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Kotak Mahindra Bank is a prominent Private Sector Bank in India, with the stock ticker KOTAKBANK. As of now, it has a market capitalization of approximately Rs. 384,790.4 Crores.
The bank offers an extensive range of banking and financial services tailored for both corporate and individual customers. It operates through several segments, including:
Services provided by Kotak Mahindra Bank encompass:
Additionally, the bank offers investment products, life and health insurance, payment services, cash management services, and private banking solutions.
Founded in 1985 and headquartered in Mumbai, India, Kotak Mahindra Bank has shown impressive financial performance, with a trailing 12 months revenue of Rs. 103,809 Crores and a profit of Rs. 22,279 Crores over the past four quarters. The company has achieved a revenue growth of 77.5% in the last three years.
Investors can benefit from dividends, with a dividend yield of 0.2% per year and a payout of Rs. 3.5 per share in the last 12 months. It's noteworthy that the bank has diluted its shareholders by 0.2% in the past three years.
Size: It is among the top 200 market size companies of india.
Insider Trading: There's significant insider buying recently.
Profitability: Very strong Profitability. One year profit margin are 21%.
Balance Sheet: Strong Balance Sheet.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Smart Money: Smart money has been increasing their position in the stock.
Technicals: Bullish SharesGuru indicator.
Momentum: Stock has a weak negative price momentum.
Comprehensive comparison against sector averages
KOTAKBANK metrics compared to Banks
| Category | KOTAKBANK | Banks |
|---|---|---|
| PE | 19.70 | 17.72 |
| PS | 4.23 | 2.79 |
| Growth | 19.2 % | 15 % |
KOTAKBANK vs Banks (2021 - 2025)
Analysis of Kotak Mahindra Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Dec 31, 2024
| Description | Share | Value |
|---|---|---|
| Retail Banking | 33.8% | 8.8 kCr |
| Corporate/ Wholesale Banking | 23.3% | 6.1 kCr |
| Insurance | 16.5% | 4.3 kCr |
| Treasury, BMU and Corporate Centre | 11.7% | 3.1 kCr |
| Broking | 4.4% | 1.2 kCr |
| Vehicle Financing | 4.0% | 1.1 kCr |
| Asset Management | 2.6% | 673.7 Cr |
| Other Lending Activities | 2.0% | 518.4 Cr |
| Advisory and Transactional Services | 1.7% | 445.4 Cr |
| Total | 26.2 kCr |
Valuation | |
|---|---|
| Market Cap | 4.39 LCr |
| Price/Earnings (Trailing) | 19.7 |
| Price/Sales (Trailing) | 4.23 |
| EV/EBITDA | 7.74 |
| Price/Free Cashflow | 21.39 |
| MarketCap/EBT | 14.93 |
Fundamentals | |
|---|---|
| Revenue (TTM) | 1.04 LCr |
| Rev. Growth (Yr) | -0.57% |
| Rev. Growth (Qtr) | -10.92% |
| Earnings (TTM) | 22.28 kCr |
| Earnings Growth (Yr) | 10.4% |
| Earnings Growth (Qtr) | -7.17% |
Profitability | |
|---|---|
| Operating Margin | 27.71% |
| EBT Margin | 28.33% |
| Return on Equity | 2.77% |
| Return on Assets | 0.01% |
| Free Cashflow Yield | 4.67% |
Understand Kotak Mahindra Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Uday Suresh Kotak | 25.7% |
| Life Insurance Corporation of India | 7.36% |
| SBI MUTUAL FUND | 5.59% |
| HDFC MUTUAL FUND | 2.6% |
| SUMITOMO MITSUI BANKING CORPORATION | 1.65% |
| Other | 1.65% |
| UTI MUTUAL FUND | 1.63% |
| INVESCO DEVELOPING MARKETS FUND | 1.52% |
| National Pension System Trust | 1.34% |
| GOVERNMENT PENSION FUND GLOBAL | 1.23% |
| EUROPACIFIC GROWTH FUND | 1.08% |
| PARAG PARIKH FUND | 1.06% |
| ICICI PRUDENTIAL MUTUAL FUND | 1.06% |
| CALADIUM INVESTMENT PTE LTD | 1.02% |
| Indira Suresh Kotak | 0.1% |
| Pallavi Kotak | 0.06% |
| Trusts | 0.02% |
| Suresh Amritlal Kotak | 0.01% |
| Suresh A Kotak (HUF) | 0.01% |
| Kotak Trustee Company Private Limited | 0.01% |
Distribution across major stakeholders
Distribution across major institutional holders
Updated May 1, 2025
The Reserve Bank of India has fined Kotak Mahindra Bank Rs 61.4 lakh for failing to comply with essential lending guidelines.
Analysts anticipate margin contraction due to a decline in repo rates, affecting net interest margins.
The bank has shown fluctuating net profit metrics, peaking at Rs 7,399 Cr in June 2024.
Kotak Mahindra Bank's shares surged 21% from January to March, outperforming the Nifty 50 index.
The bank is projected to report a 7% year-on-year growth in net interest income for Q4FY25, with a profit expected to rise by 2%.
Shares of Kotak Mahindra Bank surged over 4 percent to a 41-month high following the appointment of Bhavnish Lathia as the new Chief Technology Officer.
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
Investor Care | |
|---|---|
| Dividend Yield | 0.20% |
| Dividend/Share (TTM) | 3.5 |
| Shares Dilution (1Y) | 0.03% |
| Diluted EPS (TTM) | 113.13 |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
| Debt/Cashflow | 0.00 |
Detailed comparison of Kotak Mahindra Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC BankPrivate Sector Bank | 14.71 LCr | 4.75 LCr | +5.79% | +26.55% | 20.73 | 3.1 | +39.40% | +18.16% |
| ICICIBANK | ICICI BankPrivate Sector Bank | 10.04 LCr | 2.82 LCr | +5.14% | +23.66% | 19.29 | 3.56 | +26.59% | +21.03% |
| AXISBANK | AXIS BankPrivate Sector Bank | 3.67 LCr | 1.54 LCr | +6.39% | +1.64% | 13 | 2.39 | +18.05% | +110.10% |
| INDUSINDBK | IndusInd BankPrivate Sector Bank | 65.32 kCr | 59.72 kCr | +25.48% | -44.68% | 9.01 | 1.09 | +13.51% | -16.35% |
| IDFCFIRSTB | IDFC FIRST BANKPrivate Sector Bank | 47.51 kCr | 42.03 kCr | +15.93% | -21.01% | 31.88 | 1.09 | +19.92% | -49.35% |