KOTAKBANK - Kotak Mahindra Bank Ltd. Share Price

Banks

Sharesguru Stock Score

KOTAKBANK

65/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹384.40-4.25(-1.09%)

Market Closed as of May 29, 2026, 15:30 IST

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Pros

Size: It is among the top 200 market size companies of india.

Profitability: Very strong Profitability. One year profit margin are 18%.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Smart Money: Smart money has been increasing their position in the stock.

Balance Sheet: Strong Balance Sheet.

Cons

Past Returns: Underperforming stock! In past three years, the stock has provided 0% return compared to 8.9% by NIFTY 50.

Valuation
Market Cap	3.87 LCr
Price/Sales (Trailing)	3.59
EV/EBITDA	6.95
Price/Free Cashflow	9.26
MarketCap/EBT	14.87
Enterprise Value	3.87 LCr

Fundamentals
Revenue (TTM)	1.08 LCr
Rev. Growth (Yr)	3.4%
Earnings (TTM)	19.18 kCr
Earnings Growth (Yr)	10%

Profitability
Operating Margin	27%
EBT Margin	24%
Return on Equity	2.05%
Return on Assets	1.91%
Free Cashflow Yield	10.79%

Growth & Returns
Price Change 1W	1.8%
Price Change 1M	4.8%
Price Change 6M	-7.9%
Price Change 1Y	-7%
3Y Cumulative Return	0.00%
5Y Cumulative Return	1.8%
7Y Cumulative Return	3.7%
10Y Cumulative Return	10.1%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	-16.52 kCr
Cash Flow from Operations (TTM)	41.73 kCr
Cash Flow from Financing (TTM)	-2.54 kCr
Free Cash Flow (TTM)	41.73 kCr
Free Cash Flow/Share (TTM)	41.95

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-0.12
Interest/Cashflow Ops	2.41

Dividend & Shareholder Returns
Dividend/Share (TTM)	0.5
Dividend Yield	0.12%
Shares Dilution (1Y)	0.10%
Shares Dilution (3Y)	0.10%

Technical Indicators
RSI (14d)	60.79
RSI (5d)	66.18
RSI (21d)	60.41
MACD Signal	Buy
Stochastic Oscillator Signal	Hold
SharesGuru Signal	Buy
RSI Signal	Hold
RSI5 Signal	Hold
RSI21 Signal	Hold
SMA 5 Signal	Buy
SMA 10 Signal	Buy
SMA 20 Signal	Buy
SMA 50 Signal	Buy
SMA 100 Signal	Buy

Description	Share	Value
Retail Banking	28.4%	8.6 kCr
Insurance	24.3%	7.3 kCr
Corporate / Wholesale Banking	23.2%	7 kCr
Treasury, BMU and Corporate Centre	10.6%	3.2 kCr
Broking	4.3%	1.3 kCr
Vehicle Financing	3.6%	1.1 kCr
Asset Management	2.4%	731.7 Cr
Other Lending Activities	1.9%	584.9 Cr
Advisory and Transactional Services	1.2%	366.7 Cr
Total		30.1 kCr

Shareholder Name	Holding %
Uday Suresh Kotak	25.69%
SBI Mutual Fund	6.01%
HDFC Mutual Fund	3.46%
National Pension System Trust	2.13%
ICICI Prudential Mutual Fund	2.12%
UTI Mutual Fund	1.95%
Parag Parikh Mutual Fund	1.53%
Nippon Mutual Fund	1.45%
SBI Life Insurance Company Limited	1.05%
QUALIFIED INSTITUTIONAL BUYER	0.12%
Indira Suresh Kotak	0.1%
Pallavi Kotak	0.06%
Suresh Amritlal Kotak	0.01%
Suresh A Kotak (HUF)	0.01%
Kotak Trustee Company Private Limited	0.01%
Jay Kotak	0%
Uday S Kotak (HUF)	0%
Dhawal Kotak	0%
Infina Finance Private Limited	0%
Laburnum Adarsh Trust	0%

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
HDFCBANK	HDFC Bank	11.8 LCr	4.95 LCr	-0.60%	-19.60%	-	2.38	-	-
ICICIBANK	ICICI Bank	9.17 LCr	3.12 LCr	-3.40%	-12.30%	-	2.94	-	-
AXISBANK	AXIS Bank	4.05 LCr	1.62 LCr	-4.70%	+7.10%	-	2.49	-	-
INDUSINDBK	IndusInd Bank	70.91 kCr	53.48 kCr	+10.20%	+16.70%	-	1.33	-	-
IDFCFIRSTB	IDFC FIRST BANK	60.43 kCr	48.42 kCr	+4.50%	+5.40%	-	1.25	-	-

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Interest or discount on advances or bills	6.5%	50,381	47,308	40,866	30,735	22,603	21,621
Revenue on investments	3.6%	16,561	15,990	13,297	9,894	9,595	9,275
Interest on balances with RBI and others	18.2%	2,144	1,814	1,542	1,029	1,004	1,481
Other interest	25%	695	556	532	492	538	443
Total interest earned	6.3%	69,781	65,669	56,237	42,151	33,740	32,820
Other income	1%	37,782	37,407	38,037	25,830	25,142	23,884
Total income	4.4%	107,564	103,076	94,274	67,981	58,883	56,704
Total expenditure	5.4%	78,038	74,031	68,438	47,895	42,163	40,276
Interest expended	4.8%	29,620	28,275	22,567	14,411	11,553	12,967
Employees cost	8.4%	12,964	11,964	10,347	8,479	7,141	5,856
Other operating expenses	4.9%	35,455	33,793	35,524	25,005	23,469	21,453
Operating expenses	5.8%	48,418	45,757	45,871	33,484	30,610	27,309
Operating profit	1.7%	29,525	29,045	25,836	20,086	16,720	16,428
Provisions other than tax and contingencies	1.1%	3,900	3,859	1,972	440	772	3,260
Exceptional items	-90.3%	368	3,803	0	0	0	0
Profit before tax	-10.3%	25,993	28,989	23,863	19,646	15,948	13,168
Tax expense	-3.3%	6,812	7,043	5,887	4,866	4,016	3,265
Profit after tax	-12.6%	19,181	21,946	17,977	14,780	11,932	9,903
Net profit (loss) for the period	-12.6%	19,181	21,946	17,977	14,780	11,932	9,903
Reserve excluding revaluation reserves	15.2%	180,118	156,401	-	-	-	-
CET 1 ratio	1.2%	0.2208	0.211	0.2055	0.2064	0.2151	0.2121
Additional tier 1 ratio	-	0	0	0.013	013	016	017
Gross non performing assets	-0.9%	7,046	7,112	6,003	6,419	7,334	8,276
Non performing assets	-1.3%	1,730	1,752	1,567	1,479	2,149	3,106
Return on assets	-0.7%	0.0208	0.0273	0.0266	0.0262	0.0236	0.0216

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Interest or discount on advances or bills	1.4%	12,891	12,718	12,426	12,351	12,156	12,012
Revenue on investments	1.6%	4,119	4,053	4,121	4,268	4,060	3,993
Interest on balances with RBI and others	11.8%	635	568	470	471	386	490
Other interest	7.8%	181	168	183	158	169	138
Total interest earned	1.8%	17,827	17,507	17,199	17,248	16,772	16,633
Other income	-0.6%	10,280	10,344	7,703	9,456	10,402	7,313
Total income	0.9%	28,108	27,851	24,901	26,704	27,174	23,946
Total expenditure	0.3%	20,447	20,378	17,884	19,329	19,683	16,712
Interest expended	-0.1%	7,376	7,384	7,333	7,529	7,160	7,171
Employees cost	-2.8%	3,338	3,435	3,080	3,110	3,236	2,959
Other operating expenses	1.8%	9,733	9,558	7,472	8,690	9,287	6,582
Operating expenses	0.6%	13,071	12,993	10,552	11,800	12,523	9,541
Operating profit	2.5%	7,661	7,473	7,017	7,375	7,491	7,234
Provisions other than tax and contingencies	-37.8%	585	940	1,054	1,321	1,140	1,054
Exceptional items	-	368	0	0	0	0	0
Profit before tax	13.9%	7,443	6,533	5,963	6,053	6,351	6,180
Tax expense	25.4%	2,042	1,629	1,517	1,624	1,442	1,540
Profit after tax	10.2%	5,402	4,904	4,446	4,429	4,909	4,640
Net profit (loss) for the period	10.2%	5,402	4,904	4,446	4,429	4,909	4,640
Reserve excluding revaluation reserves	-	-	-	-	-	-	-
CET 1 ratio	-0.4%	0.2208	0.224	0.2185	0.227	0.211	0.2249
Additional tier 1 ratio	-	0	0	0	0	0	0
Gross non performing assets	-4.8%	7,046	7,398	0	7,726	7,112	7,218
Non performing assets	-13.4%	1,730	1,998	0	1,980	1,752	2,070
Return on assets	0%	056	053	0	051	058	0

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Interest or discount on advances or bills	5.7%	43,055	40,746	35,658	26,978	19,379	18,589
Revenue on investments	0.1%	10,836	10,829	8,898	6,459	6,689	6,833
Interest on balances with RBI and others	25.5%	1,123	895	779	550	723	1,175
Other interest	22.5%	551	450	463	263	247	243
Total interest earned	5%	55,564	52,920	45,799	34,251	27,039	26,840
Other income	1.8%	11,623	11,418	10,273	7,083	6,354	5,459
Total income	4.4%	67,187	64,338	56,072	41,334	33,393	32,299
Total expenditure	4.1%	45,120	43,332	36,485	26,486	21,342	20,085
Interest expended	4%	25,554	24,578	19,806	12,699	10,221	11,501
Employees cost	6%	8,352	7,881	6,856	5,520	4,582	3,729
Other operating expenses	3.1%	11,215	10,873	9,822	8,267	6,539	4,855
Operating expenses	4.3%	19,566	18,754	16,679	13,787	11,121	8,584
Operating profit	5%	22,067	21,007	19,587	14,848	12,051	12,215
Provisions other than tax and contingencies	18.3%	3,481	2,942	1,574	457	690	2,912
Exceptional items	-100%	0	3,520	0	0	0	0
Profit before tax	-13.9%	18,586	21,584	18,014	14,391	11,361	9,303
Tax expense	-10.8%	4,578	5,134	4,232	3,452	2,789	2,338
Profit after tax	-14.8%	14,008	16,450	13,782	10,939	8,573	6,965
Net profit (loss) for the period	-14.8%	14,008	16,450	13,782	10,939	8,573	6,965
Reserve excluding revaluation reserves	15.5%	134,204	116,152	-	-	-	-
CET 1 ratio	0.3%	0.2134	0.211	0.2055	0.2064	0.2151	0.2121
Additional tier 1 ratio	-	0.0106	0	0.013	013	016	017
Gross non performing assets	-1.9%	6,018	6,134	5,275	5,768	6,470	7,426
Non performing assets	-6%	1,263	1,343	1,271	1,193	1,737	2,705
Return on assets	-0.7%	0.0197	0.0265	0.0261	0.0247	0.0213	0.0185

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Interest or discount on advances or bills	1.7%	11,008	10,827	10,605	10,615	10,485	10,349
Revenue on investments	2.3%	2,682	2,623	2,661	2,869	2,743	2,721
Interest on balances with RBI and others	8.1%	347	321	235	219	153	245
Other interest	4.6%	138	132	148	134	148	112
Total interest earned	2%	14,175	13,903	13,649	13,837	13,530	13,428
Other income	9.8%	3,116	2,838	2,589	3,080	3,182	2,623
Total income	3.3%	17,291	16,741	16,239	16,917	16,712	16,050
Total expenditure	0.7%	11,436	11,361	10,970	11,353	11,240	10,869
Interest expended	-0.6%	6,299	6,339	6,339	6,577	6,246	6,231
Employees cost	-8.2%	2,061	2,246	1,980	2,066	2,106	1,952
Other operating expenses	10.8%	3,076	2,777	2,652	2,710	2,888	2,686
Operating expenses	2.3%	5,137	5,023	4,632	4,776	4,994	4,638
Operating profit	8.8%	5,855	5,380	5,268	5,564	5,472	5,181
Provisions other than tax and contingencies	-36.3%	516	810	947	1,208	909	794
Exceptional items	-	0	0	0	0	0	0
Profit before tax	16.8%	5,339	4,570	4,321	4,356	4,563	4,387
Tax expense	16.7%	1,312	1,124	1,068	1,074	1,011	1,082
Profit after tax	16.9%	4,027	3,446	3,253	3,282	3,552	3,305
Net profit (loss) for the period	16.9%	4,027	3,446	3,253	3,282	3,552	3,305
Reserve excluding revaluation reserves	-	-	-	-	-	-	-
CET 1 ratio	-0.2%	0.2134	0.2153	0.2094	0.2184	0.211	0.2171
Additional tier 1 ratio	-	0.0106	0	0	0	0	0
Gross non performing assets	-4.8%	6,018	6,320	6,480	6,638	6,134	6,266
Non performing assets	-15.6%	1,263	1,497	1,491	1,531	1,343	1,681
Return on assets	0.1%	053	048	047	048	054	0

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023
Total assets	9.9%	1,003,353	912,952	879,774	8,049,812,300,000	767,667	678,003
Cash balances with RBI	40%	51,282	36,630	41,748	27,012	36,287	29,704
Investments	2%	290,633	284,843	284,255	273,268	246,446	208,483
Advances	6.9%	565,768	529,416	486,166	458,465	430,352	394,830
Fixed assets	0.5%	2,853	2,838	2,811	2,658	2,563	2,383
Other assets	-	41,060	-	-	-	-	-
Other assets	-	948	-	-	-	-	-
Other assets	31.5%	42,008	31,934	27,481	24,490	23,101	21,824
Capital	0.1%	995	994	994	994	994	1,494
Reserves and surplus	7.9%	180,118	166,941	156,401	146,220	128,898	119,243
Deposits	8.1%	566,940	524,500	494,707	457,591	445,269	398,427
Borrowings	15.3%	95,394	82,700	97,622	77,071	75,106	61,524
Other liabilities and provisions	-	113	-	-	-	-	-
Other liabilities and provisions	-	96,168	-	-	-	-	-
Other liabilities and provisions	-	63,625	-	-	-	-	-
Other liabilities and provisions	16%	159,906	137,817	130,050	123,105	117,400	97,314
Total capital and liabilities	9.9%	1,003,353	912,952	879,774	804,981	767,667	678,003

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023
Total assets	10.8%	783,003	706,967	693,624	6,232,084,100,000	600,357	532,963
Cash balances with RBI	40%	51,239	36,610	41,699	26,976	36,252	29,690
Investments	-0.3%	172,535	172,994	181,907	175,532	155,404	128,646
Advances	7.2%	496,009	462,688	426,909	399,522	376,075	348,284
Fixed assets	-1.8%	2,388	2,432	2,359	2,238	2,155	2,020
Other assets	-	27,981	-	-	-	-	-
Other assets	46.8%	27,981	19,061	16,670	13,329	13,934	14,072
Capital	0.1%	995	994	994	994	994	1,494
Reserves and surplus	8.1%	134,204	124,163	116,246	109,652	95,646	88,463
Deposits	8.3%	572,456	528,776	499,055	461,454	448,954	400,963
Borrowings	35.8%	32,475	23,911	48,443	26,512	28,368	22,514
Other liabilities and provisions	-	42,760	-	-	-	-	-
Other liabilities and provisions	-	113	-	-	-	-	-
Other liabilities and provisions	47.2%	42,873	29,122	28,886	24,596	26,396	19,529
Total capital and liabilities	10.8%	783,003	706,967	693,624	623,208	600,357	532,963

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Profit Before Extraord. Items And Tax	-10.3%	25,993	28,989	23,863	19,646	15,948	-
Depreciation	18.4%	1,132	956	1,063	1,177	1,042	-
Impairment loss / reversal	1.1%	3,900	3,859	1,972	440	0	-
Share-based payments	83.3%	67	37	45	46	31	-
Total adjustments to profit/loss	218.6%	4,194	-3,534.68	-4,343.9	2,152	237	-
Change in inventories	-	0	0	0	0	4,124	-
Change in trade receivables	-	0	0	0	0	-53,526.56	-
Change in trade payables	-	0	0	0	0	31,215	-
Total adj. for working capital	916.6%	17,974	-2,199.91	2,203	-18,275.57	-4,023.26	-
Net Cashflows From Operations	107.1%	48,160	23,254	21,723	3,523	12,162	-
Income taxes paid (refund)	1.5%	6,433	6,339	6,038	4,765	3,744	-
Net Cashflows From Operating Activities	146.7%	41,727	16,916	15,685	-1,242.43	8,418	-
Proceeds from sales of tangible assets	-67.2%	22	65	35	26	0	-
Purchase of tangible assets	-12.8%	1,058	1,213	1,127	987	670	-
Proceeds from sales of intangible assets	-	0	0	0	0	36	-
Net Cashflows From Investing Activities	34.6%	-16,519.13	-25,272.09	-9,096.93	-10,550.18	-11,084.4	-
Proceeds from issuing shares	313.3%	187	46	199	268	359	-
Proceeds from borrowings	-109.9%	-2,228.5	22,516	16,152	1,874	7,409	-
Dividends paid	24.9%	497	398	337	259	219	-
Other inflows (outflows) of cash	95.9%	0	-23.24	-358.66	0	0	-
Net Cashflows From Financing Activities	-111.5%	-2,538.43	22,142	15,656	1,883	7,549	-
Net change in cash and cash eq.	66.2%	23,029	13,855	22,281	-9,740.14	4,949	-

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Profit Before Extraord. Items And Tax	-13.9%	18,586	21,584	18,014	14,391	11,361	-
Depreciation	-17.4%	819	991	976	988	893	-
Dividend income	18.2%	449	380	309	242	202	-
Share-based payments	120%	45	21	25	24	21	-
Total adjustments to profit/loss	1131.3%	5,304	-513.2	782	1,440	2,313	-
Change in inventories	1007.3%	15,227	1,376	-35,495.27	-22,547.76	4,225	-
Change in trade receivables	-35.4%	-72,303.42	-53,410.24	-57,700.53	-49,115.29	-48,695.4	-
Change in trade payables	46.5%	73,401	50,101	85,858	51,412	31,584	-
Adjustments for Provisions	-100.1%	0	1,612	6,703	657	3,608	-
Total adj. for working capital	598.8%	17,877	-3,583.03	-279.36	-20,722.44	-8,861.72	-
Net Cashflows From Operations	138.8%	41,766	17,488	18,516	-4,891.4	4,812	-
Income taxes paid (refund)	-2.7%	4,555	4,682	4,615	3,478	2,651	-
Net Cashflows From Operating Activities	190.6%	37,211	12,806	13,901	-8,369.16	2,161	-
Proceeds from sales of tangible assets	-82.5%	11	58	28	20	31	-
Purchase of tangible assets	-12.6%	820	938	885	770	507	-
Dividends received	18.2%	449	380	309	242	202	-
Net Cashflows From Investing Activities	86.1%	-2,721.52	-19,556.2	2,022	491	-1,334.91	-
Proceeds from issuing shares	313.3%	187	46	199	268	359	-
Proceeds from borrowings	152.1%	4,953	-9,508.35	4,075	2,229	2,466	-
Repayments of borrowings	170.7%	20,921	-29,583.01	-876.71	4,780	150	-
Dividends paid	24.9%	497	398	337	259	219	-
Other inflows (outflows) of cash	-	0	0	-500	0	0	-
Net Cashflows From Financing Activities	-182.5%	-16,277.68	19,723	4,314	-2,541.91	2,456	-
Net change in cash and cash eq.	40.9%	18,310	12,991	20,246	-10,381.63	3,297	-

KOTAKBANK - Kotak Mahindra Bank Ltd. Share Price

KOTAKBANK

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

KOTAKBANK

KOTAKBANK - Kotak Mahindra Bank Ltd. Share Price

KOTAKBANK

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

KOTAKBANK

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Kotak Mahindra Bank Ltd. do?

Important Disclosure & Data Context

Valuation

Fundamentals

Profitability

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Kotak Mahindra Bank Ltd. do?

Important Disclosure & Data Context