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MANAPPURAM

MANAPPURAM - Manappuram Finance Limited Share Price

Finance

284.95-0.70(-0.25%)
Market Closed as of Nov 28, 2025, 15:30 IST

Valuation

Market Cap23.62 kCr
Price/Earnings (Trailing)55.48
Price/Sales (Trailing)2.49
EV/EBITDA4.95
Price/Free Cashflow9.83
MarketCap/EBT43.44
Enterprise Value21.71 kCr

Fundamentals

Revenue (TTM)9.48 kCr
Rev. Growth (Yr)-13.3%
Earnings (TTM)425.06 Cr
Earnings Growth (Yr)-62%

Profitability

Operating Margin6%
EBT Margin6%
Return on Equity3.34%
Return on Assets0.82%
Free Cashflow Yield10.17%

Price to Sales Ratio

Latest reported: 2.5

Revenue (Last 12 mths)

Latest reported: 9.5 kCr

Net Income (Last 12 mths)

Latest reported: 425.1 Cr

Growth & Returns

Price Change 1W-0.50%
Price Change 1M-0.30%
Price Change 6M20.4%
Price Change 1Y85.8%
3Y Cumulative Return35.1%
5Y Cumulative Return10.1%
7Y Cumulative Return18.4%
10Y Cumulative Return27%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)-1.59 kCr
Cash Flow from Operations (TTM)2.62 kCr
Cash Flow from Financing (TTM)-1.96 kCr
Cash & Equivalents1.91 kCr
Free Cash Flow (TTM)2.48 kCr
Free Cash Flow/Share (TTM)29.26

Balance Sheet

Total Assets51.66 kCr
Total Liabilities38.94 kCr
Shareholder Equity12.72 kCr
Net PPE511.99 Cr
Inventory0.00
Goodwill35.57 Cr

Capital Structure & Leverage

Debt Ratio0.00
Debt/Equity0.00
Interest Coverage-0.85
Interest/Cashflow Ops1.73

Dividend & Shareholder Returns

Dividend/Share (TTM)2.5
Dividend Yield0.90%
Shares Dilution (1Y)0.00%
Shares Dilution (3Y)0.00%
Pros

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Past Returns: Outperforming stock! In past three years, the stock has provided 35.1% return compared to 12.6% by NIFTY 50.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Technicals: Bullish SharesGuru indicator.

Balance Sheet: Reasonably good balance sheet.

Size: Market Cap wise it is among the top 20% companies of india.

Cons

Momentum: Stock has a weak negative price momentum.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend Yield0.90%
Dividend/Share (TTM)2.5
Shares Dilution (1Y)0.00%
Earnings/Share (TTM)5.03

Financial Health

Debt/Equity0.00

Technical Indicators

RSI (14d)63.64
RSI (5d)44.92
RSI (21d)49.26
MACD SignalBuy
Stochastic Oscillator SignalHold
Grufity SignalBuy
RSI SignalHold
RSI5 SignalHold
RSI21 SignalHold
SMA 5 SignalBuy
SMA 10 SignalBuy
SMA 20 SignalBuy
SMA 50 SignalSell
SMA 100 SignalSell

Summary of Latest Earnings Report from Manappuram Finance

Summary of Manappuram Finance's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Last updated:

Last updated:

Revenue Breakdown

Analysis of Manappuram Finance's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Last Updated: Mar 31, 2025

DescriptionShareValue
Gold loan and others78.3%1.9 kCr
Micro Finance21.7%512.9 Cr
Total2.4 kCr

Share Holdings

Understand Manappuram Finance ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
Mr. Nandakumar V P29.05%
Smallcap World Fund Inc6.46%
Ms. Sushama Nandakumar5.67%
Government Pension Fund Global2.48%
Dsp Flexi Cap Fund2.26%
Cohesion Mk Best Ideas Sub-Trust1.07%
Ms. Jyothy Prasannan0.53%
Dr. Sumitha Nandan0%
Ms. Shelly Ekalavian0%
Mr. Sooraj Nandan0%
Mr. Suhas Nandan0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is Manappuram Finance Better than it's peers?

Detailed comparison of Manappuram Finance against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
BAJFINANCEBajaj Finance6.14 LCr76.24 kCr-9.50%+47.50%22.618.05--
SHRIRAMFINShriram Finance1.58 LCr45.63 kCr+17.20%+42.20%21.73.46--
MUTHOOTFINMUTHOOT FINANCE1.48 LCr22.32 kCr+16.40%+90.50%23.96.62--
CHOLAFINCholamandalam Investment and Finance Co.1.42 LCr28.94 kCr-2.80%+35.90%30.514.9--
IIFLIIFL FINANCE23.69 kCr11.31 kCr+13.80%+34.80%27.592.09--

Sector Comparison: MANAPPURAM vs Finance

Comprehensive comparison against sector averages

Comparative Metrics

MANAPPURAM metrics compared to Finance

CategoryMANAPPURAMFinance
PE55.4826.69
PS2.495.37
Growth-3.7 %10.5 %
33% metrics above sector average

Performance Comparison

MANAPPURAM vs Finance (2021 - 2025)

MANAPPURAM leads the Finance sector while registering a 75.9% growth compared to the previous year.

Key Insights
  • 1. MANAPPURAM is NOT among the Top 10 largest companies in Non Banking Financial Company(NBFC).
  • 2. The company holds a market share of 2.7% in Non Banking Financial Company(NBFC).
  • 3. In last one year, the company has had a below average growth that other Non Banking Financial Company(NBFC) companies.

Income Statement for Manappuram Finance

Consolidated figures (in Rs. Crores) /
Standalone figures (in Rs. Crores) /

Balance Sheet for Manappuram Finance

Consolidated figures (in Rs. Crores) /
Standalone figures (in Rs. Crores) /

Cash Flow for Manappuram Finance

Consolidated figures (in Rs. Crores) /
Standalone figures (in Rs. Crores) /

What does Manappuram Finance Limited do?

Manappuram Finance Limited, a gold loan non-banking financial company, provides retail credit products and financial services in India. It offers loans against the security of used household gold jewelry; gold loans and online gold loans; microfinance loans and other financial services to low-income populations in rural and semi-urban areas; loans for construction, extension, purchase, and improvement of homes; life and non-life insurance products; and IT solutions. The company also provides depository services; and fee-based services, which include money transfer, foreign exchange, and depository services. In addition, it offers vehicle and equipment finance, including commercial vehicle, construction equipment, two wheeler, car, and farm equipment finance. The company serves retail, microfinance, small and medium enterprises, and commercial customers. It operates branches in 28 states and 4 Union Territories. The company was formerly known as Manappuram General Finance and Leasing Limited and changed its name to Manappuram Finance Limited in 2011. Manappuram Finance Limited was founded in 1949 and is based in Thrissur, India.

Industry Group:Finance
Employees:51,004
Website:www.manappuram.com