Banks
Valuation | |
|---|---|
| Market Cap | 7.57 kCr |
| Price/Earnings (Trailing) | 5.69 |
| Price/Sales (Trailing) | 0.73 |
| EV/EBITDA | 1.03 |
| Price/Free Cashflow | 31.1 |
| MarketCap/EBT | 5.15 |
| Enterprise Value | 7.57 kCr |
Fundamentals | |
|---|---|
Growth & Returns | |
|---|---|
| Price Change 1W | 10% |
| Price Change 1M | 0.40% |
| Price Change 6M | 16.3% |
| Price Change 1Y | 9.8% |
| 3Y Cumulative Return | 10.1% |
| 5Y Cumulative Return | 24.2% |
| 7Y Cumulative Return | 9.6% |
| 10Y Cumulative Return | 11.2% |
| Revenue (TTM) |
| 10.36 kCr |
| Rev. Growth (Yr) | 0.70% |
| Earnings (TTM) | 1.15 kCr |
| Earnings Growth (Yr) | -5.1% |
Profitability | |
|---|---|
| Operating Margin | 17% |
| EBT Margin | 14% |
| Return on Equity | 0.97% |
| Return on Assets | 0.97% |
| Free Cashflow Yield | 3.22% |
| Cash Flow from Investing (TTM) | -690.59 Cr |
| Cash Flow from Operations (TTM) | 209.56 Cr |
| Cash Flow from Financing (TTM) | 412.07 Cr |
| Free Cash Flow (TTM) | 209.56 Cr |
| Free Cash Flow/Share (TTM) | 5.54 |
Balance Sheet | |
|---|---|
| Total Assets | 1.19 LCr |
| Shareholder Equity | 1.19 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.75 |
| Interest/Cashflow Ops | 1.04 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 5 |
| Dividend Yield | 2.5% |
| Shares Dilution (1Y) | 0.10% |
| Shares Dilution (3Y) | 21.4% |
Size: Market Cap wise it is among the top 20% companies of india.
Profitability: Recent profitability of 11% is a good sign.
Balance Sheet: Strong Balance Sheet.
Dividend: Dividend paying stock. Dividend yield of 2.5%.
Past Returns: In past three years, the stock has provided 10.1% return compared to 13.2% by NIFTY 50.
Smart Money: Smart money is losing interest in the stock.
Size: Market Cap wise it is among the top 20% companies of india.
Profitability: Recent profitability of 11% is a good sign.
Balance Sheet: Strong Balance Sheet.
Dividend: Dividend paying stock. Dividend yield of 2.5%.
Past Returns: In past three years, the stock has provided 10.1% return compared to 13.2% by NIFTY 50.
Smart Money: Smart money is losing interest in the stock.
Investor Care | |
|---|---|
| Dividend Yield | 2.5% |
| Dividend/Share (TTM) | 5 |
| Shares Dilution (1Y) | 0.10% |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 58.76 |
| RSI (5d) | 88.78 |
| RSI (21d) | 50.55 |
| MACD Signal | Buy |
| Stochastic Oscillator Signal | Sell |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Sell |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Buy |
| SMA 50 Signal | Buy |
| SMA 100 Signal | Buy |
Summary of Karnataka Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand Karnataka Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| QUANT MUTUAL FUND - QUANT SMALL CAP FUND | 3.9% |
| HDFC LIFE INSURANCE COMPANY LIMITED | 3.59% |
| BANDHAN SMALL CAP FUND | 2.92% |
| B SUMANTHKUMAR REDDY . | 2.05% |
| ANIL KUMAR GOEL | 1.51% |
| BAJAJ LIFE INSURANCE LIMITED | 1.44% |
| ADITYA KUMAR HALWASIYA | 1.34% |
Detailed comparison of Karnataka Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| FEDERALBNK | Federal Bank | 70.61 kCr | 33.3 kCr | +10.90% | +56.20% | 12.42 | 2.12 | - | - |
| KARURVYSYA | Karur Vysya Bank | 30.75 kCr |
Comprehensive comparison against sector averages
KTKBANK metrics compared to Banks
| Category | KTKBANK | Banks |
|---|---|---|
| PE | 5.69 | 18.87 |
| PS | 0.73 | 2.65 |
| Growth | 2.4 % | 5 % |
The Karnataka Bank Limited provides various banking and financial services in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, and trade financing products. The Retail Banking segment offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors. Its products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs. The Treasury segment engages in statutory reserves management, such as SLR and CRR; liquidity management; investment and trading activities; and foreign exchange activities. It also invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities, and foreign exchange. The Other Banking Operations segment offers a range of ancillary products and services, including depository; online trading; ASBA, locker, and safe custody facilities; bill payment; online and off-line fee collection; mobile and internet banking; and payment and remittance services, as well as FASTag services. It provides its services through physical banking channels, digital channels, including inter alia, internet and mobile banking, and e-lobbies. In addition, the company distributes insurance products. The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
KTKBANK vs Banks (2021 - 2026)
| SEETHA KUMARI . . | 1.32% |
| VAIPAN ADVISORS PRIVATE LIMITED | 1.28% |
Distribution across major stakeholders
Distribution across major institutional holders
| 12.66 kCr |
| +17.80% |
| +63.10% |
| 11.12 |
| 2.43 |
| - |
| - |
| CUB | City Union Bank | 21.7 kCr | 7.55 kCr | +0.50% | +68.90% | 14.01 | 2.88 | - | - |
| RBLBANK | RBL Bank | 18.64 kCr | 18.15 kCr | -5.20% | +79.50% | 22.35 | 1.03 | - | - |
| SOUTHBANK | South Indian Bank | 10.8 kCr | 11.86 kCr | -3.20% | +56.60% | 5.87 | 0.91 | - | - |
| -7.3% |
| 319 |
| 344 |
| 528 |
| 346 |
| 353 |
| 323 |
| Other operating expenses | 3% | 312 | 303 | 299 | 313 | 290 | 301 |
| Operating expenses | -2.5% | 631 | 647 | 827 | 659 | 643 | 624 |
| Operating profit | -5.8% | 440 | 467 | 375 | 433 | 461 | 559 |
| Provisions other than tax and contingencies | -82.7% | 20 | 111 | 31 | 84 | 31 | 40 |
| Profit before tax | 17.7% | 420 | 357 | 344 | 349 | 429 | 518 |
| Tax expense | 58.7% | 101 | 64 | 92 | 66 | 93 | 118 |
| Profit after tax | 9.3% | 319 | 292 | 253 | 284 | 336 | 400 |
| Net profit (loss) for the period | 9.3% | 319 | 292 | 253 | 284 | 336 | 400 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| CET 1 ratio | 0.5% | 0.1928 | 0.189 | 0.1985 | 0.1764 | 0.1758 | 0.1764 |
| Gross non performing assets | -4.6% | 2,453 | 2,571 | 2,402 | 2,419 | 2,415 | 2,668 |
| Non performing assets | -7.1% | 976 | 1,050 | 1,005 | 1,064 | 1,083 | 1,228 |
| Return on assets | 0.1% | 0.0104 | 097 | 081 | 0 | 0 | 0.0138 |
| -3.7% |
| 1,270 |
| 1,319 |
| 993 |
| 954 |
| 1,495 |
| 1,396 |
| Total income | 6.9% | 10,283 | 9,617 | 8,213 | 7,176 | 7,727 | 7,871 |
| Total expenditure | 13.4% | 8,456 | 7,454 | 6,005 | 5,542 | 5,728 | 6,214 |
| Interest expended | 14.1% | 5,703 | 5,000 | 4,035 | 3,731 | 4,049 | 4,444 |
| Employees cost | 12% | 1,538 | 1,373 | 1,069 | 1,015 | 913 | 897 |
| Other operating expenses | 12.3% | 1,214 | 1,081 | 900 | 796 | 766 | 873 |
| Operating expenses | 12.2% | 2,753 | 2,454 | 1,969 | 1,811 | 1,679 | 1,770 |
| Operating profit | -15.5% | 1,827 | 2,163 | 2,208 | 1,634 | 1,999 | 1,657 |
| Provisions other than tax and contingencies | -69.2% | 186 | 601 | 767 | 939 | 1,387 | 1,135 |
| Profit before tax | 5% | 1,641 | 1,563 | 1,441 | 695 | 612 | 522 |
| Tax expense | 43.9% | 368 | 256 | 261 | 186 | 129 | 90 |
| Profit after tax | -2.6% | 1,272 | 1,306 | 1,180 | 509 | 483 | 432 |
| Net profit (loss) for the period | -2.6% | 1,272 | 1,306 | 1,180 | 509 | 483 | 432 |
| Reserve excluding revaluation reserves | - | 11,208 | - | - | - | - | - |
| CET 1 ratio | 4.4% | 0.1985 | 0.1617 | 0.1745 | 0.1566 | 0.1485 | 0.1266 |
| Gross non performing assets | -6.8% | 2,402 | 2,578 | 2,293 | 2,251 | 2,588 | 2,800 |
| Non performing assets | -11% | 1,005 | 1,129 | 1,021 | 1,377 | 1,642 | 1,755 |
| Return on assets | -0.2% | 0.0105 | 0.0122 | 0.0121 | 056 | 057 | 053 |
| 4.3% |
| 12,211 |
| 11,707 |
| 11,167 |
| 10,471 |
| 8,449 |
| 7,901 |
| Deposits | -1.9% | 102,817 | 104,807 | 99,968 | 98,058 | 89,532 | 87,368 |
| Borrowings | -32.6% | 1,309 | 1,941 | 2,432 | 4,400 | 5,324 | 1,563 |
| Other liabilities and provisions | -7.4% | 1,971 | 2,128 | 2,166 | 2,779 | 2,239 | 1,914 |
| Total capital and liabilities | -1.9% | 118,686 | 120,962 | 116,111 | 116,085 | 105,856 | 99,058 |
| Income taxes paid (refund) |
| -9% |
| 364 |
| 400 |
| 307 |
| 239 |
| - |
| - |
| Net Cashflows From Operating Activities | -42.1% | 210 | 362 | 1,830 | -467.03 | - | - |
| Proceeds from sales of tangible assets | 760% | 1.66 | 0.9 | 1.79 | 0.66 | - | - |
| Purchase of tangible assets | 45.9% | 163 | 112 | 89 | 57 | - | - |
| Other inflows/outflows of cash | - | -529.54 | 0 | 0 | 0 | - | - |
| Net Cashflows From Investing Activities | -516.9% | -690.55 | -111.1 | -87.41 | -56.36 | - | - |
| Proceeds from issuing shares | -99.8% | 4.22 | 1,484 | 6.01 | 1.25 | - | - |
| Proceeds from borrowings | 143.1% | 616 | 254 | 99 | -300.71 | - | - |
| Dividends paid | 33.5% | 208 | 156 | 125 | 56 | - | - |
| Net Cashflows From Financing Activities | -74% | 412 | 1,582 | -19.96 | -355.42 | - | - |
| Net change in cash and cash eq. | -103.8% | -68.96 | 1,833 | 1,723 | -878.81 | - | - |
Analysis of Karnataka Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Sep 30, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking | 46.8% | 1.2 kCr |
| Corporate Banking | 31.8% | 801.6 Cr |
| Treasury Operations | 18.9% | 474.4 Cr |
| Other Banking Operations | 2.5% | 64.1 Cr |
| Total | 2.5 kCr |