KARURVYSYA - Karur Vysya Bank Ltd. Share Price

Banks

₹225.47-0.28(-0.12%)

Market Closed as of May 19, 2025, 15:30 IST

Valuation
Market Cap	18.15 kCr
Price/Earnings (Trailing)	9.63
Price/Sales (Trailing)	1.61
EV/EBITDA	2.37
Price/Free Cashflow	5.76
MarketCap/EBT	7.29

Fundamentals
Revenue (TTM)	11.3 kCr
Rev. Growth (Qtr)	6.85%
Earnings (TTM)	1.88 kCr
Earnings Growth (Qtr)	3.26%

Profitability
Operating Margin	28.72%
EBT Margin	22.05%
Return on Equity	1.67%
Return on Assets	0.02%
Free Cashflow Yield	17.36%

Price to Sales Ratio

Latest reported: ₹2

Revenue (Last 12 mths)

Latest reported: ₹11 kCr

Net Income (Last 12 mths)

Latest reported: ₹2 kCr

Pros

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Momentum: Stock price has a strong positive momentum. Stock is up 3.3% in last 30 days.

Profitability: Very strong Profitability. One year profit margin are 17%.

Size: Market Cap wise it is among the top 20% companies of india.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Balance Sheet: Strong Balance Sheet.

Cons

No major cons observed.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Investor Care
Dividend Yield	1.97%
Dividend/Share (TTM)	4.4
Shares Dilution (1Y)	0.15%
Diluted EPS (TTM)	23.41

Financial Health
Debt/Equity	0.00
Debt/Cashflow	0.00

Revenue Breakdown

Analysis of Karur Vysya Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

No revenue data available.

Share Holdings

Understand Karur Vysya Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

As of 2025-03-31

Shareholder Name	Holding %
Hsbc Value Fund	4.3%
Rekha Jhunjhunwala	4.16%
Edelweiss Trusteeship Co Ltd Ac- Edelweiss Mf Ac-Edelweiss Small Cap Fund	1.29%
Hdfc Life Insurance Company Limited	1.27%
Uti-Mid Cap Fund	1.27%
Axis Max Life Insurance Limited	1.15%
Bajaj Allianz Life Insurance Company Ltd	1.08%
Suriyanarayana A J	0.37%
Suriyanarayana A J (HUF)	0.25%
R Ramkumar	0.22%
G Rajasekaran	0.21%
R Nageswari	0.15%
G Mani	0.13%
R Archana	0.08%
Nirmala	0.07%
R Ramkumar (HUF)	0.06%
M K Srinivasan	0.06%
A S Sudha	0.06%
M K Venkatesan	0.05%
G Mani (HUF)	0.05%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is Karur Vysya Bank Better than it's peers?

Detailed comparison of Karur Vysya Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
FEDERALBNK	Federal BankPrivate Sector Bank	49.58 kCr	32.03 kCr	+2.11%	+23.22%	11.8	1.55	+19.60%	+6.98%
CUB	City Union BankPrivate Sector Bank	14.04 kCr	6.73 kCr	+12.01%	+24.79%	12.5	2.09	+11.97%	+10.62%
KTKBANK	Karnataka BankPrivate Sector Bank	7.66 kCr	10.22 kCr	+2.55%	-8.43%	5.92	0.75	+9.20%	-6.57%
SOUTHBANK	South Indian BankPrivate Sector Bank	7.55 kCr	10.98 kCr	+12.82%	+3.37%	6.05	0.69	+11.75%	+11.79%
DCBBANK	DCB BankPrivate Sector Bank	4.48 kCr	7.22 kCr	+15.38%	+8.91%	7.28	0.62	+23.73%	+14.81%

Sector Comparison: KARURVYSYA vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

KARURVYSYA metrics compared to Banks

Category	KARURVYSYA	Banks
PE	9.64	17.61
PS	1.61	2.80
Growth	NA %	16.2 %

Performance Comparison

KARURVYSYA vs Banks (2021 - 2025)

Key Insights

1. KARURVYSYA is NOT among the Top 10 largest companies in Private Sector Bank.
2. The company holds a market share of 0.8% in Private Sector Bank.
3. null

Income Statement for Karur Vysya Bank

Standalone figures (in Rs. Crores)

QuarterlyAnnual

Description	(%) Q/Q	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023	Sep-2022
Interest or discount on advances or bills	4%	2,055	1,976	1,888	1,822	1,794	1,286
Revenue on investments	7.7%	423	393	385	354	339	271
Interest on balances with RBI and others	-51.3%	2.32	3.71	4.27	3.64	4.31	21
Other interest	-55.3%	5.47	11	7.13	4.88	2.04	1.07
Total interest earned	4.3%	2,486	2,384	2,285	2,185	2,139	1,579
Other income	-1.1%	467	472	388	629	358	242
Total income	3.4%	2,953	2,856	2,673	2,813	2,497	1,821
Total expenditure	4.8%	2,138	2,040	1,927	1,947	1,821	1,249
Interest expended	6.3%	1,407	1,324	1,260	1,189	1,138	758
Employees cost	4.8%	374	357	333	440	375	234
Other operating expenses	-0.6%	357	359	333	318	308	257
Operating expenses	2.1%	731	716	667	757	683	491
Operating profit	-0.1%	815	816	746	867	676	572
Provisions other than tax and contingencies	-18.4%	147	180	133	293	150	227
Profit before tax	5%	668	636	613	574	526	345
Tax expense	5.6%	172	163	154	117	115	95
Profit after tax	4.7%	496	474	459	456	412	250
Net profit (loss) for the period	4.7%	496	474	459	456	412	250
CET 1 ratio	0.6%	0.1591	0.1539	0.1558	0.1546	0.1387	0.1642
Gross non performing assets	-22%	691	886	1,025	1,042	1,152	2,457
Non performing assets	-23.9%	167	219	294	298	305	819
Return on assets	-	0	0	0	0	0	0.0116

Description	(%) Q/Q	Mar-2024
Interest or discount on advances or bills	-	6,842
Revenue on investments	-	1,331
Interest on balances with RBI and others	-	22
Other interest	-	9.05
Total interest earned	-	8,204
Other income	-	1,659
Total income	-	9,863
Total expenditure	-	7,033
Interest expended	-	4,395
Employees cost	-	1,461
Other operating expenses	-	1,178
Operating expenses	-	2,639
Operating profit	-	2,829
Provisions other than tax and contingencies	-	729
Profit before tax	-	2,100
Tax expense	-	495
Profit after tax	-	1,605
Net profit (loss) for the period	-	1,605
CET 1 ratio	-	0.1546
Gross non performing assets	-	1,042
Non performing assets	-	298

Balance Sheet for Karur Vysya Bank

Standalone figures (in Rs. Crores)

Description	(%) Q/Q	Sep-2024	Mar-2024	Sep-2022
Total assets	6.6%	1,125,731,400,000	1,055,852,000,000	86,365
Cash balances with RBI	-2.3%	5,457	5,588	4,691
Investments	3.9%	23,214	22,344	18,295
Advances	8.1%	79,619	73,667	60,161
Fixed assets	6.9%	463	433	460
Other assets	3.1%	3,590	3,483	1,508
Capital	0%	161	161	160
Reserves and surplus	8.7%	10,740	9,879	7,789
Deposits	7.5%	95,839	89,113	73,614
Borrowings	-42.8%	1,418	2,478	2,281
Other liabilities and provisions	11.7%	4,416	3,954	2,521
Total capital and liabilities	6.6%	112,573	105,585	86,365

Cash Flow for Karur Vysya Bank

Standalone figures (in Rs. Crores)

Finance costs	-
Depreciation	-
Share-based payments	-
Total adjustments to profit/loss	-
Change in inventories	-
Change in trade receivables	-
Change in trade payables	-
Adjustments for Provisions	-
Total adj. for working capital	-
Net Cashflows From Operations	-
Income taxes paid (refund)	-
Net Cashflows From Operating Activities	-
Proceeds from sales of tangible assets	-
Purchase of tangible assets	-
Other inflows/outflows of cash	-
Net Cashflows From Investing Activities	-
Proceeds from issuing shares	-
Repayments of borrowings	-
Dividends paid	-
Interest paid	-
Net Cashflows From Financing Activities	-
Net change in cash and cash eq.	-
Cash Equivalents at beginning of period	-

What does Karur Vysya Bank Ltd. do?

Private Sector Bank•Financial Services•Small Cap

The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings and current accounts; recurring and tax saving deposits; personal, home, vehicle, and educational loans, as well as business loans, including commercial, MSME, and mortgage loans; tokenization for card based transactions services; prepaid instruments; debit and credit cards. It also provides prepaid instruments, including gift, forex travel, and re-loadable cards; life, non-life, and health insurance products; demat, trading, and mutual fund services; digital products; locker facilities; social security schemes; and government sponsored schemes. In addition, the company offers investment and payment collection and transaction banking services; FCNR, NRE, and NRO deposits; mortgage and jewel loans and loans against deposits; remittance services; and Internet and mobile banking services, as well as a range of products for the agricultural sector. The Karur Vysya Bank Limited was incorporated in 1916 and is based in Karur, India.

Industry Group:Banks

Employees:8,889

Website:www.kvb.co.in

KARURVYSYA - Karur Vysya Bank Ltd. Share Price

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Investor Care

Financial Health

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Karur Vysya Bank Ltd. do?