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SummaryLatest NewsSector ComparisonEarnings ReportRevenue & GrowthPeersIncome StatementBalance SheetCash Flow
KARURVYSYA logo

KARURVYSYA - Karur Vysya Bank Ltd. Share Price

Banks

₹318.10+3.95(+1.26%)
Market Closed as of Feb 6, 2026, 15:30 IST

Valuation

Market Cap28.4 kCr
Price/Earnings (Trailing)11.12
Price/Sales (Trailing)2.24
EV/EBITDA3.15
Price/Free Cashflow4.06
MarketCap/EBT9.45
Enterprise Value28.4 kCr

Fundamentals

Growth & Returns

Price Change 1W15.3%
Price Change 1M15.4%
Price Change 6M35.8%
Price Change 1Y56.8%
3Y Cumulative Return50%
5Y Cumulative Return52.7%
7Y Cumulative Return22.1%
10Y Cumulative Return16.6%
Revenue (TTM)
12.66 kCr
Rev. Growth (Yr)11.8%
Earnings (TTM)2.3 kCr
Earnings Growth (Yr)39.1%

Profitability

Operating Margin29%
EBT Margin24%
Return on Equity1.63%
Return on Assets1.77%
Free Cashflow Yield24.64%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)-2.15 kCr
Cash Flow from Operations (TTM)4.49 kCr
Cash Flow from Financing (TTM)-188.11 Cr
Free Cash Flow (TTM)4.49 kCr
Free Cash Flow/Share (TTM)55.73

Balance Sheet

Total Assets1.3 LCr
Shareholder Equity1.19 LCr

Capital Structure & Leverage

Debt Ratio0.00
Debt/Equity0.00
Interest Coverage-0.5
Interest/Cashflow Ops1.83

Dividend & Shareholder Returns

Dividend/Share (TTM)2.17
Dividend Yield0.74%
Shares Dilution (1Y)0.10%
Shares Dilution (3Y)0.60%
Pros

Size: Market Cap wise it is among the top 20% companies of india.

Past Returns: Outperforming stock! In past three years, the stock has provided 50% return compared to 12.9% by NIFTY 50.

Momentum: Stock price has a strong positive momentum. Stock is up 15.4% in last 30 days.

Profitability: Very strong Profitability. One year profit margin are 18%.

Growth: Good revenue growth. With NA% growth over past three years, the company is going strong.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Balance Sheet: Strong Balance Sheet.

Cons

Insider Trading: Significant insider selling noticed recently.

Smart Money: Smart money is losing interest in the stock.

Price to Sales Ratio

Latest reported: 2.2

Revenue (Last 12 mths)

Latest reported: 12.7 kCr

Net Income (Last 12 mths)

Latest reported: 2.3 kCr
Pros

Size: Market Cap wise it is among the top 20% companies of india.

Past Returns: Outperforming stock! In past three years, the stock has provided 50% return compared to 12.9% by NIFTY 50.

Momentum: Stock price has a strong positive momentum. Stock is up 15.4% in last 30 days.

Profitability: Very strong Profitability. One year profit margin are 18%.

Growth: Good revenue growth. With NA% growth over past three years, the company is going strong.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Balance Sheet: Strong Balance Sheet.

Cons

Insider Trading: Significant insider selling noticed recently.

Smart Money: Smart money is losing interest in the stock.

Investor Care

Dividend Yield0.74%
Dividend/Share (TTM)2.17
Shares Dilution (1Y)0.10%

Financial Health

Debt/Equity0.00

Technical Indicators

RSI (14d)66.69
RSI (5d)89.98
RSI (21d)69.38
MACD SignalBuy
Stochastic Oscillator SignalHold
SharesGuru SignalBuy
RSI SignalHold
RSI5 SignalSell
RSI21 SignalHold
SMA 5 SignalBuy
SMA 10 SignalBuy
SMA 20 SignalBuy
SMA 50 SignalBuy
SMA 100 SignalBuy

Summary of Latest Earnings Report from Karur Vysya Bank

Summary of Karur Vysya Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Share Holdings

Understand Karur Vysya Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
HDFC Mutual Fund (Various Funds)7.5%
HSBC Mutual Fund (Various Funds)4.36%
Nippon Life India Trustee (Various Funds)4.34%
Rekha Jhunjhunwala4.16%
Axis Mutual Fund (Various Funds)2.81%
Hdfc Life Insurance Co Ltd1.67%
Canara Robecco Mutual Fund (Various Funds)

Is Karur Vysya Bank Better than it's peers?

Detailed comparison of Karur Vysya Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
FEDERALBNKFederal Bank70.03 kCr33.3 kCr+8.20%+54.50%12.422.1--
CUBCity Union Bank21.73 kCr7.25 kCr

Sector Comparison: KARURVYSYA vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

KARURVYSYA metrics compared to Banks

CategoryKARURVYSYABanks
PE11.1218.55
PS2.242.61
Growth12.1 %5 %
0% metrics above sector average
Key Insights
  • 1. KARURVYSYA is among the Top 10 Private Sector Bank companies but not in Top 5.
  • 2. The company holds a market share of 0.9% in Private Sector Bank.
  • 3. In last one year, the company has had an above average growth that other Private Sector Bank companies.

What does Karur Vysya Bank Ltd. do?

Private Sector Bank•Financial Services•Small Cap

The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings and current accounts; recurring and tax saving deposits; personal, home, vehicle, and educational loans, as well as business loans, including commercial, MSME, and mortgage loans; tokenization for card based transactions services; prepaid instruments; debit and credit cards. It also provides prepaid instruments, including gift, forex travel, and re-loadable cards; life, non-life, and health insurance products; demat, trading, and mutual fund services; digital products; locker facilities; social security schemes; and government sponsored schemes. In addition, the company offers investment and payment collection and transaction banking services; FCNR, NRE, and NRO deposits; mortgage and jewel loans and loans against deposits; remittance services; and Internet and mobile banking services, as well as a range of products for the agricultural sector. The Karur Vysya Bank Limited was incorporated in 1916 and is based in Karur, India.

Industry Group:Banks
Employees:8,889
Website:www.kvb.co.in

Important Disclosure & Data Context

This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Performance Comparison

KARURVYSYA vs Banks (2021 - 2026)

KARURVYSYA leads the Banks sector while registering a 10.9% growth compared to the previous year.

Sharesguru Stock Score

KARURVYSYA

62/100
1.64%
SBI Life Insurance Co Ltd1.57%
Invesco India Mutual Fund (Various Funds)1.38%
Axis Max Life Insurance Co Ltd1.36%
Edelweiss Trusteeship (Various Funds)1.35%
UTI Mutual Fund (Various Funds)1.24%
Bajaj Life Insurance Co Ltd1.22%
Motilal Oswal Mutual Fund (Various Funds)1.05%
Baroda BNP Paribas Mutual Fund (Various Funds)1.01%
Suriyanarayana A J0.35%
Suriyanarayana A J (HUF)0.25%
R Ramkumar0.22%
G Rajasekaran0.21%
R Nageswari0.15%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

-1.90%
+75.50%
14.01
3
-
-
SOUTHBANKSouth Indian Bank11.63 kCr11.86 kCr+19.50%+70.20%5.870.98--
KTKBANKKarnataka Bank6.93 kCr10.36 kCr-8.40%-0.60%5.690.67--
DCBBANKDCB Bank6.42 kCr8.1 kCr+17.40%+71.00%7.510.79--

Income Statement for Karur Vysya Bank

Standalone figures (in Rs. Crores)
Description(%) Q/QMar-2025Mar-2024
Interest or discount on advances or bills17%8,0086,842
Revenue on investments21.9%1,6221,331
Interest on balances with RBI and others-9.5%2022
Other interest235.4%289.05
Total interest earned18%9,6788,204
Other income10.3%1,8301,659
Total income16.7%11,5089,863
Total expenditure17.9%8,2957,033
Interest expended23.3%5,4184,395
Employees cost-0.8%1,4491,461
Other operating expenses21.2%1,4281,178
Operating expenses9%2,8772,639
Operating profit13.5%3,2122,829
Provisions other than tax and contingencies-14.7%622729
Profit before tax23.4%2,5912,100
Tax expense31.2%649495
Profit after tax21%1,9421,605
Net profit (loss) for the period21%1,9421,605
Reserve excluding revaluation reserves-100%11,76998,792,000,000
CET 1 ratio3.2%0.18170.1546
Gross non performing assets-38.4%6421,042
Non performing assets-44.4%166298
Return on assets-0.01720
Description(%) Q/QDec-2025Sep-2025Jun-2025Mar-2025Dec-2024Sep-2024
Interest or discount on advances or bills-1.8%2,2862,3292,1312,0802,0551,976
Revenue on investments6.7%498467418421423393
Interest on balances with RBI and others-30.8%5.237.11169.822.323.71
Other interest8.4%4.764.474.894.265.4711
Total interest earned-0.5%2,7942,8082,5692,5162,4862,384
Other income-0.6%509512447509467472
Total income-0.5%3,3033,3203,0163,0252,9532,856
Total expenditure-0.2%2,2982,3032,2102,1902,1382,040
Interest expended0.5%1,5551,5471,4891,4271,4071,324

Balance Sheet for Karur Vysya Bank

Standalone figures (in Rs. Crores)
Description(%) Q/QSep-2025Mar-2025Sep-2024Mar-2024Sep-2022
Total assets9%130,099119,3671,125,731,400,0001,055,852,000,00086,365
Cash balances with RBI-19.7%5,9057,3545,4575,5884,691
Investments16.8%27,82423,83123,21422,34418,295
Advances9.7%92,18584,00579,61973,66760,161
Fixed assets4.5%512490463433460
Other assets4.3%3,3733,2353,5903,4831,508
Capital20%193161161161160
Reserves and surplus7.1%12,60311,76910,7409,8797,789
Deposits8.2%110,492102,07895,83989,11373,614
Borrowings106.9%2,5171,2171,4182,4782,281
Other liabilities and provisions3.6%4,2944,1434,4163,9542,521
Total capital and liabilities9%130,099119,367112,573105,58586,365

Cash Flow for Karur Vysya Bank

Standalone figures (in Rs. Crores)
Profit Before Extraord. Items And Tax-
Finance costs-101.9%
Depreciation318.4%
Share-based payments-141.5%
Total adjustments to profit/loss7.8%
Change in inventories122.4%
Change in trade receivables1.7%
Change in trade payables3.9%
Adjustments for Provisions-95.2%
Total adj. for working capital205.7%
Net Cashflows From Operations46.7%
Income taxes paid (refund)13.2%
Net Cashflows From Operating Activities51.9%
Proceeds from sales of tangible assets-61.1%
Purchase of tangible assets76.3%
Other inflows/outflows of cash-64.3%
Net Cashflows From Investing Activities-65.8%
Proceeds from issuing shares-57.4%
Repayments of borrowings-100.2%
Dividends paid20.8%
Interest paid-101.9%
Net Cashflows From Financing Activities72.8%
Net change in cash and cash eq.123.2%
Cash Equivalents at beginning of period-

Sharesguru Stock Score

KARURVYSYA

62/100
Employees cost
-0.5%
363
365
365
385
374
357
Other operating expenses-2.8%380391356379357359
Operating expenses-1.7%743756721764731716
Operating profit-1.2%1,0051,017806835815816
Provisions other than tax and contingencies-61.9%105274118161147180
Profit before tax21.3%901743687674668636
Tax expense25%211169166160172163
Profit after tax20.2%690574521513496474
Net profit (loss) for the period20.2%690574521513496474
CET 1 ratio-0.6%0.15060.15580.16130.18170.15910.1539
Additional tier 1 ratio-09900000
Gross non performing assets-3%687708593642691886
Non performing assets4%183176170166167219
Return on assets0.2%0.02050.01810.01730.017300

Revenue Breakdown

Analysis of Karur Vysya Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

No revenue data available.