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SummaryLatest NewsSector ComparisonEarnings ReportRevenue & GrowthPeersIncome StatementBalance SheetCash Flow
KARURVYSYA

KARURVYSYA - Karur Vysya Bank Ltd. Share Price

Banks

₹250.10-0.76(-0.30%)
Market Open as of Dec 24, 2025, 15:30 IST
Pros

Size: Market Cap wise it is among the top 20% companies of india.

Past Returns: Outperforming stock! In past three years, the stock has provided 43% return compared to 13.5% by NIFTY 50.

Profitability: Very strong Profitability. One year profit margin are 17%.

Balance Sheet: Strong Balance Sheet.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Technicals: Bullish SharesGuru indicator.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Cons

No major cons observed.

Valuation

Market Cap18.21 kCr
Price/Earnings (Trailing)11.12
Price/Sales (Trailing)1.58
EV/EBITDA2.27
Price/Free Cashflow4.06
MarketCap/EBT7.03
Enterprise Value18.21 kCr

Fundamentals

Revenue (TTM)11.51 kCr
Earnings (TTM)1.94 kCr

Profitability

Operating Margin28%
EBT Margin23%
Return on Equity1.63%
Return on Assets1.63%
Free Cashflow Yield24.64%

Price to Sales Ratio

Latest reported: 1.6

Revenue (Last 12 mths)

Latest reported: 11.5 kCr

Net Income (Last 12 mths)

Latest reported: 1.9 kCr

Growth & Returns

Price Change 1W0.00%
Price Change 1M15.4%
Price Change 6M35.2%
Price Change 1Y29.1%
3Y Cumulative Return43%
5Y Cumulative Return55.2%
7Y Cumulative Return20.6%
10Y Cumulative Return15%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)-2.15 kCr
Cash Flow from Operations (TTM)4.49 kCr
Cash Flow from Financing (TTM)-188.11 Cr
Free Cash Flow (TTM)4.49 kCr
Free Cash Flow/Share (TTM)55.73

Balance Sheet

Total Assets1.19 LCr
Shareholder Equity1.19 LCr

Capital Structure & Leverage

Debt Ratio0.00
Debt/Equity0.00
Interest Coverage-0.52
Interest/Cashflow Ops1.83

Dividend & Shareholder Returns

Dividend/Share (TTM)2.17
Dividend Yield0.96%
Shares Dilution (1Y)0.10%
Shares Dilution (3Y)0.60%
Pros

Size: Market Cap wise it is among the top 20% companies of india.

Past Returns: Outperforming stock! In past three years, the stock has provided 43% return compared to 13.5% by NIFTY 50.

Profitability: Very strong Profitability. One year profit margin are 17%.

Balance Sheet: Strong Balance Sheet.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Technicals: Bullish SharesGuru indicator.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Cons

No major cons observed.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend Yield0.96%
Dividend/Share (TTM)2.17
Shares Dilution (1Y)0.10%

Financial Health

Debt/Equity0.00

Technical Indicators

RSI (14d)67.74
RSI (5d)50.38
RSI (21d)72.91
MACD SignalBuy
Stochastic Oscillator SignalSell
Grufity SignalBuy
RSI SignalHold
RSI5 SignalHold
RSI21 SignalSell
SMA 5 SignalSell
SMA 10 SignalSell
SMA 20 SignalBuy
SMA 50 SignalBuy
SMA 100 SignalBuy

Summary of Latest Earnings Report from Karur Vysya Bank

Summary of Karur Vysya Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Last updated:

Last updated:

Revenue Breakdown

Analysis of Karur Vysya Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

No revenue data available.

Share Holdings

Understand Karur Vysya Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
Hdfc Mutual Fund (Various Funds)7.57%
Nippon Life India Trustee Ltd (Various Fund)4.3%
Hsbc Value Fund4.3%
Rekha Jhunjhunwala4.16%
Axis Mutual Fund Trustee Limited (Various Funds)2.78%
Hdfc Life Insurance Company Limited1.67%
Canara Robeco Mutual Fund (Various Fund)1.61%
Axis Max Life Insurance Limited (Various Fund)1.4%
Uti-Mid Cap Fund1.39%
Edelweiss Trusteeship Co Ltd (Various Fund)1.34%
Inevsco India Smallcap Fund1.24%
Bajaj Allianz Life Insurance Company Ltd1.14%
Motilal Oswal Small Cap Fund1.07%
Suriyanarayana A J0.37%
Suriyanarayana A J (HUF)0.25%
R Ramkumar0.22%
G Rajasekaran0.21%
R Nageswari0.15%
G Mani0.13%
R Archana0.08%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is Karur Vysya Bank Better than it's peers?

Detailed comparison of Karur Vysya Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
FEDERALBNKFederal Bank58.19 kCr32.99 kCr+22.10%+16.00%12.421.76--
CUBCity Union Bank16.94 kCr7 kCr+7.80%+30.10%14.012.42--
SOUTHBANKSouth Indian Bank9.58 kCr11.67 kCr+24.70%+49.50%5.870.82--
KTKBANKKarnataka Bank6.74 kCr10.35 kCr+3.00%-17.90%5.690.65--
DCBBANKDCB Bank4.98 kCr7.87 kCr+22.80%+28.60%7.510.63--

Sector Comparison: KARURVYSYA vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

KARURVYSYA metrics compared to Banks

CategoryKARURVYSYABanks
PE11.1219.15
PS1.582.75
GrowthNA %5.3 %
0% metrics above sector average
Key Insights
  • 1. KARURVYSYA is NOT among the Top 10 largest companies in Private Sector Bank.
  • 2. The company holds a market share of 0.8% in Private Sector Bank.
  • 3. null

Income Statement for Karur Vysya Bank

Standalone figures (in Rs. Crores)
Description(%) Q/QMar-2025Mar-2024
Interest or discount on advances or bills17%8,0086,842
Revenue on investments21.9%1,6221,331
Interest on balances with RBI and others-9.5%2022
Other interest235.4%289.05
Total interest earned18%9,6788,204
Other income10.3%1,8301,659
Total income16.7%11,5089,863
Total expenditure17.9%8,2957,033
Interest expended23.3%5,4184,395
Employees cost-0.8%1,4491,461
Other operating expenses21.2%1,4281,178
Operating expenses9%2,8772,639
Operating profit13.5%3,2122,829
Provisions other than tax and contingencies-14.7%622729
Profit before tax23.4%2,5912,100
Tax expense31.2%649495
Profit after tax21%1,9421,605
Net profit (loss) for the period21%1,9421,605
Reserve excluding revaluation reserves-100%11,76998,792,000,000
CET 1 ratio3.2%0.18170.1546
Gross non performing assets-38.4%6421,042
Non performing assets-44.4%166298
Return on assets-0.01720
Description(%) Q/QMar-2025Dec-2024Sep-2024Jun-2024Mar-2024Dec-2023
Interest or discount on advances or bills1.2%2,0802,0551,9761,8881,8221,794
Revenue on investments-0.5%421423393385354339
Interest on balances with RBI and others568.2%9.822.323.714.273.644.31
Other interest-27.1%4.265.47117.134.882.04
Total interest earned1.2%2,5162,4862,3842,2852,1852,139
Other income9%509467472388629358
Total income2.4%3,0252,9532,8562,6732,8132,497
Total expenditure2.4%2,1902,1382,0401,9271,9471,821
Interest expended1.4%1,4271,4071,3241,2601,1891,138
Employees cost2.9%385374357333440375
Other operating expenses6.2%379357359333318308
Operating expenses4.5%764731716667757683
Operating profit2.5%835815816746867676
Provisions other than tax and contingencies9.6%161147180133293150
Profit before tax0.9%674668636613574526
Tax expense-7%160172163154117115
Profit after tax3.4%513496474459456412
Net profit (loss) for the period3.4%513496474459456412
CET 1 ratio2.7%0.18170.15910.15390.15580.15460.1387
Gross non performing assets-7.1%6426918861,0251,0421,152
Non performing assets-0.6%166167219294298305
Return on assets-0.017300000

Balance Sheet for Karur Vysya Bank

Standalone figures (in Rs. Crores)
Description(%) Q/QMar-2025Sep-2024Mar-2024Sep-2022
Total assets-100%119,3671,125,731,400,0001,055,852,000,00086,365
Cash balances with RBI34.8%7,3545,4575,5884,691
Investments2.7%23,83123,21422,34418,295
Advances5.5%84,00579,61973,66760,161
Fixed assets5.8%490463433460
Other assets-9.9%3,2353,5903,4831,508
Capital0%161161161160
Reserves and surplus9.6%11,76910,7409,8797,789
Deposits6.5%102,07895,83989,11373,614
Borrowings-14.2%1,2171,4182,4782,281
Other liabilities and provisions-6.2%4,1434,4163,9542,521
Total capital and liabilities6%119,367112,573105,58586,365

Cash Flow for Karur Vysya Bank

Standalone figures (in Rs. Crores)
Profit Before Extraord. Items And Tax-
Finance costs-101.9%
Depreciation318.4%
Share-based payments-141.5%
Total adjustments to profit/loss7.8%
Change in inventories122.4%
Change in trade receivables1.7%
Change in trade payables3.9%
Adjustments for Provisions-95.2%
Total adj. for working capital205.7%
Net Cashflows From Operations46.7%
Income taxes paid (refund)13.2%
Net Cashflows From Operating Activities51.9%
Proceeds from sales of tangible assets-61.1%
Purchase of tangible assets76.3%
Other inflows/outflows of cash-64.3%
Net Cashflows From Investing Activities-65.8%
Proceeds from issuing shares-57.4%
Repayments of borrowings-100.2%
Dividends paid20.8%
Interest paid-101.9%
Net Cashflows From Financing Activities72.8%
Net change in cash and cash eq.123.2%
Cash Equivalents at beginning of period-

What does Karur Vysya Bank Ltd. do?

Private Sector Bank•Financial Services•Small Cap

The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings and current accounts; recurring and tax saving deposits; personal, home, vehicle, and educational loans, as well as business loans, including commercial, MSME, and mortgage loans; tokenization for card based transactions services; prepaid instruments; debit and credit cards. It also provides prepaid instruments, including gift, forex travel, and re-loadable cards; life, non-life, and health insurance products; demat, trading, and mutual fund services; digital products; locker facilities; social security schemes; and government sponsored schemes. In addition, the company offers investment and payment collection and transaction banking services; FCNR, NRE, and NRO deposits; mortgage and jewel loans and loans against deposits; remittance services; and Internet and mobile banking services, as well as a range of products for the agricultural sector. The Karur Vysya Bank Limited was incorporated in 1916 and is based in Karur, India.

Industry Group:Banks
Employees:8,889
Website:www.kvb.co.in

Important Disclosure & Data Context

This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.

Sharesguru Stock Score

KARURVYSYA

65/100
Sharesguru Stock Score

KARURVYSYA

65/100

Performance Comparison

KARURVYSYA vs Banks (2021 - 2025)

KARURVYSYA leads the Banks sector while registering a 2.0% growth compared to the previous year.