MANAPPURAM - Manappuram Finance Limited Share Price

Finance

Sharesguru Stock Score

MANAPPURAM

51/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹266.60-1.00(-0.37%)

Market Closed as of Apr 13, 2026, 15:30 IST

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Pros

Balance Sheet: Reasonably good balance sheet.

Past Returns: Outperforming stock! In past three years, the stock has provided 28.3% return compared to 10.7% by NIFTY 50.

Technicals: Bullish SharesGuru indicator.

Size: Market Cap wise it is among the top 20% companies of india.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Momentum: Stock price has a strong positive momentum. Stock is up 4.8% in last 30 days.

Cons

Smart Money: Smart money is losing interest in the stock.

Insider Trading: Significant insider selling noticed recently.

Valuation
Market Cap	22.71 kCr
Price/Earnings (Trailing)	58.84
Price/Sales (Trailing)	2.45
EV/EBITDA	4.79
Price/Free Cashflow	9.83
MarketCap/EBT	48.27
Enterprise Value	20.8 kCr

Fundamentals
Revenue (TTM)	9.27 kCr
Rev. Growth (Yr)	-8%
Earnings (TTM)	385.14 Cr
Earnings Growth (Yr)	-14.3%

Profitability
Operating Margin	5%
EBT Margin	5%
Return on Equity	3.03%
Return on Assets	0.75%
Free Cashflow Yield	10.17%

Growth & Returns
Price Change 1W	3.2%
Price Change 1M	4.8%
Price Change 6M	-7.2%
Price Change 1Y	18.8%
3Y Cumulative Return	28.3%
5Y Cumulative Return	12.6%
7Y Cumulative Return	11.3%
10Y Cumulative Return	21.5%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	-1.59 kCr
Cash Flow from Operations (TTM)	2.62 kCr
Cash Flow from Financing (TTM)	-1.96 kCr
Cash & Equivalents	1.91 kCr
Free Cash Flow (TTM)	2.48 kCr
Free Cash Flow/Share (TTM)	29.26

Balance Sheet
Total Assets	51.66 kCr
Total Liabilities	38.94 kCr
Shareholder Equity	12.72 kCr
Net PPE	511.99 Cr
Inventory	0.00
Goodwill	35.57 Cr

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-0.87
Interest/Cashflow Ops	1.73

Dividend & Shareholder Returns
Dividend/Share (TTM)	2
Dividend Yield	0.75%
Shares Dilution (1Y)	0.00%
Shares Dilution (3Y)	0.00%

Technical Indicators
RSI (14d)	55.99
RSI (5d)	67.93
RSI (21d)	52.06
MACD Signal	Buy
Stochastic Oscillator Signal	Hold
SharesGuru Signal	Buy
RSI Signal	Hold
RSI5 Signal	Hold
RSI21 Signal	Hold
SMA 5 Signal	Buy
SMA 10 Signal	Buy
SMA 20 Signal	Buy
SMA 50 Signal	Sell
SMA 100 Signal	Sell

Description	Share	Value
Gold loan and others	87.2%	2.1 kCr
Micro finance	12.8%	301.3 Cr
Total		2.4 kCr

Shareholder Name	Holding %
Nandakumar V P	26.18%
Smallcap World Fund, Inc	6.02%
Sushama Nandakumar	5.11%
Government Pension Fund Global	2.24%
Quant Mutual Fund - Quant Small Cap Fund	1.76%
Dsp Flexi Cap Fund	1.33%
Jyothy Prasannan	0.48%
Other Directors / Relatives	0.23%
Dr.Sumitha Nandan	0%
Shelly Ekalavian	0%
Sooraj Nandan	0%
Suhas Nandan	0%

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BAJFINANCE	Bajaj Finance	5.58 LCr	79.39 kCr	+5.00%	+0.60%	24.73	7.03	-	-
SHRIRAMFIN	Shriram Finance	1.89 LCr	47.12 kCr	0.00%	+57.20%	20.65	4.01	-	-
MUTHOOTFIN	MUTHOOT FINANCE	1.44 LCr	27.71 kCr	+7.20%	+77.20%	16.46	5.18	-	-
CHOLAFIN	Cholamandalam Investment and Finance Co.	1.27 LCr	30.11 kCr	-0.50%	+2.10%	26.17	4.22	-	-
IIFL	IIFL FINANCE	19.07 kCr	12.3 kCr	-6.00%	+38.60%	14.87	1.55	-	-

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Total income	12.9%	10,075	8,920	6,750	6,126	6,375	5,551
Revenue From Operations	13.5%	10,041	8,848	6,684	6,061	6,331	5,465
Total interest earned	15.9%	9,800	8,455	6,440	5,840	6,190	5,217
Dividend income	-	0.13	0	0	11	13	9.47
Fees and commission income	-43.7%	72	127	20	23	18	104
Other revenue from operations	-63.4%	46	124	120	70	39	9.38
Other income	-53.5%	34	72	66	65	44	86
Total Expenses	41.1%	8,409	5,961	4,709	4,343	4,059	3,544
Employee Expense	15.4%	1,842	1,597	1,469	1,125	843	830
Finance costs	24.7%	3,575	2,866	2,188	2,011	2,219	1,832
Depreciation and Amortization	8.6%	267	246	204	198	171	164
Fees and commission expenses	60%	81	51	25	26	20	24
Impairment on financial instruments	240%	1,963	578	307	486	440	238
Other expenses	9.5%	681	622	515	496	366	456
Profit Before exceptional items and Tax	-43.7%	1,666	2,960	2,041	1,784	2,316	2,007
Total profit before tax	-43.7%	1,666	2,960	2,041	1,784	2,316	2,007
Current tax	-20.5%	637	801	523	443	679	534
Deferred tax	-338%	-175.15	-39.22	18	11	-87.96	-7.48
Tax expense	-39.4%	462	762	541	455	591	527
Total profit (loss) for period	-45.2%	1,204	2,197	1,500	1,329	1,725	1,480
Other comp. income net of taxes	119.7%	3.71	-12.74	27	-8.15	-16.32	-6
Total Comprehensive Income	-44.7%	1,208	2,185	1,527	1,321	1,709	1,474
Earnings Per Share, Basic	-47%	14.22	25.96	17.72	15.7	20.4	17.54
Earnings Per Share, Diluted	-47%	14.22	25.96	17.72	15.7	20.4	17.49
Debt equity ratio	-	-	-	-	-	-	-

Description	(%) Q/Q	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024	Sep-2024
Total income	3.2%	2,359	2,285	2,265	2,363	2,563	2,637
Revenue From Operations	3.1%	2,353	2,283	2,262	2,360	2,560	2,633
Total interest earned	-0.3%	2,244	2,251	2,236	2,339	2,516	-
Dividend income	-	0	0	0	0	0.13	-
Fees and commission income	0%	11	11	4.96	-21.12	16	-
Other revenue from operations	203.8%	80	27	22	30	28	-
Other income	427.8%	5.75	1.9	2.55	3.52	2.91	4.04
Total Expenses	3.7%	2,056	1,983	2,163	2,599	2,187	1,864
Employee Expense	13.1%	502	444	474	500	448	448
Finance costs	7.9%	945	876	855	895	925	906
Depreciation and Amortization	-2.6%	77	79	75	66	70	67
Fees and commission expenses	-10.5%	18	20	22	24	23	-
Impairment on financial instruments	-4.1%	354	369	559	919	555	-
Other expenses	-18%	160	195	178	195	166	167
Profit Before exceptional items and Tax	0.3%	303	302	102	-235.88	376	773
Total profit before tax	0.3%	303	302	102	-235.88	376	773
Current tax	10.9%	143	129	72	96	120	213
Deferred tax	-77%	-78.57	-43.95	-103.02	-128.92	-22.16	-12.2
Tax expense	-25%	64	85	-30.95	-32.7	98	201
Total profit (loss) for period	10.2%	239	217	132	-203.18	278	572
Other comp. income net of taxes	-90.4%	4.07	33	-23.89	-66.6	50	22
Total Comprehensive Income	-2.8%	243	250	109	-269.78	329	594
Earnings Per Share, Basic	15.9%	2.82	2.57	1.57	-2.4	3.29	6.75
Earnings Per Share, Diluted	15.9%	2.82	2.57	1.57	-2.4	3.29	6.75

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Total income	18.1%	6,914	5,855	4,827	4,587	5,194	4,352
Revenue From Operations	18.5%	6,906	5,830	4,802	4,563	5,172	4,311
Total interest earned	20.1%	6,871	5,721	4,741	4,539	5,138	4,225
Dividend income	-107.1%	0	15	8.04	0	5.02	5.02
Fees and commission income	-56%	1.88	3	3.15	3.12	4.32	80
Other revenue from operations	-98.3%	2.55	91	50	20	25	1.13
Other income	-70.4%	8.11	25	25	24	21	41
Total Expenses	24.9%	4,539	3,633	3,121	2,837	2,924	2,672
Employee Expense	14.6%	1,171	1,022	1,003	808	625	649
Finance costs	30%	2,376	1,828	1,498	1,392	1,720	1,391
Depreciation and Amortization	7%	201	188	163	157	156	154
Fees and commission expenses	60%	81	51	25	26	20	24
Impairment on financial instruments	144.9%	263	108	45	81	130	85
Other expenses	2.3%	446	436	386	373	274	369
Profit Before exceptional items and Tax	6.9%	2,376	2,222	1,706	1,750	2,270	1,680
Exceptional items before tax	-	20	0	0	0	0	0
Total profit before tax	7.8%	2,396	2,222	1,706	1,750	2,270	1,680
Current tax	7%	613	573	454	420	600	430
Deferred tax	83.6%	-0.63	-8.91	-14.42	25	-28.7	20
Tax expense	8.5%	612	564	440	445	572	450
Total profit (loss) for period	7.5%	1,783	1,658	1,266	1,305	1,698	1,230
Other comp. income net of taxes	88.3%	-0.24	-9.59	25	-11.33	-14.59	-5.43
Total Comprehensive Income	8.2%	1,783	1,648	1,291	1,293	1,683	1,225
Earnings Per Share, Basic	8%	21.07	19.59	14.96	15.41	20.076	14.58
Earnings Per Share, Diluted	8%	21.07	19.59	14.96	15.41	20.076	14.53
Debt equity ratio	-	-	-	-	-	-	-

Category	MANAPPURAM	Finance
PE	58.68	26.53
PS	2.44	5.33
Growth	-8 %	14 %

Description	(%) Q/Q	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024	Sep-2024
Total income	5.4%	1,922	1,824	1,745	1,742	1,801	1,750
Revenue From Operations	5.2%	1,915	1,820	1,743	1,739	1,799	1,748
Total interest earned	4.6%	1,914	1,829	1,749	1,736	1,790	-
Dividend income	-	0	0	0	0	0	-
Fees and commission income	2.5%	0.22	0.2	0.23	0.23	0.37	-
Other revenue from operations	-149.7%	0.28	2.45	0.8	0.95	9.83	-
Other income	116%	6.53	3.56	1.4	2.87	2.03	1.42
Total Expenses	7.1%	1,411	1,318	1,219	1,192	1,189	1,110
Employee Expense	6.9%	325	304	311	308	297	289
Finance costs	10.9%	763	688	645	610	629	594
Depreciation and Amortization	-1.7%	58	59	55	50	51	51
Fees and commission expenses	-10.5%	18	20	22	24	23	-
Impairment on financial instruments	6.7%	128	120	72	79	77	-
Other expenses	-6.3%	119	127	115	121	111	105
Profit Before exceptional items and Tax	1.2%	511	505	526	550	612	640
Exceptional items before tax	-	0	0	0	0	0	0
Total profit before tax	1.2%	511	505	526	550	612	640
Current tax	12.1%	140	125	146	146	149	164
Deferred tax	-440.7%	-10.31	4.32	-11.97	-10.33	10	0.81
Tax expense	0.8%	130	129	134	136	159	165
Total profit (loss) for period	1.3%	381	376	392	414	453	475
Other comp. income net of taxes	-90.9%	4.08	35	-25.43	-68.12	51	19
Total Comprehensive Income	-6.3%	385	411	367	346	504	494
Earnings Per Share, Basic	1.7%	4.5	4.44	4.63	4.9	5.36	5.61
Earnings Per Share, Diluted	1.7%	4.5	4.44	4.63	4.9	5.36	5.61

Description	(%) Q/Q	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023
Cash and cash equivalents	17.9%	1,910	1,620	4,166	2,550	4,237	2,500
Derivative financial instruments	450%	221	41	-	2.55	19	24
Trade receivables	-	-	-	-	-	-	-
Loans	7.1%	45,248	42,252	-	40,948	37,020	34,195
Investments	57.3%	1,239	788	-	726	543	534
Other financial assets	-5.5%	478	506	-	440	489	327
Total finanical assets	4.9%	49,694	47,394	-	-	-	-
Current tax assets (Net)	-31.8%	106	155	-	75	4.92	35
Investment property	0%	0.09	0.09	0.09	0.09	0.09	0.09
Property, plant and equipment	1.2%	512	506	480	440	439	432
Capital work-in-progress	20%	13	11	7.49	33	24	16
Goodwill	0%	36	36	36	36	36	36
Total non-financial assets	8.4%	1,963	1,811	-	-	-	-
Total assets	5%	51,657	49,205	52,416	46,748	44,308	39,504
Equity share capital	0%	169	169	169	169	169	169
Non controlling interest	-55%	8.2	17	32	29	24	20
Total equity	2.2%	12,721	12,449	12,561	11,577	10,597	9,665
Derivative financial instruments	-	-	-	-	-	-	-
Debt securities	22.8%	7,608	6,198	-	5,180	6,029	6,264
Borrowings	3.2%	29,641	28,722	-	27,987	25,722	21,825
Deposits	-	-	-	-	0.07	0.07	0.09
Subordinated liabilities	0.8%	489	485	-	486	486	394
Total financial liabilities	6%	38,802	36,601	-	-	-	-
Current tax liabilities	-	-	-	-	-	-	0
Provisions	-20.3%	64	80	-	72	60	73
Total non financial liabilities	-12.4%	135	154	-	-	-	-
Total liabilities	5.9%	38,937	36,756	39,855	35,171	33,711	29,839
Total equity and liabilities	5%	51,657	49,205	52,416	46,748	44,308	39,504

Description	(%) Q/Q	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023	Mar-2023
Cash and cash equivalents	36.6%	1,812	1,327	3,308	1,529	3,051	1,873
Derivative financial instruments	617.2%	209	30	-	-	0.9	0
Loans	13.5%	37,913	33,403	-	29,138	26,751	24,558
Investments	41%	2,569	1,822	-	1,766	1,757	1,454
Other financial assets	-10%	435	483	-	291	269	210
Total finanical assets	11.4%	43,182	38,753	-	-	-	-
Current tax assets (Net)	-80%	14	66	-	52	-	0.84
Investment property	-	-	-	-	-	-	-
Property, plant and equipment	2.2%	419	410	393	360	362	358
Capital work-in-progress	20%	13	11	7.49	33	24	16
Total non-financial assets	-2.5%	1,056	1,083	-	-	-	-
Total assets	11.1%	44,238	39,836	38,838	33,973	33,106	29,338
Equity share capital	0%	169	169	169	169	169	169
Total equity	5.9%	12,483	11,793	11,113	10,349	9,650	8,980
Derivative financial instruments	-	-	-	-	11	-	3.28
Debt securities	17.7%	7,240	6,151	-	4,434	5,069	4,961
Borrowings	12.8%	23,577	20,895	-	18,033	17,264	14,268
Subordinated liabilities	-	-	-	-	-	-	574
Total financial liabilities	13.3%	31,646	27,922	-	-	-	-
Current tax liabilities	-	-	-	-	-	11	0
Provisions	-19.7%	50	62	-	57	47	58
Total non financial liabilities	-10.1%	108	120	-	-	-	-
Total liabilities	13.2%	31,754	28,043	27,725	23,623	23,456	20,358
Total equity and liabilities	11.1%	44,238	39,836	38,838	33,973	33,106	29,338

Description	(%) Q/Q	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020
Finance costs	22.9%	3,411	2,776	2,129	1,964	-	-
Depreciation	8.6%	267	246	204	198	-	-
Impairment loss / reversal	251.3%	1,775	506	77	335	-	-
Adjustments for interest income	21.2%	6,988	5,764	4,790	4,560	-	-
Share-based payments	-4.2%	0	0.04	0.03	-0.04	-	-
Net Cashflows From Operations	46.2%	-3,059.06	-5,692	-5,667.15	-3,303.56	-	-
Dividends received	-	-0.13	0	0	-11.19	-	-
Interest paid	-100.1%	0	1,822	1,547	1,405	-	-
Interest received	28.7%	6,399	4,971	4,580	4,809	-	-
Income taxes paid (refund)	-14.7%	717	840	469	513	-	-
Other inflows/outflows of cash	-	-1.31	0	0	0	-	-
Net Cashflows From Operating Activities	177.4%	2,621	-3,382.69	-3,103.25	-423.09	-	-
Proceeds from sales of PPE	-43375%	-51.17	0.88	-171.57	-161.66	-	-
Purchase of property, plant and equipment	6.7%	145	136	0	15	-	-
Proceeds from sales of investment property	-	-145.69	0	0	0	-	-
Purchase of investment property	-100.2%	0	563	359	0	-	-
Dividends received	-	0.13	0	8.04	11	-	-
Interest received	72%	247	144	73	-83.99	-	-
Other inflows/outflows of cash	-3732.4%	-1,493.26	-37.99	-167.35	57	-	-
Net Cashflows From Investing Activities	-167.6%	-1,587.69	-592.66	-616.16	-192.62	-	-
Proceeds from issuing shares	-100.7%	0	146	250	0.37	-	-
Proceeds from issuing debt etc	-	1,614	0	0	0	-	-
Proceeds from borrowings	-100%	0	4,382	3,998	823	-	-
Payments of finance lease liabilities	-	-	0	137	131	-	-
Payments of lease liabilities	0%	143	143	0	0	-	-
Dividends paid	15.4%	339	294	262	254	-	-
Interest paid	-101.5%	0	67	0	0	-	-
Income taxes paid (refund)	-	3,088	0	0	0	-	-
Net Cashflows From Financing Activities	-148.6%	-1,955.6	4,025	3,849	438	-	-
Net change in cash and cash eq.	-2022.8%	-921.93	49	130	-177.44	-	-

MANAPPURAM - Manappuram Finance Limited Share Price

MANAPPURAM

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

MANAPPURAM

MANAPPURAM - Manappuram Finance Limited Share Price

MANAPPURAM

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

MANAPPURAM

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Manappuram Finance Limited do?

Important Disclosure & Data Context

Valuation

Fundamentals

Profitability

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Manappuram Finance Limited do?

Important Disclosure & Data Context