
INDIANB - Indian Bank Share Price
Banks
Valuation | |
|---|---|
| Market Cap | 1.17 LCr |
| Price/Earnings (Trailing) | 7.74 |
| Price/Sales (Trailing) | 1.56 |
| EV/EBITDA | 2.17 |
| Price/Free Cashflow | 6 |
| MarketCap/EBT | 7.62 |
| Enterprise Value | 1.17 LCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 75.14 kCr |
| Rev. Growth (Yr) | 7.2% |
| Earnings (TTM) | 11.1 kCr |
| Earnings Growth (Yr) | 11% |
Profitability | |
|---|---|
| Operating Margin | 26% |
| EBT Margin | 21% |
| Return on Equity | 1.2% |
| Return on Assets | 1.2% |
| Free Cashflow Yield | 16.66% |
Price to Sales Ratio
Revenue (Last 12 mths)
Net Income (Last 12 mths)
Growth & Returns | |
|---|---|
| Price Change 1W | 2.2% |
| Price Change 1M | 13.8% |
| Price Change 6M | 57.4% |
| Price Change 1Y | 52.6% |
| 3Y Cumulative Return | 51.7% |
| 5Y Cumulative Return | 70.9% |
| 7Y Cumulative Return | 19% |
| 10Y Cumulative Return | 21.2% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -348.4 Cr |
| Cash Flow from Operations (TTM) | 17.4 kCr |
| Cash Flow from Financing (TTM) | -4.26 kCr |
| Free Cash Flow (TTM) | 17.4 kCr |
| Free Cash Flow/Share (TTM) | 129.15 |
Balance Sheet | |
|---|---|
| Total Assets | 9.24 LCr |
| Shareholder Equity | 9.24 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.6 |
| Interest/Cashflow Ops | 1.46 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 16.25 |
| Dividend Yield | 1.86% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 8.2% |
Latest News and Updates from Indian Bank
Updated May 4, 2025
The Bad News
Despite the overall market's positive trend, Bank of India (INDIANB) experienced a one-day decline of 2.25%, reflecting short-term volatility.
Some stocks, including Tata Tech and TVS Motor, faced losses amidst the market's upward movement, indicating pockets of weakness.
Indian Bank saw a decline of 2.46% in its stock price, demonstrating the challenges faced by certain banks even in a recovering market.
The Good News
The Indian stock market had a strong start, with Nifty and Sensex gaining momentum driven by banking stocks and positive Q4 results.
Increased Foreign Portfolio Investor inflows and a meeting between Indian and US leaders boosted market optimism, with significant gains observed in various sectors.
Bank of India has shown a remarkable long-term growth of 227.13%, highlighting the bank's resilience despite recent fluctuations.
Updates from Indian Bank
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
Summary of Latest Earnings Report from Indian Bank
Summary of Indian Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Last updated:
Last updated:
Revenue Breakdown
Analysis of Indian Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Jun 30, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking | 41.5% | 7.8 kCr |
| Corporate / Wholesale Banking | 31.4% | 5.9 kCr |
| Treasury Operations | 25.1% | 4.7 kCr |
| Other banking Operations | 2.0% | 383.3 Cr |
| Total | 18.9 kCr |
Share Holdings
Understand Indian Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
Holding Pattern
Share Holding Details
| Shareholder Name | Holding % |
|---|---|
| President of India | 73.84% |
| HDFC MUTUAL FUND UNDER ITS VARIOUS SCHEMES | 3.66% |
| NPS TRUST UNDER ITS VARIOUS SCHEMES | 2.29% |
| LIFE INSURANCE CORPORATION OF INDIA AND ITS VARIOUS SCHEMES | 2.28% |
| KOTAK MUTUAL FUND UNDER ITS VARIOUS SCHEMES | 2.13% |
Overall Distribution
Distribution across major stakeholders
Ownership Distribution
Distribution across major institutional holders
Is Indian Bank Better than it's peers?
Detailed comparison of Indian Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| INDIANB | Indian Bank | 1.17 LCr | 75.14 kCr | +13.80% | +52.60% | 7.74 | 1.56 | - | - |
| SBIN | State Bank Of India | 8.83 LCr | 6.9 LCr | +10.40% | +15.30% | 9.3 | 1.28 | - | - |
| BANKBARODA | Bank Of Baroda | 1.49 LCr | 1.54 LCr | +9.20% | +14.00% | 6.19 | 0.96 | - | - |
| PNB | Punjab National Bank | 1.42 LCr | 1.47 LCr | +7.80% | +18.90% | 7.47 | 0.96 | - | - |
| CANBK | Canara Bank | 1.27 LCr | 1.61 LCr | +10.80% | +36.90% | 5.99 | 0.79 | - | - |
| UNIONBANK | Union Bank of India | 1.16 LCr | 1.3 LCr | +10.00% | +30.60% | 6.24 | 0.89 | - | - |
Sector Comparison: INDIANB vs Banks
Comprehensive comparison against sector averages
Comparative Metrics
INDIANB metrics compared to Banks
| Category | INDIANB | Banks |
|---|---|---|
| PE | 7.74 | 9.70 |
| PS | 1.56 | 1.18 |
| Growth | 9.7 % | 8.8 % |
Performance Comparison
INDIANB vs Banks (2021 - 2025)
- 1. INDIANB is among the Top 5 Public Sector Bank companies by market cap.
- 2. The company holds a market share of 4.7% in Public Sector Bank.
- 3. The company is growing at an average growth rate of other Public Sector Bank companies.
Income Statement for Indian Bank
Balance Sheet for Indian Bank
Cash Flow for Indian Bank
What does Indian Bank do?
Indian Bank is a prominent Public Sector Bank in India, trading under the stock ticker INDIANB. With a market capitalization of Rs. 78,972.3 Crores, it plays a significant role in providing a diverse range of banking products and services.
The bank offers various deposit options, including:
- Savings bank and current accounts
- Term deposits
- Non-resident Indian (NRI) accounts
In addition to deposit products, Indian Bank provides a wide array of loan offerings, such as:
- Agriculture loans
- MSME loans
- Corporate financing
- Online loans
- Home and mortgage loans
- Vehicle and personal loans
- Educational and jewel loans
- Supply chain finance
- 59-minute loans
- Loans against deposits and investments
Moreover, the bank excels in digital banking services, featuring products like:
- IndOASIS
- Internet and SMS banking
- Debit and credit cards
- National common mobility cards
- Mutual funds and IPO services
- Demat and trading services
- Point of sale systems
- Online collection products
Indian Bank operates through multiple branches both domestically and internationally, as well as through ATMs and Banking Network ATMs (BNAs). Originally incorporated in 1907, the bank is headquartered in Chennai, India.
In terms of financial performance, Indian Bank reported a trailing 12-month revenue of Rs. 70,322 Crores and achieved a profit of Rs. 10,293.8 Crores over the past four quarters. The company's revenue has seen impressive growth, with an increase of 54.6% over the last three years. Additionally, it distributes dividends to its investors, boasting a dividend yield of 3.83% per year, with a payout of Rs. 20.6 per share in the last 12 months.
However, it should be noted that in the past three years, Indian Bank has diluted shareholder equity by 8.2%, impacting the ownership stake of its investors. Overall, it remains a profitable entity with strong growth potential in the banking sector.