Banks
Valuation | |
|---|---|
| Market Cap | 4.2 LCr |
| Price/Earnings (Trailing) | 19.39 |
| Price/Sales (Trailing) | 3.94 |
| EV/EBITDA | 7.73 |
| Price/Free Cashflow | 25.85 |
| MarketCap/EBT | 16.87 |
| Enterprise Value | 4.2 LCr |
Fundamentals | |
|---|---|
Growth & Returns | |
|---|---|
| Price Change 1W | 3.5% |
| Price Change 1M | -1.5% |
| Price Change 6M | 8.2% |
| Price Change 1Y | 10.2% |
| 3Y Cumulative Return | 6% |
| 5Y Cumulative Return | 1.3% |
| 7Y Cumulative Return | 7.2% |
| 10Y Cumulative Return | 12% |
| Revenue (TTM) |
| 1.07 LCr |
| Rev. Growth (Yr) | 16.3% |
| Earnings (TTM) | 18.69 kCr |
| Earnings Growth (Yr) | 5.7% |
Profitability | |
|---|---|
| Operating Margin | 28% |
| EBT Margin | 23% |
| Return on Equity | 2.05% |
| Return on Assets | 2.05% |
| Free Cashflow Yield | 3.87% |
Cash Flow & Liquidity |
|---|
| Cash Flow from Investing (TTM) | -25.27 kCr |
| Cash Flow from Operations (TTM) | 16.92 kCr |
| Cash Flow from Financing (TTM) | 22.14 kCr |
| Free Cash Flow (TTM) | 16.92 kCr |
| Free Cash Flow/Share (TTM) | 85.08 |
Balance Sheet | |
|---|---|
| Total Assets | 9.13 LCr |
| Shareholder Equity | 9.13 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.15 |
| Interest/Cashflow Ops | 1.58 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 0.5 |
| Dividend Yield | 0.12% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 0.20% |
Profitability: Very strong Profitability. One year profit margin are 18%.
Smart Money: Smart money has been increasing their position in the stock.
Size: It is among the top 200 market size companies of india.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Balance Sheet: Strong Balance Sheet.
Technicals: Bullish SharesGuru indicator.
Insider Trading: Significant insider selling noticed recently.
Past Returns: In past three years, the stock has provided 6% return compared to 13.2% by NIFTY 50.
Profitability: Very strong Profitability. One year profit margin are 18%.
Smart Money: Smart money has been increasing their position in the stock.
Size: It is among the top 200 market size companies of india.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Balance Sheet: Strong Balance Sheet.
Technicals: Bullish SharesGuru indicator.
Insider Trading: Significant insider selling noticed recently.
Past Returns: In past three years, the stock has provided 6% return compared to 13.2% by NIFTY 50.
Investor Care | |
|---|---|
| Dividend Yield | 0.12% |
| Dividend/Share (TTM) | 0.5 |
| Shares Dilution (1Y) | 0.00% |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 53.09 |
| RSI (5d) | 81.68 |
| RSI (21d) | 45.64 |
| MACD Signal | Buy |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Sell |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Buy |
| SMA 50 Signal | Sell |
| SMA 100 Signal | Sell |
Updated Feb 6, 2026
Summary of Kotak Mahindra Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand Kotak Mahindra Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Uday Suresh Kotak | 25.69% |
| LIFE INSURANCE CORPORATION OF INDIA | 6.39% |
| SBI MUTUAL FUND | 5.57% |
| HDFC MUTUAL FUND | 3.24% |
| ICICI PRUDENTIAL MUTUAL FUND | 1.84% |
| UTI MUTUAL FUND | 1.79% |
| NATIONAL PENSION SYSTEM TRUST | 1.74% |
Detailed comparison of Kotak Mahindra Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC Bank | 14.48 LCr | 4.99 LCr | -0.90% | +7.90% | 20.79 | 2.9 | - | - |
| ICICIBANK | ICICI Bank | 10.05 LCr |
Kotak Mahindra Bank is a prominent Private Sector Bank in India, identifiable by its stock ticker KOTAKBANK, and boasts a substantial market capitalization of Rs. 441,512.9 Crores.
The bank provides a comprehensive range of banking and financial services to both corporate and individual customers. It operates through several segments, including:
Among the many products offered by Kotak Mahindra Bank are:
Established in 1985, and headquartered in Mumbai, India, Kotak Mahindra Bank has demonstrated significant financial performance, with a trailing 12 months revenue of Rs. 103,809 Crores and a profit of Rs. 22,279 Crores over the last four quarters. The bank is known for its commitment to its investors, offering a dividend yield of 0.2% per year, with Rs. 3.5 returned as dividend per share in the last 12 months.
Despite having diluted shareholder stakes by 0.2% over the past three years, the company has enjoyed a 77.5% revenue growth during the same period, affirming its position as a profitable and growing enterprise.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
Kotak Mahindra Bank Ltd. shares rose by 0.84% to 412.40 Indian rupees on Wednesday.
The BSE SENSEX Index increased by 0.60%, contributing to a favorable trading environment.
Clarification • 07 Feb 2026 Kotak Mahindra Bank Ltd has submitted to BSE a copy of " Clarification on reported news article published in<BR>mainstream media". |
Newspaper Publication • 03 Feb 2026 Kotak Mahindra Bank Limited has informed the Exchange about Clippings of Notice published in Newspapers |
Earnings Call Transcript • 30 Jan 2026 Intimation Attached |
Allotment of Equity Shares • 29 Jan 2026 Intimation of allotment of 1,33,400 equity shares of Kotak Mahindra Bank Limited |
General • 24 Jan 2026 Intimation Attached |
Investor Presentation • 24 Jan 2026 Intimation Attached |
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
| GOVERNMENT PENSION FUND GLOBAL | 1.37% |
| PARAG PARIKH MUTUAL FUND | 1.33% |
| NIPPON MUTUAL FUND | 1.18% |
| EUPAC FUND | 1.16% |
| KOTAK MUTUAL FUND | 1.03% |
| QUALIFIED INSTITUTIONAL BUYER | 0.12% |
| Indira Suresh Kotak | 0.1% |
| Pallavi Kotak | 0.06% |
| Suresh Amritlal Kotak | 0.01% |
| Suresh A Kotak (HUF) | 0.01% |
| Kotak Trustee Company Private Limited | 0.01% |
| FOREIGN INSTITUTIONAL INVESTORS | 0.01% |
| Jay Kotak | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
| 3.07 LCr |
| -1.60% |
| +10.50% |
| 18.66 |
| 3.27 |
| - |
| - |
| AXISBANK | AXIS Bank | 4.17 LCr | 1.59 LCr | +3.60% | +31.40% | 12.21 | 2.54 | - | - |
| IDFCFIRSTB | IDFC FIRST BANK | 73.16 kCr | 44.98 kCr | +0.80% | +33.60% | 35.91 | 1.59 | - | - |
| INDUSINDBK | IndusInd Bank | 70.4 kCr | 52.1 kCr | +0.60% | -15.20% | 26.32 | 1.35 | - | - |
| Employees cost | 11.5% | 3,435 | 3,080 | 3,110 | 3,236 | 2,959 | 2,959 |
| Other operating expenses | 27.9% | 9,558 | 7,472 | 8,690 | 9,287 | 6,582 | 9,245 |
| Operating expenses | 23.1% | 12,993 | 10,552 | 11,800 | 12,523 | 9,541 | 12,204 |
| Operating profit | 6.5% | 7,473 | 7,017 | 7,375 | 7,491 | 7,234 | 7,537 |
| Provisions other than tax and contingencies | -10.8% | 940 | 1,054 | 1,321 | 1,140 | 1,054 | 890 |
| Exceptional items | - | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 9.6% | 6,533 | 5,963 | 6,053 | 6,351 | 6,180 | 6,647 |
| Tax expense | 7.4% | 1,629 | 1,517 | 1,624 | 1,442 | 1,540 | 1,649 |
| Profit after tax | 10.3% | 4,904 | 4,446 | 4,429 | 4,909 | 4,640 | 4,998 |
| Net profit (loss) for the period | 10.3% | 4,904 | 4,446 | 4,429 | 4,909 | 4,640 | 4,998 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| CET 1 ratio | 0.7% | 0.224 | 0.2185 | 0.227 | 0.211 | 0.2249 | 0.2169 |
| Additional tier 1 ratio | - | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross non performing assets | - | 7,398 | 0 | 7,726 | 7,112 | 7,218 | 6,835 |
| Non performing assets | - | 1,998 | 0 | 1,980 | 1,752 | 2,070 | 2,067 |
| Return on assets | - | 053 | 0 | 051 | 058 | 0 | 0 |
| Other income |
| 11.1% |
| 11,418 |
| 10,273 |
| 7,083 |
| 6,354 |
| 5,459 |
| 5,372 |
| Total income | 14.7% | 64,338 | 56,072 | 41,334 | 33,393 | 32,299 | 32,302 |
| Total expenditure | 18.8% | 43,332 | 36,485 | 26,486 | 21,342 | 20,085 | 22,281 |
| Interest expended | 24.1% | 24,578 | 19,806 | 12,699 | 10,221 | 11,501 | 13,430 |
| Employees cost | 15% | 7,881 | 6,856 | 5,520 | 4,582 | 3,729 | 3,878 |
| Other operating expenses | 10.7% | 10,873 | 9,822 | 8,267 | 6,539 | 4,855 | 4,973 |
| Operating expenses | 12.4% | 18,754 | 16,679 | 13,787 | 11,121 | 8,584 | 8,851 |
| Operating profit | 7.3% | 21,007 | 19,587 | 14,848 | 12,051 | 12,215 | 10,021 |
| Provisions other than tax and contingencies | 87% | 2,942 | 1,574 | 457 | 690 | 2,912 | 2,216 |
| Exceptional items | - | 3,520 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 19.8% | 21,584 | 18,014 | 14,391 | 11,361 | 9,303 | 7,805 |
| Tax expense | 21.3% | 5,134 | 4,232 | 3,452 | 2,789 | 2,338 | 1,857 |
| Profit after tax | 19.4% | 16,450 | 13,782 | 10,939 | 8,573 | 6,965 | 5,947 |
| Net profit (loss) for the period | 19.4% | 16,450 | 13,782 | 10,939 | 8,573 | 6,965 | 5,947 |
| Reserve excluding revaluation reserves | - | 116,152 | - | - | - | - | - |
| CET 1 ratio | 0.7% | 0.211 | 0.2055 | 0.2064 | 0.2151 | 0.2121 | 0.1708 |
| Additional tier 1 ratio | -1.3% | 0 | 0.013 | 013 | 016 | 017 | 019 |
| Gross non performing assets | 16.3% | 6,134 | 5,275 | 5,768 | 6,470 | 7,426 | 5,027 |
| Non performing assets | 5.7% | 1,343 | 1,271 | 1,193 | 1,737 | 2,705 | 1,558 |
| Return on assets | 0% | 0.0265 | 0.0261 | 0.0247 | 0.0213 | 0.0185 | 0.0187 |
| Reserves and surplus | 6.8% | 124,163 | 116,246 | 109,652 | 95,646 | 88,463 | 81,967 |
| Deposits | 6% | 528,776 | 499,055 | 461,454 | 448,954 | 400,963 | 363,096 |
| Borrowings | -50.6% | 23,911 | 48,443 | 26,512 | 28,368 | 22,514 | 23,416 |
| Other liabilities and provisions | 0.8% | 29,122 | 28,886 | 24,596 | 26,396 | 19,529 | 19,890 |
| Total capital and liabilities | 1.9% | 706,967 | 693,624 | 623,208 | 600,357 | 532,963 | 489,862 |
| -41.6% |
| 50,101 |
| 85,858 |
| 51,412 |
| 31,584 |
| - |
| - |
| Adjustments for Provisions | -76% | 1,612 | 6,703 | 657 | 3,608 | - | - |
| Total adj. for working capital | -1178.4% | -3,583.03 | -279.36 | -20,722.44 | -8,861.72 | - | - |
| Net Cashflows From Operations | -5.6% | 17,488 | 18,516 | -4,891.4 | 4,812 | - | - |
| Income taxes paid (refund) | 1.5% | 4,682 | 4,615 | 3,478 | 2,651 | - | - |
| Net Cashflows From Operating Activities | -7.9% | 12,806 | 13,901 | -8,369.16 | 2,161 | - | - |
| Proceeds from sales of tangible assets | 111.1% | 58 | 28 | 20 | 31 | - | - |
| Purchase of tangible assets | 6% | 938 | 885 | 770 | 507 | - | - |
| Dividends received | 23.1% | 380 | 309 | 242 | 202 | - | - |
| Net Cashflows From Investing Activities | -1067.7% | -19,556.2 | 2,022 | 491 | -1,334.91 | - | - |
| Proceeds from issuing shares | -77.3% | 46 | 199 | 268 | 359 | - | - |
| Proceeds from borrowings | -333.4% | -9,508.35 | 4,075 | 2,229 | 2,466 | - | - |
| Repayments of borrowings | -3270.6% | -29,583.01 | -876.71 | 4,780 | 150 | - | - |
| Dividends paid | 18.2% | 398 | 337 | 259 | 219 | - | - |
| Other inflows (outflows) of cash | 99.8% | 0 | -500 | 0 | 0 | - | - |
| Net Cashflows From Financing Activities | 357.3% | 19,723 | 4,314 | -2,541.91 | 2,456 | - | - |
| Net change in cash and cash eq. | -35.8% | 12,991 | 20,246 | -10,381.63 | 3,297 | - | - |
Raising of Funds • 24 Jan 2026 Intimation Attached |
Analysis of Kotak Mahindra Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Dec 31, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking | 29.9% | 8.9 kCr |
| Insurance | 24.1% | 7.2 kCr |
| Corporate / Wholesale Banking | 20.9% | 6.2 kCr |
| Treasury, BMU and Corporate Centre | 11.3% | 3.4 kCr |
| Broking | 4.0% | 1.2 kCr |
| Vehicle Financing | 3.8% | 1.1 kCr |
| Asset Management | 3.1% | 936.4 Cr |
| Other Lending Activities | 1.9% | 574.2 Cr |
| Advisory and Transactional Services | 1.0% | 288.4 Cr |
| Total | 29.7 kCr |