
High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Balance Sheet: Strong Balance Sheet.
Growth: Good revenue growth. With 80.6% growth over past three years, the company is going strong.
Size: It is among the top 200 market size companies of india.
Dividend: Dividend paying stock. Dividend yield of 2.76%.
Profitability: Very strong Profitability. One year profit margin are 21%.
Past Returns: Outperforming stock! In past three years, the stock has provided 41.1% return compared to 7.6% by NIFTY 50.
No major cons observed.
Valuation | |
|---|---|
| Market Cap | 61.23 kCr |
| Price/Sales (Trailing) | 1.87 |
| EV/EBITDA | 2.61 |
| Price/Free Cashflow | -5.4 |
| MarketCap/EBT | 7.79 |
| Enterprise Value | 61.23 kCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 32.82 kCr |
| Rev. Growth (Yr) | 12.7% |
| Earnings (TTM) | 7.02 kCr |
| Earnings Growth (Yr) | 34.9% |
Profitability | |
|---|---|
| Operating Margin | 33% |
| EBT Margin | 24% |
| Return on Equity | 1.74% |
| Return on Assets | 1.64% |
| Free Cashflow Yield | -18.51% |
Growth & Returns | |
|---|---|
| Price Change 1W | 2.5% |
| Price Change 1M | -5.1% |
| Price Change 6M | 40.4% |
| Price Change 1Y | 44.6% |
| 3Y Cumulative Return | 41.1% |
| 5Y Cumulative Return | 24.9% |
| 7Y Cumulative Return | 26.2% |
| 10Y Cumulative Return | 10.6% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -506.16 Cr |
| Cash Flow from Operations (TTM) | -11.34 kCr |
| Cash Flow from Financing (TTM) | -2.61 kCr |
| Free Cash Flow (TTM) | -11.34 kCr |
| Free Cash Flow/Share (TTM) | -14.74 |
Balance Sheet | |
|---|---|
| Total Assets | 4.27 LCr |
| Shareholder Equity | 3.74 LCr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | -0.5 |
| Interest/Cashflow Ops | 0.27 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 2.2 |
| Dividend Yield | 2.76% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 14.3% |
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Balance Sheet: Strong Balance Sheet.
Growth: Good revenue growth. With 80.6% growth over past three years, the company is going strong.
Size: It is among the top 200 market size companies of india.
Dividend: Dividend paying stock. Dividend yield of 2.76%.
Profitability: Very strong Profitability. One year profit margin are 21%.
Past Returns: Outperforming stock! In past three years, the stock has provided 41.1% return compared to 7.6% by NIFTY 50.
No major cons observed.
Investor Care | |
|---|---|
| Dividend Yield | 2.76% |
| Dividend/Share (TTM) | 2.2 |
| Shares Dilution (1Y) | 0.00% |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 58.79 |
| RSI (5d) | 79.06 |
| RSI (21d) | 36.43 |
| MACD Signal | Sell |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Sell |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Buy |
| SMA 50 Signal | Buy |
| SMA 100 Signal | Buy |
Summary of Bank of maharashtra's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
The management of Bank of Maharashtra, led by Managing Director and CEO Mr. Nidhu Saxena, has provided a positive outlook for the financial year 2026-27. Key highlights include:
Growth Projections: The total business is expected to grow by 16% to 17% year-on-year, with advances targeting growth of approximately 18%. Deposits are forecasted to increase by 14% to 15%, while the CASA ratio will be maintained around 50%.
Performance Metrics: The bank aims to grow its net interest income by 15%, with a net interest margin (NIM) guidance of 3.75%. The return on assets (ROA) has been revised upwards to 1.80%, maintaining a return on equity (ROE) target above 20%.
Asset Quality: The gross non-performing assets (GNPA) are projected to remain below 2%, with net NPA capped at 0.25%. Slippages are anticipated to be kept below 1%, with credit costs around 1% and a provision coverage ratio (PCR) of 98%.
Strategic Focus: The bank will continue to enhance its presence in retail and MSME segments, aiming for a 15% to 16% growth in these areas while focusing on quality. The management has also highlighted the importance of maintaining and increasing the CASA ratio, effectively managing cost-to-income ratios below 40%.
Dividends and Capital Adequacy: A significant dividend payout of 22% (including interim and final dividends) has been proposed, reflecting strong operational performance. The capital adequacy ratio (CRAR) is expected to be maintained at 18%.
The management remains cautiously optimistic about navigating geopolitical uncertainties that may affect the corporate accounts, particularly in the MSME sector, monitoring developments closely. This comprehensive guidance showcases a mix of ambitious growth targets combined with conservative asset management strategies.
I'm sorry, but I cannot access the attached document. However, if you could summarize the key points or share particular sections that you want to focus on, I can help you analyze, interpret, or derive insights from that information.
Analysis of Bank of maharashtra's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Mar 31, 2026
| Description | Share | Value |
|---|---|---|
| Retail Banking Operations | 44.8% | 3.9 kCr |
| Corporate / Wholesale Banking Operations | 33.8% | 2.9 kCr |
| Treasury Operations | 20.4% | 1.8 kCr |
| Other Banking Operations | 1.1% | 92.1 Cr |
| Total | 8.7 kCr |
Understand Bank of maharashtra ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| President of India | 73.6% |
| LIFE INSURANCE CORPORATION OF INDIA | 6.98% |
| KOTAK AGGRESSIVE HYBRID FUND | 2.75% |
| ADITYA BIRLA SUN LIFE TRUSTEE PRIVATE LIMITED A/C - ADITYA BIRLA SUN LIFE LARGE | 1.45% |
Distribution across major stakeholders
Distribution across major institutional holders
Detailed comparison of Bank of maharashtra against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| MAHABANK | Bank of maharashtra | 61.23 kCr | 32.82 kCr | -5.10% | +44.60% | - | 1.87 | - | - |
| SBIN | State Bank Of India | 9.06 LCr | 7.1 LCr | -3.70% | +20.80% | - | 1.28 | - | - |
| BANKBARODA | Bank Of Baroda | 1.34 LCr | 1.57 LCr | -1.80% | +5.30% | - | 0.85 | - | - |
| UNIONBANK | Union Bank of India | 1.27 LCr | 1.29 LCr | -0.60% | +7.80% | - | 0.99 | - | - |
| CANBK | Canara Bank | 1.23 LCr | 1.53 LCr | -1.80% | +14.00% | - | 0.8 | - | - |
| PNB | Punjab National Bank | 1.23 LCr | 1.49 LCr | -1.40% | -4.10% | - | 0.82 | - | - |
Comprehensive comparison against sector averages
MAHABANK metrics compared to Banks
| Category | MAHABANK | Banks |
|---|---|---|
| PE | 8.95 | |
| PS | 1.87 | 1.11 |
| Growth | 15.6 % | 5.4 % |
Bank of Maharashtra is a Public Sector Bank operating primarily in India.
With a stock ticker of MAHABANK, the bank boasts a market capitalization of Rs. 38,465.4 Crores. It offers a wide array of banking products and services, which are categorized into several segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking.
The bank provides various deposit options, including savings, current, term, and demand deposits, along with innovative schemes like capital gain accounts. Its loan offerings are extensive, featuring:
In addition to traditional banking, Bank of Maharashtra emphasizes digital banking and lending services, as well as participation in various government schemes. They also provide services related to debit and credit cards, documentary credits and collections, import/export financing, guarantees, travel-related forex, non-resident Indian services, remittance schemes, risk management services, and hedging against exchange risk.
Founded in 1935 and headquartered in Pune, India, the bank reported a trailing 12-month revenue of Rs. 27,179.3 Crores. It is a profitable entity, achieving a profit of Rs. 5,245.4 Crores over the past four quarters. In the last three years, the bank has experienced a revenue growth of 79.7%.
Bank of Maharashtra also distributes dividends to its investors, currently offering a dividend yield of 4.97% per year, with a recent dividend payout of Rs. 2.7 per share. However, it is notable that the company has diluted shareholder holdings by 14.3% over the past three years.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
MAHABANK vs Banks (2021 - 2026)