SBIN - State Bank Of India Share Price

Banks

₹792.30-0.20(-0.03%)

Market Closed as of Jun 17, 2025, 15:30 IST

What does State Bank Of India do?

Public Sector Bank•Financial Services•Large Cap

State Bank of India (SBI) is a prominent Public Sector Bank, and its stock is traded under the ticker SBIN.

With a substantial market capitalization of Rs. 653,951.5 Crores, SBI plays a vital role in providing a wide array of banking products and services to various customers, including individuals, commercial enterprises, corporates, public bodies, and institutions both in India and around the globe.

The bank operates through several segments, including Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Services.

In the realm of personal banking, SBI offers:

Current, savings, and salary accounts
Fixed and recurring deposits
Various types of loans such as home, personal, auto, education, and gold loans
Loans against insurance policies, property, and securities
Overdrafts, mutual funds, and insurance products
Equity trading and portfolio investment schemes
Digital lending and mobile, internet, and digital banking services

For corporate clients, SBI provides:

Corporate accounts and a range of financing solutions
Services such as corporate term loans, working capital and project finance
Trade products and cash management services

Additionally, SBI extends its services to Non-Resident Indians (NRI) and SMEs, offering accounts, remittances, agricultural banking, supply chain finance, and international banking solutions.

The company also has a footprint in life and general insurance, estate planning, merchant banking, advisory services, asset management, credit cards, and fund accounting.

Founded in 1806 and headquartered in Mumbai, India, SBI reported a trailing 12-month revenue of Rs. 648,695.4 Crores and achieved a profit of Rs. 80,812.2 Crores over the last four quarters. The bank has experienced a significant revenue growth of 61.2% over the past three years.

Moreover, SBI is committed to its investors, offering a dividend yield of 2.89% per year, with a recent return of Rs. 25 per share in dividends.

Industry Group:Banks

Employees:232,296

Website:www.sbi.co.in

Valuation
Market Cap	7.07 LCr
Price/Earnings (Trailing)	8.95
Price/Sales (Trailing)	1.07
EV/EBITDA	1.74
Price/Free Cashflow	14.58
MarketCap/EBT	6.65

Fundamentals
Revenue (TTM)	6.63 LCr
Rev. Growth (Yr)	8.88%
Rev. Growth (Qtr)	6.98%
Earnings (TTM)	79.02 kCr
Earnings Growth (Yr)	-8.26%
Earnings Growth (Qtr)	3.99%

Profitability
Operating Margin	18.97%
EBT Margin	16.03%
Return on Equity	1.08%
Return on Assets	1.08%
Free Cashflow Yield	6.86%

Pros

Growth: Good revenue growth. With 63% growth over past three years, the company is going strong.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Smart Money: Smart money has been increasing their position in the stock.

Profitability: Recent profitability of 12% is a good sign.

Balance Sheet: Strong Balance Sheet.

Size: It is among the top 200 market size companies of india.

Dividend: Dividend paying stock. Dividend yield of 3.73%.

Cons

Momentum: Stock has a weak negative price momentum.

Technicals: SharesGuru indicator is Bearish.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Sector Comparison: SBIN vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

SBIN metrics compared to Banks

Category	SBIN	Banks
PE	8.96	8.49
PS	1.07	1.03
Growth	11.6 %	11.3 %

Performance Comparison

SBIN vs Banks (2021 - 2025)

Key Insights

1. SBIN is among the Top 3 Public Sector Bank companies by market cap.
2. The company holds a market share of 43.6% in Public Sector Bank.
3. The company is growing at an average growth rate of other Public Sector Bank companies.

Balance Sheet for State Bank Of India

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Cash balances with RBI	-14%	227,485	264,389	225,356	260,346	247,321	234,104
Fixed assets	2.4%	46,338	45,239	44,708	44,386	44,407	43,608
Other assets	-0.8%	453,483	457,130	467,677	412,704	410,689	370,953
Capital	0%	892	892	892	892	892	892
Reserves and surplus	5.1%	504,170	479,919	429,665	407,566	370,875	332,231
Borrowings	0.7%	610,857	606,663	639,610	547,899	521,152	515,722
Other liabilities and provisions	7.7%	758,367	704,118	697,075	624,140	592,963	522,503

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Cash balances with RBI	-13.9%	227,218	264,028	225,142	260,164	247,088	233,908
Fixed assets	2.4%	44,108	43,084	42,617	42,380	42,382	41,738
Other assets	-0.3%	437,831	439,339	450,964	396,496	397,062	357,504
Capital	0%	892	892	892	892	892	892
Reserves and surplus	5.2%	440,270	418,667	376,354	358,335	326,716	304,020
Borrowings	0.9%	563,573	558,816	597,561	512,713	493,135	488,608
Other liabilities and provisions	17.6%	289,129	245,800	288,810	265,160	272,457	216,025

Share Holdings

Understand State Bank Of India ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

As of 2025-03-31

Shareholder Name	Holding %
PRESIDENT OF INDIA	57.43%
SBI MUTUAL FUND SCHEMES	2.96%
ICICI MUTUAL FUND SCHEMES	1.67%
NPS TRUST SCHEMES	1.49%
HDFC MUTUAL FUND SCHEMES	1.34%
NIPPON LIFE INDIA MUTUAL FUND SCHEMES	1.21%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Revenue Breakdown

Analysis of State Bank Of India's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Revenue

Last Updated: Mar 31, 2025

Description	Share	Value
Retail Banking oprations- Other Retail Banking	33.5%	61.4 kCr
Corporate/ Wholesale Banking operations	21.7%	39.8 kCr
Treasury operations	20.6%	37.7 kCr
Insurance Business	17.1%	31.3 kCr
Other Banking operations	4.4%	8.1 kCr
Retail Banking oprations- Digital Banking	1.9%	3.5 kCr
Unallocated	0.7%	1.3 kCr
Total		1.8 LCr

Latest News and Updates from State Bank Of India

Updated Jun 5, 2025

Shares of State Bank of India (SBIN) saw a rise of 1.89% closing at ₹812.40, reflecting optimism in the banking sector. However, the overall equity market faced a downturn, with the BSE Sensex declining by 182.01 points due to renewed global trade concerns and the reintroduction of tariffs on select imports. While SBI's performance was strong, the broader market sentiment remained cautious amidst these economic uncertainties.

The Bad News

Business Line

The overall equity benchmarks ended lower due to resurfacing global trade concerns.

Business Line

The BSE Sensex dropped 182.01 points, reflecting cautious investor sentiment.

Business Line

The decline in the market was attributed to a reinstatement of tariffs on select foreign imports.

The Good News

Business Line

Shares of State Bank of India (SBI) gained 1.89 percent, closing at ₹812.40, amid optimism in the banking sector.

Business Line

SBI was one of the top gainers despite the overall negative trend in the market.

Business Line

The stock's performance indicates resilience in the banking sector amid broader economic uncertainties.

This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.

Investor Care
Dividend Yield	3.74%
Dividend/Share (TTM)	29.6
Shares Dilution (1Y)	0.00%
Diluted EPS (TTM)	86.9

Financial Health
Debt/Equity	0.00
Debt/Cashflow	0.00

Cash Flow for State Bank Of India

Standalone figures (in Rs. Crores) / View Consolidated Data

Profit Before Extraord. Items And Tax	16.5%
Finance costs	22.2%
Depreciation	5.3%
Dividend income	-
Total adjustments to profit/loss	110.3%
Change in inventories	-
Change in trade receivables	7.9%
Change in trade payables	-5.3%
Total adj. for working capital	7.2%
Net Cashflows From Operations	60.3%
Interest received	-
Income taxes paid (refund)	6.9%
Net Cashflows From Operating Activities	141.1%
Proceeds from sales of tangible assets	-
Purchase of tangible assets	45.9%
Dividends received	0.8%
Other inflows/outflows of cash	-
Net Cashflows From Investing Activities	34.1%
Proceeds from issuing shares	-
Proceeds from issuing debt etc	10.5%
Repayments of borrowings	-
Dividends paid	21.2%
Interest paid	20.2%
Other inflows (outflows) of cash	-3.9%
Net Cashflows From Financing Activities	-17.8%
Net change in cash and cash eq.	914.4%

Consolidated figures (in Rs. Crores) / View Standalone Data

Profit Before Extraord. Items And Tax	16.6%
Finance costs	23.4%
Depreciation	3.7%
Dividend income	-
Total adjustments to profit/loss	96.3%
Change in inventories	-
Change in trade receivables	8.2%
Change in trade payables	-4.9%
Adjustments for Provisions	-
Total adj. for working capital	1.6%
Net Cashflows From Operations	55.5%
Interest received	-
Income taxes paid (refund)	8%
Other inflows/outflows of cash	-
Net Cashflows From Operating Activities	124.1%
Proceeds from sales of tangible assets	-
Purchase of tangible assets	35%
Dividends received	75.1%
Other inflows/outflows of cash	-
Net Cashflows From Investing Activities	-32.5%
Proceeds from issuing shares	-
Proceeds from issuing debt etc	6.6%
Repayments of borrowings	-
Dividends paid	21.2%
Interest paid	19.6%
Income taxes paid (refund)	-
Other inflows (outflows) of cash	-11.9%
Net Cashflows From Financing Activities	-38.8%
Net change in cash and cash eq.	279.7%

Is State Bank Of India Better than it's peers?

Detailed comparison of State Bank Of India against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
HDFCBANK	HDFC BankPrivate Sector Bank	14.67 LCr	4.71 LCr	+0.11%	+21.29%	20.33	3.12	+15.42%	+10.96%
ICICIBANK	ICICI BankPrivate Sector Bank	10.14 LCr	2.95 LCr	-1.74%	+29.22%	18.63	3.44	+24.81%	+20.91%
KOTAKBANK	Kotak Mahindra BankPrivate Sector Bank	4.25 LCr	1.03 LCr	+1.41%	+24.51%	19.36	4.12	+9.34%	+22.08%
AXISBANK	AXIS BankPrivate Sector Bank	3.73 LCr	1.56 LCr	+0.55%	+2.91%	13.29	2.4	+12.99%	+6.39%
BANKBARODA	Bank Of BarodaPublic Sector Bank	1.23 LCr	1.53 LCr	+1.56%	-15.94%	6.01	0.8	+7.83%	+11.13%