MANAPPURAM - Manappuram Finance Limited Share Price

Finance

Sharesguru Stock Score

MANAPPURAM

62/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹325.40-4.85(-1.47%)

Market Closed as of May 29, 2026, 15:30 IST

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Pros

Size: Market Cap wise it is among the top 20% companies of india.

Momentum: Stock price has a strong positive momentum. Stock is up 14.1% in last 30 days.

Past Returns: Outperforming stock! In past three years, the stock has provided 44.2% return compared to 8.9% by NIFTY 50.

Profitability: Recent profitability of 10% is a good sign.

Cons

Dilution: Company has a tendency to dilute it's stock investors.

Smart Money: Smart money looks to be reducing their stake in the stock.

Valuation
Market Cap	31.02 kCr
Price/Earnings (Trailing)	28.15
Price/Sales (Trailing)	3.25
EV/EBITDA	4.84
Price/Free Cashflow	-1.52
MarketCap/EBT	24.42
Enterprise Value	25.97 kCr

Fundamentals
Revenue (TTM)	9.53 kCr
Rev. Growth (Yr)	11.1%
Earnings (TTM)	993.11 Cr
Earnings Growth (Yr)	299.2%

Profitability
Operating Margin	13%
EBT Margin	13%
Return on Equity	6.18%
Return on Assets	1.33%
Free Cashflow Yield	-65.89%

Growth & Returns
Price Change 1W	4.7%
Price Change 1M	14.1%
Price Change 6M	15.6%
Price Change 1Y	43.3%
3Y Cumulative Return	44.2%
5Y Cumulative Return	16.4%
7Y Cumulative Return	13.9%
10Y Cumulative Return	19.9%

Cash Flow & Liquidity
Cash Flow from Investing (TTM)	-1.63 kCr
Cash Flow from Operations (TTM)	-20.24 kCr
Cash Flow from Financing (TTM)	23.83 kCr
Cash & Equivalents	5.05 kCr
Free Cash Flow (TTM)	-20.44 kCr
Free Cash Flow/Share (TTM)	-217.58

Balance Sheet
Total Assets	74.56 kCr
Total Liabilities	58.5 kCr
Shareholder Equity	16.06 kCr
Net PPE	500.53 Cr
Inventory	0.00
Goodwill	35.57 Cr

Capital Structure & Leverage
Debt Ratio	0.00
Debt/Equity	0.00
Interest Coverage	-0.66
Interest/Cashflow Ops	-4.35

Dividend & Shareholder Returns
Dividend/Share (TTM)	2
Dividend Yield	0.61%
Shares Dilution (1Y)	11%
Shares Dilution (3Y)	11%

Technical Indicators
RSI (14d)	63.24
RSI (5d)	100
RSI (21d)	70.12
MACD Signal	Buy
Stochastic Oscillator Signal	Sell
SharesGuru Signal	Buy
RSI Signal	Hold
RSI5 Signal	Sell
RSI21 Signal	Sell
SMA 5 Signal	Buy
SMA 10 Signal	Buy
SMA 20 Signal	Buy
SMA 50 Signal	Buy
SMA 100 Signal	Buy

Description	Share	Value
Gold loan and others	88.8%	2.3 kCr
Micro Finance	11.2%	294.3 Cr
Total		2.6 kCr

Shareholder Name	Holding %
Nandakumar V P	26.18%
Sushama Nandakumar	5.11%
Dsp Flexi Cap Fund	1.33%
Jyothy Prasannan	0.48%
Other Directors / Relatives	0.23%
Dr.Sumitha Nandan	0%
Shelly Ekalavian	0%
Sooraj Nandan	0%
Suhas Nandan	0%

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
BAJFINANCE	Bajaj Finance	5.7 LCr	82.53 kCr	+0.90%	+0.40%	29.94	6.91	-	-
SHRIRAMFIN	Shriram Finance	2.24 LCr	48.19 kCr	-5.90%	+43.30%	17.87	4.65	-	-
MUTHOOTFIN	MUTHOOT FINANCE	1.34 LCr	31.35 kCr	-4.60%	+59.00%	12.63	4.27	-	-
CHOLAFIN	Cholamandalam Investment and Finance Co.	1.34 LCr	31.54 kCr	-0.10%	-4.70%	25.31	4.23	-	-
IIFL	IIFL FINANCE	20.2 kCr	13.4 kCr	+13.30%	+14.00%	12.16	1.51	-	-

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Total income	-5.5%	9,525	10,075	8,920	6,750	6,126	6,375
Revenue From Operations	-5.3%	9,509	10,041	8,848	6,684	6,061	6,331
Total interest earned	-5.6%	9,251	9,800	8,455	6,440	5,840	6,190
Dividend income	-10.3%	0.04	0.13	0	0	11	13
Fees and commission income	-40.8%	43	72	127	20	23	18
Other revenue from operations	291.1%	177	46	124	120	70	39
Other income	-57.6%	15	34	72	66	65	44
Total Expenses	-1.8%	8,254	8,409	5,961	4,709	4,343	4,059
Employee Expense	0.5%	1,851	1,842	1,597	1,469	1,125	843
Finance costs	5.9%	3,786	3,575	2,866	2,188	2,011	2,219
Depreciation and Amortization	15%	307	267	246	204	198	171
Fees and commission expenses	-2.5%	79	81	51	25	26	20
Impairment on financial instruments	-20.7%	1,556	1,963	578	307	486	440
Other expenses	-0.7%	676	681	622	515	496	366
Profit Before exceptional items and Tax	-23.8%	1,270	1,666	2,960	2,041	1,784	2,316
Total profit before tax	-23.8%	1,270	1,666	2,960	2,041	1,784	2,316
Current tax	-12.9%	555	637	801	523	443	679
Deferred tax	-58.3%	-277.86	-175.15	-39.22	18	11	-87.96
Tax expense	-40.1%	277	462	762	541	455	591
Total profit (loss) for period	-17.5%	993	1,204	2,197	1,500	1,329	1,725
Other comp. income net of taxes	4143.5%	116	3.71	-12.74	27	-8.15	-16.32
Total Comprehensive Income	-8.2%	1,109	1,208	2,185	1,527	1,321	1,709
Earnings Per Share, Basic	-18.9%	11.72	14.22	25.96	17.72	15.7	20.4
Earnings Per Share, Diluted	-19%	11.71	14.22	25.96	17.72	15.7	20.4
Debt equity ratio	-	-	-	-	-	-	-

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Total income	11.3%	2,626	2,359	2,285	2,265	2,363	2,563
Revenue From Operations	11.1%	2,614	2,353	2,283	2,262	2,360	2,560
Total interest earned	12%	2,513	2,244	2,251	2,236	2,339	2,516
Dividend income	-	0.05	0	0	0	0	0.13
Fees and commission income	50%	16	11	11	4.96	-21.12	16
Other revenue from operations	-40.5%	48	80	27	22	30	28
Other income	131.6%	12	5.75	1.9	2.55	3.52	2.91
Total Expenses	0.3%	2,062	2,056	1,983	2,163	2,599	2,187
Employee Expense	-2.6%	489	502	444	474	500	448
Finance costs	17.4%	1,109	945	876	855	895	925
Depreciation and Amortization	-2.6%	75	77	79	75	66	70
Fees and commission expenses	5.9%	19	18	20	22	24	23
Impairment on financial instruments	-39.1%	216	354	369	559	919	555
Other expenses	-3.8%	154	160	195	178	195	166
Profit Before exceptional items and Tax	86.4%	564	303	302	102	-235.88	376
Total profit before tax	86.4%	564	303	302	102	-235.88	376
Current tax	-7.7%	132	143	129	72	96	120
Deferred tax	132.7%	27	-78.57	-43.95	-103.02	-128.92	-22.16
Tax expense	150.8%	159	64	85	-30.95	-32.7	98
Total profit (loss) for period	69.7%	405	239	217	132	-203.18	278
Other comp. income net of taxes	3222.5%	103	4.07	33	-23.89	-66.6	50
Total Comprehensive Income	109.5%	508	243	250	109	-269.78	329
Earnings Per Share, Basic	107.1%	4.77	2.82	2.57	1.57	-2.4	3.29
Earnings Per Share, Diluted	106.6%	4.76	2.82	2.57	1.57	-2.4	3.29

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Total income	10.7%	7,653	6,914	5,855	4,827	4,587	5,194
Revenue From Operations	10.7%	7,643	6,906	5,830	4,802	4,563	5,172
Total interest earned	10.9%	7,623	6,871	5,721	4,741	4,539	5,138
Dividend income	-	0	0	15	8.04	0	5.02
Fees and commission income	-105.7%	0.95	1.88	3	3.15	3.12	4.32
Other revenue from operations	149%	4.86	2.55	91	50	20	25
Other income	40.6%	11	8.11	25	25	24	21
Total Expenses	23.7%	5,614	4,539	3,633	3,121	2,837	2,924
Employee Expense	8.3%	1,268	1,171	1,022	1,003	808	625
Finance costs	27.5%	3,028	2,376	1,828	1,498	1,392	1,720
Depreciation and Amortization	14.5%	230	201	188	163	157	156
Fees and commission expenses	-3.8%	78	81	51	25	26	20
Impairment on financial instruments	103.8%	535	263	108	45	81	130
Other expenses	6.3%	474	446	436	386	373	274
Profit Before exceptional items and Tax	-14.2%	2,039	2,376	2,222	1,706	1,750	2,270
Exceptional items before tax	-105.3%	0	20	0	0	0	0
Total profit before tax	-14.9%	2,039	2,396	2,222	1,706	1,750	2,270
Current tax	-12.4%	537	613	573	454	420	600
Deferred tax	-1354%	-22.7	-0.63	-8.91	-14.42	25	-28.7
Tax expense	-15.9%	515	612	564	440	445	572
Total profit (loss) for period	-14.5%	1,525	1,783	1,658	1,266	1,305	1,698
Other comp. income net of taxes	9777.4%	121	-0.24	-9.59	25	-11.33	-14.59
Total Comprehensive Income	-7.7%	1,645	1,783	1,648	1,291	1,293	1,683
Earnings Per Share, Basic	74.3%	35.98	21.07	19.59	14.96	15.41	20.076
Earnings Per Share, Diluted	74.2%	35.96	21.07	19.59	14.96	15.41	20.076
Debt equity ratio	-	-	-	-	-	-	-

Category	MANAPPURAM	Finance
PE	28.15	25.30
PS	3.25	5.29
Growth	-5.4 %	19.2 %

Description	(%) Q/Q	Mar-2026	Dec-2025	Sep-2025	Jun-2025	Mar-2025	Dec-2024
Total income	12.5%	2,163	1,922	1,824	1,745	1,742	1,801
Revenue From Operations	12.7%	2,158	1,915	1,820	1,743	1,739	1,799
Total interest earned	11%	2,124	1,914	1,829	1,749	1,736	1,790
Dividend income	-	0	0	0	0	0	0
Fees and commission income	10.3%	0.3	0.22	0.2	0.23	0.23	0.37
Other revenue from operations	145.8%	1.33	0.28	2.45	0.8	0.95	9.83
Other income	-11.9%	5.87	6.53	3.56	1.4	2.87	2.03
Total Expenses	18.1%	1,666	1,411	1,318	1,219	1,192	1,189
Employee Expense	0.9%	328	325	304	311	308	297
Finance costs	22.2%	932	763	688	645	610	629
Depreciation and Amortization	0%	58	58	59	55	50	51
Fees and commission expenses	5.9%	19	18	20	22	24	23
Impairment on financial instruments	69.3%	216	128	120	72	79	77
Other expenses	-4.2%	114	119	127	115	121	111
Profit Before exceptional items and Tax	-2.7%	497	511	505	526	550	612
Exceptional items before tax	-	0	0	0	0	0	0
Total profit before tax	-2.7%	497	511	505	526	550	612
Current tax	-9.4%	127	140	125	146	146	149
Deferred tax	49.2%	-4.74	-10.31	4.32	-11.97	-10.33	10
Tax expense	-6.2%	122	130	129	134	136	159
Total profit (loss) for period	-1.3%	376	381	376	392	414	453
Other comp. income net of taxes	3341.6%	107	4.08	35	-25.43	-68.12	51
Total Comprehensive Income	25.5%	483	385	411	367	346	504
Earnings Per Share, Basic	123.4%	8.82	4.5	4.44	4.63	4.9	5.36
Earnings Per Share, Diluted	123.4%	8.82	4.5	4.44	4.63	4.9	5.36

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023
Cash and cash equivalents	164.4%	5,048	1,910	1,620	4,166	2,550	4,237
Derivative financial instruments	351.8%	995	221	41	-	2.55	19
Loans	38.9%	62,844	45,248	42,252	-	40,948	37,020
Investments	65.6%	2,051	1,239	788	-	726	543
Other financial assets	-	578	-	-	-	-	-
Other financial assets	21%	578	478	506	-	440	489
Total finanical assets	46.1%	72,617	49,694	47,394	-	-	-
Current tax assets (Net)	5.7%	112	106	155	-	75	4.92
Investment property	0%	0.09	0.09	0.09	0.09	0.09	0.09
Property, plant and equipment	-2.2%	501	512	506	480	440	439
Capital work-in-progress	116.7%	27	13	11	7.49	33	24
Goodwill	0%	36	36	36	36	36	36
Total non-financial assets	-1%	1,943	1,963	1,811	-	-	-
Total assets	44.3%	74,559	51,657	49,205	52,416	46,748	44,308
Equity share capital	11.3%	188	169	169	169	169	169
Non controlling interest	-23.9%	6.48	8.2	17	32	29	24
Total equity	26.2%	16,057	12,721	12,449	12,561	11,577	10,597
Derivative financial instruments	-	0	-	-	-	-	-
Debt securities	36.2%	10,364	7,608	6,198	-	5,180	6,029
Borrowings	56.5%	46,395	29,641	28,722	-	27,987	25,722
Deposits	-	0	-	-	-	0.07	0.07
Subordinated liabilities	-0.4%	487	489	485	-	486	486
Total financial liabilities	50.4%	58,360	38,802	36,601	-	-	-
Current tax liabilities	-	0	-	-	-	-	-
Provisions	17.5%	75	64	80	-	72	60
Total non financial liabilities	5.2%	142	135	154	-	-	-
Total liabilities	50.2%	58,502	38,937	36,756	39,855	35,171	33,711
Total equity and liabilities	44.3%	74,559	51,657	49,205	52,416	46,748	44,308

Description	(%) Q/Q	Mar-2026	Sep-2025	Mar-2025	Sep-2024	Mar-2024	Sep-2023
Cash and cash equivalents	130.8%	4,180	1,812	1,327	3,308	1,529	3,051
Derivative financial instruments	371.6%	982	209	30	-	-	0.9
Loans	47.2%	55,793	37,913	33,403	-	29,138	26,751
Investments	36.8%	3,513	2,569	1,822	-	1,766	1,757
Other financial assets	-	1,301	-	-	-	-	-
Other financial assets	199.5%	1,301	435	483	-	291	269
Total finanical assets	54%	66,521	43,182	38,753	-	-	-
Current tax assets (Net)	92.3%	26	14	66	-	52	-
Investment property	-	0	-	-	-	-	-
Property, plant and equipment	-1.7%	412	419	410	393	360	362
Capital work-in-progress	108.3%	26	13	11	7.49	33	24
Total non-financial assets	-2.1%	1,034	1,056	1,083	-	-	-
Total assets	52.7%	67,554	44,238	39,836	38,838	33,973	33,106
Equity share capital	11.3%	188	169	169	169	169	169
Total equity	27.7%	15,938	12,483	11,793	11,113	10,349	9,650
Derivative financial instruments	-	0	-	-	-	11	-
Payables	-	170	-	-	-	-	-
Debt securities	36.5%	9,882	7,240	6,151	-	4,434	5,069
Borrowings	72.8%	40,730	23,577	20,895	-	18,033	17,264
Subordinated liabilities	-	0	-	-	-	-	-
Total financial liabilities	62.8%	51,505	31,646	27,922	-	-	-
Current tax liabilities	-	-	-	-	-	-	11
Provisions	20.4%	60	50	62	-	57	47
Total non financial liabilities	3.7%	112	108	120	-	-	-
Total liabilities	62.6%	51,617	31,754	28,043	27,725	23,623	23,456
Total equity and liabilities	52.7%	67,554	44,238	39,836	38,838	33,973	33,106

Description	(%) Q/Q	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Finance costs	6.7%	3,638	3,411	2,776	2,129	1,964	-
Depreciation	15.8%	309	267	246	204	198	-
Impairment loss / reversal	-34.3%	1,167	1,775	506	77	335	-
Adjustments for interest income	7.4%	7,506	6,988	5,764	4,790	4,560	-
Share-based payments	-	0	0	0.04	0.03	-0.04	-
Net Cashflows From Operations	-707.8%	-24,719.59	-3,059.06	-5,692	-5,667.15	-3,303.56	-
Dividends received	11.5%	0	-0.13	0	0	-11.19	-
Interest paid	-	2,875	0	1,822	1,547	1,405	-
Interest received	23%	7,873	6,399	4,971	4,580	4,809	-
Income taxes paid (refund)	-28.1%	516	717	840	469	513	-
Other inflows/outflows of cash	56.7%	0	-1.31	0	0	0	-
Net Cashflows From Operating Activities	-872.5%	-20,237.75	2,621	-3,382.69	-3,103.25	-423.09	-
Proceeds from sales of PPE	119.2%	11	-51.17	0.88	-171.57	-161.66	-
Purchase of property, plant and equipment	38.2%	200	145	136	0	15	-
Proceeds from sales of investment property	99.3%	0	-145.69	0	0	0	-
Purchase of investment property	-	1,276	0	563	359	0	-
Dividends received	-10.3%	0.04	0.13	0	8.04	11	-
Interest received	-15%	210	247	144	73	-83.99	-
Other inflows/outflows of cash	74.7%	-376.72	-1,493.26	-37.99	-167.35	57	-
Net Cashflows From Investing Activities	-2.8%	-1,631.53	-1,587.69	-592.66	-616.16	-192.62	-
Proceeds from issuing shares	-	0	0	146	250	0.37	-
Proceeds from issuing debt etc	-100.1%	0	1,614	0	0	0	-
Proceeds from borrowings	-	21,537	0	4,382	3,998	823	-
Payments of finance lease liabilities	-	-	-	0	137	131	-
Payments of lease liabilities	8.5%	155	143	143	0	0	-
Dividends paid	-50.3%	169	339	294	262	254	-
Interest paid	-	46	0	67	0	0	-
Income taxes paid (refund)	-100%	0	3,088	0	0	0	-
Other inflows (outflows) of cash	-	-72.35	0	0	0	0	-
Net Cashflows From Financing Activities	1318.1%	23,834	-1,955.6	4,025	3,849	438	-
Net change in cash and cash eq.	312.8%	1,965	-921.93	49	130	-177.44	-

MANAPPURAM - Manappuram Finance Limited Share Price

MANAPPURAM

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

MANAPPURAM

MANAPPURAM - Manappuram Finance Limited Share Price

MANAPPURAM

Valuation

Fundamentals

Profitability

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

MANAPPURAM

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Manappuram Finance Limited do?

Important Disclosure & Data Context

Valuation

Fundamentals

Profitability

Growth & Returns

Cash Flow & Liquidity

Balance Sheet

Capital Structure & Leverage

Dividend & Shareholder Returns

Investor Care

Financial Health

Technical Indicators

Share Holdings

Holding Pattern

Share Holding Details

Overall Distribution

Ownership Distribution

What does Manappuram Finance Limited do?

Important Disclosure & Data Context