Banks
Size: It is among the top 200 market size companies of india.
Balance Sheet: Strong Balance Sheet.
Insider Trading: There's significant insider buying recently.
Profitability: Very strong Profitability. One year profit margin are 18%.
Smart Money: Smart money has been increasing their position in the stock.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Momentum: Stock has a weak negative price momentum.
Past Returns: Underperforming stock! In past three years, the stock has provided 3% return compared to 12.6% by NIFTY 50.
Valuation | |
|---|---|
| Market Cap | 4.2 LCr |
| Price/Earnings (Trailing) | 19.39 |
| Price/Sales (Trailing) | 4.08 |
| EV/EBITDA | 7.81 |
| Price/Free Cashflow | 25.85 |
| MarketCap/EBT | 17.09 |
| Enterprise Value | 4.2 LCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 1.03 LCr |
| Rev. Growth (Yr) | -7.4% |
| Earnings (TTM) | 18.42 kCr |
| Earnings Growth (Yr) | -11% |
Profitability | |
|---|---|
| Operating Margin | 28% |
| EBT Margin | 24% |
| Return on Equity | 2.02% |
| Return on Assets | 2.02% |
| Free Cashflow Yield | 3.87% |
Growth & Returns | |
|---|---|
| Price Change 1W | 0.50% |
| Price Change 1M | -2.3% |
| Price Change 6M | 1.7% |
| Price Change 1Y | 18.3% |
| 3Y Cumulative Return | 3% |
| 5Y Cumulative Return | 2% |
| 7Y Cumulative Return | 8.2% |
| 10Y Cumulative Return | 11.8% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -25.27 kCr |
| Cash Flow from Operations (TTM) | 16.92 kCr |
| Cash Flow from Financing (TTM) | 22.14 kCr |
| Free Cash Flow (TTM) | 16.92 kCr |
| Free Cash Flow/Share (TTM) | 85.08 |
Balance Sheet | |
|---|---|
| Total Assets | 9.13 LCr |
| Shareholder Equity | 9.13 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.16 |
| Interest/Cashflow Ops | 1.58 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 2.5 |
| Dividend Yield | 0.12% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 0.10% |
Updated Nov 27, 2025
Following the stock split announcement, Kotak Mahindra Bank's share price closed slightly lower, indicating potential investor apprehension.
In its recent Q2FY26 results, Kotak reported a 2.7% decline in net profit, suggesting challenges in profitability despite other positive metrics.
The stock split is still pending approvals from regulatory authorities, which may introduce uncertainty regarding the timeline for its implementation.
Kotak Mahindra Bank has approved a stock split to enhance affordability and liquidity for retail investors, reflecting its commitment to inclusivity.
The bank has successfully reduced SME loan processing time by 60%, aiming to double its SME loan book every three years, indicating strong growth potential.
Despite market challenges, Kotak Mahindra Bank reports no stress in its SME loan book, focusing on key growth sectors such as auto manufacturing and pharmaceuticals.
Newspaper Publication • 27 Nov 2025 Newspaper Clipping - Special Window for Re-lodgement of Transfer Requests of Physical Shares of the Bank |
Newspaper Publication • 26 Nov 2025 Clippings of Notice published in Newspapers |
Press Release / Media Release • 21 Nov 2025 Media Release on Stock Split |
General • 21 Nov 2025 Intimation Attached |
General • 18 Nov 2025 Intimation Attached |
Allotment of ESOP / ESPS • 13 Nov 2025 Intimation attached |
Analyst / Investor Meet • 13 Nov 2025 Intimation attached |
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
Summary of Kotak Mahindra Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Last updated:
Last updated:
Analysis of Kotak Mahindra Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Sep 30, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking | 30.8% | 8.3 kCr |
| Corporate / Wholesale Banking | 24.7% | 6.7 kCr |
| Insurance | 18.7% | 5.1 kCr |
| Treasury, BMU and Corporate Centre | 11.6% | 3.1 kCr |
| Broking | 4.2% | 1.1 kCr |
| Vehicle Financing | 4.0% | 1.1 kCr |
| Asset Management | 3.0% | 824 Cr |
| Other Lending Activities | 2.1% | 570.2 Cr |
| Advisory and Transactional Services | 0.8% | 230.2 Cr |
| Total | 27.1 kCr |
Understand Kotak Mahindra Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Uday Suresh Kotak | 25.7% |
| Life Insurance Corporation of India | 6.37% |
| SBI MUTUAL FUND | 5.73% |
| HDFC MUTUAL FUND | 3.13% |
| ICICI PRUDENTIAL MUTUAL FUND | 1.96% |
| UTI QUANT MUTUAL FUND | 1.88% |
| National Pension System Trust | 1.53% |
| PARAG PARIKH MUTUAL FUND | 1.3% |
| EUROPACIFIC GROWTH FUND | 1.21% |
| NIPPON INDIA MUTUAL FUND | 1.04% |
| Indira Suresh Kotak | 0.1% |
| Pallavi Kotak | 0.06% |
| Suresh Amritlal Kotak | 0.01% |
| Suresh A Kotak (HUF) | 0.01% |
| Kotak Trustee Company Private Limited | 0.01% |
| FOREIGN INSTITUTIONAL INVESTORS | 0.01% |
| Jay Kotak | 0% |
| Uday S Kotak (HUF) | 0% |
| Dhawal Kotak | 0% |
| Infina Finance Private Limited | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
Detailed comparison of Kotak Mahindra Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC Bank | 15.51 LCr | 4.84 LCr | +0.60% | +11.40% | 20.79 | 3.2 | - | - |
| ICICIBANK | ICICI Bank | 9.96 LCr | 3.05 LCr | +2.20% | +7.20% | 18.66 | 3.26 | - | - |
| AXISBANK | AXIS Bank | 3.99 LCr | 1.59 LCr | +3.30% | +12.00% | 12.21 | 2.52 | - | - |
| INDUSINDBK | IndusInd Bank | 66.77 kCr | 54.18 kCr | +7.20% | -14.50% | 26.32 | 1.23 | - | - |
| IDFCFIRSTB | IDFC FIRST BANK | 65.83 kCr | 44.98 kCr | +2.00% | +25.90% | 35.91 | 1.46 | - | - |
Comprehensive comparison against sector averages
KOTAKBANK metrics compared to Banks
| Category | KOTAKBANK | Banks |
|---|---|---|
| PE | 19.39 | 19.64 |
| PS | 4.07 | 2.82 |
| Growth | -1.2 % | 5.4 % |
Kotak Mahindra Bank is a prominent Private Sector Bank in India, identifiable by its stock ticker KOTAKBANK, and boasts a substantial market capitalization of Rs. 441,512.9 Crores.
The bank provides a comprehensive range of banking and financial services to both corporate and individual customers. It operates through several segments, including:
Among the many products offered by Kotak Mahindra Bank are:
Established in 1985, and headquartered in Mumbai, India, Kotak Mahindra Bank has demonstrated significant financial performance, with a trailing 12 months revenue of Rs. 103,809 Crores and a profit of Rs. 22,279 Crores over the last four quarters. The bank is known for its commitment to its investors, offering a dividend yield of 0.2% per year, with Rs. 3.5 returned as dividend per share in the last 12 months.
Despite having diluted shareholder stakes by 0.2% over the past three years, the company has enjoyed a 77.5% revenue growth during the same period, affirming its position as a profitable and growing enterprise.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
KOTAKBANK vs Banks (2021 - 2025)