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RBLBANK

RBLBANK - RBL Bank Limited Share Price

Banks

212.68+3.07(+1.46%)
Market Closed as of May 16, 2025, 15:30 IST

Valuation

Market Cap12.93 kCr
Price/Earnings (Trailing)18.03
Price/Sales (Trailing)0.73
EV/EBITDA1.52
Price/Free Cashflow-15.69
MarketCap/EBT11.88

Fundamentals

Revenue (TTM)17.82 kCr
Rev. Growth (Yr)6.24%
Rev. Growth (Qtr)-2.88%
Earnings (TTM)717.06 Cr
Earnings Growth (Yr)-76.13%
Earnings Growth (Qtr)83.83%

Profitability

Operating Margin22.1%
EBT Margin6.11%
Return on Equity0.69%
Return on Assets0.49%
Free Cashflow Yield-6.37%

Price to Sales Ratio

Latest reported: ₹1

Revenue (Last 12 mths)

Latest reported: ₹18 kCr

Net Income (Last 12 mths)

Latest reported: ₹717 Cr
Pros

Smart Money: Smart money has been increasing their position in the stock.

Balance Sheet: Strong Balance Sheet.

Size: Market Cap wise it is among the top 20% companies of india.

Growth: Good revenue growth. With 63.9% growth over past three years, the company is going strong.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Momentum: Stock price has a strong positive momentum. Stock is up 16.2% in last 30 days.

Cons

No major cons observed.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend Yield1.78%
Dividend/Share (TTM)3
Shares Dilution (1Y)0.46%
Diluted EPS (TTM)16.17

Financial Health

Debt/Equity0.00
Debt/Cashflow0.00

Revenue Breakdown

Analysis of RBL Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Last Updated: Mar 31, 2025

DescriptionShareValue
Retail Banking48.8%4.1 kCr
Treasury28.9%2.4 kCr
Corporate / Wholesale Banking21.1%1.8 kCr
Other Banking Operations1.2%98.5 Cr
Total8.3 kCr

Share Holdings

Understand RBL Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

As of 2025-03-31
Shareholder NameHolding %
Quant Mutual Fund6.65%
British International Investment Plc3.82%
Mahindra & Mahindra Limited3.48%
Nippon Life India Trustee Ltd3.11%
Others1.96%
Asia Capital Financial Opportunities Pte Ltd1.49%
Trusts1.47%
Gaja Capital Fund Ii Limited1.32%
Unitbhai Shantilal Mehta1.28%
D S Trust1.26%
Zerodha Broking1.24%
Icici Prudential Life Insurance Company Limited1.06%
Vishwavir Ahuja1.05%
Vanguard Total International Stock Index Fund1.05%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is RBL Bank Better than it's peers?

Detailed comparison of RBL Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
HDFCBANKHDFC BankPrivate Sector Bank14.8 LCr4.71 LCr+3.02%+32.49%20.513.14+15.42%+10.96%
ICICIBANKICICI BankPrivate Sector Bank10.36 LCr2.95 LCr+7.20%+28.55%19.033.52+24.81%+20.91%
KOTAKBANKKotak Mahindra BankPrivate Sector Bank4.19 LCr1.03 LCr-0.72%+26.08%19.14.07+9.34%+22.08%
AXISBANKAXIS BankPrivate Sector Bank3.74 LCr1.56 LCr+4.11%+6.12%13.322.4+12.99%+6.39%
INDUSINDBKIndusInd BankPrivate Sector Bank60.78 kCr59.72 kCr-0.45%-44.30%8.381.02+13.51%-16.35%

Sector Comparison: RBLBANK vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

RBLBANK metrics compared to Banks

CategoryRBLBANKBanks
PE18.0017.61
PS0.722.80
Growth15.6 %16.2 %
33% metrics above sector average

Performance Comparison

RBLBANK vs Banks (2021 - 2025)

Although RBLBANK is underperforming relative to the broader Banks sector, it has achieved a 28.9% year-over-year increase.

Key Insights
  • 1. RBLBANK is NOT among the Top 10 largest companies in Private Sector Bank.
  • 2. The company holds a market share of 1.3% in Private Sector Bank.
  • 3. The company is growing at an average growth rate of other Private Sector Bank companies.

Income Statement for RBL Bank

Consolidated figures (in Rs. Crores) /
Standalone figures (in Rs. Crores) /

Balance Sheet for RBL Bank

Consolidated figures (in Rs. Crores) /
Standalone figures (in Rs. Crores) /

Cash Flow for RBL Bank

Standalone figures (in Rs. Crores) /
Consolidated figures (in Rs. Crores) /

What does RBL Bank Limited do?

RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, special institutions, and seafarer accounts; safe deposit lockers; fixed, recurring, and smart deposits; and portfolio investment schemes. It also provides housing, personal, business, pre-owned car, two-wheeler, education, business, crop, agri investment, agri allied, and micro-enterprise loans, as well as overdrafts, rural vehicle finance, loans against gold ornaments, loans against property, working capital finance, and unsecured and secured small business loans; life, general, and health insurance products; investments services, such as e-ASBA and national pension system; and Demat accounts. In addition, the company offers online tax and bill payment, missed call recharge and facility, payment gateway, and merchant acquiring services; online, mobile, and digital banking; debit, credit, commercial, and prepaid cards; outward remittances; wire transfer and foreign currency cheques; and developmental banking and financial inclusion services, including loan syndications. Further, it provides corporate finance; investment banking services, comprising mergers and acquisitions advisory and private equity capital advisory; project and infrastructure finance, structured finance, and real estate financing; cash management, trade and remittance, and supply chain finance services; and financial markets and treasury products, such as capital markets, and forex and bullion. Additionally, the company offers agribusiness, NRI, and preferred banking services. It operates a network of bank branches, business correspondent branches, and ATMs. The company was formerly known as The Ratnakar Bank Limited and changed its name to RBL Bank Limited in August 2014. RBL Bank Limited was incorporated in 1943 and is based in Mumbai, India.

Industry Group:Banks
Employees:22,564
Website:www.rblbank.com