Banks
Valuation | |
|---|---|
| Market Cap | 9.5 LCr |
| Price/Earnings (Trailing) | 9.3 |
| Price/Sales (Trailing) | 1.38 |
| EV/EBITDA | 2.25 |
| Price/Free Cashflow | 16.87 |
| MarketCap/EBT | 8.61 |
| Enterprise Value | 9.5 LCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 6.9 LCr |
| Rev. Growth (Yr) | 7.4% |
| Earnings (TTM) | 82.25 kCr |
| Earnings Growth (Yr) | 6.4% |
Profitability | |
|---|---|
| Operating Margin | 19% |
| EBT Margin | 16% |
| Return on Equity | 1.07% |
| Return on Assets | 1.07% |
| Free Cashflow Yield | 5.93% |
Growth & Returns | |
|---|---|
| Price Change 1W | -0.10% |
| Price Change 1M | 3% |
| Price Change 6M | 27.8% |
| Price Change 1Y | 33.1% |
| 3Y Cumulative Return | 23.6% |
| 5Y Cumulative Return | 25.1% |
| 7Y Cumulative Return | 20.2% |
| 10Y Cumulative Return | 19.8% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -5.63 kCr |
| Cash Flow from Operations (TTM) | 48.49 kCr |
| Cash Flow from Financing (TTM) | -13.74 kCr |
| Free Cash Flow (TTM) | 48.49 kCr |
| Free Cash Flow/Share (TTM) | 52.53 |
Balance Sheet | |
|---|---|
| Total Assets | 76.73 LCr |
| Shareholder Equity | 76.73 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.65 |
| Interest/Cashflow Ops | 1.16 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 15.9 |
| Dividend Yield | 1.63% |
| Shares Dilution (1Y) | 3.4% |
| Shares Dilution (3Y) | 3.4% |
Investor Care | |
|---|---|
| Dividend Yield | 1.63% |
| Dividend/Share (TTM) | 15.9 |
| Shares Dilution (1Y) | 3.4% |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 77.02 |
| RSI (5d) | 71.65 |
| RSI (21d) | 73.51 |
| MACD Signal | Buy |
| Stochastic Oscillator Signal | Sell |
| SharesGuru Signal | Buy |
| RSI Signal | Sell |
| RSI5 Signal | Sell |
| RSI21 Signal | Sell |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Buy |
| SMA 50 Signal | Buy |
| SMA 100 Signal | Buy |
Technicals: Bullish SharesGuru indicator.
Past Returns: Outperforming stock! In past three years, the stock has provided 23.6% return compared to 12.8% by NIFTY 50.
Balance Sheet: Strong Balance Sheet.
Profitability: Recent profitability of 12% is a good sign.
Size: It is among the top 200 market size companies of india.
Momentum: Stock has a weak negative price momentum.
Smart Money: Smart money is losing interest in the stock.
Insider Trading: Significant insider selling noticed recently.
Technicals: Bullish SharesGuru indicator.
Past Returns: Outperforming stock! In past three years, the stock has provided 23.6% return compared to 12.8% by NIFTY 50.
Balance Sheet: Strong Balance Sheet.
Profitability: Recent profitability of 12% is a good sign.
Size: It is among the top 200 market size companies of india.
Momentum: Stock has a weak negative price momentum.
Smart Money: Smart money is losing interest in the stock.
Insider Trading: Significant insider selling noticed recently.
Updated Dec 24, 2025
SBI shares are currently priced at Rs 975.85, showing bullish momentum with potential for a breakout above Rs 980.
The stock is supported by a rising RSI and strong EMA trends, indicating a favorable trading environment.
Traders are advised to consider a Bull Call Spread strategy to benefit from the anticipated price increase.
Summary of State Bank Of India's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand State Bank Of India ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| LIFE INSURANCE CORPORATION OF INDIA | 9.23% |
| SBI MUTUAL FUND SCHEMES | 3.17% |
| NPS TRUST SCHEMES | 1.9% |
| HDFC MUTUAL FUND SCHEMES | 1.82% |
| ICICI MUTUAL FUND SCHEMES | 1.44% |
| NIPPON LIFE INDIA MUTUAL FUND SCHEMES | 1.35% |
| KOTAK MUTUAL FUND SCHEMES | 1.11% |
Detailed comparison of State Bank Of India against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC Bank | 14.28 LCr | 4.99 LCr | -7.30% | +9.30% | 20.79 | 2.86 | - | - |
| ICICIBANK | ICICI Bank | 9.67 LCr |
Comprehensive comparison against sector averages
SBIN metrics compared to Banks
| Category | SBIN | Banks |
|---|---|---|
| PE | 9.30 | 9.63 |
| PS | 1.44 | 1.17 |
| Growth | 8.9 % | 6.8 % |
State Bank Of India is a prominent Public Sector Bank operating in India and internationally, with the stock ticker SBIN. The company boasts a substantial market capitalization of Rs. 729,453.8 Crores.
It offers a comprehensive range of banking products and services catering to various customer segments, including individuals, commercial enterprises, corporates, public bodies, and institutional clients. The bank operates through several segments: Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business.
In the realm of personal banking, State Bank Of India provides essential services such as:
For corporate banking, it offers:
Additionally, the bank caters to NRI services such as accounts, remittances, and investments; agricultural banking services; and offerings for SMEs, including supply chain finance. It also engages in international banking services and provides life and general insurance.
Founded in 1806, State Bank Of India is headquartered in Mumbai, India. The bank has demonstrated robust financial performance, with a trailing 12-month revenue of Rs. 648,695.4 Crores and a net profit of Rs. 80,812.2 Crores over the past four quarters. Notably, the company has achieved a revenue growth of 61.2% in the last three years.
State Bank Of India rewards its investors with dividends, exhibiting a dividend yield of 2.89% per year.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
SBIN vs Banks (2021 - 2026)
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
| FOREIGN BANK | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
| 3.07 LCr |
| -0.20% |
| +8.00% |
| 18.66 |
| 3.15 |
| - |
| - |
| AXISBANK | AXIS Bank | 4.07 LCr | 1.59 LCr | +3.50% | +33.00% | 12.21 | 2.54 | - | - |
| KOTAKBANK | Kotak Mahindra Bank | 4.06 LCr | 1.07 LCr | -7.00% | +7.40% | 19.39 | 3.81 | - | - |
| BANKBARODA | Bank Of Baroda | 1.44 LCr | 1.57 LCr | -9.00% | +30.10% | 6.19 | 0.92 | - | - |
| PNB | Punjab National Bank | 1.4 LCr | 1.5 LCr | -2.70% | +20.60% | 7.47 | 0.94 | - | - |
Analyst / Investor Meet • 02 Feb 2026 Interaction with Institutional Investors/ Analysts |
Analyst / Investor Meet • 02 Feb 2026 Interaction with Institutional Investors/ Analysts |
Analyst / Investor Meet • 02 Feb 2026 Interaction with Institutional Investors/ Analysts |
Analyst / Investor Meet • 31 Jan 2026 Details of Analyst Meet post Financial Results declaration Q3FY2026 |
Analyst / Investor Meet • 31 Jan 2026 Details of Analyst Meet post Financial Results declaration Q3FY2026 |
General • 28 Jan 2026 Raising of Senior Unsecured Bond |
General • 28 Jan 2026 Assumption of Charge by Shri Ashwini Kumar Tewari, Managing Director |
High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years
High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years
| 73,619 |
| 71,701 |
| Employees cost | -0.8% | 18,346 | 18,491 | 19,587 | 17,668 | 16,293 | 16,847 |
| Other operating expenses | 32.7% | 47,432 | 35,742 | 47,382 | 45,225 | 40,830 | 32,742 |
| Operating expenses | 21.3% | 65,778 | 54,233 | 66,969 | 62,892 | 57,123 | 49,589 |
| Operating profit | -6.9% | 32,117 | 34,493 | 34,366 | 27,565 | 33,060 | 30,835 |
| Provisions other than tax and contingencies | 23.2% | 6,487 | 5,264 | 7,470 | 1,998 | 5,586 | 4,408 |
| Exceptional items | - | 3,027 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -2% | 28,657 | 29,229 | 26,897 | 25,566 | 27,474 | 26,428 |
| Tax expense | -5.9% | 7,152 | 7,602 | 6,955 | 6,391 | 7,255 | 6,747 |
| Profit after tax | -0.6% | 21,504 | 21,627 | 19,941 | 19,175 | 20,220 | 19,681 |
| Net profit (loss) for the period | -0.6% | 21,504 | 21,627 | 19,941 | 19,175 | 20,220 | 19,681 |
| Profit (loss) of minority interest | -21.4% | 723 | 920 | 779 | 631 | 782 | 769 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| Other income | 19.4% | 61,683 | 51,682 | 36,616 | 40,564 | 41,957 | 39,006 |
| Total income | 12.3% | 524,172 | 466,813 | 368,719 | 316,021 | 307,107 | 296,329 |
| Total expenditure | 10.9% | 413,593 | 373,016 | 285,006 | 240,729 | 237,093 | 234,412 |
| Interest expended | 15.8% | 295,524 | 255,255 | 187,263 | 154,750 | 154,441 | 159,239 |
| Employees cost | -9.7% | 64,352 | 71,237 | 57,292 | 50,144 | 50,936 | 45,715 |
| Other operating expenses | 15.5% | 53,717 | 46,524 | 40,451 | 35,836 | 31,716 | 29,459 |
| Operating expenses | 0.3% | 118,069 | 117,761 | 97,743 | 85,979 | 82,652 | 75,174 |
| Operating profit | 17.9% | 110,579 | 93,797 | 83,713 | 75,292 | 70,014 | 61,917 |
| Provisions other than tax and contingencies | 211.6% | 15,308 | 4,914 | 16,507 | 24,452 | 44,013 | 43,070 |
| Exceptional items | 100% | 0 | -7,100 | 0 | -7,418.39 | 1,540 | 6,216 |
| Profit before tax | 16.5% | 95,271 | 81,783 | 67,206 | 43,422 | 27,541 | 25,063 |
| Tax expense | 17.7% | 24,371 | 20,706 | 16,973 | 11,746 | 7,131 | 10,575 |
| Profit after tax | 16.1% | 70,901 | 61,077 | 50,232 | 31,676 | 20,410 | 14,488 |
| Net profit (loss) for the period | 16.1% | 70,901 | 61,077 | 50,232 | 31,676 | 20,410 | 14,488 |
| Reserve excluding revaluation reserves | - | 412,914 | - | - | - | - | - |
| CET 1 ratio | 0.5% | 0.1081 | 0.1036 | 0.1027 | 0.0994 | 0.1002 | 0.0977 |
| Additional tier 1 ratio | -0.3% | 0.013 | 0.0157 | 0.0179 | 0.0148 | 0.0142 | 0.0123 |
| Gross non performing assets | -8.8% | 76,880 | 84,276 | 90,928 | 112,023 | 126,389 | 149,092 |
| Non performing assets | -6.6% | 19,667 | 21,051 | 21,467 | 27,966 | 36,810 | 51,871 |
| Return on assets | 0.1% | 0.011 | 0.0104 | 096 | 067 | 048 | 038 |
| 0.8% |
| Other inflows/outflows of cash | - |
| Net Cashflows From Investing Activities | 34.1% |
| Proceeds from issuing shares | - |
| Proceeds from issuing debt etc | 10.5% |
| Repayments of borrowings | - |
| Dividends paid | 21.2% |
| Interest paid | 20.2% |
| Other inflows (outflows) of cash | -3.9% |
| Net Cashflows From Financing Activities | -17.8% |
| Net change in cash and cash eq. | 914.4% |
Analysis of State Bank Of India's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Dec 31, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking oprations- Other Retail Banking | 35.9% | 66.9 kCr |
| Insurance Business | 20.8% | 38.8 kCr |
| Corporate/ Wholesale Banking operations |
| 20.7% |
| 38.7 kCr |
| Treasury operations | 17.7% | 33 kCr |
| Other Banking operations | 4.9% | 9.1 kCr |
| Total | 1.9 LCr |