Banks
Valuation | |
|---|---|
| Market Cap | 84.42 kCr |
| Price/Earnings (Trailing) | 19.39 |
| Price/Sales (Trailing) | 0.82 |
| EV/EBITDA | 1.57 |
| Price/Free Cashflow | 25.85 |
| MarketCap/EBT | 3.44 |
| Enterprise Value | 84.42 kCr |
Fundamentals | |
|---|---|
Growth & Returns | |
|---|---|
| Price Change 1W | -0.50% |
| Price Change 1M | -1.7% |
| Price Change 6M | -0.90% |
| Price Change 1Y | 10.5% |
| 3Y Cumulative Return | 6.4% |
| 5Y Cumulative Return | 2.7% |
| 7Y Cumulative Return | 7.4% |
| 10Y Cumulative Return | 12% |
| Revenue (TTM) |
| 1.03 LCr |
| Rev. Growth (Yr) | -7.4% |
| Earnings (TTM) | 18.42 kCr |
| Earnings Growth (Yr) | -11% |
Profitability | |
|---|---|
| Operating Margin | 28% |
| EBT Margin | 24% |
| Return on Equity | 2.02% |
| Return on Assets | 2.02% |
| Free Cashflow Yield | 3.87% |
Cash Flow & Liquidity |
|---|
| Cash Flow from Investing (TTM) | -25.27 kCr |
| Cash Flow from Operations (TTM) | 16.92 kCr |
| Cash Flow from Financing (TTM) | 22.14 kCr |
| Free Cash Flow (TTM) | 16.92 kCr |
| Free Cash Flow/Share (TTM) | 85.08 |
Balance Sheet | |
|---|---|
| Total Assets | 9.13 LCr |
| Shareholder Equity | 9.13 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.16 |
| Interest/Cashflow Ops | 1.58 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 0.5 |
| Dividend Yield | 0.12% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 0.10% |
Size: It is among the top 200 market size companies of india.
Profitability: Very strong Profitability. One year profit margin are 18%.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Balance Sheet: Strong Balance Sheet.
Insider Trading: Significant insider selling noticed recently.
Smart Money: Smart money is losing interest in the stock.
Momentum: Stock has a weak negative price momentum.
Technicals: SharesGuru indicator is Bearish.
Past Returns: In past three years, the stock has provided 6.4% return compared to 11.9% by NIFTY 50.
Size: It is among the top 200 market size companies of india.
Profitability: Very strong Profitability. One year profit margin are 18%.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Balance Sheet: Strong Balance Sheet.
Insider Trading: Significant insider selling noticed recently.
Smart Money: Smart money is losing interest in the stock.
Momentum: Stock has a weak negative price momentum.
Technicals: SharesGuru indicator is Bearish.
Past Returns: In past three years, the stock has provided 6.4% return compared to 11.9% by NIFTY 50.
Investor Care | |
|---|---|
| Dividend Yield | 0.12% |
| Dividend/Share (TTM) | 0.5 |
| Shares Dilution (1Y) | 0.00% |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 44.33 |
| RSI (5d) | 44.8 |
| RSI (21d) | 43.04 |
| MACD Signal | Sell |
| Stochastic Oscillator Signal | Buy |
| SharesGuru Signal | Sell |
| RSI Signal | Hold |
| RSI5 Signal | Hold |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Sell |
| SMA 20 Signal | Sell |
| SMA 50 Signal | Sell |
| SMA 100 Signal | Sell |
Updated Jan 20, 2026
Kotak Mahindra Bank shares fell sharply by over 80% due to the 1:5 stock split, which is a technical adjustment.
The stock price opened at ₹426, significantly lower than the previous close of ₹2,132.60, raising concerns among some investors.
The decline in share price indicates a market reaction to the stock split adjustment, prompting investors to reassess their positions.
Summary of Kotak Mahindra Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand Kotak Mahindra Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Uday Suresh Kotak | 25.69% |
| SBI MUTUAL FUND | 5.57% |
| HDFC MUTUAL FUND | 3.24% |
| ICICI PRUDENTIAL MUTUAL FUND | 1.84% |
| UTI MUTUAL FUND | 1.79% |
| NATIONAL PENSION SYSTEM TRUST | 1.74% |
| GOVERNMENT PENSION FUND GLOBAL | 1.37% |
Detailed comparison of Kotak Mahindra Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC Bank | 14.33 LCr | 4.84 LCr | -5.50% | +12.80% | 20.79 | 2.87 | - | - |
| ICICIBANK | ICICI Bank | 9.84 LCr |
Kotak Mahindra Bank is a prominent Private Sector Bank in India, identifiable by its stock ticker KOTAKBANK, and boasts a substantial market capitalization of Rs. 441,512.9 Crores.
The bank provides a comprehensive range of banking and financial services to both corporate and individual customers. It operates through several segments, including:
Among the many products offered by Kotak Mahindra Bank are:
Established in 1985, and headquartered in Mumbai, India, Kotak Mahindra Bank has demonstrated significant financial performance, with a trailing 12 months revenue of Rs. 103,809 Crores and a profit of Rs. 22,279 Crores over the last four quarters. The bank is known for its commitment to its investors, offering a dividend yield of 0.2% per year, with Rs. 3.5 returned as dividend per share in the last 12 months.
Despite having diluted shareholder stakes by 0.2% over the past three years, the company has enjoyed a 77.5% revenue growth during the same period, affirming its position as a profitable and growing enterprise.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
Allotment of ESOP / ESPS • 20 Jan 2026 Intimation Attached |
General • 16 Jan 2026 Attached |
Analyst / Investor Meet • 16 Jan 2026 Intimation Attached |
General • 12 Jan 2026 Intimation Attached |
Change in Management • 12 Jan 2026 Intimation of appointment of Director / Key Managerial Personnel / Senior Management Personnel |
General • 12 Jan 2026 Intimation attached |
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
| PARAG PARIKH MUTUAL FUND | 1.33% |
| NIPPON MUTUAL FUND | 1.18% |
| EUPAC FUND | 1.16% |
| KOTAK MUTUAL FUND | 1.03% |
| QUALIFIED INSTITUTIONAL BUYER | 0.12% |
| Indira Suresh Kotak | 0.1% |
| Pallavi Kotak | 0.06% |
| Suresh Amritlal Kotak | 0.01% |
| Suresh A Kotak (HUF) | 0.01% |
| Kotak Trustee Company Private Limited | 0.01% |
| Jay Kotak | 0% |
| Uday S Kotak (HUF) | 0% |
| Dhawal Kotak | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
| 3.07 LCr |
| +1.60% |
| +11.60% |
| 18.66 |
| 3.2 |
| - |
| - |
| AXISBANK | AXIS Bank | 4.01 LCr | 1.59 LCr | +5.10% | +30.90% | 12.21 | 2.54 | - | - |
| INDUSINDBK | IndusInd Bank | 70.52 kCr | 54.18 kCr | +7.20% | -6.80% | 26.32 | 1.3 | - | - |
| IDFCFIRSTB | IDFC FIRST BANK | 70.51 kCr | 44.98 kCr | -3.10% | +28.60% | 35.91 | 1.59 | - | - |
| Employees cost | -1% | 3,080 | 3,110 | 3,236 | 2,959 | 2,959 | 2,809 |
| Other operating expenses | -14% | 7,472 | 8,690 | 9,287 | 6,582 | 9,245 | 8,679 |
| Operating expenses | -10.6% | 10,552 | 11,800 | 12,523 | 9,541 | 12,204 | 11,489 |
| Operating profit | -4.9% | 7,017 | 7,375 | 7,491 | 7,234 | 7,537 | 6,782 |
| Provisions other than tax and contingencies | -20.2% | 1,054 | 1,321 | 1,140 | 1,054 | 890 | 774 |
| Exceptional items | - | 0 | 0 | 0 | 0 | 0 | 3,803 |
| Profit before tax | -1.5% | 5,963 | 6,053 | 6,351 | 6,180 | 6,647 | 9,811 |
| Tax expense | -6.6% | 1,517 | 1,624 | 1,442 | 1,540 | 1,649 | 2,412 |
| Profit after tax | 0.4% | 4,446 | 4,429 | 4,909 | 4,640 | 4,998 | 7,399 |
| Net profit (loss) for the period | 0.4% | 4,446 | 4,429 | 4,909 | 4,640 | 4,998 | 7,399 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| CET 1 ratio | -1.1% | 0.2185 | 0.227 | 0.211 | 0.2249 | 0.2169 | 0.2241 |
| Additional tier 1 ratio | - | 0 | 0 | 0 | 0 | 0 | 09 |
| Gross non performing assets | -100% | 0 | 7,726 | 7,112 | 7,218 | 6,835 | 6,251 |
| Non performing assets | -100.1% | 0 | 1,980 | 1,752 | 2,070 | 2,067 | 1,689 |
| Return on assets | -0.5% | 0 | 051 | 058 | 0 | 0 | 096 |
| Other income |
| 11.1% |
| 11,418 |
| 10,273 |
| 7,083 |
| 6,354 |
| 5,459 |
| 5,372 |
| Total income | 14.7% | 64,338 | 56,072 | 41,334 | 33,393 | 32,299 | 32,302 |
| Total expenditure | 18.8% | 43,332 | 36,485 | 26,486 | 21,342 | 20,085 | 22,281 |
| Interest expended | 24.1% | 24,578 | 19,806 | 12,699 | 10,221 | 11,501 | 13,430 |
| Employees cost | 15% | 7,881 | 6,856 | 5,520 | 4,582 | 3,729 | 3,878 |
| Other operating expenses | 10.7% | 10,873 | 9,822 | 8,267 | 6,539 | 4,855 | 4,973 |
| Operating expenses | 12.4% | 18,754 | 16,679 | 13,787 | 11,121 | 8,584 | 8,851 |
| Operating profit | 7.3% | 21,007 | 19,587 | 14,848 | 12,051 | 12,215 | 10,021 |
| Provisions other than tax and contingencies | 87% | 2,942 | 1,574 | 457 | 690 | 2,912 | 2,216 |
| Exceptional items | - | 3,520 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 19.8% | 21,584 | 18,014 | 14,391 | 11,361 | 9,303 | 7,805 |
| Tax expense | 21.3% | 5,134 | 4,232 | 3,452 | 2,789 | 2,338 | 1,857 |
| Profit after tax | 19.4% | 16,450 | 13,782 | 10,939 | 8,573 | 6,965 | 5,947 |
| Net profit (loss) for the period | 19.4% | 16,450 | 13,782 | 10,939 | 8,573 | 6,965 | 5,947 |
| Reserve excluding revaluation reserves | - | 116,152 | - | - | - | - | - |
| CET 1 ratio | 0.7% | 0.211 | 0.2055 | 0.2064 | 0.2151 | 0.2121 | 0.1708 |
| Additional tier 1 ratio | -1.3% | 0 | 0.013 | 013 | 016 | 017 | 019 |
| Gross non performing assets | 16.3% | 6,134 | 5,275 | 5,768 | 6,470 | 7,426 | 5,027 |
| Non performing assets | 5.7% | 1,343 | 1,271 | 1,193 | 1,737 | 2,705 | 1,558 |
| Return on assets | 0% | 0.0265 | 0.0261 | 0.0247 | 0.0213 | 0.0185 | 0.0187 |
| Reserves and surplus | 6.8% | 124,163 | 116,246 | 109,652 | 95,646 | 88,463 | 81,967 |
| Deposits | 6% | 528,776 | 499,055 | 461,454 | 448,954 | 400,963 | 363,096 |
| Borrowings | -50.6% | 23,911 | 48,443 | 26,512 | 28,368 | 22,514 | 23,416 |
| Other liabilities and provisions | 0.8% | 29,122 | 28,886 | 24,596 | 26,396 | 19,529 | 19,890 |
| Total capital and liabilities | 1.9% | 706,967 | 693,624 | 623,208 | 600,357 | 532,963 | 489,862 |
| -41.6% |
| 50,101 |
| 85,858 |
| 51,412 |
| 31,584 |
| - |
| - |
| Adjustments for Provisions | -76% | 1,612 | 6,703 | 657 | 3,608 | - | - |
| Total adj. for working capital | -1178.4% | -3,583.03 | -279.36 | -20,722.44 | -8,861.72 | - | - |
| Net Cashflows From Operations | -5.6% | 17,488 | 18,516 | -4,891.4 | 4,812 | - | - |
| Income taxes paid (refund) | 1.5% | 4,682 | 4,615 | 3,478 | 2,651 | - | - |
| Net Cashflows From Operating Activities | -7.9% | 12,806 | 13,901 | -8,369.16 | 2,161 | - | - |
| Proceeds from sales of tangible assets | 111.1% | 58 | 28 | 20 | 31 | - | - |
| Purchase of tangible assets | 6% | 938 | 885 | 770 | 507 | - | - |
| Dividends received | 23.1% | 380 | 309 | 242 | 202 | - | - |
| Net Cashflows From Investing Activities | -1067.7% | -19,556.2 | 2,022 | 491 | -1,334.91 | - | - |
| Proceeds from issuing shares | -77.3% | 46 | 199 | 268 | 359 | - | - |
| Proceeds from borrowings | -333.4% | -9,508.35 | 4,075 | 2,229 | 2,466 | - | - |
| Repayments of borrowings | -3270.6% | -29,583.01 | -876.71 | 4,780 | 150 | - | - |
| Dividends paid | 18.2% | 398 | 337 | 259 | 219 | - | - |
| Other inflows (outflows) of cash | 99.8% | 0 | -500 | 0 | 0 | - | - |
| Net Cashflows From Financing Activities | 357.3% | 19,723 | 4,314 | -2,541.91 | 2,456 | - | - |
| Net change in cash and cash eq. | -35.8% | 12,991 | 20,246 | -10,381.63 | 3,297 | - | - |
Analysis of Kotak Mahindra Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Sep 30, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking | 30.8% | 8.3 kCr |
| Corporate / Wholesale Banking | 24.7% | 6.7 kCr |
| Insurance | 18.7% | 5.1 kCr |
| Treasury, BMU and Corporate Centre | 11.6% | 3.1 kCr |
| Broking | 4.2% | 1.1 kCr |
| Vehicle Financing | 4.0% | 1.1 kCr |
| Asset Management | 3.0% | 824 Cr |
| Other Lending Activities | 2.1% | 570.2 Cr |
| Advisory and Transactional Services | 0.8% | 230.2 Cr |
| Total | 27.1 kCr |