Banks
Valuation | |
|---|---|
| Market Cap | 4.1 LCr |
| Price/Earnings (Trailing) | 19.39 |
| Price/Sales (Trailing) | 3.85 |
| EV/EBITDA | 7.55 |
| Price/Free Cashflow | 25.85 |
| MarketCap/EBT | 16.47 |
| Enterprise Value | 4.1 LCr |
Fundamentals | |
|---|---|
Growth & Returns | |
|---|---|
| Price Change 1W | 0.00% |
| Price Change 1M | -5.9% |
| Price Change 6M | 5.7% |
| Price Change 1Y | 6.8% |
| 3Y Cumulative Return | 5% |
| 5Y Cumulative Return | 0.80% |
| 7Y Cumulative Return | 7% |
| 10Y Cumulative Return | 11.5% |
| Revenue (TTM) |
| 1.07 LCr |
| Rev. Growth (Yr) | 16.3% |
| Earnings (TTM) | 18.69 kCr |
| Earnings Growth (Yr) | 5.7% |
Profitability | |
|---|---|
| Operating Margin | 28% |
| EBT Margin | 23% |
| Return on Equity | 2.05% |
| Return on Assets | 2.05% |
| Free Cashflow Yield | 3.87% |
Cash Flow & Liquidity |
|---|
| Cash Flow from Investing (TTM) | -25.27 kCr |
| Cash Flow from Operations (TTM) | 16.92 kCr |
| Cash Flow from Financing (TTM) | 22.14 kCr |
| Free Cash Flow (TTM) | 16.92 kCr |
| Free Cash Flow/Share (TTM) | 85.08 |
Balance Sheet | |
|---|---|
| Total Assets | 9.13 LCr |
| Shareholder Equity | 9.13 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.15 |
| Interest/Cashflow Ops | 1.58 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 0.5 |
| Dividend Yield | 0.12% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 0.20% |
Size: It is among the top 200 market size companies of india.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Balance Sheet: Strong Balance Sheet.
Smart Money: Smart money has been increasing their position in the stock.
Profitability: Very strong Profitability. One year profit margin are 18%.
Past Returns: In past three years, the stock has provided 5% return compared to 12.8% by NIFTY 50.
Technicals: SharesGuru indicator is Bearish.
Insider Trading: Significant insider selling noticed recently.
Momentum: Stock has a weak negative price momentum.
Size: It is among the top 200 market size companies of india.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Balance Sheet: Strong Balance Sheet.
Smart Money: Smart money has been increasing their position in the stock.
Profitability: Very strong Profitability. One year profit margin are 18%.
Past Returns: In past three years, the stock has provided 5% return compared to 12.8% by NIFTY 50.
Technicals: SharesGuru indicator is Bearish.
Insider Trading: Significant insider selling noticed recently.
Momentum: Stock has a weak negative price momentum.
Investor Care | |
|---|---|
| Dividend Yield | 0.12% |
| Dividend/Share (TTM) | 0.5 |
| Shares Dilution (1Y) | 0.00% |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 40.94 |
| RSI (5d) | 72.33 |
| RSI (21d) | 32.54 |
| MACD Signal | Sell |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Sell |
| RSI Signal | Hold |
| RSI5 Signal | Sell |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Sell |
| SMA 20 Signal | Sell |
| SMA 50 Signal | Sell |
| SMA 100 Signal | Sell |
Updated Feb 2, 2026
Shares of Kotak Mahindra Bank fell over 4% despite December quarter results meeting expectations due to higher employee costs.
The reported profit after tax slightly missed consensus estimates, coming in at Rs 3,446 crore instead of the anticipated Rs 3,493 crore.
Some financial metrics such as net interest margin (NIM) and slippage were below expectations, leading to mixed analyst ratings.
Summary of Kotak Mahindra Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand Kotak Mahindra Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Uday Suresh Kotak | 25.69% |
| LIFE INSURANCE CORPORATION OF INDIA | 6.39% |
| SBI MUTUAL FUND | 5.57% |
| HDFC MUTUAL FUND | 3.24% |
| ICICI PRUDENTIAL MUTUAL FUND | 1.84% |
| UTI MUTUAL FUND | 1.79% |
| NATIONAL PENSION SYSTEM TRUST | 1.74% |
Detailed comparison of Kotak Mahindra Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC Bank | 14.66 LCr | 4.99 LCr | -2.50% | +10.80% | 20.79 | 2.94 | - | - |
| ICICIBANK | ICICI Bank | 10.07 LCr |
Kotak Mahindra Bank is a prominent Private Sector Bank in India, identifiable by its stock ticker KOTAKBANK, and boasts a substantial market capitalization of Rs. 441,512.9 Crores.
The bank provides a comprehensive range of banking and financial services to both corporate and individual customers. It operates through several segments, including:
Among the many products offered by Kotak Mahindra Bank are:
Established in 1985, and headquartered in Mumbai, India, Kotak Mahindra Bank has demonstrated significant financial performance, with a trailing 12 months revenue of Rs. 103,809 Crores and a profit of Rs. 22,279 Crores over the last four quarters. The bank is known for its commitment to its investors, offering a dividend yield of 0.2% per year, with Rs. 3.5 returned as dividend per share in the last 12 months.
Despite having diluted shareholder stakes by 0.2% over the past three years, the company has enjoyed a 77.5% revenue growth during the same period, affirming its position as a profitable and growing enterprise.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
Newspaper Publication • 03 Feb 2026 Kotak Mahindra Bank Limited has informed the Exchange about Clippings of Notice published in Newspapers |
Earnings Call Transcript • 30 Jan 2026 Intimation Attached |
Allotment of Equity Shares • 29 Jan 2026 Intimation of allotment of 1,33,400 equity shares of Kotak Mahindra Bank Limited |
General • 24 Jan 2026 Intimation Attached |
Investor Presentation • 24 Jan 2026 Intimation Attached |
Investor Presentation • 24 Jan 2026 Intimation Attached |
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
| GOVERNMENT PENSION FUND GLOBAL | 1.37% |
| PARAG PARIKH MUTUAL FUND | 1.33% |
| NIPPON MUTUAL FUND | 1.18% |
| EUPAC FUND | 1.16% |
| KOTAK MUTUAL FUND | 1.03% |
| QUALIFIED INSTITUTIONAL BUYER | 0.12% |
| Indira Suresh Kotak | 0.1% |
| Pallavi Kotak | 0.06% |
| Suresh Amritlal Kotak | 0.01% |
| Suresh A Kotak (HUF) | 0.01% |
| Kotak Trustee Company Private Limited | 0.01% |
| FOREIGN INSTITUTIONAL INVESTORS | 0.01% |
| Jay Kotak | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
| 3.07 LCr |
| +2.70% |
| +11.10% |
| 18.66 |
| 3.28 |
| - |
| - |
| AXISBANK | AXIS Bank | 4.16 LCr | 1.59 LCr | +4.10% | +31.80% | 12.21 | 2.54 | - | - |
| IDFCFIRSTB | IDFC FIRST BANK | 73.18 kCr | 44.98 kCr | +0.20% | +37.10% | 35.91 | 1.59 | - | - |
| INDUSINDBK | IndusInd Bank | 71.78 kCr | 52.1 kCr | +2.40% | -12.00% | 26.32 | 1.38 | - | - |
| Employees cost | 11.5% | 3,435 | 3,080 | 3,110 | 3,236 | 2,959 | 2,959 |
| Other operating expenses | 27.9% | 9,558 | 7,472 | 8,690 | 9,287 | 6,582 | 9,245 |
| Operating expenses | 23.1% | 12,993 | 10,552 | 11,800 | 12,523 | 9,541 | 12,204 |
| Operating profit | 6.5% | 7,473 | 7,017 | 7,375 | 7,491 | 7,234 | 7,537 |
| Provisions other than tax and contingencies | -10.8% | 940 | 1,054 | 1,321 | 1,140 | 1,054 | 890 |
| Exceptional items | - | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 9.6% | 6,533 | 5,963 | 6,053 | 6,351 | 6,180 | 6,647 |
| Tax expense | 7.4% | 1,629 | 1,517 | 1,624 | 1,442 | 1,540 | 1,649 |
| Profit after tax | 10.3% | 4,904 | 4,446 | 4,429 | 4,909 | 4,640 | 4,998 |
| Net profit (loss) for the period | 10.3% | 4,904 | 4,446 | 4,429 | 4,909 | 4,640 | 4,998 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| CET 1 ratio | 0.7% | 0.224 | 0.2185 | 0.227 | 0.211 | 0.2249 | 0.2169 |
| Additional tier 1 ratio | - | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross non performing assets | - | 7,398 | 0 | 7,726 | 7,112 | 7,218 | 6,835 |
| Non performing assets | - | 1,998 | 0 | 1,980 | 1,752 | 2,070 | 2,067 |
| Return on assets | - | 053 | 0 | 051 | 058 | 0 | 0 |
| Other income |
| 11.1% |
| 11,418 |
| 10,273 |
| 7,083 |
| 6,354 |
| 5,459 |
| 5,372 |
| Total income | 14.7% | 64,338 | 56,072 | 41,334 | 33,393 | 32,299 | 32,302 |
| Total expenditure | 18.8% | 43,332 | 36,485 | 26,486 | 21,342 | 20,085 | 22,281 |
| Interest expended | 24.1% | 24,578 | 19,806 | 12,699 | 10,221 | 11,501 | 13,430 |
| Employees cost | 15% | 7,881 | 6,856 | 5,520 | 4,582 | 3,729 | 3,878 |
| Other operating expenses | 10.7% | 10,873 | 9,822 | 8,267 | 6,539 | 4,855 | 4,973 |
| Operating expenses | 12.4% | 18,754 | 16,679 | 13,787 | 11,121 | 8,584 | 8,851 |
| Operating profit | 7.3% | 21,007 | 19,587 | 14,848 | 12,051 | 12,215 | 10,021 |
| Provisions other than tax and contingencies | 87% | 2,942 | 1,574 | 457 | 690 | 2,912 | 2,216 |
| Exceptional items | - | 3,520 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 19.8% | 21,584 | 18,014 | 14,391 | 11,361 | 9,303 | 7,805 |
| Tax expense | 21.3% | 5,134 | 4,232 | 3,452 | 2,789 | 2,338 | 1,857 |
| Profit after tax | 19.4% | 16,450 | 13,782 | 10,939 | 8,573 | 6,965 | 5,947 |
| Net profit (loss) for the period | 19.4% | 16,450 | 13,782 | 10,939 | 8,573 | 6,965 | 5,947 |
| Reserve excluding revaluation reserves | - | 116,152 | - | - | - | - | - |
| CET 1 ratio | 0.7% | 0.211 | 0.2055 | 0.2064 | 0.2151 | 0.2121 | 0.1708 |
| Additional tier 1 ratio | -1.3% | 0 | 0.013 | 013 | 016 | 017 | 019 |
| Gross non performing assets | 16.3% | 6,134 | 5,275 | 5,768 | 6,470 | 7,426 | 5,027 |
| Non performing assets | 5.7% | 1,343 | 1,271 | 1,193 | 1,737 | 2,705 | 1,558 |
| Return on assets | 0% | 0.0265 | 0.0261 | 0.0247 | 0.0213 | 0.0185 | 0.0187 |
| Reserves and surplus | 6.8% | 124,163 | 116,246 | 109,652 | 95,646 | 88,463 | 81,967 |
| Deposits | 6% | 528,776 | 499,055 | 461,454 | 448,954 | 400,963 | 363,096 |
| Borrowings | -50.6% | 23,911 | 48,443 | 26,512 | 28,368 | 22,514 | 23,416 |
| Other liabilities and provisions | 0.8% | 29,122 | 28,886 | 24,596 | 26,396 | 19,529 | 19,890 |
| Total capital and liabilities | 1.9% | 706,967 | 693,624 | 623,208 | 600,357 | 532,963 | 489,862 |
| -41.6% |
| 50,101 |
| 85,858 |
| 51,412 |
| 31,584 |
| - |
| - |
| Adjustments for Provisions | -76% | 1,612 | 6,703 | 657 | 3,608 | - | - |
| Total adj. for working capital | -1178.4% | -3,583.03 | -279.36 | -20,722.44 | -8,861.72 | - | - |
| Net Cashflows From Operations | -5.6% | 17,488 | 18,516 | -4,891.4 | 4,812 | - | - |
| Income taxes paid (refund) | 1.5% | 4,682 | 4,615 | 3,478 | 2,651 | - | - |
| Net Cashflows From Operating Activities | -7.9% | 12,806 | 13,901 | -8,369.16 | 2,161 | - | - |
| Proceeds from sales of tangible assets | 111.1% | 58 | 28 | 20 | 31 | - | - |
| Purchase of tangible assets | 6% | 938 | 885 | 770 | 507 | - | - |
| Dividends received | 23.1% | 380 | 309 | 242 | 202 | - | - |
| Net Cashflows From Investing Activities | -1067.7% | -19,556.2 | 2,022 | 491 | -1,334.91 | - | - |
| Proceeds from issuing shares | -77.3% | 46 | 199 | 268 | 359 | - | - |
| Proceeds from borrowings | -333.4% | -9,508.35 | 4,075 | 2,229 | 2,466 | - | - |
| Repayments of borrowings | -3270.6% | -29,583.01 | -876.71 | 4,780 | 150 | - | - |
| Dividends paid | 18.2% | 398 | 337 | 259 | 219 | - | - |
| Other inflows (outflows) of cash | 99.8% | 0 | -500 | 0 | 0 | - | - |
| Net Cashflows From Financing Activities | 357.3% | 19,723 | 4,314 | -2,541.91 | 2,456 | - | - |
| Net change in cash and cash eq. | -35.8% | 12,991 | 20,246 | -10,381.63 | 3,297 | - | - |
Press Release / Media Release • 24 Jan 2026 Intimation Attached |
Analysis of Kotak Mahindra Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Dec 31, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking | 29.9% | 8.9 kCr |
| Insurance | 24.1% | 7.2 kCr |
| Corporate / Wholesale Banking | 20.9% | 6.2 kCr |
| Treasury, BMU and Corporate Centre | 11.3% | 3.4 kCr |
| Broking | 4.0% | 1.2 kCr |
| Vehicle Financing | 3.8% | 1.1 kCr |
| Asset Management | 3.1% | 936.4 Cr |
| Other Lending Activities | 1.9% | 574.2 Cr |
| Advisory and Transactional Services | 1.0% | 288.4 Cr |
| Total | 29.7 kCr |