FUSION - FUSION FINANCE LIMITED Share Price

Finance

₹151.70-1.95(-1.27%)

Market Closed as of Aug 12, 2025, 15:30 IST

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Valuation
Market Cap	2.39 kCr
Price/Earnings (Trailing)	-1.19
Price/Sales (Trailing)	1.13
EV/EBITDA	-4.08
Price/Free Cashflow	1.66
MarketCap/EBT	-2.04
Enterprise Value	1.61 kCr

Fundamentals
Revenue (TTM)	2.11 kCr
Rev. Growth (Yr)	-36.9%
Earnings (TTM)	-1.28 kCr
Earnings Growth (Yr)	-159%

Profitability
Operating Margin	-56%
EBT Margin	-56%
Return on Equity	-77.96%
Return on Assets	-15.45%
Free Cashflow Yield	60.29%

Price to Sales Ratio

Latest reported: 1

Revenue (Last 12 mths)

Latest reported: 2 kCr

Net Income (Last 12 mths)

Latest reported: -1 kCr

Growth & Returns
Price Change 1W	-7.2%
Price Change 1M	-21.2%
Price Change 6M	-23%
Price Change 1Y	-52.9%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	74.4 Cr
Cash Flow from Operations (TTM)	1.45 kCr
Cash Flow from Financing (TTM)	-2.21 kCr
Cash & Equivalents	783.05 Cr
Free Cash Flow (TTM)	1.44 kCr
Free Cash Flow/Share (TTM)	88.92

Balance Sheet
Total Assets	8.29 kCr
Total Liabilities	6.65 kCr
Shareholder Equity	1.64 kCr
Net PPE	24.55 Cr
Inventory	0.00
Goodwill	0.00

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-2.53
Interest/Cashflow Ops	2.88

Dividend & Shareholder Returns
Shares Dilution (1Y)	60.4%

Risk & Volatility
Max Drawdown	-69%
Drawdown Prob. (30d, 5Y)	21.78%
Risk Level (5Y)	31.9%

Pros

Technicals: Bullish SharesGuru indicator.

Cons

Momentum: Stock is suffering a negative price momentum. Stock is down -21.2% in last 30 days.

Dilution: Company has a tendency to dilute it's stock investors.

Profitability: Poor Profitability. Recent profit margins are negative at -61%.

Dividend: Stock hasn't been paying any dividend.

Smart Money: Smart money looks to be reducing their stake in the stock.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Investor Care
Shares Dilution (1Y)	60.4%
Earnings/Share (TTM)	-124.18

Financial Health
Debt/Equity	0.00

Technical Indicators
RSI (14d)	3.54
RSI (5d)	10.44
RSI (21d)	15.67
MACD Signal	Sell
Stochastic Oscillator Signal	Buy
Grufity Signal	Buy
RSI Signal	Buy
RSI5 Signal	Buy
RSI21 Signal	Buy
SMA 5 Signal	Sell
SMA 10 Signal	Sell
SMA 20 Signal	Sell
SMA 50 Signal	Sell
SMA 100 Signal	Sell

Summary of Latest Earnings Report from FUSION FINANCE

Summary of FUSION FINANCE's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Earnings Outlook

Last updated:

Q&A Session

Last updated:

Share Holdings

Understand FUSION FINANCE ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

Shareholder Name	Holding %
Honey Rose Investment Ltd.	35.2%
Creation Investments Fusion, LLC	8.7%
Creation Investments Fusion II, LLC	8.13%
Hdfc Mutual Fund - Hdfc Multi Cap Fund	4.21%
Devesh Sachdev	2.92%
Four Dimensions Securities (India) Ltd	1.67%
Icici Prudential Banking And Financial Services Fund	1.51%
Nippon Life India Trustee Ltd-A/C Nippon India Value Fund	1.21%
Future Generali India Life Insurance Co. Ltd-Shareholders / Non Unit Linked	1.01%
Mini Sachdev	0.07%
Devesh Sachdev Family Trust	0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is FUSION FINANCE Better than it's peers?

Detailed comparison of FUSION FINANCE against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BANDHANBNK	Bandhan Bank	26.61 kCr	25 kCr	-7.20%	-17.10%	14.67	1.06	-	-
CREDITACC	CreditAccess Grameen	19.77 kCr	5.71 kCr	-3.50%	-1.20%	101.79	3.46	-	-
SPANDANA	Spandana Sphoorty Financial	1.74 kCr	2.44 kCr	-12.80%	-58.90%	-1.69	0.72	-	-

Sector Comparison: FUSION vs Finance

Comprehensive comparison against sector averages

Comparative Metrics

FUSION metrics compared to Finance

Category	FUSION	Finance
PE	-1.19	16.41
PS	1.13	3.08
Growth	-17.9 %	12.3 %

Performance Comparison

FUSION vs Finance (2023 - 2025)

Key Insights

1. FUSION is NOT among the Top 10 largest companies in Finance.
2. The company holds a market share of 0.2% in Finance.
3. In last one year, the company has had a below average growth that other Finance companies.

Income Statement for FUSION FINANCE

Standalone figures (in Rs. Crores)

AnnualQuarterly

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023
Total income	-1.8%	2,369	2,412	1,800
Revenue From Operations	0.1%	2,320	2,317	1,742
Total interest earned	2%	2,134	2,092	1,600
Fees and commission income	-65.9%	15	42	20
Other income	-49.5%	49	96	58
Total Expenses	100.3%	3,502	1,749	1,288
Employee Expense	33%	573	431	326
Finance costs	6.7%	844	791	643
Depreciation and Amortization	37.3%	12	9.01	7.4
Impairment on financial instruments	413.2%	1,869	365	200
Other expenses	33.6%	204	153	112
Profit Before exceptional items and Tax	-271.3%	-1,133.01	663	512
Total profit before tax	-271.3%	-1,133.01	663	512
Current tax	-100.6%	0	172	111
Deferred tax	693.6%	92	-14.33	14
Tax expense	-42%	92	158	125
Total profit (loss) for period	-343.2%	-1,224.54	505	387
Other comp. income net of taxes	21.7%	1.28	1.23	0.31
Total Comprehensive Income	-341.9%	-1,223.26	507	387
Earnings Per Share, Basic	-328%	-111.41	50.3	43.29
Earnings Per Share, Diluted	-328.9%	-111.41	50.11	43.13
Debt equity ratio	-	-	0.0303	0.0292

Description	(%) Q/Q	Jun-2025	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024
Total income	-6.3%	446	476	483	704	707	675
Revenue From Operations	-6.9%	434	466	474	692	688	646
Total interest earned	-6%	422	449	438	626	621	576
Fees and commission income	-1725%	0.35	1.04	2.66	4.42	7.02	9.49
Other income	12.2%	11	9.91	8.7	12	18	29
Total Expenses	-16.1%	538	641	990	1,114	757	503
Employee Expense	5.5%	154	146	151	140	135	122
Finance costs	-16.9%	149	179	214	227	223	215
Depreciation and Amortization	-37.2%	2.42	3.26	3.2	2.85	2.36	2.78
Impairment on financial instruments	-29.9%	179	255	572	694	348	119
Other expenses	-7.1%	53	57	50	49	48	45
Profit Before exceptional items and Tax	43.7%	-92.25	-164.56	-507.52	-410.21	-50.72	172
Total profit before tax	43.7%	-92.25	-164.56	-507.52	-410.21	-50.72	172
Current tax	-	0	0	-69.2	9.49	60	45
Deferred tax	-	0	0	281	-114.66	-74.81	-6.4
Tax expense	-	0	0	212	-105.17	-15.1	39
Total profit (loss) for period	43.7%	-92.25	-164.56	-719.32	-305.04	-35.62	133
Other comp. income net of taxes	188.8%	2.42	-0.6	0.45	0.45	0.98	0.26
Total Comprehensive Income	45.3%	-89.83	-165.16	-718.87	-304.59	-34.64	133
Earnings Per Share, Basic	47.2%	-7.44	-14.97	-71.46	-30.31	-3.54	13.2
Earnings Per Share, Diluted	47.2%	-7.44	-14.97	-71.46	-30.31	-3.53	13.15
Debt equity ratio	-	-	-	-	0.03	0.0324	0.0303

Balance Sheet for FUSION FINANCE

Standalone figures (in Rs. Crores)

Description	(%) Q/Q	Mar-2025	Dec-2024	Sep-2024	Mar-2024	Sep-2023	Mar-2023
Cash and cash equivalents	-	783	-	1,793	1,475	1,400	950
Derivative financial instruments	-	-	-	0.5	0	-	0.14
Trade receivables	-	3.7	-	13	14	12	14
Loans	-	7,261	-	9,139	9,948	8,695	8,042
Investments	-	2.07	-	2.07	2.06	2.02	0
Other financial assets	-	59	-	122	99	85	97
Total finanical assets	-	8,179	0	11,128	-	-	-
Current tax assets (Net)	-	34	-	3.79	3.25	35	38
Property, plant and equipment	-	25	-	17	31	14	21
Capital work-in-progress	-	-	-	0.47	-	-	0.25
Total non-financial assets	-	114	0	353	-	-	-
Total assets	-	8,293	-	-	-	-	-
Total assets	-	8,293	-	-	-	-	-
Total assets	-	8,293	-	11,481	11,774	10,432	9,364
Equity share capital	-	101	-	101	101	100	100
Total equity	-	1,643	-	2,523	2,848	2,577	2,322
Derivative financial instruments	-	0.17	-	-	0.01	1.31	-
Debt securities	-	145	-	181	202	537	629
Borrowings	-	6,203	-	8,407	8,361	6,908	6,037
Subordinated liabilities	-	54	-	54	53	83	113
Total financial liabilities	-	6,605	0	8,863	-	-	-
Current tax liabilities	-	-	-	37	-	0.01	0.71
Provisions	-	16	-	14	11	13	11
Total non financial liabilities	-	44	0	95	-	-	-
Total liabilities	-	6,649	-	-	-	-	-
Total liabilities	-	6,649	-	-	-	-	-
Total liabilities	-	6,649	-	-	8,926	7,855	7,042
Total equity and liabilities	-	8,293	-	11,481	11,774	10,432	9,364

Cash Flow for FUSION FINANCE

Standalone figures (in Rs. Crores)

Finance costs	-16200%
Depreciation	37.3%
Impairment loss / reversal	413.2%
Unrealised forex losses/gains	1717.6%
Share-based payments	-108.3%
Net Cashflows From Operations	221.7%
Income taxes paid (refund)	-78.8%
Net Cashflows From Operating Activities	207.1%
Proceeds from sales of PPE	367.7%
Purchase of property, plant and equipment	-62.4%
Proceeds from sales of investment property	-3.4%
Purchase of investment property	-3.6%
Purchase of intangible assets	-185.7%
Purchase of intangible assets under development	142.4%
Net Cashflows From Investing Activities	143.3%
Proceeds from issuing shares	-117.9%
Proceeds from exercise of stock options	-
Proceeds from issuing debt etc	-
Proceeds from borrowings	-43.8%
Repayments of borrowings	17.1%
Payments of lease liabilities	57.8%
Other inflows (outflows) of cash	-
Net Cashflows From Financing Activities	-220.2%
Net change in cash and cash eq.	-232.4%

What does FUSION FINANCE LIMITED do?

Microfinance Institutions•Financial Services•Small Cap

Fusion Finance Limited, a non-banking financial company, provides micro finance lending services to women entrepreneurs in rural and semi-urban areas in India. The company offers income generation, top up, emergency, and cross sell loans; and unsecured and secured business loans, and machinery loans to micro, small, and medium-sized enterprises. The company was formerly known as Fusion Micro Finance Limited and changed its name to Fusion Finance Limited in July 2024. Fusion Finance Limited was incorporated in 1994 and is headquartered in Gurugram, India.

Industry Group:Finance

Employees:13,807

Website:www.fusionmicrofinance.com

FUSION - FUSION FINANCE LIMITED Share Price

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Risk & Volatility

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does FUSION FINANCE LIMITED do?