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SummaryLatest NewsSector ComparisonEarnings ReportRevenue & GrowthPeersIncome StatementBalance SheetCash Flow
INDUSINDBK logo

INDUSINDBK - IndusInd Bank Ltd. Share Price

Banks
Sharesguru Stock Score

INDUSINDBK

62/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹818.90-12.00(-1.44%)
Market Open as of Apr 13, 2026, 15:30 IST
Pros

Size: It is among the top 200 market size companies of india.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Balance Sheet: Strong Balance Sheet.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Technicals: Bullish SharesGuru indicator.

Cons

Past Returns: Underperforming stock! In past three years, the stock has provided -9.5% return compared to 10.7% by NIFTY 50.

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Sharesguru Stock Score

INDUSINDBK

62/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

Valuation

Market Cap64.04 kCr
Price/Earnings (Trailing)26.32
Price/Sales (Trailing)1.23
EV/EBITDA2.41
Price/Free Cashflow3.15
MarketCap/EBT-24.48
Enterprise Value64.04 kCr

Fundamentals

Revenue (TTM)52.1 kCr
Rev. Growth (Yr)-13.7%
Earnings (TTM)-2.03 kCr
Earnings Growth (Yr)-90.9%

Profitability

Operating Margin12%
EBT Margin-5%
Return on Equity-0.39%
Return on Assets-0.39%
Free Cashflow Yield31.74%

Growth & Returns

Price Change 1W4.6%
Price Change 1M0.90%
Price Change 6M11.1%
Price Change 1Y19.2%
3Y Cumulative Return-9.5%
5Y Cumulative Return-1.3%
7Y Cumulative Return-10.2%
10Y Cumulative Return-1.8%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)-708.58 Cr
Cash Flow from Operations (TTM)18.28 kCr
Cash Flow from Financing (TTM)4.88 kCr
Free Cash Flow (TTM)18.28 kCr
Free Cash Flow/Share (TTM)234.61

Balance Sheet

Total Assets5.27 LCr
Shareholder Equity5.27 LCr

Capital Structure & Leverage

Debt Ratio0.00
Debt/Equity0.00
Interest Coverage-1.09
Interest/Cashflow Ops1.61

Dividend & Shareholder Returns

Dividend Yield1.9%
Shares Dilution (1Y)0.00%
Shares Dilution (3Y)0.50%
Pros

Size: It is among the top 200 market size companies of india.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Balance Sheet: Strong Balance Sheet.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Technicals: Bullish SharesGuru indicator.

Cons

Past Returns: Underperforming stock! In past three years, the stock has provided -9.5% return compared to 10.7% by NIFTY 50.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend Yield1.9%
Shares Dilution (1Y)0.00%

Financial Health

Debt/Equity0.00

Technical Indicators

RSI (14d)51.49
RSI (5d)76.69
RSI (21d)41.12
MACD SignalBuy
Stochastic Oscillator SignalHold
SharesGuru SignalBuy
RSI SignalHold
RSI5 SignalSell
RSI21 SignalHold
SMA 5 SignalBuy
SMA 10 SignalBuy
SMA 20 SignalBuy
SMA 50 SignalSell
SMA 100 SignalSell

Summary of Latest Earnings Report from IndusInd Bank

Summary of IndusInd Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Revenue Breakdown

Analysis of IndusInd Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Last Updated: Dec 31, 2025

DescriptionShareValue
iii) Retail Banking65.7%9.2 kCr
ii) Corporate / Wholesale Banking17.4%2.4 kCr
i) Treasury Operations16.9%2.4 kCr
Total14 kCr

Share Holdings

Understand IndusInd Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
Indusind International Holdings Ltd12.05%
Icici Prudential Multi-Asset Fund5.95%
Indusind Limited3.77%
Government Of Singapore3.04%
Dodge And Cox International Stock Fund2.35%
Nippon Life India Trustee Ltd-A/C Nippon India Etf Nifty Bank Bees1.99%
Route One Offshore Master Fund, L.P.1.12%
IIHL AMC Holdings Limited0%
IIHL AMC Limited0%
IIHL BFSI (India) Ltd.0%
IIHL BFSI Holdings Limited0%
Indusind Media & Communication Limited0%
Invesco Asset Management (India) Private Limited 0%
NDL Ventures Limited.0%
IndusInd Capital Limited0%
Reliance Capital Pension Fund Limited0%
IndusInd General Insurance Company Limited0%
Reliance Health Insurance Limited0%
IndusInd Nippon Life Insurance Company Limited0%
IndusInd Securities Ltd0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is IndusInd Bank Better than it's peers?

Detailed comparison of IndusInd Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
HDFCBANKHDFC Bank12.23 LCr4.99 LCr-2.70%-12.00%20.792.45--
ICICIBANKICICI Bank9.65 LCr3.07 LCr+7.60%+2.90%18.663.14--
AXISBANKAXIS Bank4.2 LCr1.59 LCr+13.00%+26.60%12.212.54--
KOTAKBANKKotak Mahindra Bank3.7 LCr1.07 LCr+1.40%-11.90%19.393.47--
FEDERALBNKFederal Bank70.96 kCr33.3 kCr+9.60%+51.30%12.422.13--
IDFCFIRSTBIDFC FIRST BANK55.75 kCr44.98 kCr+3.70%+8.20%35.911.59--

Sector Comparison: INDUSINDBK vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

INDUSINDBK metrics compared to Banks

CategoryINDUSINDBKBanks
PE26.3217.04
PS1.242.40
Growth-12.8 %3.9 %
33% metrics above sector average
Key Insights
  • 1. INDUSINDBK is among the Top 10 Private Sector Bank companies but not in Top 5.
  • 2. The company holds a market share of 3.7% in Private Sector Bank.
  • 3. In last one year, the company has had a below average growth that other Private Sector Bank companies.

Income Statement for IndusInd Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QMar-2025Mar-2024Mar-2023Mar-2022Mar-2021Mar-2020
Interest or discount on advances or bills3.9%39,59138,11929,94525,14324,08524,008
Revenue on investments23.6%7,6636,2024,6924,0533,8464,282
Interest on balances with RBI and others4.3%1,2071,1571,4421,288677192
Other interest-23.4%207270289338391300
Total interest earned6.4%48,66845,74836,36830,82229,00028,783
Other income-18.2%7,6909,3968,1737,4086,5016,953
Total income2.2%56,35855,14444,54138,23035,50135,736
Total expenditure16.3%45,69739,28030,12225,13223,62924,907
Interest expended17.9%29,63625,13218,77615,82215,47216,724
Employees cost12.2%6,0285,3744,1793,4743,0392,820
Other operating expenses14.4%10,0338,7747,1675,8375,1185,363
Operating expenses13.5%16,06014,14811,3469,3118,1578,183
Operating profit-32.8%10,66115,86414,41913,09811,87210,829
Provisions other than tax and contingencies83.7%7,1363,8854,4876,6657,9434,652
Profit before tax-70.6%3,52611,9799,9326,4333,9296,177
Tax expense-68.4%9503,0022,4891,6281,0001,719
Profit after tax-71.3%2,5758,9777,4434,8052,9304,458
Net profit (loss) for the period-71.3%2,5758,9777,4434,8052,9304,458
Reserve excluding revaluation reserves-63,767-----
CET 1 ratio-0.9%0.1510.15820.15930.15960.15550.1322
Additional tier 1 ratio-000440840.01280.0135
Gross non performing assets65%11,0466,6935,8265,5175,7955,147
Non performing assets67%3,2871,9691,7151,5301,4771,887
Return on assets-1.4%0490.01910.01820.01330930.0156
Description(%) Q/QDec-2025Sep-2025Jun-2025Mar-2025Dec-2024Sep-2024
Interest or discount on advances or bills-2.8%8,9329,1949,6518,34010,49310,406
Revenue on investments3.8%2,0291,9551,8941,9982,0061,857
Interest on balances with RBI and others-54.5%178390572242248372
Other interest237.7%23470147545352
Total interest earned-2%11,37311,60912,26410,63412,80112,686
Other income3.4%1,7071,6512,1577092,3552,185
Total income-1.4%13,08013,26014,42111,34315,15614,871
Total expenditure-3.6%10,81011,21311,85311,83411,55511,271
Interest expended-5.4%6,8117,1997,6247,5867,5737,339
Employees cost14.5%1,9051,6641,8051,6021,4831,505
Other operating expenses-10.9%2,0942,3492,4242,6462,5002,427
Operating expenses-0.3%3,9994,0134,2294,2483,9823,932
Operating profit10.9%2,2702,0472,567-490.883,6013,600
Provisions other than tax and contingencies-20.3%2,0962,6311,7602,5221,7441,820
Profit before tax129.6%174-583.85807-3,012.961,8571,780
Tax expense130.4%46-146.91203-684.04455448
Profit after tax129%128-436.94604-2,328.921,4021,331
Net profit (loss) for the period129%128-436.94604-2,328.921,4021,331
Reserve excluding revaluation reserves-------
CET 1 ratio-0.2%0.15740.15880.15480.1510.15180.1521
Additional tier 1 ratio-000000
Gross non performing assets-3.8%11,60512,05812,48111,0468,3757,639
Non performing assets-2.8%3,3043,3993,7223,2872,4962,282
Return on assets0.4%01-033045-0.017400
Standalone figures (in Rs. Crores) /
Description(%) Q/QMar-2025Mar-2024Mar-2023Mar-2022Mar-2021Mar-2020
Interest or discount on advances or bills3.9%39,59138,11929,94525,14324,08524,008
Revenue on investments23.6%7,6636,2024,6924,0533,8464,282
Interest on balances with RBI and others4.3%1,2071,1571,4421,288677192
Other interest-23.4%207270289338391300
Total interest earned6.4%48,66845,74836,36830,82229,00028,783
Other income-18.2%7,6849,3888,1667,3976,5596,951
Total income2.2%56,35255,13644,53438,21935,55835,734
Total expenditure16%45,70739,39630,18825,38123,83224,961
Interest expended17.9%29,63625,13218,77615,82215,47216,724
Employees cost10.4%4,3013,8953,0312,4882,2142,208
Other operating expenses13.5%11,76910,3688,3817,0716,1466,029
Operating expenses12.7%16,07114,26311,4129,5598,3608,237
Operating profit-32.4%10,64515,74014,34612,83911,72710,773
Provisions other than tax and contingencies85.1%7,0303,7994,4876,6657,9434,652
Profit before tax-69.7%3,61511,9429,8606,1743,7846,121
Tax expense-67.5%9722,9922,4701,5639481,703
Profit after tax-70.5%2,6438,9507,3904,6112,8364,418
Net profit (loss) for the period-70.5%2,6438,9507,3904,6112,8364,418
Reserve excluding revaluation reserves-63,424-----
CET 1 ratio-0.9%0.1510.15820.15930.15960.15550.1322
Additional tier 1 ratio-000440840.01280.0135
Gross non performing assets65%11,0466,6935,8265,5175,7955,147
Non performing assets67%3,2871,9691,7151,5301,4771,887
Return on assets-1.4%050.0190.01810.0128090.0154
Description(%) Q/QDec-2025Sep-2025Jun-2025Mar-2025Dec-2024Sep-2024
Interest or discount on advances or bills-2.8%8,9329,1949,6518,34010,49310,406
Revenue on investments3.8%2,0291,9551,8941,9982,0061,857
Interest on balances with RBI and others-54.5%178390572242248372
Other interest237.7%23470147545352
Total interest earned-2%11,37311,60912,26410,63412,80112,686
Other income3.6%1,7071,6482,1567092,3502,184
Total income-1.3%13,07913,25714,42011,34315,15114,870
Total expenditure-4.1%10,77311,22911,76811,81511,55211,278
Interest expended-5.4%6,8117,1997,6247,5867,5737,339
Employees cost19.8%1,5181,2671,2961,1001,0701,093
Other operating expenses-11.5%2,4442,7622,8483,1302,9102,847
Operating expenses-1.7%3,9614,0294,1444,2303,9793,939
Operating profit13.8%2,3072,0282,652-472.513,5993,592
Provisions other than tax and contingencies-20.3%2,0892,6221,7382,4171,7441,820
Profit before tax136.4%218-594.38914-2,889.081,8551,772
Tax expense137.2%57-149.59230-653.09454446
Profit after tax135.9%161-444.79684-2,235.991,4011,325
Net profit (loss) for the period135.9%161-444.79684-2,235.991,4011,325
Reserve excluding revaluation reserves-------
CET 1 ratio-0.2%0.15740.15880.15480.1510.15180.1521
Additional tier 1 ratio-000000
Gross non performing assets-3.8%11,60512,05812,48111,0468,3757,639
Non performing assets-2.8%3,3043,3993,7223,2872,4962,282
Return on assets0.4%012-033051-0.016700

Balance Sheet for IndusInd Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QSep-2025Mar-2025Sep-2024Mar-2024Sep-2023Mar-2023
Total assets-4.8%527,490554,1075,434,065,300,000515,094477,922457,837
Cash balances with RBI-49.8%25,58551,00629,42018,56130,09542,975
Investments8.3%124,008114,457111,315106,48694,42783,076
Advances-5.5%325,881345,019357,159343,298315,454289,924
Fixed assets3.3%2,5782,4962,4162,3242,1732,079
Other assets7.6%35,24632,76026,50026,07825,49225,982
Capital0%779779779882777820
Reserves and surplus0.3%64,27964,05764,92362,32657,61754,184
Deposits-5.2%389,600410,862412,397384,586359,548336,120
Borrowings-15.6%45,35053,70444,71647,61140,53049,011
Other liabilities and provisions11.2%27,48124,70620,59219,68919,45017,701
Total capital and liabilities-4.8%527,490554,107543,407515,094477,922457,837
Standalone figures (in Rs. Crores) /
Description(%) Q/QSep-2025Mar-2025Sep-2024Mar-2024Sep-2023Mar-2023
Total assets-4.8%527,363554,0185,432,863,900,000514,935477,757457,804
Cash balances with RBI-49.9%25,52050,88929,32718,55730,09342,961
Investments8.3%124,048114,497111,355106,52794,46883,116
Advances-5.5%325,881345,019357,159343,298315,454289,924
Fixed assets3.8%2,4452,3562,2702,1982,0801,993
Other assets7.2%35,36332,98126,68626,11125,46926,260
Capital0%779779779778777820
Reserves and surplus0.5%64,00863,71464,48862,01957,21253,801
Deposits-5.2%389,787411,078412,679384,793359,786336,438
Borrowings-15.6%45,35053,70444,71647,61140,53049,011
Other liabilities and provisions10.9%27,43824,74420,62419,73419,45117,733
Total capital and liabilities-4.8%527,363554,018543,286514,935477,757457,804

Cash Flow for IndusInd Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QMar-2025Mar-2024Mar-2023Mar-2022Mar-2021Mar-2020
Profit Before Extraord. Items And Tax-70.6%3,52611,9799,9326,433--
Depreciation14.9%532463407352--
Share-based payments-10.3%53592812--
Total adjustments to profit/loss-16.1%3,9464,7045,4087,407--
Change in inventories66.8%-8,045.54-24,254.1-12,929.93-2,018.73--
Change in trade receivables91.6%-4,752.52-56,710-55,057.58-32,754.67--
Change in trade payables-45.8%26,27748,46542,77137,479--
Total adj. for working capital145.2%13,755-30,437.21-26,586.955,020--
Net Cashflows From Operations254.3%21,226-13,753.63-11,246.5818,860--
Income taxes paid (refund)-7%2,9493,1711,1962,188--
Net Cashflows From Operating Activities208%18,278-16,924.71-12,442.2916,672--
Proceeds from sales of tangible assets16.7%2219118.14--
Purchase of tangible assets0.1%731730571414--
Net Cashflows From Investing Activities0.4%-708.58-711.27-560.16-406.16--
Proceeds from issuing shares-72.5%682458684--
Proceeds from issuing debt etc-0002,800--
Proceeds from borrowings6743.8%6,0929000--
Repayments of borrowings-100.1%01,490-1,688.016,800--
Dividends paid18.3%1,2851,086659387--
Net Cashflows From Financing Activities317.4%4,876-2,241.551,115-4,302.15--
Net change in cash and cash eq.213.1%22,468-19,869.35-11,807.9611,975--
Standalone figures (in Rs. Crores) /
Description(%) Q/QMar-2025Mar-2024Mar-2023Mar-2022Mar-2021Mar-2020
Profit Before Extraord. Items And Tax-69.7%3,61511,9429,8606,174--
Depreciation14.2%485425373321--
Share-based payments-10.7%51572712--
Total adjustments to profit/loss-14.9%3,8964,5775,3737,375--
Change in inventories66.8%-8,045.4-24,253.79-12,929.57-2,018.33--
Change in trade receivables91.6%-4,752.52-56,623.88-55,057.58-32,754.67--
Change in trade payables-45.6%26,28548,35542,75737,476--
Total adj. for working capital144.9%13,543-30,189.89-26,554.45,238--
Net Cashflows From Operations254%21,053-13,670.97-11,321.518,787--
Income taxes paid (refund)-7.3%2,9413,1721,1162,187--
Net Cashflows From Operating Activities207.5%18,113-16,843.41-12,437.6116,600--
Proceeds from sales of tangible assets-12.5%15176.957.02--
Purchase of tangible assets1.8%662650527369--
Net Cashflows From Investing Activities-2.3%-647.25-632.76-520.22-361.57--
Proceeds from issuing shares-72.5%682458684--
Proceeds from issuing debt etc-0002,800--
Proceeds from borrowings6743.8%6,0929000--
Repayments of borrowings-100.1%01,490-1,688.016,800--
Dividends paid18.3%1,2851,086659387--
Net Cashflows From Financing Activities317.4%4,876-2,241.551,115-4,302.15--
Net change in cash and cash eq.213.5%22,364-19,709.54-11,763.3411,947--

What does IndusInd Bank Ltd. do?

Private Sector Bank•Financial Services•Mid Cap

IndusInd Bank is a Private Sector Bank with a stock ticker symbol of INDUSINDBK.

With a market capitalization of Rs. 64,704.2 Crores, the bank provides a wide array of banking products and services to various clientele, including individuals, Non-Resident Indians (NRIs), business owners, corporates, as well as government and financial institutions.

The bank operates through four main segments:

  • Treasury
  • Corporate/Wholesale Banking
  • Retail Banking
  • Other Banking Operations

IndusInd Bank offers a variety of accounts such as current, savings, and corporate salary accounts, along with various deposit options including fixed, FCNR, and senior citizen schemes. They also provide a comprehensive range of loans—including home, personal, gold, car, and agricultural loans—as well as credit cards and micro-financing solutions.

Additionally, the bank delivers transaction banking services like letters of credit and cash management solutions, alongside investment products such as demat accounts, mutual funds, and pension systems.

Founded in 1994 and headquartered in Mumbai, India, the bank generated a trailing twelve-month revenue of Rs. 59,722.1 Crores and reported a profit of Rs. 7,253.4 Crores over the last four quarters. In terms of investor returns, IndusInd Bank offers a dividend yield of 1.75%, having distributed Rs. 16.5 per share over the past year.

The company has experienced a significant revenue growth of 58.6% over the past three years, although it has diluted shareholder holdings by 0.6% during the same period. Overall, IndusInd Bank is recognized as a profitable organization actively supporting financial inclusion and providing comprehensive banking services.

Industry Group:Banks
Employees:45,637
Website:www.indusind.com

Important Disclosure & Data Context

This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.

Performance Comparison

INDUSINDBK vs Banks (2021 - 2026)

INDUSINDBK leads the Banks sector while registering a 29.2% growth compared to the previous year.