Textiles & Apparels
Valuation | |
|---|---|
| Market Cap | 1.1 kCr |
| Price/Earnings (Trailing) | 16.48 |
| Price/Sales (Trailing) | 0.88 |
| EV/EBITDA | 10.71 |
| Price/Free Cashflow | 30.92 |
| MarketCap/EBT | 12.16 |
| Enterprise Value | 1.33 kCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 1.25 kCr |
| Rev. Growth (Yr) | -0.50% |
| Earnings (TTM) | 66.87 Cr |
| Earnings Growth (Yr) | -31.7% |
Profitability | |
|---|---|
| Operating Margin | 7% |
| EBT Margin | 7% |
| Return on Equity | 6.6% |
| Return on Assets | 4.43% |
| Free Cashflow Yield | 3.23% |
Growth & Returns | |
|---|---|
| Price Change 1W | -3.3% |
| Price Change 1M | -8.2% |
| Price Change 6M | -26.6% |
| Price Change 1Y | -28.7% |
| 3Y Cumulative Return | -12.3% |
| 5Y Cumulative Return | -14.8% |
| 7Y Cumulative Return | -11% |
| 10Y Cumulative Return | -5.7% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -10.25 Cr |
| Cash Flow from Operations (TTM) | 58.62 Cr |
| Cash Flow from Financing (TTM) | -42.59 Cr |
| Cash & Equivalents | 7.15 Cr |
| Free Cash Flow (TTM) | 50.83 Cr |
| Free Cash Flow/Share (TTM) | 6.39 |
Balance Sheet | |
|---|---|
| Total Assets | 1.51 kCr |
| Total Liabilities | 496.9 Cr |
| Shareholder Equity | 1.01 kCr |
| Current Assets | 1.25 kCr |
| Current Liabilities | 467.26 Cr |
| Net PPE | 238.86 Cr |
| Inventory | 532.58 Cr |
| Goodwill | 0.00 |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.16 |
| Debt/Equity | 0.24 |
| Interest Coverage | 3.69 |
| Interest/Cashflow Ops | 3.83 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 3 |
| Dividend Yield | 2.17% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 0.00% |
Balance Sheet: Strong Balance Sheet.
Dividend: Dividend paying stock. Dividend yield of 2.17%.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Past Returns: Underperforming stock! In past three years, the stock has provided -12.3% return compared to 13.3% by NIFTY 50.
Technicals: SharesGuru indicator is Bearish.
Smart Money: Smart money is losing interest in the stock.
Momentum: Stock is suffering a negative price momentum. Stock is down -8.2% in last 30 days.
Balance Sheet: Strong Balance Sheet.
Dividend: Dividend paying stock. Dividend yield of 2.17%.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Past Returns: Underperforming stock! In past three years, the stock has provided -12.3% return compared to 13.3% by NIFTY 50.
Technicals: SharesGuru indicator is Bearish.
Smart Money: Smart money is losing interest in the stock.
Momentum: Stock is suffering a negative price momentum. Stock is down -8.2% in last 30 days.
Investor Care | |
|---|---|
| Dividend Yield | 2.17% |
| Dividend/Share (TTM) | 3 |
| Shares Dilution (1Y) | 0.00% |
| Earnings/Share (TTM) | 8.4 |
Financial Health | |
|---|---|
| Current Ratio | 2.67 |
| Debt/Equity | 0.24 |
Technical Indicators | |
|---|---|
| RSI (14d) | 39.26 |
| RSI (5d) | 30.08 |
| RSI (21d) | 39.26 |
| MACD Signal | Sell |
| Stochastic Oscillator Signal | Buy |
| SharesGuru Signal | Sell |
| RSI Signal | Hold |
| RSI5 Signal | Hold |
| RSI21 Signal | Hold |
| SMA 5 Signal | Sell |
| SMA 10 Signal |
Summary of RUPA & Co.'s latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
Management provided an outlook amid competitive pricing pressures and anticipated market dynamics during the earnings call for Q3 FY '26. Vikash Agarwal, the Whole-Time Director, emphasized the company's focus on volume-led growth for the immediate future, while recognizing the pricing challenges affecting margins. He noted that revenues for Q3 reached INR 313.5 crores, down 0.9% year-on-year, with a marginal decrease in the nine-month figure at INR 817.6 crores compared to INR 823.8 crores year-on-year. Gross margins fell to 26.3% from 29.4% a year ago due to aggressive discounting and competitive schemes, while PAT margins also decreased to 5.2% in Q3 and 4.4% for the nine months.
Key forward-looking points from management included:
Management remains optimistic about future volume growth stemming from an improved product mix and expanded distribution channels, reinforcing their commitment to financial prudence and operational efficiency.
Understand RUPA & Co. ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| ULLAS SALES PROMOTION LLP | 27.2% |
| Prahlad Rai Agarwala | 21.08% |
| Vikash Agarwal | 2.37% |
| Ravi Agarwal | 2.19% |
| SIDHANT CREDIT CAPITAL LTD. | 2.13% |
| ABAKKUS GROWTH FUND-2 | 1.78% |
| Rajnish Agarwal | 1.67% |
Detailed comparison of RUPA & Co. against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| PAGEIND | Page Industries | 35.82 kCr | 5.16 kCr | -1.60% | -23.30% | 47.81 | 6.94 | - | - |
| KITEX | Kitex Garmenets | 3.63 kCr | 823.77 Cr |
Comprehensive comparison against sector averages
RUPA metrics compared to Textiles
| Category | RUPA | Textiles |
|---|---|---|
| PE | 16.72 | 35.08 |
| PS | 0.89 | 1.81 |
| Growth | 0.9 % | 10.9 % |
Rupa & Company Limited, together with its subsidiaries, engages in the manufacture and sale of hosiery products in knitted undergarments, casual wears, and thermal wears for men, women, and kids in India and internationally. It offers briefs, vests, innerwears, outerwears, t-shirts, boxers, tank tops, shorts, pajamas, towels, hankies, trunks, bermudas, drawers, tracks and muscle tees, athleisures, lounge wears, hoodies, and socks for men; leggings, palazzos, pants, outerwears, tees, kurti pants, lingeries, bras, panties, slips, camisoles, briefs, bikinis, hipsters, boylegs, and socks for women; towels, jhablas, baba suits, rompers, innerwears, and socks for kids. The company offers its products under the Frontline, Colors, Peek-A-Boo, Euro, Jon, Bumchums, Torrido, Thermocot, Softline, Macroman, and Footline brand names, as well as Macrowoman W-series, Macroman M-series, Macro World, Femmora, Rupa, and Kidline brands. It also generates power through a windmill. The company sells its products through retail outlets and various e-commerce portals, as well as through exclusive brand outlets and dealers. It also exports its products. Rupa & Company Limited was founded in 1968 and is based in Kolkata, India.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
| Sell |
| SMA 20 Signal | Sell |
| SMA 50 Signal | Sell |
| SMA 100 Signal | Sell |
RUPA vs Textiles (2021 - 2026)
High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years
High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years
1. Question: "So industry is facing like continuous pricing wars among the players. The margins are getting squeezed post COVID. What do you think when the same will be stabilized?"
Answer: In the short term, we do not foresee stabilization. However, as export demand picks up and yarn prices firm up, we anticipate a shift in trends, which could take a few more quarters to materialize.
2. Question: "Okay. Okay. And why are we seeing sharp decline in margins?"
Answer: The primary reason for the decline in margins is intense pricing competition. Our strategy focused on aggressive pricing, which adversely affected our realizations, resulting in lower gross and operating margins.
3. Question: "I wanted to know that what are your capex plans along with marketing expenditures for FY '26?"
Answer: We do not have major capital expenditure plans, but we will allocate routine capex of approximately INR 12 crores to INR 15 crores. For advertising, our annual budget is around 6% to 7% of revenues.
4. Question: "What is your working capital in terms of days for 9 months and FY '26?"
Answer: The working capital days for the first nine months stand around 230 days, reflecting our operational efficiency and management of receivables and inventory.
5. Question: "What is leading to this pricing pressure, and what are the trade discounts offered for the 3 and 9 months period for FY '26?"
Answer: We are experiencing pricing pressure from aggressive discount schemes to remain competitive. Over the 9-month period, we provided about 12% in trade discounts to our dealers, which is an increase from previous quarters.
6. Question: "When should we expect this aggressive pricing to reverse, and what will drive growth in the coming years?"
Answer: Our focus is on modern trade, e-commerce, exports, and launching new product ranges, especially in womenswear and athleisure. We believe these channels will stimulate growth and help reverse current trends in a sustainable manner.
7. Question: "Can you provide guidance on expected revenue growth from modern trade?"
Answer: We are currently building a new team for modern trade, and while a concrete revenue growth estimate will be available next quarter, our engagement with chains suggests an optimistic outlook for performance improvement.
8. Question: "How are mid and premium products performing compared to the economy segment?"
Answer: In the current quarter, the economy segment lagged behind the mid-premium and premium segments. However, we anticipate growth in the economy segment as market conditions improve and we adjust our strategies.
9. Question: "What gross margin range do you consider sustainable for FY '26?"
Answer: The current decline in gross margin, now at 26.3% versus 29.4% last year, is due to aggressive discounting. We expect margins to stabilize, although specific sustainable levels remain dependent on market recovery and pricing strategies.
10. Question: "What is the anticipated time frame for price normalization?"
Answer: We anticipate that price normalization will occur over the next 2 to 3 quarters as market conditions evolve and competitive pressures adjust.
| Ghanshyam Prasad Agarwala | 1.66% |
| Kunj Bihari Agarwal | 1.61% |
| Manish Agarwal | 1.61% |
| Suresh Agarwal | 1.35% |
| Ramesh Agarwal | 1.33% |
| Shanti Devi Agarwal | 0.98% |
| Mukesh Agarwal | 0.92% |
| K B & Sons HUF (Karta - Kunj Bihari Agarwal) | 0.84% |
| Pushpa Devi Agarwal | 0.75% |
| Lalita Devi Agarwal | 0.44% |
| Seema Agarwal | 0.37% |
| Mukesh Kumar Agarwal HUF (Karta - Mukesh Kumar Agarwal) | 0.36% |
| Sudha Agarwal | 0.35% |
Distribution across major stakeholders
Distribution across major institutional holders
| -3.40% |
| +7.10% |
| 84.52 |
| 4.4 |
| - |
| - |
| LUXIND | LUX Industries | 2.71 kCr | 2.9 kCr | +1.00% | -31.70% | 25.08 | 0.94 | - | - |
| DOLLAR | Dollar Industries | 1.66 kCr | 1.81 kCr | -6.20% | -25.80% | 15.98 | 0.92 | - | - |
| VIPCLOTHNG | VIP Clothing | 180.17 Cr | 248.71 Cr | -14.90% | -42.90% | 22.72 | 0.72 | - | - |
| -3.3% |
| 296 |
| 306 |
| 180 |
| 378 |
| 288 |
| 277 |
| Profit Before exceptional items and Tax | 15.8% | 23 | 20 | 9.11 | 42 | 33 | 24 |
| Exceptional items before tax | - | -1.1 | 0 | -1.57 | 0 | 0 | 0 |
| Total profit before tax | 10.5% | 22 | 20 | 7.54 | 42 | 33 | 24 |
| Current tax | 4.2% | 5.25 | 5.08 | 1.48 | 10 | 9.02 | 5.52 |
| Deferred tax | 17.2% | 0.23 | 0.07 | 0.54 | 0.79 | 0.1 | 0.19 |
| Total tax | 8.2% | 5.48 | 5.14 | 2.02 | 11 | 9.12 | 5.71 |
| Total profit (loss) for period | 15.4% | 16 | 14 | 5.52 | 31 | 24 | 18 |
| Other comp. income net of taxes | 38.4% | 0.39 | 0.01 | 0.01 | -0.22 | 0.09 | 0.09 |
| Total Comprehensive Income | 14.3% | 17 | 15 | 5.54 | 30 | 24 | 19 |
| Earnings Per Share, Basic | 26.8% | 2.04 | 1.82 | 0.69 | 3.85 | 2.99 | 2.32 |
| Earnings Per Share, Diluted | 26.8% | 2.04 | 1.82 | 0.69 | 3.85 | 2.99 | 2.32 |
| Debt equity ratio | - | - | 001 | - | - | - | - |
| Debt service coverage ratio | - | - | 0.0448 | - | - | - | - |
| Interest service coverage ratio | - | - | 0.0523 | - | - | - | - |
| 9.1% |
| 61 |
| 56 |
| 58 |
| 68 |
| 48 |
| 55 |
| Finance costs | 0% | 21 | 21 | 23 | 19 | 9.44 | 15 |
| Depreciation and Amortization | -7.1% | 14 | 15 | 13 | 14 | 11 | 16 |
| Other expenses | 10.8% | 471 | 425 | 389 | 503 | 385 | 385 |
| Total Expenses | 1.8% | 1,133 | 1,113 | 1,065 | 1,194 | 1,024 | 847 |
| Profit Before exceptional items and Tax | 14.4% | 112 | 98 | 68 | 245 | 243 | 102 |
| Exceptional items before tax | 79.3% | 0 | -3.82 | 0 | 0 | 0 | 0 |
| Total profit before tax | 19.4% | 112 | 94 | 68 | 245 | 243 | 102 |
| Current tax | 12.5% | 28 | 25 | 15 | 42 | 61 | 26 |
| Deferred tax | 136.4% | 1.32 | 0.12 | 0.54 | 13 | 0.85 | -4.5 |
| Total tax | 16.7% | 29 | 25 | 15 | 54 | 62 | 22 |
| Total profit (loss) for period | 20.6% | 83 | 69 | 53 | 191 | 181 | 80 |
| Other comp. income net of taxes | -47.7% | 0.04 | 0.35 | 0.1 | 0.19 | 0.11 | 0.07 |
| Total Comprehensive Income | 20.6% | 83 | 69 | 53 | 191 | 181 | 80 |
| Earnings Per Share, Basic | 22.2% | 10.4 | 8.69 | 6.68 | 23.99 | 22.75 | 10.07 |
| Earnings Per Share, Diluted | 22.2% | 10.4 | 8.69 | 6.68 | 23.99 | 22.75 | 10.07 |
| - |
| 1.62 |
| 0 |
| 0 |
| 0.37 |
| 0.23 |
| 20 |
| Non-current investments | -32.3% | 22 | 32 | 32 | 5.78 | 5.78 | 5.78 |
| Loans, non-current | - | 0 | 0 | 0 | 0 | 0 | 0 |
| Total non-current financial assets | -60% | 25 | 61 | 42 | 9.54 | 9.32 | 24 |
| Total non-current assets | -13.2% | 264 | 304 | 287 | 257 | 266 | 281 |
| Total assets | -0.1% | 1,503 | 1,504 | 1,448 | 1,440 | 1,404 | 1,379 |
| Borrowings, non-current | -119.2% | 0.77 | 2.2 | 3.87 | 5.56 | 7.66 | 10 |
| Total non-current financial liabilities | -25% | 10 | 13 | 15 | 17 | 19 | 22 |
| Provisions, non-current | 0% | 3.18 | 3.18 | 2.45 | 2.25 | 1.9 | 1.9 |
| Total non-current liabilities | -6.7% | 29 | 31 | 32 | 33 | 35 | 37 |
| Borrowings, current | 7.2% | 239 | 223 | 204 | 217 | 247 | 234 |
| Total current financial liabilities | 1.6% | 459 | 452 | 426 | 442 | 458 | 428 |
| Provisions, current | 110.4% | 2.01 | 1.48 | 1.58 | 1.58 | 2 | 1.59 |
| Current tax liabilities | -98.3% | 1.04 | 3.38 | 5.91 | 4.51 | 0.7 | 0.7 |
| Total current liabilities | 1.3% | 467 | 461 | 435 | 455 | 462 | 434 |
| Total liabilities | 0.8% | 496 | 492 | 467 | 487 | 497 | 472 |
| Equity share capital | 0% | 7.96 | 7.96 | 7.96 | 7.96 | 7.96 | 7.96 |
| Total equity | -0.4% | 1,007 | 1,011 | 981 | 953 | 908 | 907 |
| Total equity and liabilities | -0.1% | 1,503 | 1,504 | 1,448 | 1,440 | 1,404 | 1,379 |
| 20% |
| 25 |
| 21 |
| 16 |
| 52 |
| - |
| - |
| Other inflows (outflows) of cash | -52.5% | -0.54 | -0.01 | 0 | 0 | - | - |
| Net Cashflows From Operating Activities | -62.3% | 59 | 155 | 185 | -117.24 | - | - |
| Proceeds from sales of PPE | 10.2% | 0.21 | 0.12 | 3.63 | 0.84 | - | - |
| Purchase of property, plant and equipment | -24.4% | 7.79 | 9.98 | 30 | 37 | - | - |
| Cash receipts from repayment of advances and loans made to other parties | - | 0 | 0 | 0 | 1.13 | - | - |
| Interest received | 23.1% | 17 | 14 | 5.9 | 7.31 | - | - |
| Other inflows (outflows) of cash | 75.6% | -19.63 | -83.42 | -2.72 | -4.42 | - | - |
| Net Cashflows From Investing Activities | 86.1% | -10.09 | -78.94 | -23.67 | -32.43 | - | - |
| Proceeds from borrowings | - | 7.49 | 0 | 0 | 215 | - | - |
| Repayments of borrowings | -82.7% | 4.64 | 22 | 110 | 5.66 | - | - |
| Payments of lease liabilities | 11.6% | 2.54 | 2.38 | 2.28 | 2.72 | - | - |
| Dividends paid | 0% | 24 | 24 | 24 | 40 | - | - |
| Interest paid | -5.3% | 19 | 20 | 22 | 16 | - | - |
| Net Cashflows from Financing Activities | 36.8% | -42.58 | -67.96 | -158.36 | 151 | - | - |
| Effect of exchange rate on cash eq. | -7.9% | 0.04 | 0.11 | 0 | -0.01 | - | - |
| Net change in cash and cash eq. | -32.5% | 5.92 | 8.29 | 2.56 | 1.16 | - | - |