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DCBBANK

DCBBANK - DCB Bank Limited Share Price

Banks

126.83-0.87(-0.68%)
Market Closed as of Aug 8, 2025, 15:30 IST

Valuation

Market Cap4.02 kCr
Price/Earnings (Trailing)7.51
Price/Sales (Trailing)0.53
EV/EBITDA0.73
Price/Free Cashflow-1.3
MarketCap/EBT4.65
Enterprise Value4.02 kCr

Fundamentals

Revenue (TTM)7.64 kCr
Rev. Growth (Yr)25.6%
Earnings (TTM)641.24 Cr
Earnings Growth (Yr)19.7%

Profitability

Operating Margin15%
EBT Margin11%
Return on Equity0.83%
Return on Assets0.83%
Free Cashflow Yield-77.14%

Price to Sales Ratio

Latest reported: 1

Revenue (Last 12 mths)

Latest reported: 8 kCr

Net Income (Last 12 mths)

Latest reported: 641 Cr

Growth & Returns

Price Change 1W-5.1%
Price Change 1M-10.2%
Price Change 6M6.3%
Price Change 1Y7.3%
3Y Cumulative Return14.4%
5Y Cumulative Return9%
7Y Cumulative Return-4%
10Y Cumulative Return-0.90%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)-134.74 Cr
Cash Flow from Operations (TTM)-3.1 kCr
Cash Flow from Financing (TTM)2.87 kCr
Free Cash Flow (TTM)-3.1 kCr
Free Cash Flow/Share (TTM)-98.51

Balance Sheet

Total Assets76.81 kCr
Shareholder Equity76.81 kCr

Capital Structure & Leverage

Debt Ratio0.00
Debt/Equity0.00
Interest Coverage-0.81
Interest/Cashflow Ops0.33

Dividend & Shareholder Returns

Dividend/Share (TTM)1.35
Dividend Yield1.06%
Shares Dilution (1Y)0.40%
Shares Dilution (3Y)1.1%

Risk & Volatility

Max Drawdown-52.4%
Drawdown Prob. (30d, 5Y)45.77%
Risk Level (5Y)53.1%
Pros

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Past Returns: In past three years, the stock has provided 14.4% return compared to 12% by NIFTY 50.

Growth: Awesome revenue growth! Revenue grew 24.7% over last year and 89.1% in last three years on TTM basis.

Balance Sheet: Strong Balance Sheet.

Profitability: Recent profitability of 8% is a good sign.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Cons

Technicals: SharesGuru indicator is Bearish.

Momentum: Stock is suffering a negative price momentum. Stock is down -10.2% in last 30 days.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend Yield1.06%
Dividend/Share (TTM)1.35
Shares Dilution (1Y)0.40%

Financial Health

Debt/Equity0.00

Technical Indicators

RSI (14d)22.96
RSI (5d)7.43
RSI (21d)34.04
MACD SignalSell
Stochastic Oscillator SignalBuy
Grufity SignalSell
RSI SignalBuy
RSI5 SignalBuy
RSI21 SignalHold
SMA 5 SignalSell
SMA 10 SignalSell
SMA 20 SignalSell
SMA 50 SignalSell
SMA 100 SignalSell

Summary of Latest Earnings Report from DCB Bank

Summary of DCB Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Last updated:

Last updated:

Revenue Breakdown

Analysis of DCB Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

No revenue data available.

Share Holdings

Understand DCB Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
Aga Khan Fund For Economic Development SA13.91%
Tata Mutual Fund - Tata Small Cap Fund (All Schemes)5.16%
Franklin India Smaller Companies Fund (All Schemes)4.55%
HDFC Small Cap Fund4.07%
India Advantage Fund S4 I3.97%
Sundaram Mutual Fund A/C Sundaram Financial Services Opportunities Fund3.35%
Oman India Joint Investment Fund II2.92%
Mirae Asset Banking And Financial Services Fund1.61%
Murali M Natarajan1.13%
Platinum Jubilee Investments Limited0.78%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is DCB Bank Better than it's peers?

Detailed comparison of DCB Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
FEDERALBNKFederal Bank48.17 kCr32.68 kCr-7.10%+2.90%12.421.47--
RBLBANKRBL Bank16.42 kCr18.06 kCr+7.90%+25.80%22.350.91--
SOUTHBANKSouth Indian Bank7.65 kCr11.55 kCr-3.00%+16.50%5.870.66--
KTKBANKKarnataka Bank6.59 kCr10.28 kCr-9.80%-20.60%5.690.64--

Sector Comparison: DCBBANK vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

DCBBANK metrics compared to Banks

CategoryDCBBANKBanks
PE 7.5125.74
PS0.533.85
Growth24.7 %10 %
0% metrics above sector average

Performance Comparison

DCBBANK vs Banks (2021 - 2025)

Although DCBBANK is underperforming relative to the broader Banks sector, it has achieved a 24.0% year-over-year increase.

Key Insights
  • 1. DCBBANK is NOT among the Top 10 largest companies in Private Sector Bank.
  • 2. The company holds a market share of 0.6% in Private Sector Bank.
  • 3. In last one year, the company has had an above average growth that other Private Sector Bank companies.

Income Statement for DCB Bank

Standalone figures (in Rs. Crores)

Balance Sheet for DCB Bank

Standalone figures (in Rs. Crores)

Cash Flow for DCB Bank

Standalone figures (in Rs. Crores)

What does DCB Bank Limited do?

DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company's deposit products include current and saving, NRI, recurring, and fixed deposit accounts; and offers ATM, debit, and travel smart cards, and payment services, such as bill and utility payment, remittances, tax payment, and POS terminal services, as well as IMPS, RTGS, NEFT, and UPI services. It also provides secured lending services, including loan against property, co-lending, commercial vehicle, construction equipment and finance, dealer trade advances, kisan credit card, school finance, and retail microfinance; and home, auto, gold, tractor, and term loans, as well as trade receivables and invoice discounting system and ODTD services. In addition, the company offers corporate banking services, which include trade current accounts, foreign exchange, guarantee, import and export, letter of credit, supply chain, bill collection, and invoice discounting services; and capital management services comprising working capital and cash management services. Further, the company distributes life, general, and health insurance products, as well as mutual funds; and provides locker facility and ASBA online services. DCB Bank Limited was incorporated in 1995 and is headquartered in Mumbai, India.

Industry Group:Banks
Employees:11,268
Website:www.dcbbank.com