Banks
Valuation | |
|---|---|
| Market Cap | 18.64 kCr |
| Price/Earnings (Trailing) | 22.35 |
| Price/Sales (Trailing) | 1.03 |
| EV/EBITDA | 2.13 |
| Price/Free Cashflow | -22.6 |
| MarketCap/EBT | 20.6 |
| Enterprise Value | 18.64 kCr |
Fundamentals | |
|---|---|
Growth & Returns | |
|---|---|
| Price Change 1W | 1.1% |
| Price Change 1M | -5.2% |
| Price Change 6M | 15.4% |
| Price Change 1Y | 79.5% |
| 3Y Cumulative Return | 22.7% |
| 5Y Cumulative Return | 3.8% |
| 7Y Cumulative Return | -8.7% |
Cash Flow & Liquidity |
|---|
| Revenue (TTM) |
| 18.15 kCr |
| Rev. Growth (Yr) | 2.3% |
| Earnings (TTM) | 721.62 Cr |
| Earnings Growth (Yr) | 381.7% |
Profitability | |
|---|---|
| Operating Margin | 18% |
| EBT Margin | 5% |
| Return on Equity | 0.47% |
| Return on Assets | 0.47% |
| Free Cashflow Yield | -4.42% |
| Cash Flow from Investing (TTM) | -280.73 Cr |
| Cash Flow from Operations (TTM) | -824.07 Cr |
| Cash Flow from Financing (TTM) | -503.07 Cr |
| Free Cash Flow (TTM) | -824.07 Cr |
| Free Cash Flow/Share (TTM) | -13.53 |
Balance Sheet | |
|---|---|
| Total Assets | 1.54 LCr |
| Shareholder Equity | 1.54 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.88 |
| Interest/Cashflow Ops | 0.89 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 1 |
| Dividend Yield | 0.33% |
| Shares Dilution (1Y) | 1.5% |
| Shares Dilution (3Y) | 2.9% |
Past Returns: Outperforming stock! In past three years, the stock has provided 22.7% return compared to 13.2% by NIFTY 50.
Balance Sheet: Strong Balance Sheet.
Size: Market Cap wise it is among the top 20% companies of india.
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Technicals: Bullish SharesGuru indicator.
Momentum: Stock has a weak negative price momentum.
Past Returns: Outperforming stock! In past three years, the stock has provided 22.7% return compared to 13.2% by NIFTY 50.
Balance Sheet: Strong Balance Sheet.
Size: Market Cap wise it is among the top 20% companies of india.
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Technicals: Bullish SharesGuru indicator.
Momentum: Stock has a weak negative price momentum.
Investor Care | |
|---|---|
| Dividend Yield | 0.33% |
| Dividend/Share (TTM) | 1 |
| Shares Dilution (1Y) | 1.5% |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 33.78 |
| RSI (5d) | 61.67 |
| RSI (21d) | 42.11 |
| MACD Signal | Buy |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Hold |
| RSI21 Signal | Hold |
| SMA 5 Signal | Sell |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Sell |
| SMA 50 Signal | Sell |
| SMA 100 Signal | Sell |
Summary of RBL Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand RBL Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Hsbc Mutual Fund - Hsbc Midcap Fund | 3.52% |
| Kotak Mahindra Trustee Co Ltd A/C Kotak Multicap Fund | 3.45% |
| Nippon Life India Trustee Ltd-A/C Nippon India Small Cap Fund | 3.01% |
| Smallcap World Fund, Inc | 2.73% |
| Aditya Birla Sun Life Trustee Private Limited A/C Aditya Birla Sun Life Arbitrage Fund | 2.56% |
| Bnp Paribas Financial Markets - Odi | 2.47% |
Detailed comparison of RBL Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC Bank | 14.48 LCr | 4.99 LCr | -0.90% | +7.90% | 20.79 | 2.9 | - | - |
| ICICIBANK | ICICI Bank | 10.05 LCr | 3.07 LCr |
Comprehensive comparison against sector averages
RBLBANK metrics compared to Banks
| Category | RBLBANK | Banks |
|---|---|---|
| PE | 22.35 | 18.87 |
| PS | 1.03 | 2.65 |
| Growth | 3.4 % | 5 % |
RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, special institutions, and seafarer accounts; safe deposit lockers; fixed, recurring, and smart deposits; and portfolio investment schemes. It also provides housing, personal, business, pre-owned car, two-wheeler, education, business, crop, agri investment, agri allied, and micro-enterprise loans, as well as overdrafts, rural vehicle finance, loans against gold ornaments, loans against property, working capital finance, and unsecured and secured small business loans; life, general, and health insurance products; investments services, such as e-ASBA and national pension system; and Demat accounts. In addition, the company offers online tax and bill payment, missed call recharge and facility, payment gateway, and merchant acquiring services; online, mobile, and digital banking; debit, credit, commercial, and prepaid cards; outward remittances; wire transfer and foreign currency cheques; and developmental banking and financial inclusion services, including loan syndications. Further, it provides corporate finance; investment banking services, comprising mergers and acquisitions advisory and private equity capital advisory; project and infrastructure finance, structured finance, and real estate financing; cash management, trade and remittance, and supply chain finance services; and financial markets and treasury products, such as capital markets, and forex and bullion. Additionally, the company offers agribusiness, NRI, and preferred banking services. It operates a network of bank branches, business correspondent branches, and ATMs. The company was formerly known as The Ratnakar Bank Limited and changed its name to RBL Bank Limited in August 2014. RBL Bank Limited was incorporated in 1943 and is based in Mumbai, India.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
RBLBANK vs Banks (2021 - 2026)
| Tata Mutual Fund - Tata Aggressive Hybrid Fund | 2.22% |
| Franklin India Small Cap Fund | 2.2% |
| Axis Mutual Fund Trustee Limited A/C Axis Mutual Fund A/C Axis Arbitrage Fund | 2.17% |
| Sbi Small Cap Fund | 2.12% |
| Asia Capital Financial Opportunities Pte Ltd | 1.47% |
| Cohesion Mk Best Ideas Sub-Trust | 1.36% |
| Edelweiss Trusteeship Co Ltd Ac- Edelweiss Mf Ac- Edelweiss Arbitrage Fund | 1.3% |
| Gaja Capital Fund Ii Limited | 1.3% |
| Zerodha Broking | 1.22% |
| Icici Prudential Equity Arbitrage Fund | 1.14% |
| Bandhan Arbitrage Fund | 1.06% |
| Other Directors / Relatives (Independent Directors /Nominee Directors) | 0.01% |
Distribution across major stakeholders
Distribution across major institutional holders
| -1.60% |
| +10.50% |
| 18.66 |
| 3.27 |
| - |
| - |
| KOTAKBANK | Kotak Mahindra Bank | 4.2 LCr | 1.07 LCr | -1.50% | +10.20% | 19.39 | 3.94 | - | - |
| AXISBANK | AXIS Bank | 4.17 LCr | 1.59 LCr | +3.60% | +31.40% | 12.21 | 2.54 | - | - |
| INDUSINDBK | IndusInd Bank | 70.4 kCr | 52.1 kCr | +0.60% | -15.20% | 26.32 | 1.35 | - | - |
| 2.6% |
| 622 |
| 606 |
| 600 |
| 577 |
| 569 |
| 567 |
| Other operating expenses | 2.1% | 1,159 | 1,135 | 1,232 | 1,110 | 1,079 | 1,053 |
| Operating expenses | 2.4% | 1,781 | 1,740 | 1,832 | 1,687 | 1,648 | 1,620 |
| Operating profit | 24.6% | 928 | 745 | 720 | 878 | 1,011 | 923 |
| Provisions other than tax and contingencies | 27.9% | 639 | 500 | 442 | 785 | 1,189 | 618 |
| Profit before tax | 18% | 289 | 245 | 277 | 93 | -177.45 | 304 |
| Tax expense | 15.4% | 61 | 53 | 63 | 6.34 | -224.77 | 73 |
| Profit after tax | 18.8% | 228 | 192 | 214 | 87 | 47 | 232 |
| Net profit (loss) for the period | 18.8% | 228 | 192 | 214 | 87 | 47 | 232 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Other interest | 66.2% | 365 | 220 | 107 | 149 | 36 | 43 |
| Other interest | - | - | - | - | - | - | - |
| Total interest earned | 13.3% | 14,039 | 12,394 | 9,130 | 8,176 | 8,215 | 8,514 |
| Total interest earned | - | - | - | - | - | - | - |
| Other income | 25.1% | 3,806 | 3,043 | 2,489 | 2,341 | 2,058 | 1,910 |
| Other income | - | - | - | - | - | - | - |
| Total income | 15.6% | 17,845 | 15,437 | 11,619 | 10,516 | 10,272 | 10,425 |
| Total income | - | - | - | - | - | - | - |
| Total expenditure | 14.6% | 14,218 | 12,406 | 9,417 | 7,771 | 7,182 | 7,673 |
| Total expenditure | - | - | - | - | - | - | - |
| Interest expended | 19.3% | 7,576 | 6,351 | 4,678 | 4,149 | 4,427 | 4,885 |
| Interest expended | - | - | - | - | - | - | - |
| Employees cost | 16.2% | 1,734 | 1,492 | 1,340 | 1,002 | 845 | 768 |
| Employees cost | - | - | - | - | - | - | - |
| Other operating expenses | 7.6% | 4,908 | 4,563 | 3,398 | 2,620 | 1,909 | 2,020 |
| Other operating expenses | - | - | - | - | - | - | - |
| Operating expenses | 9.7% | 6,642 | 6,055 | 4,738 | 3,622 | 2,755 | 2,788 |
| Operating expenses | - | - | - | - | - | - | - |
| Operating profit | 19.7% | 3,627 | 3,031 | 2,202 | 2,745 | 3,091 | 2,752 |
| Operating profit | - | - | - | - | - | - | - |
| Provisions other than tax and contingencies | 66.5% | 2,959 | 1,778 | 1,022 | 2,860 | 2,402 | 1,999 |
| Provisions other than tax and contingencies | - | - | - | - | - | - | - |
| Profit before tax | -46.7% | 668 | 1,252 | 1,181 | -115.09 | 689 | 753 |
| Profit before tax | - | - | - | - | - | - | - |
| Tax expense | -134% | -27.24 | 84 | 298 | -40.35 | 181 | 247 |
| Tax expense | - | - | - | - | - | - | - |
| Profit after tax | -40.5% | 695 | 1,168 | 883 | -74.74 | 508 | 506 |
| Profit after tax | - | - | - | - | - | - | - |
| Net profit (loss) for the period | -40.5% | 695 | 1,168 | 883 | -74.74 | 508 | 506 |
| Net profit (loss) for the period | - | - | - | - | - | - | - |
| Reserve excluding revaluation reserves | - | 14,998 | - | - | - | - | - |
| CET 1 ratio | -2.5% | 0.1406 | 0.1618 | 0.1692 | 0.1682 | 0.1664 | 0.1645 |
| CET 1 ratio | - | - | - | - | - | - | - |
| Additional tier 1 ratio | - | 0 | 0 | 0 | 0 | 086 | 0.1533 |
| Gross non performing assets | 8.5% | 2,465 | 2,271 | 2,420 | 2,728 | 2,602 | 2,137 |
| Gross non performing assets | - | - | - | - | - | - | - |
| Non performing assets | -56.3% | 271 | 619 | 773 | 807 | 1,241 | 1,189 |
| Non performing assets | - | - | - | - | - | - | - |
| Return on assets | -0.5% | 051 | 096 | 083 | -007 | 054 | 059 |
| Return on assets | - | - | - | - | - | - | - |
| 2.8% |
| 15,417 |
| 14,999 |
| 14,859 |
| 14,191 |
| 13,520 |
| 12,977 |
| Deposits | 5.2% | 116,667 | 110,944 | 107,959 | 103,494 | 89,780 | 84,887 |
| Borrowings | 10.8% | 15,224 | 13,734 | 14,679 | 14,184 | 15,302 | 13,331 |
| Other liabilities and provisions | -5.8% | 6,066 | 6,441 | 5,782 | 5,958 | 4,941 | 4,082 |
| Total capital and liabilities | 5% | 153,988 | 146,725 | 143,885 | 138,432 | 124,144 | 115,876 |
| -11,044.09 |
| 6,449 |
| - |
| - |
| Proceeds from sales of tangible assets | -32.9% | 6.71 | 9.51 | 7.16 | 5.11 | - | - |
| Purchase of tangible assets | 48.6% | 270 | 182 | 230 | 251 | - | - |
| Net Cashflows From Investing Activities | -52.2% | -262.91 | -172.45 | -222.56 | -245.97 | - | - |
| Proceeds from issuing shares | -52.6% | 38 | 79 | 0.71 | 19 | - | - |
| Proceeds from borrowings | -153% | -450.24 | 853 | 2,238 | 0 | - | - |
| Repayments of borrowings | - | 0 | 0 | 0 | 133 | - | - |
| Dividends paid | 1.1% | 91 | 90 | 0 | 0 | - | - |
| Net Cashflows From Financing Activities | -159.9% | -503.04 | 842 | 2,239 | -113.77 | - | - |
| Net change in cash and cash eq. | -128.7% | -1,607.76 | 5,605 | -9,027.7 | 6,090 | - | - |
Analysis of RBL Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Dec 31, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking | 48.5% | 4.3 kCr |
| Treasury | 29.0% | 2.5 kCr |
| Corporate / Wholesale Banking | 21.6% | 1.9 kCr |
| Other Banking Operations | 0.9% | 75.8 Cr |
| Total | 8.8 kCr |