Banks
Valuation | |
|---|---|
| Market Cap | 74.54 kCr |
| Price/Earnings (Trailing) | 26.32 |
| Price/Sales (Trailing) | 1.43 |
| EV/EBITDA | 2.8 |
| Price/Free Cashflow | 3.15 |
| MarketCap/EBT | -28.5 |
| Enterprise Value | 74.54 kCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 52.1 kCr |
| Rev. Growth (Yr) | -13.7% |
| Earnings (TTM) | -2.03 kCr |
| Earnings Growth (Yr) | -90.9% |
Profitability | |
|---|---|
| Operating Margin | 12% |
| EBT Margin | -5% |
| Return on Equity | -0.39% |
| Return on Assets | -0.39% |
| Free Cashflow Yield | 31.74% |
Growth & Returns | |
|---|---|
| Price Change 1W | 3.3% |
| Price Change 1M | 6.1% |
| Price Change 6M | 29.4% |
| Price Change 1Y | -8.6% |
| 3Y Cumulative Return | -3.9% |
| 5Y Cumulative Return | -2.1% |
| 7Y Cumulative Return | -6.4% |
| 10Y Cumulative Return | 1.1% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -708.58 Cr |
| Cash Flow from Operations (TTM) | 18.28 kCr |
| Cash Flow from Financing (TTM) | 4.88 kCr |
| Free Cash Flow (TTM) | 18.28 kCr |
| Free Cash Flow/Share (TTM) | 234.61 |
Balance Sheet | |
|---|---|
| Total Assets | 5.27 LCr |
| Shareholder Equity | 5.27 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -1.09 |
| Interest/Cashflow Ops | 1.61 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend Yield | 1.9% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 0.50% |
Investor Care | |
|---|---|
| Dividend Yield | 1.9% |
| Shares Dilution (1Y) | 0.00% |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 75.17 |
| RSI (5d) | 85.51 |
| RSI (21d) | 68.3 |
| MACD Signal | Buy |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Buy |
| RSI Signal | Sell |
| RSI5 Signal | Sell |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Buy |
| SMA 50 Signal | Buy |
| SMA 100 Signal | Buy |
Momentum: Stock price has a strong positive momentum. Stock is up 6.1% in last 30 days.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Balance Sheet: Strong Balance Sheet.
Size: It is among the top 200 market size companies of india.
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Past Returns: Underperforming stock! In past three years, the stock has provided -3.9% return compared to 13.3% by NIFTY 50.
Momentum: Stock price has a strong positive momentum. Stock is up 6.1% in last 30 days.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Balance Sheet: Strong Balance Sheet.
Size: It is among the top 200 market size companies of india.
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Past Returns: Underperforming stock! In past three years, the stock has provided -3.9% return compared to 13.3% by NIFTY 50.
Updated May 4, 2025
IndusInd Bank's shares fell by 3.2% to Rs 810.40 after CEO Sumant Kathpalia resigned immediately due to accounting discrepancies that resulted in a loss of Rs 1,960 crore.
The bank anticipates a $229.56 million hit to its accounts for the financial year ending March 31, 2025, due to these discrepancies, raising serious financial concerns.
IndusInd's shares have fallen nearly 8% since the disclosure of the accounting lapses, indicating a severe loss of investor confidence.
Summary of IndusInd Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand IndusInd Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Indusind International Holdings Ltd | 12.05% |
| Icici Prudential Multi-Asset Fund | 5.95% |
| Indusind Limited | 3.77% |
| Government Of Singapore | 3.04% |
| Dodge And Cox International Stock Fund | 2.35% |
| Nippon Life India Trustee Ltd-A/C Nippon India Etf Nifty Bank Bees | 1.99% |
| Route One Offshore Master Fund, L.P. |
Detailed comparison of IndusInd Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC Bank | 13.66 LCr | 4.99 LCr | -4.80% | +4.40% | 20.79 | 2.74 | - | - |
| ICICIBANK | ICICI Bank | 9.86 LCr | 3.07 LCr |
Comprehensive comparison against sector averages
INDUSINDBK metrics compared to Banks
| Category | INDUSINDBK | Banks |
|---|---|---|
| PE | 26.32 | 18.45 |
| PS | 1.44 | 2.59 |
| Growth | -12.8 % | 5 % |
IndusInd Bank is a Private Sector Bank with a stock ticker symbol of INDUSINDBK.
With a market capitalization of Rs. 64,704.2 Crores, the bank provides a wide array of banking products and services to various clientele, including individuals, Non-Resident Indians (NRIs), business owners, corporates, as well as government and financial institutions.
The bank operates through four main segments:
IndusInd Bank offers a variety of accounts such as current, savings, and corporate salary accounts, along with various deposit options including fixed, FCNR, and senior citizen schemes. They also provide a comprehensive range of loans—including home, personal, gold, car, and agricultural loans—as well as credit cards and micro-financing solutions.
Additionally, the bank delivers transaction banking services like letters of credit and cash management solutions, alongside investment products such as demat accounts, mutual funds, and pension systems.
Founded in 1994 and headquartered in Mumbai, India, the bank generated a trailing twelve-month revenue of Rs. 59,722.1 Crores and reported a profit of Rs. 7,253.4 Crores over the last four quarters. In terms of investor returns, IndusInd Bank offers a dividend yield of 1.75%, having distributed Rs. 16.5 per share over the past year.
The company has experienced a significant revenue growth of 58.6% over the past three years, although it has diluted shareholder holdings by 0.6% during the same period. Overall, IndusInd Bank is recognized as a profitable organization actively supporting financial inclusion and providing comprehensive banking services.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
INDUSINDBK vs Banks (2021 - 2026)
Allotment of ESOP / ESPS • 26 Feb 2026 Attached herewith the ESOP allotment Intimation dated 26.02.2026 |
Newspaper Publication • 25 Feb 2026 Please find attached herewith the captioned intimation |
Press Release / Media Release • 25 Feb 2026 Please find attached herewith the captioned intimation |
Analyst / Investor Meet • 24 Feb 2026 Please find attached herewith the captioned intimation |
Change in Management • 24 Feb 2026 Please find attached herewith the captioned intimation. |
Analyst / Investor Meet • 24 Feb 2026 Please Find attached herewith the captioned intimation |
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
| 1.12% |
| IIHL AMC Holdings Limited | 0% |
| IIHL AMC Limited | 0% |
| IIHL BFSI (India) Ltd. | 0% |
| IIHL BFSI Holdings Limited | 0% |
| Indusind Media & Communication Limited | 0% |
| Invesco Asset Management (India) Private Limited | 0% |
| NDL Ventures Limited. | 0% |
| IndusInd Capital Limited | 0% |
| Reliance Capital Pension Fund Limited | 0% |
| IndusInd General Insurance Company Limited | 0% |
| Reliance Health Insurance Limited | 0% |
| IndusInd Nippon Life Insurance Company Limited | 0% |
| IndusInd Securities Ltd | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
| +0.80% |
| +12.80% |
| 18.66 |
| 3.21 |
| - |
| - |
| AXISBANK | AXIS Bank | 4.3 LCr | 1.59 LCr | +4.90% | +36.10% | 12.21 | 2.54 | - | - |
| KOTAKBANK | Kotak Mahindra Bank | 4.14 LCr | 1.07 LCr | +1.00% | +6.90% | 19.39 | 3.88 | - | - |
| FEDERALBNK | Federal Bank | 73.83 kCr | 33.3 kCr | +5.40% | +67.80% | 12.42 | 2.22 | - | - |
| IDFCFIRSTB | IDFC FIRST BANK | 63.16 kCr | 44.98 kCr | -11.40% | +24.10% | 35.91 | 1.59 | - | - |
High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years
High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years
| Employees cost |
| 14.5% |
| 1,905 |
| 1,664 |
| 1,805 |
| 1,602 |
| 1,483 |
| 1,505 |
| Other operating expenses | -10.9% | 2,094 | 2,349 | 2,424 | 2,646 | 2,500 | 2,427 |
| Operating expenses | -0.3% | 3,999 | 4,013 | 4,229 | 4,248 | 3,982 | 3,932 |
| Operating profit | 10.9% | 2,270 | 2,047 | 2,567 | -490.88 | 3,601 | 3,600 |
| Provisions other than tax and contingencies | -20.3% | 2,096 | 2,631 | 1,760 | 2,522 | 1,744 | 1,820 |
| Profit before tax | 129.6% | 174 | -583.85 | 807 | -3,012.96 | 1,857 | 1,780 |
| Tax expense | 130.4% | 46 | -146.91 | 203 | -684.04 | 455 | 448 |
| Profit after tax | 129% | 128 | -436.94 | 604 | -2,328.92 | 1,402 | 1,331 |
| Net profit (loss) for the period | 129% | 128 | -436.94 | 604 | -2,328.92 | 1,402 | 1,331 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| CET 1 ratio | -0.2% | 0.1574 | 0.1588 | 0.1548 | 0.151 | 0.1518 | 0.1521 |
| Additional tier 1 ratio | - | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross non performing assets | -3.8% | 11,605 | 12,058 | 12,481 | 11,046 | 8,375 | 7,639 |
| Non performing assets | -2.8% | 3,304 | 3,399 | 3,722 | 3,287 | 2,496 | 2,282 |
| Return on assets | 0.4% | 01 | -033 | 045 | -0.0174 | 0 | 0 |
| Other income |
| -18.2% |
| 7,684 |
| 9,388 |
| 8,166 |
| 7,397 |
| 6,559 |
| 6,951 |
| Total income | 2.2% | 56,352 | 55,136 | 44,534 | 38,219 | 35,558 | 35,734 |
| Total expenditure | 16% | 45,707 | 39,396 | 30,188 | 25,381 | 23,832 | 24,961 |
| Interest expended | 17.9% | 29,636 | 25,132 | 18,776 | 15,822 | 15,472 | 16,724 |
| Employees cost | 10.4% | 4,301 | 3,895 | 3,031 | 2,488 | 2,214 | 2,208 |
| Other operating expenses | 13.5% | 11,769 | 10,368 | 8,381 | 7,071 | 6,146 | 6,029 |
| Operating expenses | 12.7% | 16,071 | 14,263 | 11,412 | 9,559 | 8,360 | 8,237 |
| Operating profit | -32.4% | 10,645 | 15,740 | 14,346 | 12,839 | 11,727 | 10,773 |
| Provisions other than tax and contingencies | 85.1% | 7,030 | 3,799 | 4,487 | 6,665 | 7,943 | 4,652 |
| Profit before tax | -69.7% | 3,615 | 11,942 | 9,860 | 6,174 | 3,784 | 6,121 |
| Tax expense | -67.5% | 972 | 2,992 | 2,470 | 1,563 | 948 | 1,703 |
| Profit after tax | -70.5% | 2,643 | 8,950 | 7,390 | 4,611 | 2,836 | 4,418 |
| Net profit (loss) for the period | -70.5% | 2,643 | 8,950 | 7,390 | 4,611 | 2,836 | 4,418 |
| Reserve excluding revaluation reserves | - | 63,424 | - | - | - | - | - |
| CET 1 ratio | -0.9% | 0.151 | 0.1582 | 0.1593 | 0.1596 | 0.1555 | 0.1322 |
| Additional tier 1 ratio | - | 0 | 0 | 044 | 084 | 0.0128 | 0.0135 |
| Gross non performing assets | 65% | 11,046 | 6,693 | 5,826 | 5,517 | 5,795 | 5,147 |
| Non performing assets | 67% | 3,287 | 1,969 | 1,715 | 1,530 | 1,477 | 1,887 |
| Return on assets | -1.4% | 05 | 0.019 | 0.0181 | 0.0128 | 09 | 0.0154 |
| Reserves and surplus |
| 0.5% |
| 64,008 |
| 63,714 |
| 64,488 |
| 62,019 |
| 57,212 |
| 53,801 |
| Deposits | -5.2% | 389,787 | 411,078 | 412,679 | 384,793 | 359,786 | 336,438 |
| Borrowings | -15.6% | 45,350 | 53,704 | 44,716 | 47,611 | 40,530 | 49,011 |
| Other liabilities and provisions | 10.9% | 27,438 | 24,744 | 20,624 | 19,734 | 19,451 | 17,733 |
| Total capital and liabilities | -4.8% | 527,363 | 554,018 | 543,286 | 514,935 | 477,757 | 457,804 |
| Total adj. for working capital |
| 144.9% |
| 13,543 |
| -30,189.89 |
| -26,554.4 |
| 5,238 |
| - |
| - |
| Net Cashflows From Operations | 254% | 21,053 | -13,670.97 | -11,321.5 | 18,787 | - | - |
| Income taxes paid (refund) | -7.3% | 2,941 | 3,172 | 1,116 | 2,187 | - | - |
| Net Cashflows From Operating Activities | 207.5% | 18,113 | -16,843.41 | -12,437.61 | 16,600 | - | - |
| Proceeds from sales of tangible assets | -12.5% | 15 | 17 | 6.95 | 7.02 | - | - |
| Purchase of tangible assets | 1.8% | 662 | 650 | 527 | 369 | - | - |
| Net Cashflows From Investing Activities | -2.3% | -647.25 | -632.76 | -520.22 | -361.57 | - | - |
| Proceeds from issuing shares | -72.5% | 68 | 245 | 86 | 84 | - | - |
| Proceeds from issuing debt etc | - | 0 | 0 | 0 | 2,800 | - | - |
| Proceeds from borrowings | 6743.8% | 6,092 | 90 | 0 | 0 | - | - |
| Repayments of borrowings | -100.1% | 0 | 1,490 | -1,688.01 | 6,800 | - | - |
| Dividends paid | 18.3% | 1,285 | 1,086 | 659 | 387 | - | - |
| Net Cashflows From Financing Activities | 317.4% | 4,876 | -2,241.55 | 1,115 | -4,302.15 | - | - |
| Net change in cash and cash eq. | 213.5% | 22,364 | -19,709.54 | -11,763.34 | 11,947 | - | - |
Analyst / Investor Meet • 23 Feb 2026 Please find attached herewith the captioned intimation |
Analysis of IndusInd Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Dec 31, 2025
| Description | Share | Value |
|---|---|---|
| iii) Retail Banking | 65.7% | 9.2 kCr |
| ii) Corporate / Wholesale Banking | 17.4% | 2.4 kCr |
| i) Treasury Operations | 16.9% | 2.4 kCr |
| Total | 14 kCr |