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IndusInd Bank is a prominent Private Sector Bank based in Mumbai, India. The company operates under the stock ticker INDUSINDBK and boasts a substantial market capitalization of Rs. 72,977.7 Crores.
IndusInd Bank engages in providing a wide array of banking products and services catering to individuals, NRIs, business owners, corporates, as well as government and financial institutions. Its operations are categorized into four main segments:
The company offers a diverse range of products including:
Accounts: Current, savings, defense, and corporate salary accounts; various deposit schemes; and recurring deposits.
Loans: Home, personal, gold, and vehicle loans along with agricultural and medical equipment financing, as well as loans against properties and securities.
Transaction Services: Services such as letters of credit, cash management, remittance services, and safe deposit lockers.
Investment Products: These include demat accounts, mutual funds, and other equity trading services, along with various advisory services and insurance products.
IndusInd Bank has demonstrated strong financial performance with a trailing 12 months revenue of Rs. 59,722.1 Crores, and it has profits amounting to Rs. 7,253.4 Crores in the past year. The bank also distributes dividends to its investors, currently yielding 1.75% per year, and returned Rs. 16.5 per share in dividends over the last 12 months.
In the past three years, the bank has experienced a notable revenue growth of 58.6%, although it has also seen a dilution of shareholdings by 0.6% during this period. Established in 1994, IndusInd Bank continues to thrive as a profitable entity in the Indian banking landscape.
Updated May 4, 2025
IndusInd Bank's shares fell by 3.2% to Rs 810.40 after CEO Sumant Kathpalia resigned immediately due to accounting discrepancies that resulted in a loss of Rs 1,960 crore.
The bank anticipates a $229.56 million hit to its accounts for the financial year ending March 31, 2025, due to these discrepancies, raising serious financial concerns.
IndusInd's shares have fallen nearly 8% since the disclosure of the accounting lapses, indicating a severe loss of investor confidence.
The Reserve Bank of India has approved an interim leadership team to manage IndusInd Bank until a new CEO is appointed, indicating a structured approach to crisis management.
The Sensex and Nifty50 indices showed marginal gains on the same day, suggesting some resilience in the broader market despite issues at IndusInd Bank.
The interim management team includes experienced members like Soumitra Sen and Anil Rao, which could help stabilize the bank during this tumultuous period.
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
Analysis of IndusInd Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Mar 31, 2025
| Description | Share | Value |
|---|---|---|
| iii) Retail Banking | 69.4% | 8.4 kCr |
| ii) Corporate / Wholesale Banking | 25.8% | 3.1 kCr |
| i) Treasury Operations | 4.8% | 576.7 Cr |
| Total | 12.1 kCr |
Balance Sheet: Strong Balance Sheet.
Size: It is among the top 200 market size companies of india.
Profitability: Recent profitability of 12% is a good sign.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Growth: Good revenue growth. With 58.6% growth over past three years, the company is going strong.
Technicals: Bullish SharesGuru indicator.
Smart Money: Smart money looks to be reducing their stake in the stock.
Insider Trading: Significant insider selling noticed recently.
Comprehensive comparison against sector averages
INDUSINDBK metrics compared to Banks
| Category | INDUSINDBK | Banks |
|---|---|---|
| PE | 8.82 | 17.49 |
| PS | 1.07 | 2.77 |
| Growth | 13.5 % | 16.2 % |
INDUSINDBK vs Banks (2021 - 2025)
Understand IndusInd Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Indusind International Holdings Ltd | 12.06% |
| Icici Prudential India Opportunities Fund | 5.26% |
| Sbi Nifty 50 Etf | 3.89% |
| Indusind Limited | 3.77% |
| Uti Nifty 50 Etf | 3.16% |
| Nippon Life India Trustee Ltd-A/C Nippon India Etf Nifty Bank Bees | 2.99% |
| Government Pension Fund Global | 2.14% |
| Route One Offshore Master Fund, L.P. | 1.73% |
| Mirae Asset Large Cap Fund | 1.52% |
| Bridge India Fund | 1.49% |
| Bandhan Sterling Value Fund | 1.32% |
| Overseas Corporate Bodies | 0.1% |
| Director or Director's Relatives | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
Valuation | |
|---|---|
| Market Cap | 63.13 kCr |
| Price/Earnings (Trailing) | 8.7 |
| Price/Sales (Trailing) | 1.06 |
| EV/EBITDA | 1.64 |
| Price/Free Cashflow | -4.77 |
| MarketCap/EBT | 6.53 |
Fundamentals | |
|---|---|
| Revenue (TTM) | 59.72 kCr |
| Rev. Growth (Yr) | 8.5% |
| Rev. Growth (Qtr) | 1.91% |
| Earnings (TTM) | 7.25 kCr |
| Earnings Growth (Yr) | -39.07% |
| Earnings Growth (Qtr) | 5.34% |
Profitability | |
|---|---|
| Operating Margin | 25.51% |
| EBT Margin | 16.19% |
| Return on Equity | 1.33% |
| Return on Assets | 1.33% |
| Free Cashflow Yield | -20.96% |
Investor Care | |
|---|---|
| Dividend Yield | 1.75% |
| Dividend/Share (TTM) | 16.5 |
| Shares Dilution (1Y) | 0.09% |
| Diluted EPS (TTM) | 93.07 |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
| Debt/Cashflow | 0.00 |
Appointment of Statutory Auditor/s • 13 Jun 2025 Please find attached herewith the captioned intimation. |
Press Release / Media Release • 13 Jun 2025 Press Release |
General • 12 Jun 2025 Please find attached herewith the captioned intimation. |
General • 06 Jun 2025 Please find attached herewith the captioned intimation. |
Press Release / Media Release • 05 Jun 2025 Press Release: June 5, 2025 |
Analyst / Investor Meet • 03 Jun 2025 Please find attached herewith the captioned intimation |
Allotment of ESOP / ESPS • 02 Jun 2025 Bank has allotted 1400 equity shares to 1 employee as on June 2, 2025 |
Detailed comparison of IndusInd Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC BankPrivate Sector Bank | 14.67 LCr | 4.71 LCr | -0.34% | +20.74% | 20.33 | 3.12 | +15.42% | +10.96% |
| ICICIBANK | ICICI BankPrivate Sector Bank | 10.14 LCr | 2.95 LCr | -2.08% | +28.77% | 18.63 | 3.44 | +24.81% | +20.91% |
| KOTAKBANK | Kotak Mahindra BankPrivate Sector Bank | 4.25 LCr | 1.03 LCr | +1.36% | +24.44% | 19.36 | 4.12 | +9.34% | +22.08% |
| AXISBANK | AXIS BankPrivate Sector Bank | 3.73 LCr | 1.56 LCr | +0.52% | +2.88% | 13.29 | 2.4 | +12.99% | +6.39% |
| IDFCFIRSTB | IDFC FIRST BANKPrivate Sector Bank | 51.25 kCr | 43.48 kCr | +1.05% | -10.27% | 34.39 | 1.18 | +19.92% | -49.35% |
| FEDERALBNK | Federal BankPrivate Sector Bank | 50.36 kCr | 32.03 kCr | +3.04% | +17.59% | 11.99 | 1.57 | +19.60% | +6.98% |