Banks
Valuation | |
|---|---|
| Market Cap | 1.17 LCr |
| Price/Earnings (Trailing) | 7.74 |
| Price/Sales (Trailing) | 1.53 |
| EV/EBITDA | 2.11 |
| Price/Free Cashflow | 6 |
| MarketCap/EBT | 7.39 |
| Enterprise Value | 1.17 LCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 76.87 kCr |
| Rev. Growth (Yr) | 9.5% |
| Earnings (TTM) | 11.31 kCr |
| Earnings Growth (Yr) | 7.3% |
Profitability | |
|---|---|
| Operating Margin | 26% |
| EBT Margin | 21% |
| Return on Equity | 1.22% |
| Return on Assets | 1.22% |
| Free Cashflow Yield | 16.66% |
Growth & Returns | |
|---|---|
| Price Change 1W | -4.4% |
| Price Change 1M | 0.80% |
| Price Change 6M | 33.9% |
| Price Change 1Y | 59% |
| 3Y Cumulative Return | 44.7% |
| 5Y Cumulative Return | 46.8% |
| 7Y Cumulative Return | 22.3% |
| 10Y Cumulative Return | 26% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -348.4 Cr |
| Cash Flow from Operations (TTM) | 17.4 kCr |
| Cash Flow from Financing (TTM) | -4.26 kCr |
| Free Cash Flow (TTM) | 17.4 kCr |
| Free Cash Flow/Share (TTM) | 129.15 |
Balance Sheet | |
|---|---|
| Total Assets | 9.24 LCr |
| Shareholder Equity | 9.24 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.6 |
| Interest/Cashflow Ops | 1.46 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 16.25 |
| Dividend Yield | 2.09% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 8.2% |
Investor Care | |
|---|---|
| Dividend Yield | 2.09% |
| Dividend/Share (TTM) | 16.25 |
| Shares Dilution (1Y) | 0.00% |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 53.76 |
| RSI (5d) | 34.41 |
| RSI (21d) | 50.99 |
| MACD Signal | Sell |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Hold |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Sell |
| SMA 20 Signal | Buy |
| SMA 50 Signal | Buy |
| SMA 100 Signal | Buy |
Balance Sheet: Strong Balance Sheet.
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Past Returns: Outperforming stock! In past three years, the stock has provided 44.7% return compared to 13.2% by NIFTY 50.
Dividend: Dividend paying stock. Dividend yield of 2.09%.
Profitability: Recent profitability of 15% is a good sign.
Size: It is among the top 200 market size companies of india.
Technicals: Bullish SharesGuru indicator.
Momentum: Stock has a weak negative price momentum.
Balance Sheet: Strong Balance Sheet.
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Past Returns: Outperforming stock! In past three years, the stock has provided 44.7% return compared to 13.2% by NIFTY 50.
Dividend: Dividend paying stock. Dividend yield of 2.09%.
Profitability: Recent profitability of 15% is a good sign.
Size: It is among the top 200 market size companies of india.
Technicals: Bullish SharesGuru indicator.
Momentum: Stock has a weak negative price momentum.
Updated May 4, 2025
Despite the overall market's positive trend, Bank of India (INDIANB) experienced a one-day decline of 2.25%, reflecting short-term volatility.
Some stocks, including Tata Tech and TVS Motor, faced losses amidst the market's upward movement, indicating pockets of weakness.
Indian Bank saw a decline of 2.46% in its stock price, demonstrating the challenges faced by certain banks even in a recovering market.
Summary of Indian Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Understand Indian Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| President of India | 73.84% |
| HDFC MUTUAL FUND UNDER ITS VARIOUS SCHEMES | 3.62% |
| LIFE INSURANCE CORPORATION OF INDIA AND ITS VARIOUS SCHEMES | 2.27% |
| KOTAK MUTUAL FUND UNDER ITS VARIOUS SCHEMES | 2.25% |
| NPS TRUST UNDER ITS VARIOUS SCHEMES | 2.07% |
| FOREIGN INSTITUTIONALINVESTORS | 0% |
Detailed comparison of Indian Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| INDIANB | Indian Bank | 1.17 LCr | 76.87 kCr | +0.80% | +59.00% | 7.74 | 1.53 | - | - |
| SBIN | State Bank Of India | 9.84 LCr | 7.08 LCr |
Comprehensive comparison against sector averages
INDIANB metrics compared to Banks
| Category | INDIANB | Banks |
|---|---|---|
| PE | 7.74 | 9.82 |
| PS | 1.53 | 1.20 |
| Growth | 9.3 % | 8 % |
Indian Bank is a prominent Public Sector Bank in India, trading under the stock ticker INDIANB. With a market capitalization of Rs. 78,972.3 Crores, it plays a significant role in providing a diverse range of banking products and services.
The bank offers various deposit options, including:
In addition to deposit products, Indian Bank provides a wide array of loan offerings, such as:
Moreover, the bank excels in digital banking services, featuring products like:
Indian Bank operates through multiple branches both domestically and internationally, as well as through ATMs and Banking Network ATMs (BNAs). Originally incorporated in 1907, the bank is headquartered in Chennai, India.
In terms of financial performance, Indian Bank reported a trailing 12-month revenue of Rs. 70,322 Crores and achieved a profit of Rs. 10,293.8 Crores over the past four quarters. The company's revenue has seen impressive growth, with an increase of 54.6% over the last three years. Additionally, it distributes dividends to its investors, boasting a dividend yield of 3.83% per year, with a payout of Rs. 20.6 per share in the last 12 months.
However, it should be noted that in the past three years, Indian Bank has diluted shareholder equity by 8.2%, impacting the ownership stake of its investors. Overall, it remains a profitable entity with strong growth potential in the banking sector.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
INDIANB vs Banks (2021 - 2026)
The Indian stock market had a strong start, with Nifty and Sensex gaining momentum driven by banking stocks and positive Q4 results.
Analyst / Investor Meet • 30 Jan 2026 Transcript of Post Earnings Concall / Meet |
General • 27 Jan 2026 Confirmation of payment of Interest on Debt Securities, Tier 2 Bonds Series III (ISIN-INE428A08051) on due date |
Strikes /Lockouts / Disturbances • 23 Jan 2026 Notice of Strike given by United Forum of Bank Unions (U.F.B.U.) |
Analyst / Investor Meet • 22 Jan 2026 Update on Post Earnings Concall/Meet with Investors/Analysts: Audio/Video Recording |
Investor Presentation • 22 Jan 2026 Presentation on Unaudited (Reviewed) Financial Results of the Bank for the Third Quarter and Nine Months period of FY 2025-26 ended on December 31, 2025 |
Press Release / Media Release • 22 Jan 2026 |
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
Distribution across major stakeholders
Distribution across major institutional holders
| +5.90% |
| +41.80% |
| 9.3 |
| 1.39 |
| - |
| - |
| BANKBARODA | Bank Of Baroda | 1.5 LCr | 1.57 LCr | -6.20% | +31.60% | 6.19 | 0.95 | - | - |
| PNB | Punjab National Bank | 1.41 LCr | 1.5 LCr | -2.20% | +23.20% | 7.47 | 0.94 | - | - |
| UNIONBANK | Union Bank of India | 1.36 LCr | 1.31 LCr | +7.10% | +49.20% | 6.24 | 1.04 | - | - |
| CANBK | Canara Bank | 1.34 LCr | 1.57 LCr | -3.70% | +55.30% | 5.99 | 0.85 | - | - |
| Employees cost |
| 5% |
| 2,814 |
| 2,681 |
| 2,645 |
| 2,734 |
| 2,442 |
| 2,481 |
| Other operating expenses | 7.9% | 1,822 | 1,689 | 1,544 | 1,569 | 1,600 | 1,563 |
| Operating expenses | 6.1% | 4,635 | 4,370 | 4,189 | 4,303 | 4,042 | 4,045 |
| Operating profit | 4% | 5,056 | 4,862 | 4,792 | 5,024 | 4,780 | 4,773 |
| Provisions other than tax and contingencies | 16% | 857 | 739 | 691 | 794 | 1,060 | 1,099 |
| Exceptional items | - | 0 | 0 | -766.59 | 0 | 0 | 0 |
| Profit before tax | 1.8% | 4,199 | 4,123 | 3,335 | 4,230 | 3,721 | 3,674 |
| Tax expense | 2.9% | 1,113 | 1,082 | 1,116 | 1,268 | 844 | 934 |
| Profit after tax | 1.5% | 3,086 | 3,041 | 2,219 | 2,961 | 2,876 | 2,740 |
| Net profit (loss) for the period | 1.5% | 3,086 | 3,041 | 2,219 | 2,961 | 2,876 | 2,740 |
| Profit (loss) of minority interest | -11.8% | 0.62 | 0.66 | 0.71 | 0.39 | 0.45 | 1.11 |
| Reserve excluding revaluation reserves | - | - | - | - | - | - | - |
| CET 1 ratio | -0.3% | 0.1473 | 0.1499 | 0.1546 | 0.1575 | 0.1359 | 0.1384 |
| Additional tier 1 ratio | -0.5% | 0 | 047 | 048 | 049 | 05 | 05 |
| Gross non performing assets | -11.6% | 14,268 | 16,135 | 18,067 | 18,179 | 18,208 | 19,148 |
| Non performing assets | -1.5% | 968 | 983 | 1,036 | 1,110 | 1,127 | 1,445 |
| Return on assets | 0% | 0.0134 | 0.0136 | 0.0103 | 0.014 | 0.0142 | 0 |
| 17.2% |
| 9,223 |
| 7,867 |
| 7,143 |
| 6,915 |
| - |
| 3,312 |
| Total income | 12.2% | 71,226 | 63,482 | 52,085 | 45,772 | - | 24,717 |
| Total expenditure | 12% | 52,227 | 46,642 | 36,815 | 33,055 | - | 18,219 |
| Interest expended | 13.9% | 36,826 | 32,341 | 24,717 | 22,128 | - | 13,799 |
| Employees cost | 6.7% | 9,884 | 9,265 | 7,527 | 6,696 | - | 2,473 |
| Other operating expenses | 9.6% | 5,518 | 5,036 | 4,571 | 4,231 | - | 1,948 |
| Operating expenses | 7.7% | 15,402 | 14,300 | 12,098 | 10,926 | - | 4,421 |
| Operating profit | 12.8% | 18,998 | 16,840 | 15,271 | 12,717 | - | 6,498 |
| Provisions other than tax and contingencies | -28.5% | 4,211 | 5,888 | 9,356 | 9,513 | - | 5,125 |
| Profit before tax | 35% | 14,787 | 10,951 | 5,914 | 3,204 | - | 1,373 |
| Tax expense | 34% | 3,869 | 2,888 | 633 | -740.59 | - | 619 |
| Profit after tax | 35.4% | 10,918 | 8,063 | 5,282 | 3,945 | - | 753 |
| Net profit (loss) for the period | 35.4% | 10,918 | 8,063 | 5,282 | 3,945 | - | 753 |
| Reserve excluding revaluation reserves | - | 60,762 | - | - | - | - | - |
| CET 1 ratio | 2.1% | 0.1536 | 0.1352 | 0.1289 | 0.1253 | - | 0.1178 |
| Additional tier 1 ratio | 0% | 049 | 051 | 059 | 064 | - | 03 |
| Gross non performing assets | -13.9% | 18,179 | 21,106 | 28,180 | 35,214 | - | 14,151 |
| Non performing assets | -50.1% | 1,110 | 2,223 | 4,043 | 8,849 | - | 6,184 |
| Return on assets | 0.3% | 0.0132 | 0.0107 | 077 | 063 | - | 026 |
| Reserves and surplus | 8.8% | 73,943 | 67,963 | 62,754 | 57,041 | 50,416 | 46,727 |
| Deposits | 5.4% | 776,946 | 737,154 | 693,115 | 688,000 | 640,803 | 621,166 |
| Borrowings | 1.7% | 42,206 | 41,508 | 33,368 | 23,131 | 24,923 | 22,073 |
| Other liabilities and provisions | 6.2% | 27,028 | 25,439 | 21,978 | 23,100 | 21,379 | 19,289 |
| Total capital and liabilities | 5.5% | 921,470 | 873,411 | 812,563 | 792,619 | 738,767 | 710,501 |
| 0% |
| Net Cashflows From Investing Activities | 45.6% |
| Proceeds from issuing shares | -100% |
| Proceeds from issuing debt etc | 99.9% |
| Repayments of borrowings | - |
| Dividends paid | 50.9% |
| Interest paid | - |
| Net Cashflows From Financing Activities | -457.2% |
| Net change in cash and cash eq. | 259% |
Analysis of Indian Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Dec 31, 2025
| Description | Share | Value |
|---|---|---|
| Retail Banking | 41.1% | 8.2 kCr |
| Corporate / Wholesale Banking | 32.2% | 6.4 kCr |
| Treasury Operations | 24.2% | 4.8 kCr |
| Other Banking Operations | 2.5% | 496.9 Cr |
| Total | 19.9 kCr |