SBIN - State Bank Of India Share Price

Banks

Sharesguru Stock Score

SBIN

71/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹964.40-4.10(-0.42%)

Market Closed as of May 29, 2026, 15:30 IST

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Pros

Size: It is among the top 200 market size companies of india.

Profitability: Recent profitability of 12% is a good sign.

Past Returns: Outperforming stock! In past three years, the stock has provided 18.2% return compared to 8.9% by NIFTY 50.

Smart Money: Smart money has been increasing their position in the stock.

Technicals: Bullish SharesGuru indicator.

Balance Sheet: Strong Balance Sheet.

Cons

No major cons observed.

Valuation
Market Cap	8.94 LCr
Price/Sales (Trailing)	1.26
EV/EBITDA	2.08
Price/Free Cashflow	23.47
MarketCap/EBT	7.84
Enterprise Value	8.94 LCr

Fundamentals
Revenue (TTM)	7.1 LCr
Rev. Growth (Yr)	0.80%
Earnings (TTM)	85.17 kCr
Earnings Growth (Yr)	1.1%

Profitability
Operating Margin	19%
EBT Margin	16%
Return on Equity	1.11%
Return on Assets	1.02%
Free Cashflow Yield	4.26%

Growth & Returns
Price Change 1W	2.1%
Price Change 1M	-12%
Price Change 6M	-0.40%
Price Change 1Y	21.9%
3Y Cumulative Return	18.2%
5Y Cumulative Return	17.9%
7Y Cumulative Return	15.2%
10Y Cumulative Return	17.3%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	-690.88 Cr
Cash Flow from Operations (TTM)	38.1 kCr
Cash Flow from Financing (TTM)	-3.43 kCr
Free Cash Flow (TTM)	38.1 kCr
Free Cash Flow/Share (TTM)	41.27

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-0.64
Interest/Cashflow Ops	1.12

Dividend & Shareholder Returns
Dividend/Share (TTM)	17.35
Dividend Yield	1.79%
Shares Dilution (1Y)	3.4%
Shares Dilution (3Y)	3.4%

Technical Indicators
RSI (14d)	20.24
RSI (5d)	87.03
RSI (21d)	28.82
MACD Signal	Sell
Stochastic Oscillator Signal	Buy
SharesGuru Signal	Buy
RSI Signal	Buy
RSI5 Signal	Sell
RSI21 Signal	Buy
SMA 5 Signal	Buy
SMA 10 Signal	Buy
SMA 20 Signal	Sell
SMA 50 Signal	Sell
SMA 100 Signal	Sell

Description	Share	Value
Retail Banking oprations- Other Retail Banking	37.7%	69 kCr
Corporate/ Wholesale Banking operations	22.4%	41.1 kCr
Insurance Business	19.7%	36.1 kCr
Treasury operations	15.0%	27.4 kCr
Other Banking operations	4.7%	8.5 kCr
Unallocated	0.6%	1 kCr
Total		1.8 LCr

Shareholder Name	Holding %
PRESIDENT OF INDIA	55.52%
SBI MUTUAL FUND SCHEMES	3.4%
NPS TRUST SCHEMES	1.99%
HDFC MUTUAL FUND SCHEMES	1.74%
NIPPON LIFE INDIA MUTUAL FUND SCHEMES	1.23%
ICICI MUTUAL FUND SCHEMES	1.21%
KOTAK MUTUAL FUND SCHEMES	1.04%
FOREIGN BANK	0%

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
HDFCBANK	HDFC Bank	11.8 LCr	4.95 LCr	-0.70%	-19.70%	-	2.38	-	-
ICICIBANK	ICICI Bank	9.16 LCr	3.12 LCr	-3.50%	-12.40%	-	2.93	-	-
AXISBANK	AXIS Bank	4.04 LCr	1.62 LCr	-4.90%	+6.90%	-	2.49	-	-
KOTAKBANK	Kotak Mahindra Bank	3.88 LCr	1.08 LCr	+5.20%	-6.60%	-	3.61	-	-
BANKBARODA	Bank Of Baroda	1.37 LCr	1.57 LCr	-1.30%	+12.00%	-	0.87	-	-
PNB	Punjab National Bank	1.18 LCr	1.49 LCr	-6.30%	+4.90%	-	0.79	-	-

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Interest or discount on advances or bills	5.9%	361,064	340,977	297,310	228,741	177,475	176,780
Revenue on investments	0.6%	131,954	131,144	122,378	106,825	93,478	87,131
Interest on balances with RBI and others	28.2%	7,999	6,238	5,942	3,916	4,608	4,541
Other interest	10.6%	13,915	12,580	13,558	11,363	14,412	9,663
Total interest earned	4.9%	514,933	490,938	439,189	350,845	289,973	278,115
Other income	12.9%	194,684	172,406	155,386	122,534	117,000	105,855
Total income	7%	709,617	663,343	594,575	473,378	406,973	383,971
Total expenditure	7.5%	577,655	537,517	488,530	379,795	323,139	306,440
Interest expended	4.7%	315,005	300,943	259,736	189,981	156,194	156,010
Employees cost	3.4%	72,768	70,396	76,571	61,921	54,027	54,331
Other operating expenses	14.3%	189,882	166,178	152,223	127,894	112,918	96,099
Operating expenses	11%	262,650	236,574	228,794	189,814	166,945	150,430
Operating profit	4.9%	131,962	125,826	106,045	93,583	83,834	77,531
Provisions other than tax and contingencies	7.7%	20,960	19,461	7,705	18,184	26,677	46,102
Exceptional items	-	3,027	0	-7,100	0	-7,418.39	1,367
Profit before tax	7.2%	114,028	106,365	91,240	75,399	49,739	32,796
Tax expense	5.5%	28,860	27,348	23,102	18,840	13,382	8,516
Profit after tax	7.8%	85,168	79,017	68,138	56,558	36,356	24,280
Extraordinary items	-	0	0	0	0	0	-1,874.26
Net profit (loss) for the period	7.8%	85,168	79,017	68,138	56,558	36,356	22,405
Profit (loss) of minority interest	13.7%	3,367	2,961	2,459	2,102	1,809	0
Reserve excluding revaluation reserves	22.2%	560,787	458,789	-	-	-	-
CET 1 ratio	-	0	0	0	0	0.0994	0.1002
Additional tier 1 ratio	-	0	0	0	0	0.0148	0.0142
Gross non performing assets	-	0	0	0	0	112,023	0
Non performing assets	-	0	0	0	0	27,966	0
Return on assets	-	0	0	0	0	067	0

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Interest or discount on advances or bills	0.2%	92,043	91,881	88,994	88,146	88,353	86,034
Revenue on investments	1%	33,399	33,062	33,268	32,226	33,620	33,246
Interest on balances with RBI and others	-3.4%	1,690	1,750	2,199	2,360	1,619	1,838
Other interest	1.3%	3,947	3,897	3,580	2,997	3,406	3,536
Total interest earned	0.4%	131,080	130,590	128,040	125,729	126,997	124,654
Other income	-9.2%	49,999	55,059	47,857	41,263	52,565	43,200
Total income	-2.5%	181,079	185,648	175,898	166,992	179,562	167,854
Total expenditure	0.9%	151,342	150,033	143,781	132,499	145,196	140,289
Interest expended	1.5%	79,953	78,783	78,002	78,266	78,227	77,397
Employees cost	-0.6%	17,907	18,024	18,346	18,491	19,587	17,668
Other operating expenses	0.5%	53,482	53,226	47,432	35,742	47,382	45,225
Operating expenses	0.2%	71,389	71,251	65,778	54,233	66,969	62,892
Operating profit	-16.5%	29,737	35,615	32,117	34,493	34,366	27,565
Provisions other than tax and contingencies	-34%	3,661	5,548	6,487	5,264	7,470	1,998
Exceptional items	-	0	0	3,027	0	0	0
Profit before tax	-13.3%	26,076	30,067	28,657	29,229	26,897	25,566
Tax expense	-27.8%	5,914	8,191	7,152	7,602	6,955	6,391
Profit after tax	-7.8%	20,161	21,876	21,504	21,627	19,941	19,175
Net profit (loss) for the period	-7.8%	20,161	21,876	21,504	21,627	19,941	19,175
Profit (loss) of minority interest	0.7%	865	859	723	920	779	631
Reserve excluding revaluation reserves	-	-	-	-	-	-	-

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Interest or discount on advances or bills	5.9%	350,004	330,627	288,038	221,401	171,824	171,429
Revenue on investments	-1.7%	113,034	115,031	108,641	95,928	84,877	79,808
Interest on balances with RBI and others	37.8%	6,086	4,416	5,090	3,491	4,378	4,318
Other interest	10.1%	13,672	12,415	13,362	11,283	14,378	9,596
Total interest earned	4.4%	482,797	462,489	415,131	332,103	275,457	265,151
Other income	11.6%	68,850	61,683	51,682	36,616	40,564	41,957
Total income	5.2%	551,647	524,172	466,813	368,719	316,021	307,107
Total expenditure	4.7%	433,225	413,593	373,016	285,006	240,729	237,093
Interest expended	4.8%	309,677	295,524	255,255	187,263	154,750	154,441
Employees cost	2.1%	65,724	64,352	71,237	57,292	50,144	50,936
Other operating expenses	7.6%	57,825	53,717	46,524	40,451	35,836	31,716
Operating expenses	4.6%	123,549	118,069	117,761	97,743	85,979	82,652
Operating profit	7.1%	118,422	110,579	93,797	83,713	75,292	70,014
Provisions other than tax and contingencies	14.6%	17,538	15,308	4,914	16,507	24,452	44,013
Exceptional items	-	4,593	0	-7,100	0	-7,418.39	1,540
Profit before tax	10.7%	105,477	95,271	81,783	67,206	43,422	27,541
Tax expense	4.4%	25,445	24,371	20,706	16,973	11,746	7,131
Profit after tax	12.9%	80,032	70,901	61,077	50,232	31,676	20,410
Net profit (loss) for the period	12.9%	80,032	70,901	61,077	50,232	31,676	20,410
Reserve excluding revaluation reserves	23.3%	509,114	412,914	-	-	-	-
CET 1 ratio	1.7%	0.1229	0.1081	0.1036	0.1027	0.0994	0.1002
Additional tier 1 ratio	-0.3%	0.0104	0.013	0.0157	0.0179	0.0148	0.0142
Gross non performing assets	-4.5%	73,452	76,880	84,276	90,928	112,023	126,389
Non performing assets	-4.3%	18,830	19,667	21,051	21,467	27,966	36,810
Return on assets	0%	0.0112	0.011	0.0104	096	067	048

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Interest or discount on advances or bills	0.4%	89,370	89,014	86,183	85,438	85,710	83,399
Revenue on investments	0.5%	28,579	28,428	28,279	27,749	29,456	29,286
Interest on balances with RBI and others	-1.1%	1,266	1,280	1,693	1,848	1,129	1,244
Other interest	1.3%	3,883	3,835	3,500	2,960	3,371	3,497
Total interest earned	0.4%	123,098	122,556	119,654	117,996	119,666	117,427
Other income	-5.7%	17,314	18,359	15,326	17,346	24,210	11,041
Total income	-0.4%	140,412	140,915	134,979	135,342	143,876	128,467
Total expenditure	4.3%	112,708	108,052	107,669	104,797	112,590	104,917
Interest expended	1.7%	78,718	77,366	76,670	76,923	76,892	75,981
Employees cost	1.3%	16,215	16,003	16,606	16,900	18,005	16,074
Other operating expenses	21.1%	17,775	14,683	14,393	10,974	17,693	12,862
Operating expenses	10.8%	33,990	30,686	30,999	27,874	35,698	28,935
Operating profit	-15.7%	27,704	32,862	27,311	30,544	31,286	23,551
Provisions other than tax and contingencies	-36.3%	2,872	4,507	5,400	4,759	6,442	911
Exceptional items	-	0	0	4,593	0	0	0
Profit before tax	-12.4%	24,832	28,355	26,504	25,785	24,844	22,640
Tax expense	-29.7%	5,148	7,327	6,344	6,625	6,202	5,748
Profit after tax	-6.4%	19,684	21,028	20,160	19,160	18,643	16,891
Net profit (loss) for the period	-6.4%	19,684	21,028	20,160	19,160	18,643	16,891
Reserve excluding revaluation reserves	-	-	-	-	-	-	-
CET 1 ratio	1.5%	0.1229	0.1099	0.1147	0.111	0.1081	0.0952
Additional tier 1 ratio	0%	0.0104	0.0108	0.012	0.0135	0.013	0.0133
Gross non performing assets	-0.3%	73,452	73,637	76,243	78,040	76,880	84,360
Non performing assets	4.5%	18,830	18,012	18,460	19,908	19,667	21,378
Return on assets	-0.1%	0.0107	0.0119	0.0117	0.0114	0.0112	0.0104

Category	SBIN	Banks
PE		8.86
PS	1.26	1.09
Growth	7 %	5.4 %

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023
Cash balances with RBI	-1.8%	268,682	273,477	227,485	264,389	225,356	260,346
Fixed assets	5.1%	57,152	54,362	46,338	45,239	44,708	44,386
Other assets	-	525,058	-	-	-	-	-
Other assets	11.5%	525,058	471,020	453,483	457,130	467,677	412,704
Capital	0%	923	923	892	892	892	892
Reserves and surplus	4.4%	613,976	588,002	504,170	479,919	429,665	407,566
Borrowings	19.5%	777,302	650,303	610,857	606,663	639,610	547,899
Other liabilities and provisions	-	886,270	-	-	-	-	-
Other liabilities and provisions	13.8%	886,270	778,612	758,367	704,118	697,075	624,140

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023
Cash balances with RBI	-1.5%	268,445	272,575	227,218	264,028	225,142	260,164
Fixed assets	5.2%	54,790	52,094	44,108	43,084	42,617	42,380
Other assets	-	504,513	-	-	-	-	-
Other assets	11.3%	504,513	453,229	437,831	439,339	450,964	396,496
Capital	0%	923	923	892	892	892	892
Reserves and surplus	5.1%	543,519	517,136	440,270	418,667	376,354	358,335
Borrowings	21.8%	731,254	600,551	563,573	558,816	597,561	512,713
Other liabilities and provisions	-	371,674	-	-	-	-	-
Other liabilities and provisions	34.1%	371,674	277,158	289,129	245,800	288,810	265,160

Profit Before Extraord. Items And Tax	7.2%
Finance costs	-38%
Depreciation	21%
Dividend income	-
Total adjustments to profit/loss	16.9%
Change in inventories	-
Change in trade receivables	-53.9%
Change in trade payables	27.4%
Adjustments for Provisions	-
Total adj. for working capital	-39.1%
Net Cashflows From Operations	-9.5%
Interest received	-
Income taxes paid (refund)	7.6%
Other inflows/outflows of cash	-
Net Cashflows From Operating Activities	-21.4%
Proceeds from sales of tangible assets	-
Purchase of tangible assets	48.4%
Dividends received	-112.5%
Other inflows/outflows of cash	99.2%
Net Cashflows From Investing Activities	87.7%
Proceeds from issuing shares	-
Proceeds from issuing debt etc	-36.1%
Repayments of borrowings	-
Dividends paid	16.4%
Interest paid	-24.8%
Income taxes paid (refund)	-
Other inflows (outflows) of cash	-58.6%
Net Cashflows From Financing Activities	75.1%
Net change in cash and cash eq.	40%

SBIN - State Bank Of India Share Price

SBIN

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

SBIN

SBIN - State Bank Of India Share Price

SBIN

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

SBIN

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does State Bank Of India do?

Important Disclosure & Data Context

Valuation

Fundamentals

Profitability

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does State Bank Of India do?

Important Disclosure & Data Context