INDIANB - Indian Bank Share Price

Banks

₹625.10-8.95(-1.41%)

Market Open as of Jun 18, 2025, 12:28 IST

What does Indian Bank do?

Public Sector Bank•Financial Services•Mid Cap

Indian Bank is a Public Sector Bank based in Chennai, India. With a market capitalization of approximately Rs. 71,409.1 Crores, the company operates under the stock ticker INDIANB.

The bank offers a wide range of banking products and services, including:

Deposit Products: These encompass savings bank accounts, current accounts, term deposits, and accounts for non-resident Indians (NRI).
Loans: Indian Bank provides various types of loans such as:
- Agriculture, MSME, corporate, online, home, mortgage, vehicle, personal, educational, and jewel loans
- Supply chain finance and 59 minutes loans
- Loans or overdrafts against deposits and government securities

In addition, Indian Bank has an extensive array of digital offerings, including:

Digital Products: IndOASIS, internet and SMS banking, debit and credit cards, national common mobility cards, mutual funds, IPO services, demat accounts, trading services, point-of-sale systems, and online collection products.

The bank operates multiple branches both in India and overseas, along with a network of ATMs and banking outlets.

Established in 1907, Indian Bank has demonstrated substantial financial performance. It reported a revenue of Rs. 70,322 Crores over the trailing 12 months and achieved a profit of Rs. 10,293.8 Crores in the past four quarters. The company has shown impressive revenue growth of 54.6% over the past three years.

Additionally, Indian Bank distributes dividends to its investors, boasting a yield of 3.83% annually, with a payout of Rs. 20.6 per share over the past year. However, it is noteworthy that the company has diluted its shareholders' equity by 8.2% during the last three years, while continuing to maintain profitability.

Industry Group:Banks

Employees:40,251

Website:www.indianbank.in

Valuation
Market Cap	85.21 kCr
Price/Earnings (Trailing)	7.75
Price/Sales (Trailing)	1.18
EV/EBITDA	1.65
Price/Free Cashflow	4.9
MarketCap/EBT	5.72

Fundamentals
Revenue (TTM)	72.05 kCr
Rev. Growth (Yr)	10.13%
Rev. Growth (Qtr)	3.45%
Earnings (TTM)	10.99 kCr
Earnings Growth (Yr)	31.02%
Earnings Growth (Qtr)	2.96%

Profitability
Operating Margin	26.51%
EBT Margin	20.66%
Return on Equity	1.25%
Return on Assets	1.25%
Free Cashflow Yield	20.42%

Pros

Size: It is among the top 200 market size companies of india.

Profitability: Recent profitability of 15% is a good sign.

Dividend: Dividend paying stock. Dividend yield of 2.57%.

Growth: Good revenue growth. With 55.5% growth over past three years, the company is going strong.

Smart Money: Smart money has been increasing their position in the stock.

Balance Sheet: Strong Balance Sheet.

Cons

No major cons observed.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Sector Comparison: INDIANB vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

INDIANB metrics compared to Banks

Category	INDIANB	Banks
PE	7.75	8.47
PS	1.18	1.03
Growth	12.2 %	11.3 %

Performance Comparison

INDIANB vs Banks (2021 - 2025)

Key Insights

1. INDIANB is among the Top 10 Public Sector Bank companies but not in Top 5.
2. The company holds a market share of 4.7% in Public Sector Bank.
3. The company is growing at an average growth rate of other Public Sector Bank companies.

Latest News and Updates from Indian Bank

Updated May 4, 2025

The Indian stock market exhibited a strong performance recently, with both the Nifty and Sensex showing gains, largely driven by positive banking sector results and increased foreign investment. Investors are optimistic about the upcoming Union Budget, which is expected to positively influence various sectors. Despite some volatility and negative performances from certain stocks, the overall sentiment remains bullish, particularly for companies like Bank of India (INDIANB).

The Bad News

The Financial Express

Despite the overall market's positive trend, Bank of India (INDIANB) experienced a one-day decline of 2.25%, reflecting short-term volatility.

Goodreturns

Some stocks, including Tata Tech and TVS Motor, faced losses amidst the market's upward movement, indicating pockets of weakness.

The Financial Express

Indian Bank saw a decline of 2.46% in its stock price, demonstrating the challenges faced by certain banks even in a recovering market.

The Good News

Goodreturns

The Indian stock market had a strong start, with Nifty and Sensex gaining momentum driven by banking stocks and positive Q4 results.

Devdiscourse

Increased Foreign Portfolio Investor inflows and a meeting between Indian and US leaders boosted market optimism, with significant gains observed in various sectors.

The Financial Express

Bank of India has shown a remarkable long-term growth of 227.13%, highlighting the bank's resilience despite recent fluctuations.

This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.

Balance Sheet for Indian Bank

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Total assets	-100%	873,411	8,125,630,500,000	792,619	738,767	710,501	673,256
Cash balances with RBI	-9.7%	31,948	35,362	32,703	29,304	32,693	29,119
Investments	3.9%	225,303	216,787	212,554	201,673	185,988	182,168
Advances	7.2%	571,071	532,942	514,889	470,627	449,297	412,074
Fixed assets	17.4%	8,827	7,521	7,515	7,475	7,459	7,532
Other assets	-11.7%	13,342	15,102	15,551	18,220	17,624	18,887
Capital	0%	1,347	1,347	1,347	1,245	1,245	1,245
Reserves and surplus	8.3%	67,963	62,754	57,041	50,416	46,727	44,926
Deposits	6.4%	737,154	693,115	688,000	640,803	621,166	588,860
Borrowings	24.4%	41,508	33,368	23,131	24,923	22,073	22,058
Other liabilities and provisions	15.7%	25,439	21,978	23,100	21,379	19,289	16,166
Total capital and liabilities	7.5%	873,411	812,563	792,619	738,767	710,501	673,256

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022
Total assets	-100%	877,039	8,160,849,900,000	795,709	741,727	713,334	675,791
Cash balances with RBI	-9.7%	31,948	35,362	32,703	29,304	32,693	29,119
Investments	3.9%	228,421	219,752	215,242	204,114	188,366	184,262
Advances	7.2%	571,071	532,942	514,889	470,627	449,294	412,064
Fixed assets	17.3%	8,857	7,549	7,540	7,499	7,481	7,551
Other assets	-11.6%	13,728	15,527	15,861	18,643	17,976	19,276
Capital	0%	1,347	1,347	1,347	1,245	1,245	1,245
Reserves and surplus	8.2%	70,166	64,875	58,901	52,142	48,261	46,329
Deposits	6.4%	737,098	693,067	687,953	640,759	621,123	588,814
Borrowings	24.3%	41,552	33,416	23,143	24,939	22,092	22,070
Other liabilities and provisions	14.9%	26,875	23,380	24,365	22,642	20,612	17,333
Total capital and liabilities	7.5%	877,039	816,085	795,709	741,727	713,334	675,791

Cash Flow for Indian Bank

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023
Profit Before Extraord. Items And Tax	34.8%	14,887	11,044	5,990
Finance costs	-15.6%	600	711	734
Depreciation	2.3%	543	531	532
Total adjustments to profit/loss	-22%	5,222	6,692	10,954
Change in trade receivables	13.9%	-59,626.14	-69,247.99	-66,714.84
Change in trade payables	1%	69,555	68,880	32,427
Total adj. for working capital	88.5%	-2,956.91	-25,756.57	-44,824.14
Net Cashflows From Operations	313.8%	17,153	-8,021.13	-27,880.39
Income taxes paid (refund)	-97.2%	26	890	14
Other inflows/outflows of cash	-7.9%	270	293	0
Net Cashflows From Operating Activities	301.8%	17,396	-8,617.26	-27,893.99
Proceeds from sales of tangible assets	-112.7%	0	8.87	20
Purchase of tangible assets	-100.2%	0	627	334
Proceeds from sales of intangible assets	-	192	0	0
Purchase of intangible assets	-	540	0	0
Net Cashflows From Investing Activities	43.5%	-348.4	-617.71	-313.98
Proceeds from issuing shares	-100%	0	4,000	0
Proceeds from issuing debt etc	99.9%	0	-1,000	0
Repayments of borrowings	-	2,000	0	0
Dividends paid	50.9%	1,616	1,071	810
Interest paid	-	647	0	734
Net Cashflows From Financing Activities	-457.2%	-4,263.51	1,195	-1,543.42
Net change in cash and cash eq.	259%	12,784	-8,039.93	-29,751.39

Standalone figures (in Rs. Crores) / View Consolidated Data

Profit Before Extraord. Items And Tax	35%
Finance costs	-15.6%
Depreciation	1.5%
Dividend income	0%
Total adjustments to profit/loss	-22.1%
Change in trade receivables	13.9%
Change in trade payables	0.9%
Total adj. for working capital	89.6%
Net Cashflows From Operations	324%
Income taxes paid (refund)	-100.1%
Net Cashflows From Operating Activities	301.4%
Proceeds from sales of tangible assets	-112.7%
Purchase of tangible assets	-100.2%
Proceeds from sales of intangible assets	-
Purchase of intangible assets	-
Dividends received	0%
Net Cashflows From Investing Activities	45.6%
Proceeds from issuing shares	-100%
Proceeds from issuing debt etc	99.9%
Repayments of borrowings	-
Dividends paid	50.9%
Interest paid	-
Net Cashflows From Financing Activities	-457.2%
Net change in cash and cash eq.	259%

Investor Care
Dividend Yield	2.57%
Dividend/Share (TTM)	16.25
Shares Dilution (1Y)	0.00%
Diluted EPS (TTM)	83.61

Financial Health
Debt/Equity	0.00
Debt/Cashflow	0.00

Share Holdings

Understand Indian Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

As of 2025-03-31

Shareholder Name	Holding %
President of India	73.84%
HDFC MUTUAL FUND UNDER ITS VARIOUS SCHEMES	3.66%
LIFE INSURANCE CORPORATION OF nINDIA AND ITS VARIOUS SCHEMES	2.91%
NPS TRUST UNDER ITS VARIOUS SCHEMES	1.25%
ICICI PRUDENTIAL MUTUAL FUND UNDER ITS VARIOUS SCHEMES	1.17%
MIRAE ASSET UNDER ITS VARIOUS SCHEMES	1.15%
ESOP or ESOS or ESPS	0.33%
Employees	0.04%
Trusts	0.01%
LLP	0.01%
Director or Director's Relatives	0%
Other	0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is Indian Bank Better than it's peers?

Detailed comparison of Indian Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
SBIN	State Bank Of IndiaPublic Sector Bank	7.07 LCr	6.63 LCr	+0.03%	-5.59%	8.95	1.07	+11.57%	+15.97%
BANKBARODA	Bank Of BarodaPublic Sector Bank	1.23 LCr	1.53 LCr	+0.37%	-16.93%	6.01	0.8	+7.83%	+11.13%
PNB	Punjab National BankPublic Sector Bank	1.23 LCr	1.36 LCr	+6.97%	-17.95%	7.71	0.9	+15.81%	+128.11%
INDIANB	Indian BankPublic Sector Bank	85.21 kCr	72.05 kCr	+6.40%	+17.00%	7.75	1.18	+12.17%	+35.25%
UNIONBANK	Union Bank of IndiaPublic Sector Bank	1.11 LCr	1.27 LCr	+8.86%	-1.86%	6.81	0.87	+11.51%	+22.97%
CANBK	Canara BankPublic Sector Bank	98.9 kCr	1.5 LCr	+1.18%	-9.75%	5.75	0.66	+12.15%	+20.93%

Revenue Breakdown

Analysis of Indian Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Revenue

Last Updated: Mar 31, 2025

Description	Share	Value
RETAIL BANKING	41.2%	7.7 kCr
CORPORATE / WHOLESALE BANKING	32.0%	6 kCr
TREASURY OPERATIONS	23.5%	4.4 kCr
OTHER BANKING OPERATIONS	3.3%	621.2 Cr
Total		18.8 kCr

Income Statement for Indian Bank

Consolidated figures (in Rs. Crores) / View Standalone Data

AnnualQuarterly

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Interest or discount on advances or bills	10.4%	44,856	40,619	31,941	26,928	27,455	15,933
Revenue on investments	14.2%	15,348	13,435	11,690	10,971	11,170	5,275
Interest on balances with RBI and others	14.6%	1,590	1,388	878	852	426	177
Other interest	18.4%	246	208	476	112	57	16
Total interest earned	11.5%	62,039	55,650	44,985	38,862	39,108	21,401
Other income	16.7%	10,011	8,582	7,804	7,406	6,540	3,326
Total income	12.2%	72,051	64,232	52,790	46,268	45,649	24,727
Total expenditure	12%	52,949	47,294	37,442	33,483	34,228	18,230
Interest expended	13.9%	36,826	32,341	24,717	22,129	23,439	13,798
Employees cost	7%	9,975	9,320	7,579	6,738	6,412	2,478
Other operating expenses	9.2%	6,149	5,633	5,146	4,615	4,378	1,954
Operating expenses	7.8%	16,123	14,953	12,725	11,354	10,789	4,433
Operating profit	12.8%	19,101	16,938	15,348	12,785	11,420	6,497
Provisions other than tax and contingencies	-28.5%	4,214	5,894	9,358	9,522	8,495	5,118
Profit before tax	34.8%	14,887	11,044	5,990	3,263	2,925	1,378
Tax expense	33.6%	3,893	2,915	659	-731.02	-90.38	620
Profit after tax	35.3%	10,995	8,129	5,330	3,994	3,016	758
Net profit (loss) for the period	35.3%	10,995	8,129	5,330	3,994	3,016	758
Profit (loss) of minority interest	-9%	2.92	3.11	1.21	2.38	1.43	0.69
Reserve excluding revaluation reserves	-	62,965	-	-	-	-	-
CET 1 ratio	2.2%	0.1575	0.1386	0.1325	0.1284	0.1159	0.1223
Additional tier 1 ratio	0%	049	051	059	064	066	03
Gross non performing assets	-13.9%	18,179	21,106	28,180	35,214	38,480	14,176
Non performing assets	-50.1%	1,110	2,223	4,043	8,849	12,271	6,184
Return on assets	0.2%	0.0135	0.0112	08	064	053	029

Description	(%) Q/Q	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023
Interest or discount on advances or bills	0.3%	11,457	11,426	11,125	10,849	10,636	10,349
Revenue on investments	0.3%	3,906	3,894	3,813	3,735	3,556	3,425
Interest on balances with RBI and others	-5.1%	388	409	390	402	418	376
Other interest	170%	109	41	41	55	22	52
Total interest earned	0.6%	15,860	15,770	15,369	15,041	14,633	14,203
Other income	22.5%	2,935	2,397	2,602	2,077	2,432	2,113
Total income	3.4%	18,794	18,168	17,971	17,118	17,065	16,315
Total expenditure	2.9%	13,770	13,387	13,198	12,594	12,737	12,192
Interest expended	1.3%	9,467	9,345	9,154	8,861	8,609	8,383
Employees cost	12%	2,734	2,442	2,481	2,317	2,647	2,350
Other operating expenses	-1.9%	1,569	1,600	1,563	1,416	1,481	1,458
Operating expenses	6.5%	4,303	4,042	4,045	3,733	4,127	3,809
Operating profit	5.1%	5,024	4,780	4,773	4,524	4,329	4,123
Provisions other than tax and contingencies	-25.1%	794	1,060	1,099	1,261	1,251	1,349
Profit before tax	13.7%	4,230	3,721	3,674	3,263	3,078	2,774
Tax expense	50.3%	1,268	844	934	846	818	638
Profit after tax	3%	2,961	2,876	2,740	2,417	2,260	2,136
Net profit (loss) for the period	3%	2,961	2,876	2,740	2,417	2,260	2,136
Profit (loss) of minority interest	-10.9%	0.39	0.45	1.11	0.97	0.86	0.89
Reserve excluding revaluation reserves	-	-	-	-	-	52,926	-
CET 1 ratio	2.5%	0.1575	0.1359	0.1384	0.1376	0.1386	0.1267
Additional tier 1 ratio	0%	049	05	05	05	051	052
Gross non performing assets	-0.2%	18,179	18,208	19,148	20,302	21,106	22,787
Non performing assets	-1.5%	1,110	1,127	1,445	2,027	2,223	2,579
Return on assets	0%	0.014	0.0142	0	0.0129	0.0118	0.0117

Standalone figures (in Rs. Crores) / View Consolidated Data

AnnualQuarterly

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Interest or discount on advances or bills	10.4%	44,856	40,619	31,941	26,928	-	15,933
Revenue on investments	14.3%	15,315	13,402	11,647	10,965	-	5,279
Interest on balances with RBI and others	14.4%	1,585	1,386	878	851	-	177
Other interest	17.9%	245	208	476	112	-	16
Total interest earned	11.5%	62,002	55,615	44,942	38,856	-	21,405
Other income	17.2%	9,223	7,867	7,143	6,915	-	3,312
Total income	12.2%	71,226	63,482	52,085	45,772	-	24,717
Total expenditure	12%	52,227	46,642	36,815	33,055	-	18,219
Interest expended	13.9%	36,826	32,341	24,717	22,128	-	13,799
Employees cost	6.7%	9,884	9,265	7,527	6,696	-	2,473
Other operating expenses	9.6%	5,518	5,036	4,571	4,231	-	1,948
Operating expenses	7.7%	15,402	14,300	12,098	10,926	-	4,421
Operating profit	12.8%	18,998	16,840	15,271	12,717	-	6,498
Provisions other than tax and contingencies	-28.5%	4,211	5,888	9,356	9,513	-	5,125
Profit before tax	35%	14,787	10,951	5,914	3,204	-	1,373
Tax expense	34%	3,869	2,888	633	-740.59	-	619
Profit after tax	35.4%	10,918	8,063	5,282	3,945	-	753
Net profit (loss) for the period	35.4%	10,918	8,063	5,282	3,945	-	753
Reserve excluding revaluation reserves	-	60,762	-	-	-	-	-
CET 1 ratio	2.1%	0.1536	0.1352	0.1289	0.1253	-	0.1178
Additional tier 1 ratio	0%	049	051	059	064	-	03
Gross non performing assets	-13.9%	18,179	21,106	28,180	35,214	-	14,151
Non performing assets	-50.1%	1,110	2,223	4,043	8,849	-	6,184
Return on assets	0.3%	0.0132	0.0107	077	063	-	026

Description	(%) Q/Q	Mar-2025	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023
Interest or discount on advances or bills	0.3%	11,457	11,426	11,125	10,849	10,636	10,349
Revenue on investments	0.5%	3,904	3,884	3,793	3,734	3,549	3,420
Interest on balances with RBI and others	-5.2%	387	408	389	402	416	376
Other interest	176.9%	109	40	41	55	22	52
Total interest earned	0.6%	15,856	15,759	15,348	15,039	14,624	14,198
Other income	27.4%	2,743	2,153	2,422	1,906	2,263	1,902
Total income	3.8%	18,599	17,912	17,770	16,945	16,887	16,099
Total expenditure	3.2%	13,580	13,163	13,041	12,443	12,582	12,002
Interest expended	1.3%	9,467	9,345	9,153	8,861	8,609	8,383
Employees cost	11.8%	2,701	2,417	2,464	2,301	2,633	2,336
Other operating expenses	0.9%	1,413	1,401	1,423	1,281	1,340	1,283
Operating expenses	7.8%	4,114	3,818	3,888	3,582	3,973	3,619
Operating profit	5.7%	5,019	4,749	4,729	4,502	4,305	4,097
Provisions other than tax and contingencies	-25%	795	1,059	1,099	1,258	1,248	1,349
Profit before tax	14.5%	4,224	3,690	3,629	3,243	3,057	2,748
Tax expense	51.4%	1,268	838	923	840	810	628
Profit after tax	3.6%	2,956	2,852	2,706	2,403	2,247	2,119
Net profit (loss) for the period	3.6%	2,956	2,852	2,706	2,403	2,247	2,119
Reserve excluding revaluation reserves	-	-	-	-	-	51,066	-
CET 1 ratio	2.4%	0.1536	0.1327	0.1351	0.1342	0.1352	0.1236
Additional tier 1 ratio	0%	049	05	05	051	051	052
Gross non performing assets	-0.2%	18,179	18,208	19,148	20,302	21,106	22,787
Non performing assets	-1.5%	1,110	1,127	1,445	2,027	2,223	2,579
Return on assets	0%	0.0137	0.0139	0	0.012	0.0115	0.0111

INDIANB - Indian Bank Share Price

What does Indian Bank do?

Valuation

Fundamentals

Profitability

The Bad News

The Good News

Investor Care

Financial Health

Updates from Indian Bank

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution