Banks
Profitability: Recent profitability of 12% is a good sign.
Size: It is among the top 200 market size companies of india.
Past Returns: In past three years, the stock has provided 18% return compared to 11.2% by NIFTY 50.
Growth: Good revenue growth. With 66.1% growth over past three years, the company is going strong.
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Balance Sheet: Strong Balance Sheet.
No major cons observed.
Valuation | |
|---|---|
| Market Cap | 8.04 LCr |
| Price/Earnings (Trailing) | 9.3 |
| Price/Sales (Trailing) | 1.19 |
| EV/EBITDA | 1.93 |
| Price/Free Cashflow | 16.58 |
| MarketCap/EBT | 7.36 |
| Enterprise Value | 8.04 LCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 6.78 LCr |
| Rev. Growth (Yr) | 9.8% |
| Earnings (TTM) | 80.96 kCr |
| Earnings Growth (Yr) | 9.9% |
Profitability | |
|---|---|
| Operating Margin | 19% |
| EBT Margin | 16% |
| Return on Equity | 1.11% |
| Return on Assets | 1.11% |
| Free Cashflow Yield | 6.03% |
Growth & Returns | |
|---|---|
| Price Change 1W | 1.8% |
| Price Change 1M | 8.5% |
| Price Change 6M | 12.2% |
| Price Change 1Y | 8.5% |
| 3Y Cumulative Return | 18% |
| 5Y Cumulative Return | 36.3% |
| 7Y Cumulative Return | 18% |
| 10Y Cumulative Return | 14% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -5.63 kCr |
| Cash Flow from Operations (TTM) | 48.49 kCr |
| Cash Flow from Financing (TTM) | -13.74 kCr |
| Free Cash Flow (TTM) | 48.49 kCr |
| Free Cash Flow/Share (TTM) | 52.53 |
Balance Sheet | |
|---|---|
| Total Assets | 73.14 LCr |
| Shareholder Equity | 73.14 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.64 |
| Interest/Cashflow Ops | 1.16 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 15.9 |
| Dividend Yield | 1.83% |
| Shares Dilution (1Y) | 3.4% |
| Shares Dilution (3Y) | 3.4% |
Updated Sep 29, 2025
The potential for reforms, while optimistic, may face challenges in implementation and market response.
While SBI's financials look promising, external economic factors could pose risks to sustained growth.
Market sentiment may remain cautious amid global economic uncertainties affecting investment.
SBI reported a rise in net interest income and profits for Q1 FY26, signaling strong financial health.
The bank has set growth targets of 12% loan growth and 10% deposit growth for the upcoming year, indicating a robust expansion strategy.
The overall PSU banking sector is positioned for recovery and growth due to government support and increasing credit demand.
Analyst / Investor Meet • 24 Sept 2025 Investor interaction arranged by J P Morgan |
Analyst / Investor Meet • 22 Sept 2025 investor interaction arranged by J P Morgan |
Analyst / Investor Meet • 18 Sept 2025 Investor interaction arranged by Morgan Stanely |
Analyst / Investor Meet • 18 Sept 2025 Investor interaction arranged by J. P. Morgan |
General • 17 Sept 2025 Divestment of stake in Yes Bank Limited |
Change in Management • 17 Sept 2025 Change in Senior Management |
Analyst / Investor Meet • 16 Sept 2025 Investor interaction organised by J. P. Morgan |
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
Summary of State Bank Of India's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Last updated:
Last updated:
Analysis of State Bank Of India's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Sep 30, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking oprations- Other Retail Banking | 35.8% | 63.8 kCr |
| Corporate/ Wholesale Banking operations | 21.1% | 37.5 kCr |
| Treasury operations | 18.9% | 33.6 kCr |
| Insurance Business | 18.7% | 33.3 kCr |
| Other Banking operations | 4.9% | 8.7 kCr |
| Retail Banking oprations- Digital Banking | 0.6% | 1.1 kCr |
| Total | 1.8 LCr |
Understand State Bank Of India ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| PRESIDENT OF INDIA | 55.5% |
| LIFE INSURANCE CORPORATION OF INDIA | 9.57% |
| SBI MUTUAL FUND SCHEMES | 2.97% |
| ICICI MUTUAL FUND SCHEMES | 1.86% |
| HDFC MUTUAL FUND SCHEMES | 1.7% |
| NPS TRUST SCHEMES | 1.66% |
| NIPPON LIFE INDIA MUTUAL FUND SCHEMES | 1.35% |
| KOTAK MUTUAL FUND SCHEMES | 1.14% |
Distribution across major stakeholders
Distribution across major institutional holders
Detailed comparison of State Bank Of India against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC Bank | 14.57 LCr | 4.87 LCr | -0.10% | +8.40% | 20.79 | 2.99 | - | - |
| ICICIBANK | ICICI Bank | 9.62 LCr | 3.02 LCr | -3.60% | +3.20% | 18.66 | 3.19 | - | - |
| KOTAKBANK | Kotak Mahindra Bank | 3.96 LCr | 1.05 LCr | +1.60% | +6.40% | 19.39 | 3.78 | - | - |
| AXISBANK | AXIS Bank | 3.51 LCr | 1.59 LCr | +8.30% | -11.10% | 12.21 | 2.21 | - | - |
| BANKBARODA | Bank Of Baroda | 1.31 LCr | 1.55 LCr | +9.10% | +1.80% | 6.19 | 0.84 | - | - |
| PNB | Punjab National Bank | 1.26 LCr | 1.46 LCr | +8.60% | +0.30% | 7.47 | 0.86 | - | - |
Comprehensive comparison against sector averages
SBIN metrics compared to Banks
| Category | SBIN | Banks |
|---|---|---|
| PE | 9.30 | 8.87 |
| PS | 1.17 | 1.08 |
| Growth | 10.4 % | 11.2 % |
State Bank Of India is a prominent Public Sector Bank operating in India and internationally, with the stock ticker SBIN. The company boasts a substantial market capitalization of Rs. 729,453.8 Crores.
It offers a comprehensive range of banking products and services catering to various customer segments, including individuals, commercial enterprises, corporates, public bodies, and institutional clients. The bank operates through several segments: Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business.
In the realm of personal banking, State Bank Of India provides essential services such as:
For corporate banking, it offers:
Additionally, the bank caters to NRI services such as accounts, remittances, and investments; agricultural banking services; and offerings for SMEs, including supply chain finance. It also engages in international banking services and provides life and general insurance.
Founded in 1806, State Bank Of India is headquartered in Mumbai, India. The bank has demonstrated robust financial performance, with a trailing 12-month revenue of Rs. 648,695.4 Crores and a net profit of Rs. 80,812.2 Crores over the past four quarters. Notably, the company has achieved a revenue growth of 61.2% in the last three years.
State Bank Of India rewards its investors with dividends, exhibiting a dividend yield of 2.89% per year.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
SBIN vs Banks (2021 - 2025)