sharesgurusharesguru
  • Stocks
  • Ai Screener
  • Sectors
  • Watchlist
LoginSign Up
sharesguru
  • Home
  • Stocks
  • Ai Screener
  • Sectors
  • Watchlist
  • Profile
  • Contact Us
LoginSign Up
sharesguru

Discover the joy of investing.

All the financial data and tools you need, at one place.

Navigation

  • Home
  • Stocks
  • Sectors

Tools

  • Ai Screener
  • Watchlists

Company

  • Contact

Legal

  • Privacy Policy
  • Terms of Service
Copyright © 2025 Knowtilus Technologies Pvt. Ltd.
SummaryLatest NewsSector ComparisonEarnings ReportRevenue & GrowthPeersIncome StatementBalance SheetCash Flow
FUSION logo

FUSION - FUSION FINANCE LIMITED Share Price

Finance

₹190.01+2.04(+1.09%)
Market Closed as of Feb 6, 2026, 15:30 IST

Valuation

Market Cap3.05 kCr
Price/Earnings (Trailing)-1.97
Price/Sales (Trailing)1.66
EV/EBITDA-22.63
Price/Free Cashflow2.05
MarketCap/EBT-3.87
Enterprise Value2.24 kCr

Fundamentals

Growth & Returns

Price Change 1W0.40%
Price Change 1M6.8%
Price Change 6M27.4%
Price Change 1Y7.4%
3Y Cumulative Return-23.6%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)74.4 Cr
Cash Flow from Operations (TTM)
Revenue (TTM)
1.84 kCr
Rev. Growth (Yr)-38.5%
Earnings (TTM)-998.27 Cr
Earnings Growth (Yr)92.7%

Profitability

Operating Margin-43%
EBT Margin-43%
Return on Equity-52.04%
Return on Assets-14.08%
Free Cashflow Yield48.83%
1.45 kCr
Cash Flow from Financing (TTM)-2.21 kCr
Cash & Equivalents809.89 Cr
Free Cash Flow (TTM)1.44 kCr
Free Cash Flow/Share (TTM)88.92

Balance Sheet

Total Assets7.09 kCr
Total Liabilities5.17 kCr
Shareholder Equity1.92 kCr
Net PPE28.15 Cr
Inventory0.00
Goodwill0.00

Capital Structure & Leverage

Debt Ratio0.00
Debt/Equity0.00
Interest Coverage-2.16
Interest/Cashflow Ops2.88

Dividend & Shareholder Returns

Shares Dilution (1Y)60.4%
Pros

Balance Sheet: Reasonably good balance sheet.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Cons

Dividend: Stock hasn't been paying any dividend.

Dilution: Company has a tendency to dilute it's stock investors.

Profitability: Poor Profitability. Recent profit margins are negative at -54%.

Past Returns: Underperforming stock! In past three years, the stock has provided -23.6% return compared to 12.8% by NIFTY 50.

Price to Sales Ratio

Latest reported: 1.7

Revenue (Last 12 mths)

Latest reported: 1.8 kCr

Net Income (Last 12 mths)

Latest reported: -,998.3 Cr
Pros

Balance Sheet: Reasonably good balance sheet.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Cons

Dividend: Stock hasn't been paying any dividend.

Dilution: Company has a tendency to dilute it's stock investors.

Profitability: Poor Profitability. Recent profit margins are negative at -54%.

Past Returns: Underperforming stock! In past three years, the stock has provided -23.6% return compared to 12.8% by NIFTY 50.

Investor Care

Shares Dilution (1Y)60.4%
Earnings/Share (TTM)-95.56

Financial Health

Debt/Equity0.00

Technical Indicators

RSI (14d)70.12
RSI (5d)56.96
RSI (21d)65.78
MACD SignalBuy
Stochastic Oscillator SignalSell
SharesGuru SignalBuy
RSI SignalSell
RSI5 SignalHold
RSI21 SignalHold
SMA 5 SignalBuy
SMA 10 SignalBuy
SMA 20 SignalBuy
SMA 50 SignalBuy
SMA 100 SignalBuy

Summary of Latest Earnings Report from FUSION FINANCE

Summary of FUSION FINANCE's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Share Holdings

Understand FUSION FINANCE ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
Honey Rose Investment Ltd35.2%
Creation Investments Fusion, Llc8.7%
Creation Investments Fusion Ii, Llc8.13%
Hdfc Mutual Fund - Hdfc Banking And Financial Services Fund2.98%
Devesh Sachdev2.83%
India Capital Fund Limited2.57%
Icici Prudential Banking And Financial Services Fund

Is FUSION FINANCE Better than it's peers?

Detailed comparison of FUSION FINANCE against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
BANDHANBNKBandhan Bank25.42 kCr24.36 kCr+6.90%+2.50%14.671.04--
CREDITACCCreditAccess Grameen20.66 kCr

Sector Comparison: FUSION vs Finance

Comprehensive comparison against sector averages

Comparative Metrics

FUSION metrics compared to Finance

CategoryFUSIONFinance
PE-1.9617.45
PS1.663.29
Growth-31.9 %12.8 %
0% metrics above sector average
Key Insights
  • 1. FUSION is NOT among the Top 10 largest companies in Finance.
  • 2. The company holds a market share of 0.2% in Finance.
  • 3. In last one year, the company has had a below average growth that other Finance companies.

What does FUSION FINANCE LIMITED do?

Microfinance Institutions•Financial Services•Small Cap

Fusion Finance Limited, a non-banking financial company, provides micro finance lending services to women entrepreneurs in rural and semi-urban areas in India. The company offers income generation, top up, emergency, and cross sell loans; and unsecured and secured business loans, and machinery loans to micro, small, and medium-sized enterprises. The company was formerly known as Fusion Micro Finance Limited and changed its name to Fusion Finance Limited in July 2024. Fusion Finance Limited was incorporated in 1994 and is headquartered in Gurugram, India.

Industry Group:Finance
Employees:13,807
Website:www.fusionmicrofinance.com

Important Disclosure & Data Context

This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Performance Comparison

FUSION vs Finance (2023 - 2026)

Although FUSION is underperforming relative to the broader Finance sector, it has achieved a 19.3% year-over-year increase.

Sharesguru Stock Score

FUSION

45/100
Sharesguru Stock Score

FUSION

45/100
1.58%
Nippon Life India Trustee Ltd-A/C Nippon India Value Fund1.21%
Four Dimensions Securities (India) Ltd1.08%
Body Corp-Ltd Liability Partnership1%
Mini Sachdev0.07%
Mr. Subhash Chander0%
Mrs. Geeta Devi0%
Ms. Chandni0%
Ms. Jyotsna Phutela0%
Ms. Gauri Chhabra0%
Mr. Udyan Sachdev0%
Mr. Eshaan Sachdev0%
Mr. Jugal Kishore Nagpal0%
Usha Nagpal0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

5.87 kCr
-2.80%
+20.90%
42.52
3.52
-
-
SPANDANASpandana Sphoorty Financial2.22 kCr1.21 kCr-4.10%-23.60%-1.61.84--

Income Statement for FUSION FINANCE

Standalone figures (in Rs. Crores)
Description(%) Q/QMar-2025Mar-2024Mar-2023
Total income-1.8%2,3692,4121,800
Revenue From Operations0.1%2,3202,3171,742
Total interest earned2%2,1342,0921,600
Fees and commission income-65.9%154220
Other income-49.5%499658
Total Expenses100.3%3,5021,7491,288
Employee Expense33%573431326
Finance costs6.7%844791643
Depreciation and Amortization37.3%129.017.4
Impairment on financial instruments413.2%1,869365200
Other expenses33.6%204153112
Profit Before exceptional items and Tax-271.3%-1,133.01663512
Total profit before tax-271.3%-1,133.01663512
Current tax-100.6%0172111
Deferred tax693.6%92-14.3314
Tax expense-42%92158125
Total profit (loss) for period-343.2%-1,224.54505387
Other comp. income net of taxes21.7%1.281.230.31
Total Comprehensive Income-341.9%-1,223.26507387
Earnings Per Share, Basic-328%-111.4150.343.29
Earnings Per Share, Diluted-328.9%-111.4150.1143.13
Debt equity ratio--0.03030.0292
Description(%) Q/QSep-2025Jun-2025Mar-2025Dec-2024Sep-2024Jun-2024
Total income-2.9%433446476483704707
Revenue From Operations-4.2%416434466474692688
Total interest earned-9.7%381422449438626621
Fees and commission income-1.5%0.340.351.042.664.427.02
Other revenue from operations-15-----
Other income60%17119.918.71218
Total Expenses-15.5%4555386419901,114757
Employee Expense0%154154146151140135
Finance costs-10.1%134149179214227223
Depreciation and Amortization

Balance Sheet for FUSION FINANCE

Standalone figures (in Rs. Crores)
Description(%) Q/QSep-2025Mar-2025Dec-2024Sep-2024Mar-2024Sep-2023
Cash and cash equivalents3.5%810783-1,7931,4751,400
Derivative financial instruments-11--0.50-
Trade receivables135.9%7.373.7-131412
Loans-18.3%5,9367,261-9,1399,9488,695
Investments0.9%2.082.07-2.072.062.02
Other financial assets-15.5%5059-1229985
Total finanical assets-14.6%6,9858,179011,128--
Current tax assets (Net)3%3534-3.793.2535
Property, plant and equipment12.5%2825-173114
Capital work-in-progress----0.47--
Total non-financial assets-7.1%1061140353--
Total assets--8,293----
Total assets--8,293----
Total assets-14.5%7,0908,293-11,48111,77410,432
Equity share capital30%131101-101101100
Total equity16.7%1,9181,643-2,5232,8482,577
Derivative financial instruments1065.1%9.010.17--0.011.31
Debt securities--145-181202537
Borrowings-21.3%4,8806,203-8,4078,3616,908
Subordinated liabilities0%5454-545383
Total financial liabilities-22.5%5,1206,60508,863--
Current tax liabilities----37-0.01
Provisions-20%1316-141113
Total non financial liabilities18.6%5244095--
Total liabilities--6,649----
Total liabilities--6,649----
Total liabilities-22.2%5,1726,649--8,9267,855
Total equity and liabilities-14.5%7,0908,293-11,48111,77410,432

Cash Flow for FUSION FINANCE

Standalone figures (in Rs. Crores)
Finance costs-16200%
Depreciation37.3%
Impairment loss / reversal413.2%
Unrealised forex losses/gains1717.6%
Share-based payments-108.3%
Net Cashflows From Operations221.7%
Income taxes paid (refund)-78.8%
Net Cashflows From Operating Activities207.1%
Proceeds from sales of PPE367.7%
Purchase of property, plant and equipment-62.4%
Proceeds from sales of investment property-3.4%
Purchase of investment property-3.6%
Purchase of intangible assets-185.7%
Purchase of intangible assets under development142.4%
Net Cashflows From Investing Activities143.3%
Proceeds from issuing shares-117.9%
Proceeds from exercise of stock options-
Proceeds from issuing debt etc-
Proceeds from borrowings-43.8%
Repayments of borrowings17.1%
Payments of lease liabilities57.8%
Other inflows (outflows) of cash-
Net Cashflows From Financing Activities-220.2%
Net change in cash and cash eq.-232.4%

4.9%
2.49
2.42
3.26
3.2
2.85
2.36
Impairment on financial instruments-38.2%111179255572694348
Other expenses0%535357504948
Profit Before exceptional items and Tax75.2%-22.14-92.25-164.56-507.52-410.21-50.72
Total profit before tax75.2%-22.14-92.25-164.56-507.52-410.21-50.72
Current tax-000-69.29.4960
Deferred tax-000281-114.66-74.81
Tax expense-000212-105.17-15.1
Total profit (loss) for period75.2%-22.14-92.25-164.56-719.32-305.04-35.62
Other comp. income net of taxes-674.6%-7.162.42-0.60.450.450.98
Total Comprehensive Income66.6%-29.3-89.83-165.16-718.87-304.59-34.64
Earnings Per Share, Basic68.1%-1.69-7.44-14.97-71.46-30.31-3.54
Earnings Per Share, Diluted68.1%-1.69-7.44-14.97-71.46-30.31-3.53
Debt equity ratio-----0.030.0324