KARURVYSYA - Karur Vysya Bank Ltd. Share Price

Banks

Sharesguru Stock Score

KARURVYSYA

67/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹288.75-4.60(-1.57%)

Market Closed as of May 29, 2026, 15:30 IST

Select time range

Pros

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Size: Market Cap wise it is among the top 20% companies of india.

Growth: Good revenue growth. With NA% growth over past three years, the company is going strong.

Profitability: Very strong Profitability. One year profit margin are 19%.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Balance Sheet: Strong Balance Sheet.

Technicals: Bullish SharesGuru indicator.

Past Returns: Outperforming stock! In past three years, the stock has provided 48.3% return compared to 8.9% by NIFTY 50.

Cons

Momentum: Stock has a weak negative price momentum.

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

KARURVYSYA - Karur Vysya Bank Ltd. Share Price

Banks

Sharesguru Stock Score

KARURVYSYA

67/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹288.75-4.60(-1.57%)

Market Closed as of May 29, 2026, 15:30 IST

Select time range

Pros

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Size: Market Cap wise it is among the top 20% companies of india.

Growth: Good revenue growth. With NA% growth over past three years, the company is going strong.

Profitability: Very strong Profitability. One year profit margin are 19%.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Balance Sheet: Strong Balance Sheet.

Technicals: Bullish SharesGuru indicator.

Past Returns: Outperforming stock! In past three years, the stock has provided 48.3% return compared to 8.9% by NIFTY 50.

Cons

Momentum: Stock has a weak negative price momentum.

Valuation
Market Cap	27.91 kCr
Price/Sales (Trailing)	2.12
EV/EBITDA	2.95
Price/Free Cashflow	-50.39
MarketCap/EBT	8.41
Enterprise Value	27.91 kCr

Fundamentals
Revenue (TTM)	13.16 kCr
Rev. Growth (Yr)	16.3%
Earnings (TTM)	2.51 kCr
Earnings Growth (Yr)	41.2%

Profitability
Operating Margin	31%
EBT Margin	25%
Return on Equity	1.63%
Return on Assets	1.84%
Free Cashflow Yield	-1.98%

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns
Price Change 1W	0.20%
Price Change 1M	-3%
Price Change 6M	16.4%
Price Change 1Y	56.4%
3Y Cumulative Return	48.3%
5Y Cumulative Return	43%
7Y Cumulative Return	23.7%
10Y Cumulative Return	16%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	-1.75 kCr
Cash Flow from Operations (TTM)	-553.96 Cr
Cash Flow from Financing (TTM)	-205 Cr
Free Cash Flow (TTM)	-553.96 Cr
Free Cash Flow/Share (TTM)	-5.73

Balance Sheet
Total Assets	1.37 LCr
Shareholder Equity	1.19 LCr

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-0.46
Interest/Cashflow Ops	0.91

Dividend & Shareholder Returns
Dividend/Share (TTM)	2.17
Dividend Yield	0.67%
Shares Dilution (1Y)	0.10%
Shares Dilution (3Y)	0.40%

Sharesguru Stock Score

KARURVYSYA

67/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

Pros

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Size: Market Cap wise it is among the top 20% companies of india.

Growth: Good revenue growth. With NA% growth over past three years, the company is going strong.

Profitability: Very strong Profitability. One year profit margin are 19%.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Balance Sheet: Strong Balance Sheet.

Technicals: Bullish SharesGuru indicator.

Past Returns: Outperforming stock! In past three years, the stock has provided 48.3% return compared to 8.9% by NIFTY 50.

Cons

Momentum: Stock has a weak negative price momentum.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Investor Care
Dividend Yield	0.67%
Dividend/Share (TTM)	2.17
Shares Dilution (1Y)	0.10%

Financial Health
Debt/Equity	0.00

Technical Indicators
RSI (14d)	42.5
RSI (5d)	48.67
RSI (21d)	48.82
MACD Signal	Sell
Stochastic Oscillator Signal	Hold
SharesGuru Signal	Buy
RSI Signal	Hold
RSI5 Signal	Hold
RSI21 Signal	Hold
SMA 5 Signal	Buy
SMA 10 Signal	Buy
SMA 20 Signal	Sell
SMA 50 Signal	Buy
SMA 100 Signal	Buy

Earnings Outlook

Q&A Session

No revenue data available.

Share Holdings

Understand Karur Vysya Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

Shareholder Name	Holding %
HDFC Mutual Fund (Various Funds)	7.45%
HSBC Mutual Fund (Various Funds)	4.36%
Rekha Jhunjhunwala	4.16%
Nippon Life India Trustee (Various Funds)	3.51%
Axis Mutual Fund (Various Funds)	2.6%
Hdfc Life Insurance Company Limited	1.67%
Edelweiss Trusteeship (Various Funds)	1.61%
Canara Robecco Mutual Fund (Various Funds)	1.44%
Axis Max Life Insurance Limited (Various Fund)	1.41%
Invesco India Mutual Fund (Various Funds)	1.41%
Suriyanarayana A J	0.35%
Suriyanarayana A J (HUF)	0.25%
R Ramkumar	0.22%
G Rajasekaran	0.21%
R Nageswari	0.15%
G Mani	0.13%
R Archana	0.08%
R Ramkumar (HUF)	0.06%
Nirmala	0.06%
M K Srinivasan	0.06%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
FEDERALBNK	Federal Bank	71.21 kCr	34.27 kCr	+1.50%	+43.70%	-	2.08	-	-
CUB	City Union Bank	18.98 kCr	7.91 kCr	-7.90%	+31.40%	-	2.4	-	-
SOUTHBANK	South Indian Bank	10.84 kCr	11.86 kCr	+3.80%	+46.20%	-	0.91	-	-
KTKBANK	Karnataka Bank	10.19 kCr	10.32 kCr	+0.40%	+37.20%	-	0.99	-	-
DCBBANK	DCB Bank	5.64 kCr	8.26 kCr	-9.20%	+20.40%	-	0.68	-	-

Category	KARURVYSYA	Banks
PE		15.7
PS	2.15	2.28
Growth	14.3 %	4.9 %

Key Insights

1. KARURVYSYA is NOT among the Top 10 largest companies in Private Sector Bank.
2. The company holds a market share of 0.9% in Private Sector Bank.
3. In last one year, the company has had an above average growth that other Private Sector Bank companies.

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024
Interest or discount on advances or bills	13.8%	9,111	8,008	6,842
Revenue on investments	16.2%	1,884	1,622	1,331
Interest on balances with RBI and others	100%	39	20	22
Other interest	44.4%	40	28	9.05
Total interest earned	14.4%	11,074	9,678	8,204
Other income	13.9%	2,084	1,830	1,659
Total income	14.3%	13,159	11,508	9,863
Total expenditure	9.5%	9,084	8,295	7,033
Interest expended	13.3%	6,136	5,418	4,395
Employees cost	-1%	1,434	1,449	1,461
Other operating expenses	6%	1,514	1,428	1,178
Operating expenses	2.5%	2,948	2,877	2,639
Operating profit	26.9%	4,075	3,212	2,829
Provisions other than tax and contingencies	21.4%	755	622	729
Profit before tax	28.1%	3,320	2,591	2,100
Tax expense	24.8%	810	649	495
Profit after tax	29.3%	2,510	1,942	1,605
Net profit (loss) for the period	29.3%	2,510	1,942	1,605
Reserve excluding revaluation reserves	18.2%	13,915	11,769	98,792,000,000
CET 1 ratio	0.7%	0.1876	0.1817	0.1546
Gross non performing assets	15.9%	744	642	1,042
Non performing assets	12.1%	186	166	298
Return on assets	0.2%	0.0193	0.0172	0

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Interest or discount on advances or bills	3.5%	2,365	2,286	2,329	2,131	2,080	2,055
Revenue on investments	0.6%	501	498	467	418	421	423
Interest on balances with RBI and others	136.4%	11	5.23	7.11	16	9.82	2.32
Other interest	564.9%	26	4.76	4.47	4.89	4.26	5.47
Total interest earned	3.9%	2,904	2,794	2,808	2,569	2,516	2,486
Other income	21.1%	616	509	512	447	509	467
Total income	6.5%	3,519	3,303	3,320	3,016	3,025	2,953
Total expenditure	-1.1%	2,273	2,298	2,303	2,210	2,190	2,138
Interest expended	-0.6%	1,545	1,555	1,547	1,489	1,427	1,407
Employees cost	-6.1%	341	363	365	365	385	374
Other operating expenses	1.8%	387	380	391	356	379	357
Operating expenses	-2%	728	743	756	721	764	731
Operating profit	24.1%	1,247	1,005	1,017	806	835	815
Provisions other than tax and contingencies	147.1%	258	105	274	118	161	147
Profit before tax	9.8%	989	901	743	687	674	668
Tax expense	25.2%	264	211	169	166	160	172
Profit after tax	5.1%	725	690	574	521	513	496
Net profit (loss) for the period	5.1%	725	690	574	521	513	496
CET 1 ratio	4.4%	0.1876	0.1506	0.1558	0.1613	0.1817	0.1591
Additional tier 1 ratio	-1%	0	099	0	0	0	0
Gross non performing assets	8.3%	744	687	708	593	642	691
Non performing assets	1.6%	186	183	176	170	166	167
Return on assets	0.1%	0.021	0.0205	0.0181	0.0173	0.0173	0

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2022
Total assets	5%	136,603	130,099	119,367	1,125,731,400,000	1,055,852,000,000	86,365
Cash balances with RBI	-12.7%	5,154	5,905	7,354	5,457	5,588	4,691
Investments	4.3%	29,020	27,824	23,831	23,214	22,344	18,295
Advances	6.5%	98,191	92,185	84,005	79,619	73,667	60,161
Fixed assets	-2%	502	512	490	463	433	460
Other assets	-	3,588	-	-	-	-	-
Other assets	6.4%	3,588	3,373	3,235	3,590	3,483	1,508
Capital	0%	193	193	161	161	161	160
Reserves and surplus	10.4%	13,915	12,603	11,769	10,740	9,879	7,789
Deposits	4.7%	115,666	110,492	102,078	95,839	89,113	73,614
Borrowings	4.2%	2,623	2,517	1,217	1,418	2,478	2,281
Other liabilities and provisions	-	4,207	-	-	-	-	-
Other liabilities and provisions	-2%	4,207	4,294	4,143	4,416	3,954	2,521
Total capital and liabilities	5%	136,603	130,099	119,367	112,573	105,585	86,365

Profit Before Extraord. Items And Tax	28.1%
Finance costs	-
Depreciation	11.5%
Share-based payments	-
Total adjustments to profit/loss	14.2%
Change in inventories	-825.2%
Change in trade receivables	-36.9%
Change in trade payables	4.8%
Adjustments for Provisions	-2923.3%
Total adj. for working capital	-369.3%
Net Cashflows From Operations	-97.2%
Income taxes paid (refund)	34.8%
Net Cashflows From Operating Activities	-112.4%
Proceeds from sales of tangible assets	727.1%
Purchase of tangible assets	-11.7%
Other inflows/outflows of cash	18.5%
Net Cashflows From Investing Activities	18.9%
Proceeds from issuing shares	-5.9%
Repayments of borrowings	-
Dividends paid	8.3%
Interest paid	-
Net Cashflows From Financing Activities	-8.9%
Net change in cash and cash eq.	-216.7%
Cash Equivalents at beginning of period	-

The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings and current accounts; recurring and tax saving deposits; personal, home, vehicle, and educational loans, as well as business loans, including commercial, MSME, and mortgage loans; tokenization for card based transactions services; prepaid instruments; debit and credit cards. It also provides prepaid instruments, including gift, forex travel, and re-loadable cards; life, non-life, and health insurance products; demat, trading, and mutual fund services; digital products; locker facilities; social security schemes; and government sponsored schemes. In addition, the company offers investment and payment collection and transaction banking services; FCNR, NRE, and NRO deposits; mortgage and jewel loans and loans against deposits; remittance services; and Internet and mobile banking services, as well as a range of products for the agricultural sector. The Karur Vysya Bank Limited was incorporated in 1916 and is based in Karur, India.

Industry Group:Banks

Employees:8,889

Website:www.kvb.co.in

Important Disclosure & Data Context

This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.

Earnings Outlook

Q&A Session

No revenue data available.

Share Holdings

Understand Karur Vysya Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

Shareholder Name	Holding %
HDFC Mutual Fund (Various Funds)	7.45%
HSBC Mutual Fund (Various Funds)	4.36%
Rekha Jhunjhunwala	4.16%
Nippon Life India Trustee (Various Funds)	3.51%
Axis Mutual Fund (Various Funds)	2.6%
Hdfc Life Insurance Company Limited	1.67%
Edelweiss Trusteeship (Various Funds)	1.61%
Canara Robecco Mutual Fund (Various Funds)	1.44%
Axis Max Life Insurance Limited (Various Fund)	1.41%
Invesco India Mutual Fund (Various Funds)	1.41%
Suriyanarayana A J	0.35%
Suriyanarayana A J (HUF)	0.25%
R Ramkumar	0.22%
G Rajasekaran	0.21%
R Nageswari	0.15%
G Mani	0.13%
R Archana	0.08%
R Ramkumar (HUF)	0.06%
Nirmala	0.06%
M K Srinivasan	0.06%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
FEDERALBNK	Federal Bank	71.21 kCr	34.27 kCr	+1.50%	+43.70%	-	2.08	-	-
CUB	City Union Bank	18.98 kCr	7.91 kCr	-7.90%	+31.40%	-	2.4	-	-
SOUTHBANK	South Indian Bank	10.84 kCr	11.86 kCr	+3.80%	+46.20%	-	0.91	-	-
KTKBANK	Karnataka Bank	10.19 kCr	10.32 kCr	+0.40%	+37.20%	-	0.99	-	-
DCBBANK	DCB Bank	5.64 kCr	8.26 kCr	-9.20%	+20.40%	-	0.68	-	-

Category	KARURVYSYA	Banks
PE		15.7
PS	2.15	2.28
Growth	14.3 %	4.9 %

Key Insights

1. KARURVYSYA is NOT among the Top 10 largest companies in Private Sector Bank.
2. The company holds a market share of 0.9% in Private Sector Bank.
3. In last one year, the company has had an above average growth that other Private Sector Bank companies.

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024
Interest or discount on advances or bills	13.8%	9,111	8,008	6,842
Revenue on investments	16.2%	1,884	1,622	1,331
Interest on balances with RBI and others	100%	39	20	22
Other interest	44.4%	40	28	9.05
Total interest earned	14.4%	11,074	9,678	8,204
Other income	13.9%	2,084	1,830	1,659
Total income	14.3%	13,159	11,508	9,863
Total expenditure	9.5%	9,084	8,295	7,033
Interest expended	13.3%	6,136	5,418	4,395
Employees cost	-1%	1,434	1,449	1,461
Other operating expenses	6%	1,514	1,428	1,178
Operating expenses	2.5%	2,948	2,877	2,639
Operating profit	26.9%	4,075	3,212	2,829
Provisions other than tax and contingencies	21.4%	755	622	729
Profit before tax	28.1%	3,320	2,591	2,100
Tax expense	24.8%	810	649	495
Profit after tax	29.3%	2,510	1,942	1,605
Net profit (loss) for the period	29.3%	2,510	1,942	1,605
Reserve excluding revaluation reserves	18.2%	13,915	11,769	98,792,000,000
CET 1 ratio	0.7%	0.1876	0.1817	0.1546
Gross non performing assets	15.9%	744	642	1,042
Non performing assets	12.1%	186	166	298
Return on assets	0.2%	0.0193	0.0172	0

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Interest or discount on advances or bills	3.5%	2,365	2,286	2,329	2,131	2,080	2,055
Revenue on investments	0.6%	501	498	467	418	421	423
Interest on balances with RBI and others	136.4%	11	5.23	7.11	16	9.82	2.32
Other interest	564.9%	26	4.76	4.47	4.89	4.26	5.47
Total interest earned	3.9%	2,904	2,794	2,808	2,569	2,516	2,486
Other income	21.1%	616	509	512	447	509	467
Total income	6.5%	3,519	3,303	3,320	3,016	3,025	2,953
Total expenditure	-1.1%	2,273	2,298	2,303	2,210	2,190	2,138
Interest expended	-0.6%	1,545	1,555	1,547	1,489	1,427	1,407
Employees cost	-6.1%	341	363	365	365	385	374
Other operating expenses	1.8%	387	380	391	356	379	357
Operating expenses	-2%	728	743	756	721	764	731
Operating profit	24.1%	1,247	1,005	1,017	806	835	815
Provisions other than tax and contingencies	147.1%	258	105	274	118	161	147
Profit before tax	9.8%	989	901	743	687	674	668
Tax expense	25.2%	264	211	169	166	160	172
Profit after tax	5.1%	725	690	574	521	513	496
Net profit (loss) for the period	5.1%	725	690	574	521	513	496
CET 1 ratio	4.4%	0.1876	0.1506	0.1558	0.1613	0.1817	0.1591
Additional tier 1 ratio	-1%	0	099	0	0	0	0
Gross non performing assets	8.3%	744	687	708	593	642	691
Non performing assets	1.6%	186	183	176	170	166	167
Return on assets	0.1%	0.021	0.0205	0.0181	0.0173	0.0173	0

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2022
Total assets	5%	136,603	130,099	119,367	1,125,731,400,000	1,055,852,000,000	86,365
Cash balances with RBI	-12.7%	5,154	5,905	7,354	5,457	5,588	4,691
Investments	4.3%	29,020	27,824	23,831	23,214	22,344	18,295
Advances	6.5%	98,191	92,185	84,005	79,619	73,667	60,161
Fixed assets	-2%	502	512	490	463	433	460
Other assets	-	3,588	-	-	-	-	-
Other assets	6.4%	3,588	3,373	3,235	3,590	3,483	1,508
Capital	0%	193	193	161	161	161	160
Reserves and surplus	10.4%	13,915	12,603	11,769	10,740	9,879	7,789
Deposits	4.7%	115,666	110,492	102,078	95,839	89,113	73,614
Borrowings	4.2%	2,623	2,517	1,217	1,418	2,478	2,281
Other liabilities and provisions	-	4,207	-	-	-	-	-
Other liabilities and provisions	-2%	4,207	4,294	4,143	4,416	3,954	2,521
Total capital and liabilities	5%	136,603	130,099	119,367	112,573	105,585	86,365

Profit Before Extraord. Items And Tax	28.1%
Finance costs	-
Depreciation	11.5%
Share-based payments	-
Total adjustments to profit/loss	14.2%
Change in inventories	-825.2%
Change in trade receivables	-36.9%
Change in trade payables	4.8%
Adjustments for Provisions	-2923.3%
Total adj. for working capital	-369.3%
Net Cashflows From Operations	-97.2%
Income taxes paid (refund)	34.8%
Net Cashflows From Operating Activities	-112.4%
Proceeds from sales of tangible assets	727.1%
Purchase of tangible assets	-11.7%
Other inflows/outflows of cash	18.5%
Net Cashflows From Investing Activities	18.9%
Proceeds from issuing shares	-5.9%
Repayments of borrowings	-
Dividends paid	8.3%
Interest paid	-
Net Cashflows From Financing Activities	-8.9%
Net change in cash and cash eq.	-216.7%
Cash Equivalents at beginning of period	-

Industry Group:Banks

Employees:8,889

Website:www.kvb.co.in

KARURVYSYA - Karur Vysya Bank Ltd. Share Price

KARURVYSYA

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

KARURVYSYA

KARURVYSYA - Karur Vysya Bank Ltd. Share Price

KARURVYSYA

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

KARURVYSYA

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Karur Vysya Bank Ltd. do?

Important Disclosure & Data Context

Valuation

Fundamentals

Profitability

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Karur Vysya Bank Ltd. do?

Important Disclosure & Data Context