Banks
Dividend: Dividend paying stock. Dividend yield of 2.49%.
Size: Market Cap wise it is among the top 20% companies of india.
Balance Sheet: Strong Balance Sheet.
Profitability: Recent profitability of 11% is a good sign.
Technicals: Bullish SharesGuru indicator.
Past Returns: In past three years, the stock has provided 7.3% return compared to 12.2% by NIFTY 50.
Smart Money: Smart money looks to be reducing their stake in the stock.
Valuation | |
|---|---|
| Market Cap | 7.58 kCr |
| Price/Earnings (Trailing) | 5.69 |
| Price/Sales (Trailing) | 0.73 |
| EV/EBITDA | 1.03 |
| Price/Free Cashflow | 31.1 |
| MarketCap/EBT | 5.16 |
| Enterprise Value | 7.58 kCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 10.36 kCr |
| Rev. Growth (Yr) | 0.70% |
| Earnings (TTM) | 1.15 kCr |
| Earnings Growth (Yr) | -5.1% |
Profitability | |
|---|---|
| Operating Margin | 17% |
| EBT Margin | 14% |
| Return on Equity | 0.97% |
| Return on Assets | 0.97% |
| Free Cashflow Yield | 3.22% |
Growth & Returns | |
|---|---|
| Price Change 1W | -0.90% |
| Price Change 1M | 13.8% |
| Price Change 6M | 0.00% |
| Price Change 1Y | -5.8% |
| 3Y Cumulative Return | 7.3% |
| 5Y Cumulative Return | 28.7% |
| 7Y Cumulative Return | 10.7% |
| 10Y Cumulative Return | 8.3% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -690.59 Cr |
| Cash Flow from Operations (TTM) | 209.56 Cr |
| Cash Flow from Financing (TTM) | 412.07 Cr |
| Free Cash Flow (TTM) | 209.56 Cr |
| Free Cash Flow/Share (TTM) | 5.54 |
Balance Sheet | |
|---|---|
| Total Assets | 1.19 LCr |
| Shareholder Equity | 1.19 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.75 |
| Interest/Cashflow Ops | 1.04 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 5 |
| Dividend Yield | 2.49% |
| Shares Dilution (1Y) | 0.10% |
| Shares Dilution (3Y) | 21.4% |
Summary of Karnataka Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Last updated:
Last updated:
Analysis of Karnataka Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Sep 30, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking | 46.8% | 1.2 kCr |
| Corporate Banking | 31.8% | 801.6 Cr |
| Treasury Operations | 18.9% | 474.4 Cr |
| Other Banking Operations | 2.5% | 64.1 Cr |
| Total | 2.5 kCr |
Understand Karnataka Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| QUANT MUTUAL FUND - QUANT SMALL CAP FUND | 3.9% |
| HDFC LIFE INSURANCE COMPANY LIMITED | 3.59% |
| POLAR CAPITAL FUNDS PLC - EMERGING MARKET STARS FUND | 2.79% |
| BANDHAN MUTUAL FUND - VARIOUS SCHEMES | 2.56% |
| B SUMANTHKUMAR REDDY | 1.89% |
| LIFE INSURANCE CORPORATION OF INDIA | 1.62% |
| BAJAJ ALLIANZ LIFE INSURANCE COMPANY LTD | 1.55% |
| MADANLAL JAWANMALJI JAIN | 1.32% |
Distribution across major stakeholders
Distribution across major institutional holders
Detailed comparison of Karnataka Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| FEDERALBNK | Federal Bank | 65.88 kCr | 32.99 kCr | +8.90% | +33.30% | 12.42 | 2 | - | - |
| KARURVYSYA | Karur Vysya Bank | 24.39 kCr | 12.31 kCr | -0.50% | +32.60% | 11.12 | 1.98 | - | - |
| CUB | City Union Bank | 20.66 kCr | 7.25 kCr | +1.60% | +54.80% | 14.01 | 2.85 | - | - |
| RBLBANK | RBL Bank | 18.41 kCr | 18.04 kCr | -3.00% | +82.70% | 22.35 | 1.02 | - | - |
| SOUTHBANK | South Indian Bank | 10.47 kCr | 11.67 kCr | -2.60% | +58.70% | 5.87 | 0.9 | - | - |
Comprehensive comparison against sector averages
KTKBANK metrics compared to Banks
| Category | KTKBANK | Banks |
|---|---|---|
| PE | 5.69 | 19.28 |
| PS | 0.73 | 2.77 |
| Growth | 2.4 % | 5.4 % |
The Karnataka Bank Limited provides various banking and financial services in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, and trade financing products. The Retail Banking segment offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors. Its products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs. The Treasury segment engages in statutory reserves management, such as SLR and CRR; liquidity management; investment and trading activities; and foreign exchange activities. It also invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities, and foreign exchange. The Other Banking Operations segment offers a range of ancillary products and services, including depository; online trading; ASBA, locker, and safe custody facilities; bill payment; online and off-line fee collection; mobile and internet banking; and payment and remittance services, as well as FASTag services. It provides its services through physical banking channels, digital channels, including inter alia, internet and mobile banking, and e-lobbies. In addition, the company distributes insurance products. The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
KTKBANK vs Banks (2021 - 2025)