High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years
Growth: Good revenue growth. With NA% growth over past three years, the company is going strong.
Smart Money: Smart money has been increasing their position in the stock.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Size: It is among the top 200 market size companies of india.
Balance Sheet: Strong Balance Sheet.
Profitability: Very strong Profitability. One year profit margin are 53%.
Technicals: Bullish SharesGuru indicator.
Momentum: Stock is suffering a negative price momentum. Stock is down -7.9% in last 30 days.
Valuation | |
|---|---|
| Market Cap | 1.51 LCr |
| Price/Earnings (Trailing) | 95.32 |
| Price/Sales (Trailing) | 49.58 |
| EV/EBITDA | 71.02 |
| Price/Free Cashflow | -19.59 |
| MarketCap/EBT | 92.04 |
| Enterprise Value | 1.51 LCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 3.04 kCr |
| Rev. Growth (Yr) | 100.7% |
| Earnings (TTM) | 1.6 kCr |
| Earnings Growth (Yr) | -8.8% |
Profitability | |
|---|---|
| Operating Margin | 53% |
| EBT Margin | 54% |
| Return on Equity | 1.19% |
| Return on Assets | 1.05% |
| Free Cashflow Yield | -5.1% |
Growth & Returns | |
|---|---|
| Price Change 1W | -4.4% |
| Price Change 1M | -7.9% |
| Price Change 6M | -19.8% |
| Price Change 1Y | 4.3% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | 6.41 kCr |
| Cash Flow from Operations (TTM) | -10.08 kCr |
| Cash Flow from Financing (TTM) | 3.96 kCr |
| Cash & Equivalents | 233.54 Cr |
| Free Cash Flow (TTM) | -10.13 kCr |
| Free Cash Flow/Share (TTM) | -15.94 |
Balance Sheet | |
|---|---|
| Total Assets | 1.52 LCr |
| Total Liabilities | 17.71 kCr |
| Shareholder Equity | 1.35 LCr |
| Net PPE | 40.08 Cr |
| Inventory | 0.00 |
| Goodwill | 100.48 Cr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | 2.6 |
| Interest/Cashflow Ops | -93.72 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 0.5 |
| Dividend Yield | 0.20% |
| Shares Dilution (1Y) | 0.00% |
Growth: Good revenue growth. With NA% growth over past three years, the company is going strong.
Smart Money: Smart money has been increasing their position in the stock.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Size: It is among the top 200 market size companies of india.
Balance Sheet: Strong Balance Sheet.
Profitability: Very strong Profitability. One year profit margin are 53%.
Technicals: Bullish SharesGuru indicator.
Momentum: Stock is suffering a negative price momentum. Stock is down -7.9% in last 30 days.
Investor Care | |
|---|---|
| Dividend Yield | 0.20% |
| Dividend/Share (TTM) | 0.5 |
| Shares Dilution (1Y) | 0.00% |
| Earnings/Share (TTM) | 2.49 |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 46.21 |
| RSI (5d) | 33.73 |
| RSI (21d) | 38.79 |
| MACD Signal | Buy |
| Stochastic Oscillator Signal | Hold |
| SharesGuru Signal | Buy |
| RSI Signal | Hold |
| RSI5 Signal | Hold |
| RSI21 Signal | Hold |
| SMA 5 Signal | Buy |
| SMA 10 Signal | Buy |
| SMA 20 Signal | Sell |
| SMA 50 Signal | Sell |
| SMA 100 Signal | Sell |
Summary of Jio Financial Services's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
In the recent earnings call, management of Jio Financial Services Limited provided an optimistic outlook, highlighting significant growth across its business segments. The company's assets under management (AUM) in the lending business reached over Rs. 19,000 crore, demonstrating a remarkable 4.5x year-on-year growth, with gross disbursements amounting to Rs. 8,615 crore for Q3 FY26, a 30% sequential increase.
The company emphasized its commitment to strong digital engagement, reporting a unique user base of over 20 million across its platforms and an average of 9.2 million monthly active users. Their payments segment also showed vitality with Jio Payment Solutions achieving a transaction processing volume of Rs. 16,315 crore, up 20% sequentially.
Consolidated total income for Q3 FY26 stood at Rs. 901 crore, doubling compared to the previous year and showing a 23% quarter-on-quarter increase. The net income from business operations surged to Rs. 386 crore, up 320% year-on-year, representing 55% of consolidated net total income.
Management disclosed plans for future expansion, including scaling the physical distribution network to 287,000 touchpoints and nurturing new ventures in wealth management and insurance. Significant innovations like the Savings Pro account and advancements in AI were underscored as part of their long-term strategy.
The company remains well-capitalized, with a total shareholders' equity of nearly Rs. 1.5 lakh crore, providing the firepower to invest in high-growth initiatives. Overall, the management conveyed a robust and ambitious framework aimed at democratizing financial services across India.
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Understand Jio Financial Services ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Srichakra Commercials LLP | 11.64% |
| Devarshi Commercials LLP | 8.59% |
| Karuna Commercials LLP | 8.59% |
| Tattvam Enterprises LLP | 8.59% |
| Life Insurance Corporation of India | 6.77% |
| Reliance Industries Holding Private Ltd | 3.01% |
| Quant Mutual Funds | 2.25% |
| Jamnagar Utilities and Power Private Limited | 2.02% |
| Samarjit Enterprises LLP | 1.96% |
| SBI Mutual Funds | 1.19% |
| Sikka Ports & Terminals Limited | 1.08% |
| JFSL Trust – PHYS (RIL) | 0.58% |
| JFSL Trust – PHYS (RIL) | 0.58% |
| K D Ambani | 0.25% |
| Shreeji Comtrade LLP | 0.23% |
| Shrikrishna Tradecom LLP | 0.23% |
| Svar Enterprises LLP | 0.21% |
| Mukesh D Ambani | 0.13% |
| Nita M Ambani | 0.13% |
| Isha M Ambani | 0.13% |
Distribution across major stakeholders
Distribution across major institutional holders
Detailed comparison of Jio Financial Services against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | Bajaj Finance | 5.49 LCr | 79.39 kCr | -14.40% | -2.60% | 24.32 | 6.92 | - | - |
| SHRIRAMFIN | Shriram Finance | 1.8 LCr | 47.12 kCr | -10.30% | +40.90% | 19.66 | 3.82 | - | - |
| PFC | Power Finance Corp | 1.33 LCr | 1.16 LCr | -2.00% | -3.80% | 5.28 | 1.15 | - | - |
| CHOLAFIN | Cholamandalam Investment and Finance Co. | 1.24 LCr | 30.11 kCr | -12.80% | -3.60% | 25.6 | 4.13 | - | - |
| HDFCAMC | HDFC Asset Management Co. | 1.02 LCr | 4.58 kCr | -12.50% | +16.10% | 35.53 | 22.29 | - | - |
| SUNDARMFIN | SUNDARAM FINANCE | 52.96 kCr | 9.58 kCr | -11.00% | -0.10% | 25.53 | 5.53 | - | - |
| M&MFIN | Mahindra & Mahindra Financial Services | 43.9 kCr | 20.42 kCr | -17.00% | +9.20% | 17.79 | 2.15 | - | - |
Comprehensive comparison against sector averages
JIOFIN metrics compared to Finance
| Category | JIOFIN | Finance |
|---|---|---|
| PE | 95.32 | 25.87 |
| PS | 49.58 | 5.20 |
| Growth | 53.7 % | 17.4 % |
Jio Financial Services Limited, through its subsidiaries, engages in the business of investing and financing, insurance broking, payment bank and payment aggregator, and payment gateway services in India. The company operates JioFinance App, a platform that provides digital banking, unified payments interface (UPI) transactions, bill payments, and insurance advisory; and provides asset management services, as well as operating lease solutions to consumers and businesses through a Device-as-a-Service model. It is also involved in consumer lending, and corporate and MSME lending activities; provision of digital banking services, including savings account, debit cards, current accounts, wallet, and online and offline payment solutions; and distribution of life, non-life, and health insurance products. The company was formerly known as Reliance Strategic Investments Limited and changed its name to Jio Financial Services Limited in July 2023. Jio Financial Services Limited was incorporated in 1999 and is based in Mumbai, India.
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JIOFIN vs Finance (2024 - 2026)