Banks
Valuation | |
|---|---|
| Market Cap | 10.07 LCr |
| Price/Earnings (Trailing) | 18.66 |
| Price/Sales (Trailing) | 3.28 |
| EV/EBITDA | 6.09 |
| Price/Free Cashflow | 8.24 |
| MarketCap/EBT | 13.35 |
| Enterprise Value | 10.07 LCr |
Fundamentals | |
|---|---|
Growth & Returns | |
|---|---|
| Price Change 1W | 3% |
| Price Change 1M | 2.7% |
| Price Change 6M | -1.9% |
| Price Change 1Y | 11.1% |
| 3Y Cumulative Return | 17.7% |
| 5Y Cumulative Return | 18.1% |
| 7Y Cumulative Return | 21.6% |
| 10Y Cumulative Return | 22.2% |
| Revenue (TTM) |
| 3.07 LCr |
| Rev. Growth (Yr) | 2.9% |
| Earnings (TTM) | 56.38 kCr |
| Earnings Growth (Yr) | -3% |
Profitability | |
|---|---|
| Operating Margin | 27% |
| EBT Margin | 25% |
| Return on Equity | 2.1% |
| Return on Assets | 2.1% |
| Free Cashflow Yield | 12.14% |
Cash Flow & Liquidity |
|---|
| Cash Flow from Investing (TTM) | -77.29 kCr |
| Cash Flow from Operations (TTM) | 1.23 LCr |
| Cash Flow from Financing (TTM) | 5.59 kCr |
| Free Cash Flow (TTM) | 1.23 LCr |
| Free Cash Flow/Share (TTM) | 172.1 |
Balance Sheet | |
|---|---|
| Total Assets | 26.86 LCr |
| Shareholder Equity | 26.86 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.16 |
| Interest/Cashflow Ops | 2.35 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 11 |
| Dividend Yield | 0.78% |
| Shares Dilution (1Y) | 1.3% |
| Shares Dilution (3Y) | 2.5% |
Size: It is among the top 200 market size companies of india.
Balance Sheet: Strong Balance Sheet.
Past Returns: In past three years, the stock has provided 17.7% return compared to 12.8% by NIFTY 50.
Smart Money: Smart money has been increasing their position in the stock.
Insider Trading: There's significant insider buying recently.
Profitability: Very strong Profitability. One year profit margin are 18%.
No major cons observed.
Size: It is among the top 200 market size companies of india.
Balance Sheet: Strong Balance Sheet.
Past Returns: In past three years, the stock has provided 17.7% return compared to 12.8% by NIFTY 50.
Smart Money: Smart money has been increasing their position in the stock.
Insider Trading: There's significant insider buying recently.
Profitability: Very strong Profitability. One year profit margin are 18%.
No major cons observed.
Investor Care | |
|---|---|
| Dividend Yield | 0.78% |
| Dividend/Share (TTM) | 11 |
| Shares Dilution (1Y) | 1.3% |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 38.26 |
| RSI (5d) | 65.74 |
| RSI (21d) | 54.98 |
| MACD Signal | Sell |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Hold |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Buy |
| SMA 50 Signal | Buy |
| SMA 100 Signal | Buy |
Updated Feb 3, 2026
ICICI Bank's stock experienced seven consecutive days of decline before the recent recovery.
Reliance Industries continues to underperform in the market compared to its peers.
Despite the slight recovery, investors are advised to be cautious about ICICI Bank's volatility.
Summary of ICICI Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand ICICI Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| ICICI PRUDENTIAL MUTUAL FUND | 5.35% |
| NPS TRUST | 3.52% |
| UTI MUTUAL FUND | 2.56% |
| NIPPON LIFE INDIA MUTUAL FUND | 2.46% |
| SBI LIFE INSURANCE COMPANY LIMITED | 1.59% |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND | 1.33% |
| ADITYA BIRLA SUN LIFE MUTUAL FUND | 1.3% |
Detailed comparison of ICICI Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC Bank | 14.66 LCr | 4.99 LCr | -2.50% | +10.80% | 20.79 | 2.94 | - | - |
| SBIN | State Bank Of India | 9.86 LCr | 6.9 LCr |
Comprehensive comparison against sector averages
ICICIBANK metrics compared to Banks
| Category | ICICIBANK | Banks |
|---|---|---|
| PE | 18.66 | 19.00 |
| PS | 3.23 | 2.67 |
| Growth | 8.9 % | 5 % |
ICICI Bank is a prominent Private Sector Bank based in India, with the stock ticker ICICIBANK. The company boasts a substantial market capitalization of Rs. 1,008,659.9 Crores.
ICICI Bank Limited, along with its subsidiaries, offers a wide array of banking and financial services to both retail and corporate customers, not only in India but also internationally. The bank operates through various segments, including Retail Banking, Wholesale Banking, Treasury, and Life Insurance, among others.
In terms of deposits, ICICI Bank accepts various types of accounts such as savings, current, and foreign currency accounts, as well as different deposit services like fixed and recurring deposits. The bank also provides a comprehensive range of loan products, including home, car, two-wheeler, personal, and commercial business loans. It offers financial solutions like working capital finance, loans for new entities, and various card services.
Moreover, ICICI Bank caters to investment needs with products such as mutual funds, gold monetization schemes, and fixed income products. Specialized services are offered as well, including micro banking, portfolio management, and trade services. The bank also provides insurance products, including health and life insurance, alongside investment and asset management services.
Founded in 1955 and headquartered in Mumbai, India, ICICI Bank displayed a robust performance with a trailing 12 months revenue of Rs. 282,020.9 Crores and a profit of Rs. 52,068.1 Crores over the past four quarters.
The company is also committed to returning value to its investors, offering a dividend yield of 0.82% per year and a dividend of Rs. 10 per share in the last twelve months. Notably, ICICI Bank has seen considerable revenue growth of 74.4% over the past three years, although it has diluted shareholder holdings by 1.7% during that time, demonstrating its strategies in balancing growth and shareholder value.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
ICICIBANK vs Banks (2021 - 2026)
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
| FOREIGN BODIES-DR | 0.08% |
| Suspense Escrow Account (Pursuant to Scheme of arrangement for delisting of ICICI Securites Limited) | 0% |
| Unclaimed Demat Shares Suspense Account | 0% |
| SUSPENSE ESCROW DEMAT ACCOUNT | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
| +6.20% |
| +37.10% |
| 9.3 |
| 1.43 |
| - |
| - |
| AXISBANK | AXIS Bank | 4.16 LCr | 1.59 LCr | +4.10% | +31.80% | 12.21 | 2.54 | - | - |
| KOTAKBANK | Kotak Mahindra Bank | 4.1 LCr | 1.07 LCr | -5.90% | +6.80% | 19.39 | 3.85 | - | - |
| INDUSINDBK | IndusInd Bank | 71.78 kCr | 52.1 kCr | +2.40% | -12.00% | 26.32 | 1.38 | - | - |
Analysis of ICICI Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Dec 31, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking | 32.3% | 40.6 kCr |
| Treasury | 26.5% | 33.2 kCr |
| Wholesale Banking | 17.7% | 22.2 kCr |
| Employees cost | 2% | 6,243 | 6,120 | 6,638 | 5,797 | 5,674 | 5,993 |
| Other operating expenses | 0.8% | 28,264 | 28,035 | 23,531 | 30,851 | 26,568 | 24,846 |
| Operating expenses | 1% | 34,507 | 34,155 | 30,169 | 36,648 | 32,242 | 30,839 |
| Operating profit | 2.1% | 20,401 | 19,974 | 21,317 | 20,053 | 19,751 | 19,878 |
| Provisions other than tax and contingencies | 191.4% | 2,647 | 909 | 1,822 | 940 | 1,268 | 1,382 |
| Profit before tax | -6.9% | 17,754 | 19,065 | 19,494 | 19,113 | 18,483 | 18,496 |
| Tax expense | -9.7% | 4,343 | 4,808 | 5,101 | 4,789 | 4,654 | 4,636 |
| Profit after tax | -5.9% | 13,411 | 14,256 | 14,394 | 14,323 | 13,829 | 13,861 |
| Net profit (loss) for the period | -5.9% | 13,411 | 14,256 | 14,394 | 14,323 | 13,829 | 13,861 |
| Profit (loss) of minority interest | -1.9% | 943 | 961 | 899 | 851 | 964 | 958 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| CET 1 ratio | -0.4% | 0.1456 | 0.1494 | 0.1565 | 0.1581 | 0.1387 | 0.1444 |
| Additional tier 1 ratio | - | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross non performing assets | -0.2% | 24,063 | 24,111 | 24,939 | 24,331 | 27,718 | 27,122 |
| Non performing assets | -1.4% | 6,309 | 6,401 | 6,541 | 6,155 | 6,356 | 6,174 |
| Return on assets | -0.2% | 0.0197 | 0.0213 | 0.0218 | 0.0226 | 0.0218 | 0 |
| Other income |
| 24.2% |
| 28,507 |
| 22,958 |
| 19,831 |
| 18,518 |
| 18,969 |
| 16,449 |
| Total income | 15.6% | 191,770 | 165,849 | 129,063 | 104,892 | 98,087 | 91,247 |
| Total expenditure | 15.6% | 124,472 | 107,718 | 79,976 | 65,642 | 61,690 | 63,146 |
| Interest expended | 19.7% | 82,099 | 68,585 | 47,103 | 38,908 | 40,129 | 41,531 |
| Employees cost | 9.2% | 16,541 | 15,142 | 12,060 | 9,673 | 8,092 | 8,271 |
| Other operating expenses | 7.7% | 25,831 | 23,991 | 20,813 | 17,061 | 13,469 | 13,343 |
| Operating expenses | 8.3% | 42,372 | 39,133 | 32,873 | 26,733 | 21,561 | 21,614 |
| Operating profit | 15.8% | 67,299 | 58,131 | 49,087 | 39,250 | 36,397 | 28,101 |
| Provisions other than tax and contingencies | 28.6% | 4,683 | 3,643 | 6,666 | 8,641 | 16,214 | 14,053 |
| Profit before tax | 14.9% | 62,616 | 54,488 | 42,421 | 30,609 | 20,183 | 14,048 |
| Tax expense | 13.2% | 15,389 | 13,600 | 10,525 | 7,269 | 3,990 | 6,117 |
| Profit after tax | 15.5% | 47,227 | 40,888 | 31,896 | 23,339 | 16,193 | 7,931 |
| Net profit (loss) for the period | 15.5% | 47,227 | 40,888 | 31,896 | 23,339 | 16,193 | 7,931 |
| Reserve excluding revaluation reserves | - | 284,844 | - | - | - | - | - |
| CET 1 ratio | 0.4% | 0.1594 | 0.156 | 0.1712 | 0.176 | 0.168 | 0.1339 |
| Additional tier 1 ratio | - | 0 | 0 | 048 | 0.1835 | 0.1806 | 0.1472 |
| Gross non performing assets | -13.6% | 24,167 | 27,962 | 31,184 | 33,920 | 41,373 | 41,409 |
| Non performing assets | 3.9% | 5,589 | 5,378 | 5,155 | 6,961 | 9,180 | 10,114 |
| Return on assets | 0% | 0.0241 | 0.0237 | 0.0216 | 0.0184 | 0.0142 | 081 |
| Deposits |
| 0.2% |
| 1,612,825 |
| 1,610,348 |
| 1,497,761 |
| 1,412,825 |
| 1,294,742 |
| 1,180,841 |
| Borrowings | -9.5% | 111,818 | 123,538 | 124,493 | 124,968 | 116,758 | 119,325 |
| Other liabilities and provisions | 8.6% | 100,185 | 92,277 | 95,065 | 95,323 | 93,231 | 83,325 |
| 108.7% |
| 69,682 |
| 33,396 |
| -33,109.67 |
| 18,211 |
| - |
| - |
| Net Cashflows From Operations | 47.3% | 136,600 | 92,742 | 17,407 | 58,741 | - | - |
| Income taxes paid (refund) | 28.5% | 14,243 | 11,085 | 9,716 | 3,694 | - | - |
| Net Cashflows From Operating Activities | 49.8% | 122,357 | 81,657 | 7,690 | 55,047 | - | - |
| Proceeds from sales of tangible assets | 11.3% | 60 | 54 | 282 | 21 | - | - |
| Purchase of tangible assets | 17.2% | 3,370 | 2,875 | 2,020 | 1,611 | - | - |
| Dividends received | 26.4% | 2,619 | 2,073 | 1,785 | 1,829 | - | - |
| Net Cashflows From Investing Activities | -11.1% | -69,581.81 | -62,648.76 | -65,751.31 | -35,035.45 | - | - |
| Proceeds from issuing shares | 22.8% | 1,438 | 1,171 | 942 | 798 | - | - |
| Proceeds from borrowings | 2.4% | 29,980 | 29,284 | 32,987 | 38,770 | - | - |
| Repayments of borrowings | 33.2% | 31,672 | 23,780 | 21,024 | 23,314 | - | - |
| Dividends paid | 25.8% | 7,041 | 5,599 | 3,479 | 1,385 | - | - |
| Net Cashflows From Financing Activities | -778.8% | -7,295.57 | 1,076 | 9,426 | 14,868 | - | - |
| Net change in cash and cash eq. | 122.8% | 45,636 | 20,488 | -48,384.09 | 34,694 | - | - |
Newspaper Publication • 21 Jan 2026 Notice of Postal Ballot - Newspaper Publication |
| Life Insurance | 12.3% | 15.5 kCr |
| General Insurance | 5.9% | 7.4 kCr |
| Others | 4.1% | 5.1 kCr |
| Other Banking | 1.3% | 1.7 kCr |
| Total | 1.3 LCr |