High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years
Profitability: Very strong Profitability. One year profit margin are 21%.
Growth: Good revenue growth. With 32.8% growth over past three years, the company is going strong.
Smart Money: Smart money has been increasing their position in the stock.
Balance Sheet: Strong Balance Sheet.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Size: Market Cap wise it is among the top 20% companies of india.
Past Returns: Underperforming stock! In past three years, the stock has provided -1.1% return compared to 7.6% by NIFTY 50.
Momentum: Stock is suffering a negative price momentum. Stock is down -8.6% in last 30 days.
Technicals: SharesGuru indicator is Bearish.
Valuation | |
|---|---|
| Market Cap | 27.83 kCr |
| Price/Earnings (Trailing) | 33.16 |
| Price/Sales (Trailing) | 6.93 |
| EV/EBITDA | 21.43 |
| Price/Free Cashflow | 40.8 |
| MarketCap/EBT | 24.8 |
| Enterprise Value | 27.51 kCr |
Fundamentals | |
|---|---|
| Revenue (TTM) | 4.02 kCr |
| Rev. Growth (Yr) | 29.6% |
| Earnings (TTM) | 839.43 Cr |
| Earnings Growth (Yr) | 45.9% |
Profitability | |
|---|---|
| Operating Margin | 28% |
| EBT Margin | 28% |
| Return on Equity | 27.67% |
| Return on Assets | 18.12% |
| Free Cashflow Yield | 2.45% |
Growth & Returns | |
|---|---|
| Price Change 1W | -3.3% |
| Price Change 1M | -8.6% |
| Price Change 6M | -12.6% |
| Price Change 1Y | -28.9% |
| 3Y Cumulative Return | -1.1% |
| 5Y Cumulative Return | 10.1% |
| 7Y Cumulative Return | 14% |
| 10Y Cumulative Return | 5.4% |
Cash Flow & Liquidity | |
|---|---|
| Cash Flow from Investing (TTM) | -268.02 Cr |
| Cash Flow from Operations (TTM) | 755.58 Cr |
| Cash Flow from Financing (TTM) | -469.94 Cr |
| Cash & Equivalents | 320.13 Cr |
| Free Cash Flow (TTM) | 682.18 Cr |
| Free Cash Flow/Share (TTM) | 93.28 |
Balance Sheet | |
|---|---|
| Total Assets | 4.63 kCr |
| Total Liabilities | 1.6 kCr |
| Shareholder Equity | 3.03 kCr |
| Current Assets | 2.27 kCr |
| Current Liabilities | 1.21 kCr |
| Net PPE | 151.09 Cr |
| Inventory | 0.00 |
| Goodwill | 680.65 Cr |
Capital Structure & Leverage | |
|---|---|
| Debt Ratio | 0.00 |
| Debt/Equity | 0.00 |
| Interest Coverage | 46.85 |
| Interest/Cashflow Ops | 33.22 |
Dividend & Shareholder Returns | |
|---|---|
| Dividend/Share (TTM) | 62 |
| Dividend Yield | 1.63% |
| Shares Dilution (1Y) | 0.00% |
| Shares Dilution (3Y) | 0.10% |
Profitability: Very strong Profitability. One year profit margin are 21%.
Growth: Good revenue growth. With 32.8% growth over past three years, the company is going strong.
Smart Money: Smart money has been increasing their position in the stock.
Balance Sheet: Strong Balance Sheet.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Size: Market Cap wise it is among the top 20% companies of india.
Past Returns: Underperforming stock! In past three years, the stock has provided -1.1% return compared to 7.6% by NIFTY 50.
Momentum: Stock is suffering a negative price momentum. Stock is down -8.6% in last 30 days.
Technicals: SharesGuru indicator is Bearish.
Investor Care | |
|---|---|
| Dividend Yield | 1.63% |
| Dividend/Share (TTM) | 62 |
| Shares Dilution (1Y) | 0.00% |
| Earnings/Share (TTM) | 114.79 |
Financial Health | |
|---|---|
| Current Ratio | 1.88 |
| Debt/Equity | 0.00 |
Technical Indicators | |
|---|---|
| RSI (14d) | 28.08 |
| RSI (5d) | 22.73 |
| RSI (21d) | 31.75 |
| MACD Signal | Sell |
| Stochastic Oscillator Signal | Buy |
| SharesGuru Signal | Sell |
| RSI Signal | Buy |
| RSI5 Signal | Buy |
| RSI21 Signal | Hold |
| SMA 5 Signal | Sell |
| SMA 10 Signal | Sell |
| SMA 20 Signal | Sell |
| SMA 50 Signal | Sell |
| SMA 100 Signal | Sell |
Summary of CRISIL's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.
During the recent earnings call, management provided an optimistic outlook for Crisil Limited, emphasizing strong growth amid a dynamic macroeconomic environment. For FY2026, the management projects India's GDP to grow at 7.1% under base case conditions, albeit with potential to decline to 6.8% due to geopolitical uncertainties. Inflation is anticipated to average 4.5%, rising to 4.7% if conflicts persist.
Key highlights from the management's forward-looking statements include:
Financial Performance: In FY2025, revenues grew by 11.9%, with an even more robust growth of 30.1% year-on-year in Q1 FY2026. Profit before tax rose by 12.4% for FY2025 and spiked by 35.7% for Q1 FY2026, showcasing significant operational leverage.
Geographic Expansion: The acquisition of PriceMetrix bolstered Crisil's wealth management capabilities in Canada, marking a strategic entry into a growing market.
Client Engagement: The company serves over 11,400 clients globally, maintaining a strong client mix, including major Indian banks and global corporate investment banks, which is expected to drive continued revenue growth.
Investment in Technology: Crisil is prioritizing generative artificial intelligence (Gen-AI) integration to enhance efficiency and insights across its business segments. The workforce is receiving extensive AI training to leverage these advancements.
Adapting to Macro Conditions: The management acknowledged potential risks including geopolitical tensions affecting discretionary spending but sees these as opportunities to provide more insights and strengthen client relationships.
Rating Services Outlook: Growth in the ratings segment remains robust, significantly supported by surveillance revenues and favorable investor preference for top-tier rating agencies.
Overall, the management underscored a comprehensive focus on product innovation, client-centric strategies, and operational improvements as key drivers for future growth.
1. Question: "Could you describe the opportunities and threats from AI in each of your businesses?"
Answer: Thank you for your question, Balaji. Gen-AI opens many doors for us, enhancing competitiveness and client value. The opportunities across our businesses are significant. In Ratings and Coalition Greenwich, it boosts efficiency and effectiveness. For Integral IQ and research analytics, it enhances insights and accelerates client acquisition. We see more opportunities than risks, provided we adopt Gen-AI responsibly, complementing our domain knowledge with technology.
2. Question: "What is your outlook regarding the discretionary spending for global banks?"
Answer: We haven't observed a decline in client engagement due to geopolitical challenges. In fact, our clients seek more insights during times of volatility, which we provide through our services. While global banks may monitor discretionary spending, we're diversifying into private markets and regional banks to mitigate any potential delays in spending from larger banks. This positions us to take advantage of the current demand for insights and market understanding.
3. Question: "What is the revenue margin in Global Analytical Center (GAC) engagements?"
Answer: Our GAC partnerships with S&P Global Ratings operate on a fixed margin based on transfer pricing that is benchmarked against industry standards. While we don't disclose specific margin numbers, our strategy focuses on adding substantial value in various domains of service, leading to mutual growth opportunities across S&P Global's divisions.
4. Question: "What is the medium-term outlook for your ratings business, especially concerning bank loan versus bond market dynamics?"
Answer: The ratings business is largely driven by borrowing in both bank and bond markets. Right now, we're seeing mixed signals; bond issuances are softening due to hardened yields, while bank credit looks stable. We project around 13% growth for bank credit in fiscal 2027. The landscape remains fluid due to geopolitical factors, so predicting precise future dynamics is challenging.
5. Question: "What is the level of cross-sell among your platforms?"
Answer: There's a significant opportunity for cross-selling across our platforms. For instance, in Coalition Greenwich, we can offer services spanning corporate investment banking, transaction banking, and wealth management. Similarly, for Integral IQ, we can address various risk and regulatory needs for our clients. Our goal is to deepen relationships within existing accounts to capture more wallet share, and we believe we are on the right path with our strategies.
These questions collectively highlight Crisil's growth trajectory, the integration of Gen-AI in its operations, and its outlook on market dynamics despite geopolitical pressures.
Analysis of CRISIL's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Mar 31, 2026
| Description | Share | Value |
|---|---|---|
| Research, Analytics and Solutions | 69.5% | 735.6 Cr |
| Ratings services | 30.5% | 322.6 Cr |
| Total | 1.1 kCr |
Understand CRISIL ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| S AND P INDIA L L C | 42.68% |
| S&P ASIAN HOLDING PTE. LTD. | 15.76% |
| S AND P INTERNATIONAL L L C | 8.2% |
| REKHA JHUNJHUNWALA | 5.19% |
| SBI NIFTY MIDCAP 150 INDEX FUND | 2.45% |
| LICI ASM NON PAR | 1.36% |
| KOTAK LARGE & MIDCAP FUND | 1.08% |
| IHS Markit Global SÃ rl | 0% |
| IHS Markit Global SRL | 0% |
| IHS Markit Group (Australia) Pty Limited | 0% |
| IHS Markit Group (Hong Kong) Limited | 0% |
| IHS Markit Group Equity Limited | 0% |
| IHS Markit Group Holdings | 0% |
| IHS Markit Healthcare Trustee Limited | 0% |
| IHS Markit Holdings 2 Limited | 0% |
| IHS Markit Holdings Limited | 0% |
| IHS Markit Investments Limited | 0% |
| IHS Markit Japan GK | 0% |
| IHS Markit Kazakhstan Limited Liability Partnership | 0% |
| IHS Markit Korea Ltd. | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
Detailed comparison of CRISIL against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| CRISIL | CRISIL | 27.83 kCr | 4.02 kCr | -8.60% | -28.90% | 33.16 | 6.93 | - | - |
| BSE | BSE | 1.6 LCr | 5.15 kCr | +0.20% | +33.50% | 64.62 | 31.03 | - | - |
| MOTILALOFS | Motilal Oswal Financial Services | 49.42 kCr | 9.42 kCr | -6.90% | -5.60% | 26.35 | 5.25 | - | - |
| IIFL | IIFL FINANCE | 20.92 kCr | 13.4 kCr | +6.60% | +9.00% | 12.59 | 1.56 | - | - |
| CAMS | Computer Age Management Services | 18.87 kCr | 1.57 kCr | -11.50% | -13.20% | 39.57 | 12.04 | - | - |
| ICRA | ICRA | 4.89 kCr | 674.53 Cr | -6.20% | -22.20% | 26.88 | 7.25 | - | - |
| CARERATING | CARE Ratings | 4.84 kCr | 528.04 Cr | -3.20% | -10.00% | 28.21 | 9.16 | - | - |
Comprehensive comparison against sector averages
CRISIL metrics compared to Finance
| Category | CRISIL | Finance |
|---|---|---|
| PE | 33.16 | 40.35 |
| PS | 6.93 | 2.78 |
| Growth | 16.9 % | -5 % |
CRISIL is a financial services company that operates under the stock ticker CRISIL and boasts a market capitalization of Rs. 33,233.1 Crores. Established in 1987 and headquartered in Mumbai, India, it was formerly known as The Credit Rating Information Services of India Limited before rebranding to CRISIL Limited in December 2003.
The company specializes in providing a range of analytical services through its two primary segments:
Rating Services: This segment focuses on offering credit ratings for corporates, banks, and bank loans, as well as credit analysis and grading services.
Research, Analytics, and Solutions: This segment covers research and risk solutions, industry reports, customized research assignments, and more. It also provides independent equity research, IPO gradings, training, and advisory services, in addition to various risk management tools and analytics tailored for financial institutions, banks, and corporates.
CRISIL has demonstrated robust financial performance, reporting a trailing 12 months revenue of Rs. 3,350.6 Crores and a profit of Rs. 684.1 Crores in the past four quarters. The company has experienced a significant revenue growth of 40.6% over the last three years.
Investors benefit from CRISIL's commitment to distribute dividends, achieving a yield of 1.23% per year. Recently, the company returned Rs. 56 as dividends per share, although it has also diluted shareholder holdings by 0.4% over the past three years.
This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.
CRISIL vs Finance (2021 - 2026)