ICICIBANK - ICICI Bank Ltd. Share Price

Banks

₹1443.50+20.95(+1.47%)

Market Open as of May 2, 2025, 09:53 IST

What does ICICI Bank Ltd. do?

Private Sector Bank•Financial Services•Large Cap

ICICI Bank is a prominent Private Sector Bank in India, traded under the stock ticker ICICIBANK. With a substantial market capitalization of Rs. 857,410.4 Crores, the bank provides a wide array of banking and financial services for both retail and corporate customers, not only within India but also on an international scale.

The bank's operations are categorized into multiple segments, including:

Retail Banking
Wholesale Banking
Treasury
Life Insurance
Other Banking Services

ICICI Bank offers various accounts such as savings, current, and term deposits, alongside loan services including home, car, personal, and business loans. Additionally, it provides credit, debit, and prepaid cards along with investment products like mutual funds and gold monetization schemes.

The bank is also involved in insurance services, offering health, personal accident, motor insurance, and life insurance products. Furthermore, ICICI Bank extends its services to portfolio management, foreign exchange, private and institutional banking, as well as treasury services.

Founded in 1955 and headquartered in Mumbai, India, ICICI Bank has reported impressive financial metrics, including a trailing 12-month revenue of Rs. 282,020.9 Crores and a profit of Rs. 52,068.1 Crores in the last four quarters. The bank is also committed to returning value to its investors through dividends, boasting a 0.82% dividend yield and a recent distribution of Rs. 10 per share.

Despite some dilution of shareholder equity over the past three yearsÃ¢â‚¬â€approximately 1.7%, the company has seen significant revenue growth of 74.4% during the same period, establishing itself as a profitable and robust entity in the banking sector.

Industry Group:Banks

Employees:187,765

Website:www.icicibank.com

Pros

Smart Money: Smart money has been increasing their position in the stock.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Balance Sheet: Strong Balance Sheet.

Size: It is among the top 200 market size companies of india.

Insider Trading: There's significant insider buying recently.

Profitability: Very strong Profitability. One year profit margin are 18%.

Growth: Awesome revenue growth! Revenue grew 26.6% over last year and 74.4% in last three years on TTM basis.

Cons

No major cons observed.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Sector Comparison: ICICIBANK vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

ICICIBANK metrics compared to Banks

Category	ICICIBANK	Banks
PE	19.29	17.72
PS	3.56	2.79
Growth	26.6 %	15 %

Performance Comparison

ICICIBANK vs Banks (2021 - 2025)

Key Insights

1. ICICIBANK is among the Top 3 Private Sector Bank companies by market cap.
2. The company holds a market share of 21.2% in Private Sector Bank.
3. In last one year, the company has had an above average growth that other Private Sector Bank companies.

Latest News and Updates from ICICI Bank

Updated May 1, 2025

ICICI Bank has shown remarkable performance, achieving significant profit growth and hitting an all-time high in its stock price. Analysts have responded favorably, with many recommending the stock as a strong buy. The bank's recent strategic partnerships and focus on enhancing credit access further solidify its position in the market. Overall, the outlook for ICICI Bank remains optimistic amidst a thriving banking sector.

The Bad News

Moneycontrol

ICICI Bank shares traded flat after a 0.25% cut in its savings account deposit interest rate, closing slightly lower.

The Hindu

ICICI Bank was among the laggards in a recent market decline amid profit-taking following a seven-day rally.

India TV News

Despite strong performance, executive director Sandeep Batra indicated potential pressure on Net Interest Margin due to RBI rate cuts.

The Good News

India TV News

ICICI Bank's share price surged over 2% to hit a new 52-week high of Rs 1,437 following strong Q4 results, with an 18% year-on-year profit increase.

CNBCTV18

Global brokerage Jefferies raised its price target for ICICI Bank to Rs 1,710, indicating a potential upside of 22%.

Business Today

ICICI Bank's loan and deposit growth of 13.3% and 14% YoY, respectively, outperformed industry averages, prompting analysts to revise their price targets upwards.

This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.

Revenue Breakdown

Analysis of ICICI Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Revenue

Last Updated: Dec 31, 2024

Description	Share	Value
Retail Banking	32.0%	39.4 kCr
Treasury	27.6%	34.1 kCr
Wholesale Banking	17.1%	21.1 kCr
Life Insurance	12.6%	15.6 kCr
General Insurance	5.2%	6.5 kCr
Others	3.7%	4.6 kCr
Other Banking	1.8%	2.2 kCr
Total		1.2 LCr

Share Holdings

Understand ICICI Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

As of 2025-03-31

Shareholder Name	Holding %
SBI MUTUAL FUND	6.13%
ICICI PRUDENTIAL MUTUAL FUND	4.57%
HDFC MUTUAL FUND	3.76%
NPS TRUST	2.58%
UTI MUTUAL FUND	2.45%
GOVERNMENT OF SINGAPORE	2.27%
NIPPON LIFE INDIA MUTUAL FUND	2.25%
SBI LIFE INSURANCE COMPANY LIMITED	1.56%
KOTAK MUTUAL FUND	1.49%
ADITYA BIRLA SUN LIFE MUTUAL FUND	1.32%
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND	1.28%
AXIS MUTUAL FUND	1.25%
Overseas Corporate Bodies	0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Cash Flow for ICICI Bank

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2024	Mar-2023	Mar-2022
Profit Before Extraord. Items And Tax	28.4%	54,488	42,421	30,609
Depreciation	18.4%	1,723	1,455	1,316
Impairment loss / reversal	-45%	2,954	5,366	8,264
Dividend income	16.1%	2,073	1,785	1,829
Share-based payments	36%	703	517	264
Total adjustments to profit/loss	-40%	4,858	8,095	9,921
Adjustments for Provisions	21.3%	10,057	8,294	8,133
Total adj. for working capital	200.9%	33,396	-33,109.67	18,211
Net Cashflows From Operations	432.8%	92,742	17,407	58,741
Income taxes paid (refund)	14.1%	11,085	9,716	3,694
Net Cashflows From Operating Activities	962%	81,657	7,690	55,047
Proceeds from sales of tangible assets	-81.1%	54	282	21
Purchase of tangible assets	42.3%	2,875	2,020	1,611
Dividends received	16.1%	2,073	1,785	1,829
Net Cashflows From Investing Activities	4.7%	-62,648.76	-65,751.31	-35,035.45
Proceeds from issuing shares	24.3%	1,171	942	798
Proceeds from borrowings	-11.2%	29,284	32,987	38,770
Repayments of borrowings	13.1%	23,780	21,024	23,314
Dividends paid	61%	5,599	3,479	1,385
Net Cashflows From Financing Activities	-88.6%	1,076	9,426	14,868
Net change in cash and cash eq.	142.3%	20,488	-48,384.09	34,694

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2024	Mar-2023	Mar-2022
Profit Before Extraord. Items And Tax	30.7%	60,434	46,256	34,241
Depreciation	21.3%	1,996	1,646	1,479
Impairment loss / reversal	-45.8%	3,007	5,548	8,435
Total adjustments to profit/loss	-34%	6,559	9,937	11,334
Adjustments for Provisions	9.1%	30,289	27,774	32,999
Total adj. for working capital	311.1%	103,635	-49,088.81	17,517
Net Cashflows From Operations	2302.2%	170,628	7,104	63,093
Income taxes paid (refund)	22.7%	13,344	10,875	4,982
Net Cashflows From Operating Activities	4269.5%	157,284	-3,771.19	58,111
Proceeds from sales of tangible assets	-65.5%	-3,608.65	-2,180.26	-1,742.53
Net Cashflows From Investing Activities	-114.6%	-145,931.09	-68,005.32	-39,321.44
Proceeds from issuing shares	24.3%	1,171	942	798
Proceeds from borrowings	-6.1%	39,197	41,736	35,698
Repayments of borrowings	45.8%	21,005	14,408	17,659
Dividends paid	61%	5,599	3,479	1,385
Net Cashflows From Financing Activities	-44.5%	13,765	24,791	17,451
Net change in cash and cash eq.	154.7%	25,541	-46,669.49	36,114

Investor Care
Dividend Yield	0.82%
Dividend/Share (TTM)	10
Shares Dilution (1Y)	0.64%
Diluted EPS (TTM)	68.64

Financial Health
Debt/Equity	0.00
Debt/Cashflow	0.00

Valuation
Market Cap	10.04 LCr
Price/Earnings (Trailing)	19.29
Price/Sales (Trailing)	3.56
EV/EBITDA	6.43
Price/Free Cashflow	5.61
MarketCap/EBT	14.37

Fundamentals
Revenue (TTM)	2.82 LCr
Rev. Growth (Yr)	25.47%
Rev. Growth (Qtr)	2.31%
Earnings (TTM)	52.07 kCr
Earnings Growth (Yr)	22.86%
Earnings Growth (Qtr)	-0.23%

Profitability
Operating Margin	26.44%
EBT Margin	24.78%
Return on Equity	2.07%
Return on Assets	0.02%
Free Cashflow Yield	17.83%

Income Statement for ICICI Bank

Standalone figures (in Rs. Crores) / View Consolidated Data

QuarterlyAnnual

Description	(%) Q/Q	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023	Sep-2023
Interest or discount on advances or bills	2%	32,048	31,426	30,109	29,423	28,558	27,119
Revenue on investments	-0.1%	8,302	8,311	8,157	7,782	7,211	7,020
Interest on balances with RBI and others	-5.2%	490	517	443	430	454	494
Other interest	63.3%	460	282	288	313	472	287
Total interest earned	1.9%	41,300	40,537	38,996	37,948	36,695	34,920
Other income	-1.5%	7,068	7,177	7,002	5,649	6,097	5,777
Total income	1.4%	48,368	47,714	45,998	43,597	42,792	40,697
Total expenditure	1.6%	31,481	30,991	29,973	28,558	28,068	26,468
Interest expended	2.1%	20,929	20,489	19,443	18,856	18,016	16,612
Employees cost	-5%	3,929	4,136	4,371	3,720	3,813	3,725
Other operating expenses	4.1%	6,623	6,365	6,159	5,983	6,239	6,130
Operating expenses	0.5%	10,552	10,501	10,530	9,703	10,052	9,855
Operating profit	1%	16,887	16,723	16,025	15,039	14,724	14,229
Provisions other than tax and contingencies	-0.5%	1,227	1,233	1,332	718	1,049	583
Profit before tax	1.1%	15,660	15,490	14,693	14,320	13,674	13,647
Tax expense	3.3%	3,867	3,744	3,634	3,613	3,403	3,386
Profit after tax	0.4%	11,792	11,746	11,059	10,708	10,272	10,261
Net profit (loss) for the period	0.4%	11,792	11,746	11,059	10,708	10,272	10,261
Reserve excluding revaluation reserves	-	-	-	-	232,506	-	-
CET 1 ratio	-0.7%	0.1404	0.1465	0.1524	0.156	0.1394	0.1526
Additional tier 1 ratio	-	0	0	0	0	0	009
Gross non performing assets	2.3%	27,745	27,121	28,719	27,962	28,775	29,837
Non performing assets	3.7%	5,898	5,685	5,685	5,378	5,378	5,046
Return on assets	-	0.0236	0	002	0.0236	0.0232	0.0241

Description	(%) Q/Q	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020	Mar-2019
Interest or discount on advances or bills	32.2%	110,944	83,943	63,834	57,289	57,551	47,943
Revenue on investments	37.1%	28,631	20,888	16,409	16,540	14,673	12,797
Interest on balances with RBI and others	-3.2%	1,791	1,851	1,561	1,632	682	736
Other interest	-40.2%	1,525	2,549	4,571	3,658	1,892	1,926
Total interest earned	30.8%	142,891	109,231	86,375	79,118	74,798	63,401
Other income	15.8%	22,958	19,831	18,518	18,969	16,449	14,512
Total income	28.5%	165,849	129,063	104,892	98,087	91,247	77,913
Total expenditure	34.7%	107,718	79,976	65,642	61,690	63,146	54,475
Interest expended	45.6%	68,585	47,103	38,908	40,129	41,531	36,386
Employees cost	25.6%	15,142	12,060	9,673	8,092	8,271	6,808
Other operating expenses	15.3%	23,991	20,813	17,061	13,469	13,343	11,281
Operating expenses	19%	39,133	32,873	26,733	21,561	21,614	18,089
Operating profit	18.4%	58,131	49,087	39,250	36,397	28,101	23,438
Provisions other than tax and contingencies	-45.4%	3,643	6,666	8,641	16,214	14,053	19,661
Profit before tax	28.4%	54,488	42,421	30,609	20,183	14,048	3,777
Tax expense	29.2%	13,600	10,525	7,269	3,990	6,117	413
Profit after tax	28.2%	40,888	31,896	23,339	16,193	7,931	3,363
Net profit (loss) for the period	28.2%	40,888	31,896	23,339	16,193	7,931	3,363
CET 1 ratio	-1.8%	0.156	0.1712	0.176	0.168	0.1339	0.1364
Additional tier 1 ratio	-0.5%	0	048	0.1835	0.1806	0.1472	0.1509
Gross non performing assets	-10.3%	27,962	31,184	33,920	41,373	41,409	45,676
Non performing assets	4.3%	5,378	5,155	6,961	9,180	10,114	13,450
Return on assets	0.2%	0.0237	0.0216	0.0184	0.0142	081	039

Consolidated figures (in Rs. Crores) / View Standalone Data

QuarterlyAnnual

Description	(%) Q/Q	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023	Sep-2023
Interest or discount on advances or bills	2%	33,800	33,141	31,756	30,970	30,031	28,501
Revenue on investments	-1.3%	11,779	11,930	11,666	10,473	9,523	9,280
Interest on balances with RBI and others	-1.7%	822	836	718	687	681	700
Other interest	51.9%	636	419	443	476	631	458
Total interest earned	1.5%	47,037	46,326	44,582	42,607	40,865	38,938
Other income	3.7%	27,589	26,617	22,688	24,575	18,615	18,354
Total income	2.3%	74,627	72,943	67,270	67,182	59,480	57,292
Total expenditure	3.4%	54,876	53,064	49,193	50,330	43,317	41,819
Interest expended	1.8%	22,633	22,225	21,122	20,424	19,409	17,908
Employees cost	-5.3%	5,674	5,993	6,166	4,949	4,749	4,662
Other operating expenses	6.9%	26,568	24,846	21,905	24,957	19,160	19,249
Operating expenses	4.5%	32,242	30,839	28,071	29,906	23,909	23,911
Operating profit	-0.6%	19,751	19,878	18,077	16,852	16,162	15,473
Provisions other than tax and contingencies	-8.3%	1,268	1,382	1,316	698	1,020	649
Profit before tax	-0.1%	18,483	18,496	16,761	16,154	15,142	14,824
Tax expense	0.4%	4,654	4,636	4,355	4,181	3,887	3,809
Profit after tax	-0.2%	13,829	13,861	12,406	11,973	11,255	11,015
Net profit (loss) for the period	-0.2%	13,829	13,861	12,406	11,973	11,255	11,015
Profit (loss) of minority interest	0.6%	964	958	767	529	463	455
Reserve excluding revaluation reserves	-	-	-	-	250,223	-	-
CET 1 ratio	-0.7%	0.1387	0.1444	0.1507	0.156	0.1373	0.1515
Additional tier 1 ratio	-	0	0	0	0	0	009
Gross non performing assets	2.2%	27,718	27,122	28,711	27,961	28,551	29,726
Non performing assets	2.9%	6,356	6,174	6,160	5,836	5,860	5,536
Return on assets	-	0.0218	0	0.0212	0.0221	0.0219	0.0225

Description	(%) Q/Q	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020	Mar-2019
Interest or discount on advances or bills	32.6%	116,590	87,929	66,887	60,262	60,928	50,885
Revenue on investments	36.6%	38,107	27,905	21,991	23,264	20,971	18,102
Interest on balances with RBI and others	15%	2,650	2,305	1,820	1,882	907	927
Other interest	-25.9%	2,169	2,927	4,710	3,755	2,029	2,067
Total interest earned	31.8%	159,516	121,067	95,407	89,163	84,836	71,982
Other income	17.5%	76,522	65,112	62,129	72,030	64,775	59,245
Total income	26.8%	236,038	186,179	157,536	161,192	149,611	131,226
Total expenditure	29.3%	171,891	132,982	114,318	118,931	116,183	103,436
Interest expended	46.6%	74,108	50,543	41,167	42,659	44,666	39,178
Employees cost	25.9%	19,172	15,234	12,342	11,051	11,157	9,425
Other operating expenses	17%	78,611	67,205	60,810	65,221	60,361	54,834
Operating expenses	18.6%	97,783	82,439	73,152	76,272	71,518	64,259
Operating profit	20.6%	64,147	53,196	43,218	42,261	33,427	27,790
Provisions other than tax and contingencies	-46.5%	3,712	6,940	8,977	16,377	15,014	20,462
Profit before tax	30.7%	60,434	46,256	34,241	25,884	18,413	7,328
Tax expense	30.8%	15,428	11,793	8,457	5,664	7,363	1,719
Profit after tax	30.6%	45,007	34,463	25,784	20,220	11,050	5,609
Net profit (loss) for the period	30.6%	45,007	34,463	25,784	20,220	11,050	5,609
Profit (loss) of minority interest	28%	1,824	1,425	1,428	1,980	1,659	1,435
CET 1 ratio	-1.5%	0.156	0.1688	0.1734	0.1682	0.1321	0.1342
Additional tier 1 ratio	-0.5%	0	045	068	0.0115	0.012	0.0131
Gross non performing assets	-10.5%	27,961	31,247	34,551	42,703	43,842	48,569
Non performing assets	0.7%	5,836	5,796	7,641	9,935	10,784	14,205
Return on assets	0.2%	0.0223	0.0202	0.017	0.0135	081	039

Is ICICI Bank Better than it's peers?

Detailed comparison of ICICI Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
HDFCBANK	HDFC BankPrivate Sector Bank	14.71 LCr	4.75 LCr	+5.79%	+26.55%	20.73	3.1	+39.40%	+18.16%
SBIN	State Bank Of IndiaPublic Sector Bank	7.03 LCr	6.49 LCr	+4.55%	-4.61%	8.7	1.08	+14.51%	+24.82%
KOTAKBANK	Kotak Mahindra BankPrivate Sector Bank	4.39 LCr	1.04 LCr	+2.71%	+35.97%	19.7	4.23	+19.19%	+29.05%
AXISBANK	AXIS BankPrivate Sector Bank	3.67 LCr	1.54 LCr	+6.39%	+1.64%	13	2.39	+18.05%	+110.10%
INDUSINDBK	IndusInd BankPrivate Sector Bank	65.32 kCr	59.72 kCr	+25.48%	-44.68%	9.01	1.09	+13.51%	-16.35%

Price to Sales Ratio

Latest reported: ₹4

Revenue (Last 12 mths)

Latest reported: ₹3 LCr

Net Income (Last 12 mths)

Latest reported: ₹52 kCr

Balance Sheet for ICICI Bank

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022	Mar-2022
Cash balances with RBI	-0.7%	89,102	89,712	66,221	68,526	67,095	60,121
Investments	3.7%	479,098	461,942	413,253	362,330	333,031	310,241
Advances	7.8%	1,277,240	1,184,406	1,110,542	1,019,638	938,563	859,020
Fixed assets	6.3%	11,546	10,860	10,166	9,600	9,510	9,374
Other assets	-3%	72,175	74,380	77,357	73,200	82,658	64,840
Capital	8.9%	3,060	2,810	1,401	2,158	1,394	1,656
Reserves and surplus	8.9%	256,480	235,589	214,648	198,558	181,113	168,856
Deposits	6%	1,497,761	1,412,825	1,294,742	1,180,841	1,090,008	1,064,572
Borrowings	-0.4%	124,493	124,968	116,758	119,325	129,934	107,231
Other liabilities and provisions	-0.3%	95,065	95,323	93,231	83,325	86,225	68,983

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022	Mar-2022
Cash balances with RBI	-0.8%	89,199	89,943	66,270	68,649	67,146	60,229
Investments	5.8%	874,760	827,163	715,264	639,552	594,192	567,098
Advances	7.9%	1,360,046	1,260,776	1,182,109	1,083,866	1,000,291	920,308
Fixed assets	7.7%	14,254	13,240	11,658	10,969	10,788	10,605
Other assets	2.9%	103,066	100,115	86,718	87,647	89,338	71,500
Capital	0.3%	1,409	1,405	1,401	1,397	1,394	1,390
Reserves and surplus	3.7%	278,677	268,628	230,483	213,101	193,745	180,663
Deposits	6%	1,529,514	1,443,580	1,325,253	1,210,832	1,116,277	1,091,366
Borrowings	5.9%	219,761	207,428	189,710	189,062	182,181	161,603
Other liabilities and provisions	10%	487,151	443,023	378,003	344,099	339,557	317,616

ICICIBANK - ICICI Bank Ltd. Share Price

What does ICICI Bank Ltd. do?

The Bad News

The Good News

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

Investor Care

Financial Health

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Updates from ICICI Bank