75,924
Borrowings	12.5%	132,102	117,440	111,617	91,940	81,549	64,360
Deposits	8%	71,403	66,131	60,151	54,821	44,666	39,422
Subordinated liabilities	3.1%	3,104	3,012	3,578	3,463	3,630	3,566
Total financial liabilities	11.1%	366,043	329,610	-	-	-	-
Current tax liabilities	-91.9%	101	1,242	109	614	139	506
Provisions	-5.5%	514	544	422	379	270	241
Total non financial liabilities	-46.1%	1,147	2,129	-	-	-	-
Total liabilities	-	367,190	-	299,046	262,043	220,857	187,680
Total equity and liabilities	10.8%	466,127	420,656	375,742	321,917	275,229	235,723

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Cash and cash equivalents	16.2%	3,374	2,904	3,865	3,033	1,191	1,044
Derivative financial instruments	17531.6%	202	2.14	16	100	147	470
Trade receivables	21.8%	1,416	1,163	1,245	1,176	1,070	860
Loans	11.8%	304,359	272,191	243,334	213,210	179,097	157,293
Investments	5.9%	41,716	39,374	37,153	26,614	28,738	20,966
Other financial assets	22.2%	2,427	1,986	1,012	1,703	715	1,110
Total finanical assets	11.8%	362,576	324,205	-	-	-	-
Current tax assets (Net)	-23.3%	405	528	255	181	176	153
Property, plant and equipment	10.6%	2,532	2,290	2,212	1,777	1,552	1,363
Capital work-in-progress	-7.1%	27	29	25	15	15	14
Total non-financial assets	1.7%	5,294	5,206	-	-	-	-
Total assets	11.7%	367,870	329,411	296,614	252,497	216,525	185,015
Equity share capital	0%	124	124	124	121	121	121
Total equity	11.1%	87,996	79,210	72,011	56,073	51,493	45,838
Derivative financial instruments	-35.9%	26	40	0.85	0	-	248
Debt securities	11.6%	111,011	99,470	87,596	79,625	65,670	57,676
Borrowings	17.9%	89,738	76,120	69,238	54,282	47,895	35,442
Deposits	8%	71,366	66,106	59,967	54,640	44,490	38,801
Subordinated liabilities	3.1%	3,104	3,012	3,578	3,463	3,630	3,566
Total financial liabilities	12.3%	278,861	248,213	-	-	-	-
Current tax liabilities	-95.4%	55	1,168	83	546	123	448
Provisions	-6.3%	464	495	385	352	254	230
Total non financial liabilities	-49.1%	1,012	1,988	-	-	-	-
Total liabilities	-	279,874	-	224,604	196,423	165,032	139,178
Total equity and liabilities	11.7%	367,870	329,411	296,614	252,497	216,525	185,015

Cash Flow for Bajaj Finance

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Finance costs	32.3%	24,771	18,725	12,560	9,748	-	-
Depreciation	29%	881	683	485	385	-	-
Impairment loss / reversal	72%	7,966	4,631	3,190	4,803	-	-
Dividend income	-	1.28	0	0	0	-	-
Adjustments for interest income	26.6%	61,164	48,307	35,550	27,270	-	-
Share-based payments	47.2%	394	268	224	161	-	-
Net Cashflows From Operations	-3.9%	-100,343.94	-96,561.25	-60,196.81	-53,172.86	-	-
Interest paid	31.5%	22,421	17,044	13,112	8,961	-	-
Interest received	32%	60,530	45,854	35,034	27,605	-	-
Income taxes paid (refund)	16.7%	5,948	5,098	3,972	2,586	-	-
Other inflows/outflows of cash	-68.5%	29	90	107	86	-	-
Net Cashflows From Operating Activities	6.3%	-68,154.47	-72,760.14	-42,140.4	-37,028.62	-	-
Proceeds from sales of PPE	-7.9%	36	39	20	19	-	-
Purchase of property, plant and equipment	-3.3%	584	604	483	376	-	-
Purchase of intangible assets	14.8%	498	434	395	259	-	-
Dividends received	-	1.28	0	0	0	-	-
Interest received	-100.1%	0	944	635	401	-	-
Other inflows/outflows of cash	-	0	0	0	6,561	-	-
Net Cashflows From Investing Activities	61.4%	-2,765.02	-7,171.18	-10,365.25	6,347	-	-
Proceeds from changes in ownership interests in subsidiaries	-	6,460	0	0	0	-	-
Proceeds from issuing shares	-86.2%	1,251	9,033	158	173	-	-
Proceeds from borrowings	-4.7%	104,282	109,450	88,341	45,881	-	-
Repayments of borrowings	13.5%	39,027	34,376	36,474	17,890	-	-
Payments of finance lease liabilities	-	-	0	143	0	-	-
Payments of lease liabilities	23.7%	215	174	0	106	-	-
Dividends paid	22.6%	2,225	1,815	1,207	603	-	-
Other inflows (outflows) of cash	-	0	0	0	4,784	-	-
Net Cashflows From Financing Activities	-14.4%	70,527	82,415	50,675	32,240	-	-
Net change in cash and cash eq.	-115.8%	-392.05	2,484	-1,830.69	1,558	-	-

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Finance costs	33.2%	18,437	13,843	9,285	7,573	-	-
Depreciation	30.7%	822	629	444	355	-	-
Impairment loss / reversal	72.4%	7,883	4,572	3,066	4,622	-	-
Dividend income	-	11	0	0	0	-	-
Adjustments for interest income	26.4%	51,549	40,783	30,142	23,729	-	-
Share-based payments	48.9%	354	238	197	142	-	-
Net Cashflows From Operations	-5.4%	-80,272.1	-76,140.49	-43,757.19	-39,144.82	-	-
Interest paid	33.7%	16,616	12,425	9,953	6,442	-	-
Interest received	32%	51,140	38,733	29,885	24,088	-	-
Income taxes paid (refund)	16%	5,282	4,555	3,566	2,339	-	-
Other inflows/outflows of cash	-32.7%	34	50	61	44	-	-
Net Cashflows From Operating Activities	6.2%	-50,995.46	-54,337.69	-27,331.01	-23,794.56	-	-
Proceeds from sales of PPE	-14.3%	31	36	16	17	-	-
Purchase of property, plant and equipment	-3%	551	568	449	350	-	-
Purchase of intangible assets	15.7%	479	414	376	247	-	-
Dividends received	-	11	0	0	0	-	-
Interest received	-100.1%	0	808	576	367	-	-
Other inflows/outflows of cash	-	2,951	0	0	4,419	-	-
Net Cashflows From Investing Activities	85.8%	-1,099.3	-7,762.87	-12,371.55	3,806	-	-
Proceeds from issuing shares	-86.2%	1,251	9,033	158	173	-	-
Proceeds from exercise of stock options	-26.7%	23	31	27	19	-	-
Proceeds from borrowings	-2.6%	77,903	79,942	64,906	28,711	-	-
Repayments of borrowings	11.5%	25,153	22,558	25,736	10,966	-	-
Payments of finance lease liabilities	-	-	0	127	0	-	-
Payments of lease liabilities	26%	195	155	0	94	-	-
Dividends paid	22.6%	2,225	1,815	1,207	603	-	-
Other inflows (outflows) of cash	-	0	0	0	4,274	-	-
Net Cashflows From Financing Activities	-20.3%	51,604	64,774	38,021	21,515	-	-
Net change in cash and cash eq.	-118.4%	-490.74	2,674	-1,681.58	1,527	-	-

What does Bajaj Finance Limited do?

Non Banking Financial Company(NBFC)•Financial Services•Large Cap

Bajaj Finance is a prominent Non-Banking Financial Company (NBFC) based in India, with the stock ticker BAJFINANCE.

With a market capitalization of Rs. 562,853.1 Crores, it specializes in a range of financial services:

Consumer finance offerings, which include loans for durable goods, lifestyle products, two and three-wheelers, personal loans, and home and gold loans, among others.
SME finance, providing loans against property and shares, as well as business and professional loans.
Commercial lending, encompassing short-term and flexible loan solutions, vendor financing, and corporate finance.

Bajaj Finance also engages in investment services, offering fixed deposit and mutual fund options, and provides various partnership and service solutions, including insurance services.

Originally known as Bajaj Auto Finance Limited, the company was incorporated in 1987 and is a subsidiary of Bajaj Finserv Ltd.. Headquartered in Pune, India, it has demonstrated strong financial performance, with a trailing 12-month revenue of Rs. 66,188 Crores and a profit of Rs. 16,058.4 Crores in the past year.

Bajaj Finance returns value to its investors through dividends, boasting a dividend yield of 0.9% per year and a recent payout of Rs. 66 per share. However, it has a history of diluting shareholder holdings, with a 2.6% reduction over the past three years. Remarkably, the company has achieved a revenue growth of 121.6% in the same period, highlighting its robust business trajectory.

Industry Group:Finance

Employees:43,147

Website:www.bajajfinserv.in

BAJFINANCE - Bajaj Finance Limited Share Price

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

The Bad News

The Good News

Updates from Bajaj Finance

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Bajaj Finance Limited do?