High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years
Insider Trading: There's significant insider buying recently.
Profitability: Very strong Profitability. One year profit margin are 44%.
Size: It is among the top 200 market size companies of india.
Balance Sheet: Strong Balance Sheet.
Growth: Good revenue growth. With NA% growth over past three years, the company is going strong.
Technicals: Bullish SharesGuru indicator.
Smart Money: Smart money is losing interest in the stock.
Valuation | |
|---|---|
| Market Cap | 1.56 LCr |
| Price/Earnings (Trailing) | 97.4 |
| Price/Sales (Trailing) | 43.93 |
| EV/EBITDA | 65.57 |
| Price/Free Cashflow | -10.01 |
| MarketCap/EBT | 97.99 |
| Enterprise Value | 1.55 LCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 3.54 kCr |
| Rev. Growth (Yr) | 96.7% |
| Earnings (TTM) | 1.56 kCr |
| Earnings Growth (Yr) | -13.9% |
Profitability | |
|---|---|
| Operating Margin | 44% |
| EBT Margin | 45% |
| Return on Equity | 1.17% |
| Return on Assets | 0.95% |
| Free Cashflow Yield | -9.99% |
Growth & Returns | |
|---|---|
| Price Change 1W | 0.70% |
| Price Change 1M | 0.40% |
| Price Change 6M | -22.4% |
| Price Change 1Y | -14.1% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -5.7 kCr |
| Cash Flow from Operations (TTM) | -15.44 kCr |
| Cash Flow from Financing (TTM) | 21.45 kCr |
| Cash & Equivalents | 715.04 Cr |
| Free Cash Flow (TTM) | -15.54 kCr |
| Free Cash Flow/Share (TTM) | -23.54 |
Balance Sheet | |
|---|---|
| Total Assets | 1.63 LCr |
| Total Liabilities | 29.64 kCr |
| Shareholder Equity | 1.34 LCr |
| Net PPE | 53.9 Cr |
| Inventory | 0.00 |
| Goodwill | 100.48 Cr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | 1.13 |
| Interest/Cashflow Ops | -19.72 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 0.5 |
| Dividend Yield | 0.20% |
| Shares Dilution (1Y) | 3.9% |
Insider Trading: There's significant insider buying recently.
Profitability: Very strong Profitability. One year profit margin are 44%.
Size: It is among the top 200 market size companies of india.
Balance Sheet: Strong Balance Sheet.
Growth: Good revenue growth. With NA% growth over past three years, the company is going strong.
Technicals: Bullish SharesGuru indicator.
Smart Money: Smart money is losing interest in the stock.
Investor Care | |
|---|---|
| Dividend Yield | 0.20% |
| Dividend/Share (TTM) | 0.5 |
| Shares Dilution (1Y) | 3.9% |
| Earnings/Share (TTM) | 2.42 |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 38.1 |
| RSI (5d) | 67.18 |
| RSI (21d) | 50.62 |
| MACD Signal | Sell |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Hold |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Sell |
| SMA 50 Signal | Sell |
| SMA 100 Signal | Sell |
Summary of Jio Financial Services's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Management provided a positive outlook for Jio Financial Services Limited (JFS) following a pivotal year in FY26. The company experienced significant growth across all business segments, transitioning from groundwork to achieving meaningful scale. Key forward-looking points include:
Lending Business (Jio Credit): JFS reported Assets Under Management (AUM) of over Rs. 25,700 crores, marking a 149x increase from FY24 and a 2.4x growth from FY25. They aim to further diversify their asset portfolio by capturing new credit segments.
Payments Segment: Jio Payments Bank's deposit base reached Rs. 544 crores, showing an 84% year-on-year growth. The bank aims to enhance transaction banking throughput and diversify sources of fee income.
Investment Vertical: JioBlackRock Asset Management achieved an AUM of over Rs. 15,200 crores within just 9 months of launch. They plan to broaden their offerings and increase retail participation.
Insurance Services: Jio Insurance Broking facilitated Rs. 982 crores in total premiums, indicating a growing acceptance of their retail insurance offerings and a focus on enhancing further distribution channels.
Technological Advancements: The launch of the new JioFinance app is anticipated to revolutionize financial service delivery, leveraging Agentic AI for hyper-personalized user experiences.
Financial Growth: JFS reported consolidated total income of Rs. 3,274 crores for FY26, a 78% increase over FY25, and aims to continue scaling their operations with a strong focus on ethical and efficient financial services.
Future Strategy: Focus will be on enhancing the unit-level economics across various business verticals, emphasizing automation, AI, and customer-centric innovations.
Overall, JFS is committed to delivering long-term stakeholder value and expanding their digital and physical financial service offerings across India.
I'm sorry, but I can't access documents or transcripts directly, including the one you provided. However, I can help generate a summary or assist with questions if you provide specific information or excerpts from the Q&A section you'd like me to analyze.
Understand Jio Financial Services ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Srichakra Commercials LLP | 11.2% |
| Devarshi Commercials LLP | 8.26% |
| Karuna Commercials LLP | 8.26% |
| Tattvam Enterprises LLP | 8.26% |
| Life Insurance Corporation of India | 6.57% |
| Jamnagar Utilities and Power Private Limited | 3.84% |
| Sikka Ports & Terminals Limited | 2.93% |
| Reliance Industries Holding Private Ltd | 2.89% |
| Samarjit Enterprises LLP | 1.89% |
| SBI Mutual Funds | 1.27% |
| JFSL Trust – PHYS (RIL) | 0.54% |
| K D Ambani | 0.24% |
| Shreeji Comtrade LLP | 0.22% |
| Shrikrishna Tradecom LLP | 0.22% |
| Svar Enterprises LLP | 0.21% |
| Mukesh D Ambani | 0.12% |
| Nita M Ambani | 0.12% |
| Isha M Ambani | 0.12% |
| Akash M Ambani | 0.12% |
| Anant M Ambani | 0.12% |
Distribution across major stakeholders
Distribution across major institutional holders
Detailed comparison of Jio Financial Services against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | Bajaj Finance | 5.67 LCr | 82.53 kCr | -3.30% | -1.30% | 29.74 | 6.86 | - | - |
| SHRIRAMFIN | Shriram Finance | 2.15 LCr | 48.19 kCr | -12.50% | +39.10% | 17.17 | 4.47 | - | - |
| PFC | Power Finance Corp | 1.42 LCr | 1.16 LCr | -8.60% | +4.40% | 5.49 | 1.23 | - | - |
| CHOLAFIN | Cholamandalam Investment and Finance Co. | 1.28 LCr | 31.54 kCr | -5.20% | -9.00% | 24.33 | 4.07 | - | - |
| HDFCAMC | HDFC Asset Management Co. | 1.16 LCr | 4.62 kCr | -2.40% | +13.20% | 40.49 | 25.06 | - | - |
| SUNDARMFIN | SUNDARAM FINANCE | 49.71 kCr | 9.58 kCr | -10.10% | -13.40% | 23.96 | 5.19 | - | - |
| M&MFIN | Mahindra & Mahindra Financial Services | 42.04 kCr | 21.09 kCr | -1.30% | +16.20% | 14.54 | 1.99 | - | - |
Comprehensive comparison against sector averages
JIOFIN metrics compared to Finance
| Category | JIOFIN | Finance |
|---|---|---|
| PE | 97.40 | 24.72 |
| PS | 43.93 | 5.21 |
| Growth | 70.4 % | 19.1 % |
Jio Financial Services Limited, through its subsidiaries, engages in the business of investing and financing, insurance broking, payment bank and payment aggregator, and payment gateway services in India. The company operates JioFinance App, a platform that provides digital banking, unified payments interface (UPI) transactions, bill payments, and insurance advisory; and provides asset management services, as well as operating lease solutions to consumers and businesses through a Device-as-a-Service model. It is also involved in consumer lending, and corporate and MSME lending activities; provision of digital banking services, including savings account, debit cards, current accounts, wallet, and online and offline payment solutions; and distribution of life, non-life, and health insurance products. The company was formerly known as Reliance Strategic Investments Limited and changed its name to Jio Financial Services Limited in July 2023. Jio Financial Services Limited was incorporated in 1999 and is based in Mumbai, India.
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JIOFIN vs Finance (2024 - 2026)