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SummaryLatest NewsSector ComparisonEarnings ReportRevenue & GrowthPeersIncome StatementBalance SheetCash Flow
INDIANB logo

INDIANB - Indian Bank Share Price

Banks
Sharesguru Stock Score

INDIANB

73/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹846.70+13.00(+1.56%)
Market Closed as of May 29, 2026, 15:28 IST
Pros

Dividend: Dividend paying stock. Dividend yield of 2.09%.

Technicals: Bullish SharesGuru indicator.

Balance Sheet: Strong Balance Sheet.

Profitability: Recent profitability of 15% is a good sign.

Smart Money: Smart money has been increasing their position in the stock.

Size: It is among the top 200 market size companies of india.

Past Returns: Outperforming stock! In past three years, the stock has provided 42.4% return compared to 8.9% by NIFTY 50.

Cons

Momentum: Stock has a weak negative price momentum.

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Sharesguru Stock Score

INDIANB

73/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

Valuation

Market Cap1.11 LCr
Price/Sales (Trailing)1.42
EV/EBITDA1.98
Price/Free Cashflow5.91
MarketCap/EBT7.07
Enterprise Value1.11 LCr

Fundamentals

Revenue (TTM)78.33 kCr
Rev. Growth (Yr)7.8%
Earnings (TTM)11.46 kCr
Earnings Growth (Yr)5.2%

Profitability

Operating Margin26%
EBT Margin20%
Return on Equity1.22%
Return on Assets1.16%
Free Cashflow Yield16.91%

Growth & Returns

Price Change 1W0.60%
Price Change 1M-10.7%
Price Change 6M-3%
Price Change 1Y39.4%
3Y Cumulative Return42.4%
5Y Cumulative Return42.6%
7Y Cumulative Return17.6%
10Y Cumulative Return24.8%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)-428.07 Cr
Cash Flow from Operations (TTM)18.82 kCr
Cash Flow from Financing (TTM)-7.65 kCr
Free Cash Flow (TTM)18.82 kCr
Free Cash Flow/Share (TTM)139.69

Balance Sheet

Total Assets9.92 LCr
Shareholder Equity9.24 LCr

Capital Structure & Leverage

Debt Ratio0.00
Debt/Equity0.00
Interest Coverage-0.61
Interest/Cashflow Ops1.46

Dividend & Shareholder Returns

Dividend/Share (TTM)16.25
Dividend Yield2.09%
Shares Dilution (1Y)0.00%
Shares Dilution (3Y)8.2%
Pros

Dividend: Dividend paying stock. Dividend yield of 2.09%.

Technicals: Bullish SharesGuru indicator.

Balance Sheet: Strong Balance Sheet.

Profitability: Recent profitability of 15% is a good sign.

Smart Money: Smart money has been increasing their position in the stock.

Size: It is among the top 200 market size companies of india.

Past Returns: Outperforming stock! In past three years, the stock has provided 42.4% return compared to 8.9% by NIFTY 50.

Cons

Momentum: Stock has a weak negative price momentum.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend Yield2.09%
Dividend/Share (TTM)16.25
Shares Dilution (1Y)0.00%

Financial Health

Debt/Equity0.00

Technical Indicators

RSI (14d)48.69
RSI (5d)56.63
RSI (21d)31.51
MACD SignalSell
Stochastic Oscillator SignalBuy
SharesGuru SignalBuy
RSI SignalHold
RSI5 SignalHold
RSI21 SignalHold
SMA 5 SignalBuy
SMA 10 SignalBuy
SMA 20 SignalSell
SMA 50 SignalSell
SMA 100 SignalSell

Summary of Latest Earnings Report from Indian Bank

Summary of Indian Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Revenue Breakdown

Analysis of Indian Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Last Updated: Mar 31, 2026

DescriptionShareValue
RETAIL BANKING40.8%8.3 kCr
CORPORATE / WHOLESALE BANKING33.0%6.7 kCr
TREASURY OPERATIONS22.7%4.6 kCr
OTHER BANKING OPERATIONS3.5%717.2 Cr
Total20.3 kCr

Share Holdings

Understand Indian Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
President of India73.84%
HDFC MUTUAL FUND UNDER ITS VARIOUS SCHEMES3.62%
LIFE INSURANCE CORPORATION OF INDIA AND ITS VARIOUS SCHEMES2.27%
KOTAK MUTUAL FUND UNDER ITS VARIOUS SCHEMES2.14%
NPS TRUST UNDER ITS VARIOUS SCHEMES2.1%
FOREIGN INSTITUTIONALINVESTORS0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is Indian Bank Better than it's peers?

Detailed comparison of Indian Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
INDIANBIndian Bank1.11 LCr78.33 kCr-10.70%+39.40%-1.42--
SBINState Bank Of India8.76 LCr7.1 LCr-14.00%+20.90%-1.23--
BANKBARODABank Of Baroda1.37 LCr1.57 LCr-6.10%+10.00%-0.88--
UNIONBANKUnion Bank of India1.23 LCr1.29 LCr-17.20%+14.80%-0.95--
PNBPunjab National Bank1.18 LCr1.49 LCr-10.50%+2.30%-0.79--
CANBKCanara Bank1.16 LCr1.53 LCr-11.70%+20.00%-0.76--

Sector Comparison: INDIANB vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

INDIANB metrics compared to Banks

CategoryINDIANBBanks
PE8.74
PS1.421.08
Growth8.7 %5.4 %
33% metrics above sector average
Key Insights
  • 1. INDIANB is among the Top 10 Public Sector Bank companies but not in Top 5.
  • 2. The company holds a market share of 4.8% in Public Sector Bank.
  • 3. In last one year, the company has had an above average growth that other Public Sector Bank companies.

Income Statement for Indian Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QMar-2026Mar-2025Mar-2024Mar-2023Mar-2022Mar-2021
Interest or discount on advances or bills8.9%48,85444,85640,61931,94126,92827,455
Revenue on investments5%16,11715,34813,43511,69010,97111,170
Interest on balances with RBI and others4%1,6531,5901,388878852426
Other interest259.2%88124620847611257
Total interest earned8.8%67,50462,03955,65044,98538,86239,108
Other income8.2%10,82910,0118,5827,8047,4066,540
Total income8.7%78,33372,05164,23252,79046,26845,649
Total expenditure10.1%58,31752,94947,29437,44233,48334,228
Interest expended10.1%40,53936,82632,34124,71722,12923,439
Employees cost9.1%10,8809,9759,3207,5796,7386,412
Other operating expenses12.2%6,8986,1495,6335,1464,6154,378
Operating expenses10.3%17,77816,12314,95312,72511,35410,789
Operating profit4.8%20,01619,10116,93815,34812,78511,420
Provisions other than tax and contingencies-16.6%3,5154,2145,8949,3589,5228,495
Exceptional items--766.5900000
Profit before tax5.7%15,73514,88711,0445,9903,2632,925
Tax expense9.8%4,2753,8932,915659-731.02-90.38
Profit after tax4.2%11,46010,9958,1295,3303,9943,016
Net profit (loss) for the period4.2%11,46010,9958,1295,3303,9943,016
Profit (loss) of minority interest-22.4%2.492.923.111.212.381.43
Reserve excluding revaluation reserves13.8%71,62862,965----
CET 1 ratio1.1%0.16640.15750.13860.13250.12840.1159
Additional tier 1 ratio-0.5%0049051059064066
Gross non performing assets-27.4%13,19018,17921,10628,18035,21438,480
Non performing assets-13.1%9651,1102,2234,0438,84912,271
Return on assets-0.1%0.01250.01350.011208064053
Description(%) Q/QMar-2026Dec-2025Sep-2025Jun-2025Mar-2025Dec-2024
Interest or discount on advances or bills2%12,70212,44911,96411,73811,45711,426
Revenue on investments2.6%4,1124,0064,0533,9463,9063,894
Interest on balances with RBI and others12.6%439390428395388409
Other interest-8.6%23525718220710941
Total interest earned2.3%17,48817,10216,62816,28515,86015,770
Other income-0.7%2,7732,7932,6432,6202,9352,397
Total income1.8%20,26119,89519,27118,90618,79418,168
Total expenditure0.8%14,95514,83814,41014,11313,77013,387
Interest expended1.7%10,37210,20310,0409,9249,4679,345
Employees cost-2.6%2,7412,8142,6812,6452,7342,442
Other operating expenses1.1%1,8421,8221,6891,5441,5691,600
Operating expenses-1.1%4,5834,6354,3704,1894,3034,042
Operating profit4.9%5,3065,0564,8624,7925,0244,780
Provisions other than tax and contingencies43.3%1,2288577396917941,060
Exceptional items-000-766.5900
Profit before tax-2.9%4,0784,1994,1233,3354,2303,721
Tax expense-13.5%9631,1131,0821,1161,268844
Profit after tax0.9%3,1153,0863,0412,2192,9612,876
Net profit (loss) for the period0.9%3,1153,0863,0412,2192,9612,876
Profit (loss) of minority interest-31.6%0.50.620.660.710.390.45
Reserve excluding revaluation reserves-------
CET 1 ratio2.2%0.16640.14730.14990.15460.15750.1359
Additional tier 1 ratio-0004704804905
Gross non performing assets-7.6%13,19014,26816,13518,06718,17918,208
Non performing assets-0.3%9659689831,0361,1101,127
Return on assets0%0.01310.01340.01360.01030.0140.0142
Standalone figures (in Rs. Crores) /
Description(%) Q/QMar-2026Mar-2025Mar-2024Mar-2023Mar-2022Mar-2021
Interest or discount on advances or bills8.9%48,85444,85640,61931,94126,928-
Revenue on investments4.9%16,06815,31513,40211,64710,965-
Interest on balances with RBI and others4%1,6491,5851,386878851-
Other interest260.2%880245208476112-
Total interest earned8.8%67,45162,00255,61544,94238,856-
Other income8.3%9,9919,2237,8677,1436,915-
Total income8.7%77,44171,22663,48252,08545,772-
Total expenditure10.1%57,52552,22746,64236,81533,055-
Interest expended10.1%40,53636,82632,34124,71722,128-
Employees cost8.9%10,7609,8849,2657,5276,696-
Other operating expenses12.9%6,2295,5185,0364,5714,231-
Operating expenses10.3%16,98915,40214,30012,09810,926-
Operating profit4.8%19,91618,99816,84015,27112,717-
Provisions other than tax and contingencies-16.6%3,5124,2115,8889,3569,513-
Profit before tax10.9%16,40414,78710,9515,9143,204-
Tax expense9.8%4,2483,8692,888633-740.59-
Profit after tax11.3%12,15610,9188,0635,2823,945-
Net profit (loss) for the period11.3%12,15610,9188,0635,2823,945-
Reserve excluding revaluation reserves15%69,87760,762----
CET 1 ratio1.2%0.1640.15360.13520.12890.1253-
Additional tier 1 ratio-0.5%0049051059064-
Gross non performing assets-27.4%13,19018,17921,10628,18035,214-
Non performing assets-13.1%9651,1102,2234,0438,849-
Return on assets0%0.01310.01320.0107077063-
Description(%) Q/QMar-2026Dec-2025Sep-2025Jun-2025Mar-2025Dec-2024
Interest or discount on advances or bills2%12,70212,44911,96411,73811,45711,426
Revenue on investments2.6%4,1054,0024,0163,9453,9043,884
Interest on balances with RBI and others12.3%438390427394387408
Other interest-8.6%23525718220710940
Total interest earned2.2%17,48017,09816,59016,28315,85615,759
Other income-2.6%2,5002,5662,4872,4392,7432,153
Total income1.6%19,98019,66319,07718,72118,59917,912
Total expenditure0.4%14,69414,64014,24013,95113,58013,163
Interest expended1.7%10,37110,20210,0399,9249,4679,345
Employees cost-2.6%2,7122,7852,6512,6122,7012,417
Other operating expenses-2.4%1,6121,6521,5501,4151,4131,401
Operating expenses-2.6%4,3234,4384,2014,0274,1143,818
Operating profit5.2%5,2865,0244,8374,7705,0194,749
Provisions other than tax and contingencies43.1%1,2268577396917951,059
Profit before tax-2.6%4,0604,1674,0984,0794,2243,690
Tax expense-13.4%9571,1051,0801,1061,268838
Profit after tax1.4%3,1033,0613,0182,9732,9562,852
Net profit (loss) for the period1.4%3,1033,0613,0182,9732,9562,852
Reserve excluding revaluation reserves-------
CET 1 ratio2.2%0.1640.14540.1480.15260.15360.1327
Additional tier 1 ratio-0004704804905
Gross non performing assets-7.6%13,19014,26816,13518,06718,17918,208
Non performing assets-0.3%9659689831,0361,1101,127
Return on assets0%0.01280.0130.01320.01340.01370.0139

Balance Sheet for Indian Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QMar-2026Sep-2025Mar-2025Sep-2024Mar-2024Sep-2023
Total assets7.3%991,553924,486877,0398,160,849,900,000795,709741,727
Cash balances with RBI6.7%34,05531,91231,94835,36232,70329,304
Investments3.8%247,682238,535228,421219,752215,242204,114
Advances8.2%654,888605,169571,071532,942514,889470,627
Fixed assets-0.8%8,6778,7508,8577,5497,5407,499
Other assets-14,606-----
Other assets5.5%14,60613,84513,72815,52715,86118,643
Capital0%1,3471,3471,3471,3471,3471,245
Reserves and surplus4.2%78,69675,54070,16664,87558,90152,142
Deposits6.5%827,654776,877737,098693,067687,953640,759
Borrowings10.7%46,80742,28241,55233,41623,14324,939
Other liabilities and provisions-37,049-----
Other liabilities and provisions30.3%37,04928,44026,87523,38024,36522,642
Total capital and liabilities7.3%991,553924,486877,039816,085795,709741,727
Standalone figures (in Rs. Crores) /
Description(%) Q/QMar-2026Sep-2025Mar-2025Sep-2024Mar-2024Sep-2023
Total assets7.2%987,953921,470873,4118,125,630,500,000792,619738,767
Cash balances with RBI6.7%34,05531,91231,94835,36232,70329,304
Investments3.7%244,666235,991225,303216,787212,554201,673
Advances8.2%654,888605,172571,071532,942514,889470,627
Fixed assets-0.9%8,6478,7228,8277,5217,5157,475
Other assets-14,162-----
Other assets5.2%14,16213,46413,34215,10215,55118,220
Capital0%1,3471,3471,3471,3471,3471,245
Reserves and surplus4.1%76,94473,94367,96362,75457,04150,416
Deposits6.5%827,726776,946737,154693,115688,000640,803
Borrowings10.6%46,69242,20641,50833,36823,13124,923
Other liabilities and provisions-35,243-----
Other liabilities and provisions30.4%35,24327,02825,43921,97823,10021,379
Total capital and liabilities7.2%987,953921,470873,411812,563792,619738,767

Cash Flow for Indian Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QMar-2026Mar-2025Mar-2024Mar-2023Mar-2022Mar-2021
Profit Before Extraord. Items And Tax5.7%15,73514,88711,0445,9903,263-
Finance costs-40.1%360600711734750-
Depreciation12.2%609543531532601-
Total adjustments to profit/loss-12.1%4,5895,2226,69210,95411,363-
Change in trade receivables-43.6%-85,649.65-59,626.14-69,247.99-66,714.84-34,967.37-
Change in trade payables44.9%100,81069,55568,88032,42748,531-
Total adj. for working capital93.4%-193.53-2,956.91-25,756.57-44,824.1414,136-
Net Cashflows From Operations17.4%20,13017,153-8,021.13-27,880.3928,763-
Income taxes paid (refund)6140%1,561268901412-
Other inflows/outflows of cash-8.9%24627029300-
Net Cashflows From Operating Activities8.2%18,81517,396-8,617.26-27,893.9928,750-
Proceeds from sales of tangible assets-2608.87200-
Purchase of tangible assets-4540627334323-
Proceeds from sales of intangible assets-100.5%01920018-
Purchase of intangible assets-100.2%0540000-
Net Cashflows From Investing Activities-22.8%-428.07-348.4-617.71-313.98-304.69-
Proceeds from issuing shares-004,00001,650-
Proceeds from issuing debt etc-00-1,00000-
Repayments of borrowings150.1%5,0002,00000600-
Dividends paid35.5%2,1891,6161,071810249-
Interest paid-28.9%4606470734782-
Net Cashflows From Financing Activities-79.4%-7,649.12-4,263.511,195-1,543.4218-
Net change in cash and cash eq.-16%10,73812,784-8,039.93-29,751.3928,464-
Standalone figures (in Rs. Crores) /
Profit Before Extraord. Items And Tax10.9%
Finance costs-40.1%
Depreciation12.1%
Dividend income0%
Total adjustments to profit/loss-12.3%
Change in trade receivables-43.6%
Change in trade payables44.9%
Total adj. for working capital74.2%
Net Cashflows From Operations16.9%
Income taxes paid (refund)-
Net Cashflows From Operating Activities8.3%
Proceeds from sales of tangible assets-
Purchase of tangible assets-
Proceeds from sales of intangible assets-100.5%
Purchase of intangible assets-100.2%
Dividends received0%
Net Cashflows From Investing Activities-25.7%
Proceeds from issuing shares-
Proceeds from issuing debt etc-
Repayments of borrowings150.1%
Dividends paid35.5%
Interest paid-28.9%
Net Cashflows From Financing Activities-79.4%
Net change in cash and cash eq.-16%

What does Indian Bank do?

Public Sector Bank•Financial Services•Mid Cap

Indian Bank is a prominent Public Sector Bank in India, trading under the stock ticker INDIANB. With a market capitalization of Rs. 78,972.3 Crores, it plays a significant role in providing a diverse range of banking products and services.

The bank offers various deposit options, including:

  • Savings bank and current accounts
  • Term deposits
  • Non-resident Indian (NRI) accounts

In addition to deposit products, Indian Bank provides a wide array of loan offerings, such as:

  • Agriculture loans
  • MSME loans
  • Corporate financing
  • Online loans
  • Home and mortgage loans
  • Vehicle and personal loans
  • Educational and jewel loans
  • Supply chain finance
  • 59-minute loans
  • Loans against deposits and investments

Moreover, the bank excels in digital banking services, featuring products like:

  • IndOASIS
  • Internet and SMS banking
  • Debit and credit cards
  • National common mobility cards
  • Mutual funds and IPO services
  • Demat and trading services
  • Point of sale systems
  • Online collection products

Indian Bank operates through multiple branches both domestically and internationally, as well as through ATMs and Banking Network ATMs (BNAs). Originally incorporated in 1907, the bank is headquartered in Chennai, India.

In terms of financial performance, Indian Bank reported a trailing 12-month revenue of Rs. 70,322 Crores and achieved a profit of Rs. 10,293.8 Crores over the past four quarters. The company's revenue has seen impressive growth, with an increase of 54.6% over the last three years. Additionally, it distributes dividends to its investors, boasting a dividend yield of 3.83% per year, with a payout of Rs. 20.6 per share in the last 12 months.

However, it should be noted that in the past three years, Indian Bank has diluted shareholder equity by 8.2%, impacting the ownership stake of its investors. Overall, it remains a profitable entity with strong growth potential in the banking sector.

Industry Group:Banks
Employees:40,251
Website:www.indianbank.in

Important Disclosure & Data Context

This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.

Performance Comparison

INDIANB vs Banks (2021 - 2026)

INDIANB outperforms the broader Banks sector, although its performance has declined by 18.6% from the previous year.