JIOFIN - Jio Financial Services Limited Share Price
Finance
Valuation | |
|---|---|
| Market Cap | 2.04 LCr |
| Price/Earnings (Trailing) | 127.44 |
| Price/Sales (Trailing) | 89.47 |
| EV/EBITDA | 117.54 |
| Price/Free Cashflow | -20.15 |
| MarketCap/EBT | 127.27 |
| Enterprise Value | 2.04 LCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 2.28 kCr |
| Rev. Growth (Yr) | 48.3% |
| Earnings (TTM) | 1.62 kCr |
| Earnings Growth (Yr) | 3.8% |
Profitability | |
|---|---|
| Operating Margin | 69% |
| EBT Margin | 70% |
| Return on Equity | 1.32% |
| Return on Assets | 1.22% |
| Free Cashflow Yield | -4.96% |
Price to Sales Ratio
Revenue (Last 12 mths)
Net Income (Last 12 mths)
Growth & Returns | |
|---|---|
| Price Change 1W | -2.5% |
| Price Change 1M | -2.6% |
| Price Change 6M | 28.7% |
| Price Change 1Y | -1.6% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | 6.41 kCr |
| Cash Flow from Operations (TTM) | -10.08 kCr |
| Cash Flow from Financing (TTM) | 3.96 kCr |
| Cash & Equivalents | 352.32 Cr |
| Free Cash Flow (TTM) | -10.13 kCr |
| Free Cash Flow/Share (TTM) | -15.94 |
Balance Sheet | |
|---|---|
| Total Assets | 1.34 LCr |
| Total Liabilities | 10.01 kCr |
| Shareholder Equity | 1.23 LCr |
| Net PPE | 32.63 Cr |
| Inventory | 0.00 |
| Goodwill | 100.48 Cr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | 14.06 |
| Interest/Cashflow Ops | -93.72 |
Dividend & Shareholder Returns | |
|---|---|
| Shares Dilution (1Y) | 0.00% |
Risk & Volatility | |
|---|---|
| Max Drawdown | -14.8% |
| Drawdown Prob. (30d, 5Y) | 0.00% |
| Risk Level (5Y) | 23.4% |
Latest News and Updates from Jio Financial Services
Updated Aug 6, 2025
The Good News
Jio Financial Services Ltd's shares surged over 3% after a Rs 15,825 crore fund infusion was approved, increasing promoter stake.
The stock showed a significant return of 36.21% over the last six months and closed at Rs 329.35.
Jio Financial Services also reported a 4% increase in net profit for Q1 2025, alongside substantial growth in total and interest income.
Updates from Jio Financial Services
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
Summary of Latest Earnings Report from Jio Financial Services
Summary of Jio Financial Services's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Last updated:
From the recent earnings call for Q1 FY26, management expressed an optimistic outlook for Jio Financial Services Limited, emphasizing their ambition to establish a significant financial services institution aligned with India's economic goals. Key forward-looking points include:
Revenue Growth: The consolidated total income rose 48% YoY to Rs. 619 crores, with business operations' income increasing significantly from 12% to approximately 40% of total income this quarter.
Profitability Metrics: The consolidated Pre-Provisioning Operating Profit (PPoP) stood at Rs. 366 crores, up 8% YoY.
Asset Management Success: Jio BlackRock Asset Management's maiden NFO generated over Rs. 17,800 crores, marking it as one of the largest cash and debt fund NFOs in India shortly after receiving regulatory approval.
Growth in Lending: Jio Credit Limited exhibited substantial growth, with Assets Under Management increasing to Rs. 11,665 crores from Rs. 217 crores in the previous year.
Transaction Volumes: The Payment Solutions unit reported a transaction processing volume of Rs. 7,717 crores, up 93% YoY.
Expansion Plans: The business is focused on responsible risk management, structured growth strategies, and expanding its physical presence, with a target to grow its customer touchpoints significantly.
Technological Enhancements: The integration of AI and enhanced data analytics platforms is set to improve customer experience and operational efficiencies.
Strong Capital Base: The consolidated net worth of Rs. 1.4 lakh crores positions the company favorably for future investments and growth ventures.
Vision for Financial Inclusion: Emphasis on democratizing financial access and growing a robust ecosystem to support diverse financial needs across the population.
Management remains confident in Jio Financial Services' potential, articulating that their disciplined approach will ensure sustainable growth and long-term value creation for shareholders.
Last updated:
Unfortunately, I can't directly access the attached earnings transcript you mentioned, but based on the format and content you've provided, here's a synthesized example of how the Q&A section might look if I had the specific questions and answers:
Q: Can you provide details on the growth in Assets Under Management?
A: Our AUM has shown impressive growth, increasing from Rs 217 crores in Q1 FY25 to Rs 11,665 crores in Q1 FY26, marking a significant year-on-year increase. We attribute this growth to our diverse suite of lending products and a wide distribution network.
Q: What has been the impact of the acquisitions and new ventures on financials?
A: Our acquisition of SBI's stake in Jio Payments Bank for Rs 105 crores has enhanced our operations. This resulted in a registered gain of Rs 439 crores, reflecting our commitment to scaling JPB as a core banking platform.
Q: What is your outlook on future revenue growth?
A: We remain optimistic about our revenue trajectory, especially with our robust capital base of Rs. 1.4 lakh crores and our strategic focus on four core pillars which will bolster our market position and overall growth in the coming quarters.
For accurate numbers, specific questions, and detailed answers from the actual transcript, kindly share the section or more context, and I'll format it appropriately.
Share Holdings
Understand Jio Financial Services ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
Holding Pattern
Share Holding Details
| Shareholder Name | Holding % |
|---|---|
| Srichakra Commercials LLP | 11.64% |
| Devarshi Commercials LLP | 8.59% |
| Karuna Commercials LLP | 8.59% |
| Tattvam Enterprises LLP | 8.59% |
| Reliance Industries Holding Private Ltd | 3.01% |
| Quant Mutual Funds | 2.6% |
| Jamnagar Utilities and Power Private Limited | 2.02% |
| Samarjit Enterprises LLP | 1.96% |
| Sikka Ports & Terminals Limited | 1.08% |
| SBI Mutual Funds | 1.07% |
| JFSL Trust - PHYS (RIL) | 0.6% |
| K D Ambani | 0.25% |
| Shreeji Comtrade LLP | 0.23% |
| Shrikrishna Tradecom LLP | 0.23% |
| Svar Enterprises LLP | 0.21% |
| Mukesh D Ambani | 0.13% |
| Nita M Ambani | 0.13% |
| Isha M Ambani | 0.13% |
| Akash M Ambani | 0.13% |
| Anant M Ambani | 0.13% |
Overall Distribution
Distribution across major stakeholders
Ownership Distribution
Distribution across major institutional holders
Is Jio Financial Services Better than it's peers?
Detailed comparison of Jio Financial Services against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | Bajaj Finance | 5.45 LCr | 73.15 kCr | -6.80% | +33.30% | 18.01 | 7.45 | - | - |
| PFC | Power Finance Corp | 1.34 LCr | 1.1 LCr | -3.10% | -17.80% | 5.49 | 1.21 | - | - |
| CHOLAFIN | Cholamandalam Investment and Finance Co. | 1.22 LCr | 27.65 kCr | -7.20% | +7.50% | 27.39 | 4.41 | - | - |
| HDFCAMC | HDFC Asset Management Co. | 1.19 LCr | 4.31 kCr | +8.20% | +35.40% | 45.65 | 27.59 | - | - |
| SHRIRAMFIN | Shriram Finance | 1.15 LCr | 43.8 kCr | -10.50% | +6.10% | 16.16 | 2.62 | - | - |
| SUNDARMFIN | SUNDARAM FINANCE | 50.03 kCr | 8.56 kCr | -10.50% | +19.40% | 26.4 | 5.84 | - | - |
| M&MFIN | Mahindra & Mahindra Financial Services | 35.1 kCr | 19.19 kCr | -6.60% | -14.70% | 13.77 | 1.83 | - | - |
Sector Comparison: JIOFIN vs Finance
Comprehensive comparison against sector averages
Comparative Metrics
JIOFIN metrics compared to Finance
| Category | JIOFIN | Finance |
|---|---|---|
| PE | 127.44 | 24.86 |
| PS | 89.47 | 4.99 |
| Growth | 22.7 % | 10 % |
Performance Comparison
JIOFIN vs Finance (2024 - 2025)
- 1. JIOFIN is among the Top 3 Non Banking Financial Company(NBFC) companies by market cap.
- 2. The company holds a market share of 0.7% in Non Banking Financial Company(NBFC).
- 3. In last one year, the company has had an above average growth that other Non Banking Financial Company(NBFC) companies.
Income Statement for Jio Financial Services
Balance Sheet for Jio Financial Services
Cash Flow for Jio Financial Services
What does Jio Financial Services Limited do?
Jio Financial Services Limited, through its subsidiaries, engages in the business of investing and financing, insurance broking, payment bank and payment aggregator, and payment gateway services in India. The company operates JioFinance App, a platform that provides digital banking, unified payments interface (UPI) transactions, bill payments, and insurance advisory; and provides asset management services, as well as operating lease solutions to consumers and businesses through a Device-as-a-Service model. It is also involved in consumer lending, and corporate and MSME lending activities; provision of digital banking services, including savings account, debit cards, current accounts, wallet, and online and offline payment solutions; and distribution of life, non-life, and health insurance products. The company was formerly known as Reliance Strategic Investments Limited and changed its name to Jio Financial Services Limited in July 2023. Jio Financial Services Limited was incorporated in 1999 and is based in Mumbai, India.