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Copyright © 2025 Knowtilus Technologies Pvt. Ltd.
SummaryLatest NewsSector ComparisonEarnings ReportRevenue & GrowthPeersIncome StatementBalance SheetCash Flow
INDUSINDBK

INDUSINDBK - IndusInd Bank Ltd. Share Price

Banks

₹848.20+1.80(+0.21%)
Market Closed as of Dec 24, 2025, 15:30 IST
Pros

Size: It is among the top 200 market size companies of india.

Balance Sheet: Strong Balance Sheet.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Cons

Past Returns: Underperforming stock! In past three years, the stock has provided -11.8% return compared to 11.9% by NIFTY 50.

Valuation

Market Cap61.25 kCr
Price/Earnings (Trailing)26.32
Price/Sales (Trailing)1.13
EV/EBITDA2.11
Price/Free Cashflow3.15
MarketCap/EBT-65.69
Enterprise Value61.25 kCr

Fundamentals

Revenue (TTM)54.18 kCr
Rev. Growth (Yr)-10.8%
Earnings (TTM)-759.46 Cr
Earnings Growth (Yr)-132.8%

Profitability

Operating Margin14%
EBT Margin-2%
Return on Equity-0.14%
Return on Assets-0.14%
Free Cashflow Yield31.74%

Price to Sales Ratio

Latest reported: 1.1

Revenue (Last 12 mths)

Latest reported: 54.2 kCr

Net Income (Last 12 mths)

Latest reported: -,759.5 Cr

Growth & Returns

Price Change 1W-1.8%
Price Change 1M5%
Price Change 6M-3.9%
Price Change 1Y-27%
3Y Cumulative Return-11.8%
5Y Cumulative Return1.3%
7Y Cumulative Return-8.6%
10Y Cumulative Return-1.6%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)-708.58 Cr
Cash Flow from Operations (TTM)18.28 kCr
Cash Flow from Financing (TTM)4.88 kCr
Free Cash Flow (TTM)18.28 kCr
Free Cash Flow/Share (TTM)234.61

Balance Sheet

Total Assets5.27 LCr
Shareholder Equity5.27 LCr

Capital Structure & Leverage

Debt Ratio0.00
Debt/Equity0.00
Interest Coverage-1.03
Interest/Cashflow Ops1.61

Dividend & Shareholder Returns

Dividend Yield1.9%
Shares Dilution (1Y)0.00%
Shares Dilution (3Y)0.50%
Pros

Size: It is among the top 200 market size companies of india.

Balance Sheet: Strong Balance Sheet.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Cons

Past Returns: Underperforming stock! In past three years, the stock has provided -11.8% return compared to 11.9% by NIFTY 50.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend Yield1.9%
Shares Dilution (1Y)0.00%

Financial Health

Debt/Equity0.00

Technical Indicators

RSI (14d)66.12
RSI (5d)8.25
RSI (21d)61.09
MACD SignalBuy
Stochastic Oscillator SignalSell
Grufity SignalBuy
RSI SignalHold
RSI5 SignalBuy
RSI21 SignalHold
SMA 5 SignalSell
SMA 10 SignalBuy
SMA 20 SignalBuy
SMA 50 SignalBuy
SMA 100 SignalBuy

Latest News and Updates from IndusInd Bank

Updated May 4, 2025

The Bad News

Source-News24

IndusInd Bank's shares fell by 3.2% to Rs 810.40 after CEO Sumant Kathpalia resigned immediately due to accounting discrepancies that resulted in a loss of Rs 1,960 crore.

Source-Yahoo Finance

The bank anticipates a $229.56 million hit to its accounts for the financial year ending March 31, 2025, due to these discrepancies, raising serious financial concerns.

Source-Yahoo Finance

IndusInd's shares have fallen nearly 8% since the disclosure of the accounting lapses, indicating a severe loss of investor confidence.

The Good News

Source-News24

The Reserve Bank of India has approved an interim leadership team to manage IndusInd Bank until a new CEO is appointed, indicating a structured approach to crisis management.

Source-News24

The Sensex and Nifty50 indices showed marginal gains on the same day, suggesting some resilience in the broader market despite issues at IndusInd Bank.

Source-News24

The interim management team includes experienced members like Soumitra Sen and Anil Rao, which could help stabilize the bank during this tumultuous period.

Updates from IndusInd Bank

Analyst / Investor Meet • 07 Nov 2025
Please find below the schedule of analysts/institutional investors meet: Sr. No. Name of Event Date Event Type 1 UBS India Summit ....
General • 06 Nov 2025
Record Date Intimation
General • 29 Oct 2025
Please find attached herewith the captioned intimation
Newspaper Publication • 28 Oct 2025
Newspaper Publication of Special Window for Re - Lodgment of Transfer Requests of Physical Shares Of IndusInd Bank Limited.
Earnings Call Transcript • 27 Oct 2025
Transcript Of Earnings call : Q2 FY25-26
Newspaper Publication • 20 Oct 2025
Newspaper Publication of Unaudited Consolidated and standalone Financial Results for Quarter and Half year ended September 30, 2025
Press Release / Media Release • 18 Oct 2025
Press Release - Q2 FY 2025-26

This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.

Summary of Latest Earnings Report from IndusInd Bank

Summary of IndusInd Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Last updated:

Last updated:

Revenue Breakdown

Analysis of IndusInd Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Last Updated: Sep 30, 2025

DescriptionShareValue
Retail Banking65.1%9.2 kCr
Corporate / Wholesale Banking18.1%2.6 kCr
Treasury Operations16.8%2.4 kCr
Total14.2 kCr

Share Holdings

Understand IndusInd Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
Indusind International Holdings Ltd12.05%
Icici Prudential Large & Mid Cap Fund5.45%
Life Insurance Corporation Of India5.11%
Hdfc Mutual Fund - Hdfc Mid-Cap Fund4.23%
Indusind Limited3.77%
Mirae Asset Large & Midcap Fund3.15%
Government Of Singapore2.77%
Dodge And Cox International Stock Fund2.35%
Bnp Paribas Financial Markets - Odi1.82%
Nippon Life India Trustee Ltd-A/C Nippon India Etf Nifty Bank Bees1.73%
Route One Offshore Master Fund, L.P.1.33%
Bridge India Fund1.32%
Uti Value Fund1.17%
Natwest Markets Plc0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is IndusInd Bank Better than it's peers?

Detailed comparison of IndusInd Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
HDFCBANKHDFC Bank15.13 LCr4.84 LCr+0.20%+12.20%20.793.13--
ICICIBANKICICI Bank9.43 LCr3.05 LCr-4.00%+1.40%18.663.09--
KOTAKBANKKotak Mahindra Bank4.14 LCr1.03 LCr-2.00%+18.20%19.394.03--
AXISBANKAXIS Bank3.81 LCr1.59 LCr+3.50%+5.30%12.212.4--
IDFCFIRSTBIDFC FIRST BANK65.52 kCr44.98 kCr+11.60%+20.20%35.911.46--
FEDERALBNKFederal Bank58 kCr32.99 kCr+18.40%+15.20%12.421.76--

Sector Comparison: INDUSINDBK vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

INDUSINDBK metrics compared to Banks

CategoryINDUSINDBKBanks
PE26.3218.96
PS1.132.72
Growth-7.4 %5.4 %
33% metrics above sector average
Key Insights
  • 1. INDUSINDBK is among the Top 10 Private Sector Bank companies but not in Top 5.
  • 2. The company holds a market share of 3.9% in Private Sector Bank.
  • 3. In last one year, the company has had a below average growth that other Private Sector Bank companies.

Income Statement for IndusInd Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QMar-2025Mar-2024Mar-2023Mar-2022Mar-2021Mar-2020
Interest or discount on advances or bills3.9%39,59138,11929,94525,14324,08524,008
Revenue on investments23.6%7,6636,2024,6924,0533,8464,282
Interest on balances with RBI and others4.3%1,2071,1571,4421,288677192
Other interest-23.4%207270289338391300
Total interest earned6.4%48,66845,74836,36830,82229,00028,783
Other income-18.2%7,6909,3968,1737,4086,5016,953
Total income2.2%56,35855,14444,54138,23035,50135,736
Total expenditure16.3%45,69739,28030,12225,13223,62924,907
Interest expended17.9%29,63625,13218,77615,82215,47216,724
Employees cost12.2%6,0285,3744,1793,4743,0392,820
Other operating expenses14.4%10,0338,7747,1675,8375,1185,363
Operating expenses13.5%16,06014,14811,3469,3118,1578,183
Operating profit-32.8%10,66115,86414,41913,09811,87210,829
Provisions other than tax and contingencies83.7%7,1363,8854,4876,6657,9434,652
Profit before tax-70.6%3,52611,9799,9326,4333,9296,177
Tax expense-68.4%9503,0022,4891,6281,0001,719
Profit after tax-71.3%2,5758,9777,4434,8052,9304,458
Net profit (loss) for the period-71.3%2,5758,9777,4434,8052,9304,458
Reserve excluding revaluation reserves-63,767-----
CET 1 ratio-0.9%0.1510.15820.15930.15960.15550.1322
Additional tier 1 ratio-000440840.01280.0135
Gross non performing assets65%11,0466,6935,8265,5175,7955,147
Non performing assets67%3,2871,9691,7151,5301,4771,887
Return on assets-1.4%0490.01910.01820.01330930.0156
Description(%) Q/QSep-2025Jun-2025Mar-2025Dec-2024Sep-2024Jun-2024
Interest or discount on advances or bills-4.7%9,1949,6518,34010,49310,40610,352
Revenue on investments3.2%1,9551,8941,9982,0061,8571,802
Interest on balances with RBI and others-31.9%390572242248372344
Other interest-52.7%7014754535248
Total interest earned-5.3%11,60912,26410,63412,80112,68612,547
Other income-23.5%1,6512,1577092,3552,1852,442
Total income-8.1%13,26014,42111,34315,15614,87114,988
Total expenditure-5.4%11,21311,85311,83411,55511,27111,037
Interest expended-5.6%7,1997,6247,5867,5737,3397,139
Employees cost-7.8%1,6641,8051,6021,4831,5051,438
Other operating expenses-3.1%2,3492,4242,6462,5002,4272,459
Operating expenses-5.1%4,0134,2294,2483,9823,9323,897
Operating profit-20.3%2,0472,567-490.883,6013,6003,952
Provisions other than tax and contingencies49.5%2,6311,7602,5221,7441,8201,050
Profit before tax-172.6%-583.85807-3,012.961,8571,7802,902
Tax expense-173.2%-146.91203-684.04455448731
Profit after tax-172.6%-436.94604-2,328.921,4021,3312,171
Net profit (loss) for the period-172.6%-436.94604-2,328.921,4021,3312,171
Reserve excluding revaluation reserves-------
CET 1 ratio0.5%0.15880.15480.1510.15180.15210.1615
Additional tier 1 ratio-000000
Gross non performing assets-3.4%12,05812,48111,0468,3757,6397,127
Non performing assets-8.7%3,3993,7223,2872,4962,2822,095
Return on assets-0.8%-033045-0.0174000.017
Standalone figures (in Rs. Crores) /
Description(%) Q/QMar-2025Mar-2024Mar-2023Mar-2022Mar-2021Mar-2020
Interest or discount on advances or bills3.9%39,59138,11929,94525,14324,08524,008
Revenue on investments23.6%7,6636,2024,6924,0533,8464,282
Interest on balances with RBI and others4.3%1,2071,1571,4421,288677192
Other interest-23.4%207270289338391300
Total interest earned6.4%48,66845,74836,36830,82229,00028,783
Other income-18.2%7,6849,3888,1667,3976,5596,951
Total income2.2%56,35255,13644,53438,21935,55835,734
Total expenditure16%45,70739,39630,18825,38123,83224,961
Interest expended17.9%29,63625,13218,77615,82215,47216,724
Employees cost10.4%4,3013,8953,0312,4882,2142,208
Other operating expenses13.5%11,76910,3688,3817,0716,1466,029
Operating expenses12.7%16,07114,26311,4129,5598,3608,237
Operating profit-32.4%10,64515,74014,34612,83911,72710,773
Provisions other than tax and contingencies85.1%7,0303,7994,4876,6657,9434,652
Profit before tax-69.7%3,61511,9429,8606,1743,7846,121
Tax expense-67.5%9722,9922,4701,5639481,703
Profit after tax-70.5%2,6438,9507,3904,6112,8364,418
Net profit (loss) for the period-70.5%2,6438,9507,3904,6112,8364,418
Reserve excluding revaluation reserves-63,424-----
CET 1 ratio-0.9%0.1510.15820.15930.15960.15550.1322
Additional tier 1 ratio-000440840.01280.0135
Gross non performing assets65%11,0466,6935,8265,5175,7955,147
Non performing assets67%3,2871,9691,7151,5301,4771,887
Return on assets-1.4%050.0190.01810.0128090.0154
Description(%) Q/QSep-2025Jun-2025Mar-2025Dec-2024Sep-2024Jun-2024
Interest or discount on advances or bills-4.7%9,1949,6518,34010,49310,40610,352
Revenue on investments3.2%1,9551,8941,9982,0061,8571,802
Interest on balances with RBI and others-31.9%390572242248372344
Other interest-52.7%7014754535248
Total interest earned-5.3%11,60912,26410,63412,80112,68612,547
Other income-23.6%1,6482,1567092,3502,1842,441
Total income-8.1%13,25714,42011,34315,15114,87014,988
Total expenditure-4.6%11,22911,76811,81511,55211,27811,061
Interest expended-5.6%7,1997,6247,5867,5737,3397,139
Employees cost-2.2%1,2671,2961,1001,0701,0931,040
Other operating expenses-3%2,7622,8483,1302,9102,8472,883
Operating expenses-2.8%4,0294,1444,2303,9793,9393,922
Operating profit-23.5%2,0282,652-472.513,5993,5923,927
Provisions other than tax and contingencies50.9%2,6221,7382,4171,7441,8201,050
Profit before tax-165.2%-594.38914-2,889.081,8551,7722,877
Tax expense-165.8%-149.59230-653.09454446725
Profit after tax-165.3%-444.79684-2,235.991,4011,3252,152
Net profit (loss) for the period-165.3%-444.79684-2,235.991,4011,3252,152
Reserve excluding revaluation reserves-------
CET 1 ratio0.5%0.15880.15480.1510.15180.15210.1615
Additional tier 1 ratio-000000
Gross non performing assets-3.4%12,05812,48111,0468,3757,6397,127
Non performing assets-8.7%3,3993,7223,2872,4962,2822,095
Return on assets-0.8%-033051-0.0167000.0168

Balance Sheet for IndusInd Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QSep-2025Mar-2025Sep-2024Mar-2024Sep-2023Mar-2023
Total assets-4.8%527,490554,1075,434,065,300,000515,094477,922457,837
Cash balances with RBI-49.8%25,58551,00629,42018,56130,09542,975
Investments8.3%124,008114,457111,315106,48694,42783,076
Advances-5.5%325,881345,019357,159343,298315,454289,924
Fixed assets3.3%2,5782,4962,4162,3242,1732,079
Other assets7.6%35,24632,76026,50026,07825,49225,982
Capital0%779779779882777820
Reserves and surplus0.3%64,27964,05764,92362,32657,61754,184
Deposits-5.2%389,600410,862412,397384,586359,548336,120
Borrowings-15.6%45,35053,70444,71647,61140,53049,011
Other liabilities and provisions11.2%27,48124,70620,59219,68919,45017,701
Total capital and liabilities-4.8%527,490554,107543,407515,094477,922457,837
Standalone figures (in Rs. Crores) /
Description(%) Q/QSep-2025Mar-2025Sep-2024Mar-2024Sep-2023Mar-2023
Total assets-4.8%527,363554,0185,432,863,900,000514,935477,757457,804
Cash balances with RBI-49.9%25,52050,88929,32718,55730,09342,961
Investments8.3%124,048114,497111,355106,52794,46883,116
Advances-5.5%325,881345,019357,159343,298315,454289,924
Fixed assets3.8%2,4452,3562,2702,1982,0801,993
Other assets7.2%35,36332,98126,68626,11125,46926,260
Capital0%779779779778777820
Reserves and surplus0.5%64,00863,71464,48862,01957,21253,801
Deposits-5.2%389,787411,078412,679384,793359,786336,438
Borrowings-15.6%45,35053,70444,71647,61140,53049,011
Other liabilities and provisions10.9%27,43824,74420,62419,73419,45117,733
Total capital and liabilities-4.8%527,363554,018543,286514,935477,757457,804

Cash Flow for IndusInd Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QMar-2025Mar-2024Mar-2023Mar-2022Mar-2021Mar-2020
Profit Before Extraord. Items And Tax-70.6%3,52611,9799,9326,433--
Depreciation14.9%532463407352--
Share-based payments-10.3%53592812--
Total adjustments to profit/loss-16.1%3,9464,7045,4087,407--
Change in inventories66.8%-8,045.54-24,254.1-12,929.93-2,018.73--
Change in trade receivables91.6%-4,752.52-56,710-55,057.58-32,754.67--
Change in trade payables-45.8%26,27748,46542,77137,479--
Total adj. for working capital145.2%13,755-30,437.21-26,586.955,020--
Net Cashflows From Operations254.3%21,226-13,753.63-11,246.5818,860--
Income taxes paid (refund)-7%2,9493,1711,1962,188--
Net Cashflows From Operating Activities208%18,278-16,924.71-12,442.2916,672--
Proceeds from sales of tangible assets16.7%2219118.14--
Purchase of tangible assets0.1%731730571414--
Net Cashflows From Investing Activities0.4%-708.58-711.27-560.16-406.16--
Proceeds from issuing shares-72.5%682458684--
Proceeds from issuing debt etc-0002,800--
Proceeds from borrowings6743.8%6,0929000--
Repayments of borrowings-100.1%01,490-1,688.016,800--
Dividends paid18.3%1,2851,086659387--
Net Cashflows From Financing Activities317.4%4,876-2,241.551,115-4,302.15--
Net change in cash and cash eq.213.1%22,468-19,869.35-11,807.9611,975--
Standalone figures (in Rs. Crores) /
Description(%) Q/QMar-2025Mar-2024Mar-2023Mar-2022Mar-2021Mar-2020
Profit Before Extraord. Items And Tax-69.7%3,61511,9429,8606,174--
Depreciation14.2%485425373321--
Share-based payments-10.7%51572712--
Total adjustments to profit/loss-14.9%3,8964,5775,3737,375--
Change in inventories66.8%-8,045.4-24,253.79-12,929.57-2,018.33--
Change in trade receivables91.6%-4,752.52-56,623.88-55,057.58-32,754.67--
Change in trade payables-45.6%26,28548,35542,75737,476--
Total adj. for working capital144.9%13,543-30,189.89-26,554.45,238--
Net Cashflows From Operations254%21,053-13,670.97-11,321.518,787--
Income taxes paid (refund)-7.3%2,9413,1721,1162,187--
Net Cashflows From Operating Activities207.5%18,113-16,843.41-12,437.6116,600--
Proceeds from sales of tangible assets-12.5%15176.957.02--
Purchase of tangible assets1.8%662650527369--
Net Cashflows From Investing Activities-2.3%-647.25-632.76-520.22-361.57--
Proceeds from issuing shares-72.5%682458684--
Proceeds from issuing debt etc-0002,800--
Proceeds from borrowings6743.8%6,0929000--
Repayments of borrowings-100.1%01,490-1,688.016,800--
Dividends paid18.3%1,2851,086659387--
Net Cashflows From Financing Activities317.4%4,876-2,241.551,115-4,302.15--
Net change in cash and cash eq.213.5%22,364-19,709.54-11,763.3411,947--

What does IndusInd Bank Ltd. do?

Private Sector Bank•Financial Services•Mid Cap

IndusInd Bank is a Private Sector Bank with a stock ticker symbol of INDUSINDBK.

With a market capitalization of Rs. 64,704.2 Crores, the bank provides a wide array of banking products and services to various clientele, including individuals, Non-Resident Indians (NRIs), business owners, corporates, as well as government and financial institutions.

The bank operates through four main segments:

  • Treasury
  • Corporate/Wholesale Banking
  • Retail Banking
  • Other Banking Operations

IndusInd Bank offers a variety of accounts such as current, savings, and corporate salary accounts, along with various deposit options including fixed, FCNR, and senior citizen schemes. They also provide a comprehensive range of loans—including home, personal, gold, car, and agricultural loans—as well as credit cards and micro-financing solutions.

Additionally, the bank delivers transaction banking services like letters of credit and cash management solutions, alongside investment products such as demat accounts, mutual funds, and pension systems.

Founded in 1994 and headquartered in Mumbai, India, the bank generated a trailing twelve-month revenue of Rs. 59,722.1 Crores and reported a profit of Rs. 7,253.4 Crores over the last four quarters. In terms of investor returns, IndusInd Bank offers a dividend yield of 1.75%, having distributed Rs. 16.5 per share over the past year.

The company has experienced a significant revenue growth of 58.6% over the past three years, although it has diluted shareholder holdings by 0.6% during the same period. Overall, IndusInd Bank is recognized as a profitable organization actively supporting financial inclusion and providing comprehensive banking services.

Industry Group:Banks
Employees:45,637
Website:www.indusind.com

Important Disclosure & Data Context

This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.

Sharesguru Stock Score

INDUSINDBK

62/100
Sharesguru Stock Score

INDUSINDBK

62/100

Performance Comparison

INDUSINDBK vs Banks (2021 - 2025)

Although INDUSINDBK is underperforming relative to the broader Banks sector, it has achieved a 12.9% year-over-year increase.