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SummaryLatest NewsSector ComparisonEarnings ReportRevenue & GrowthPeersIncome StatementBalance SheetCash Flow
IDBI logo

IDBI - IDBI Bank Ltd Share Price

Banks
Sharesguru Stock Score

IDBI

72/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

₹84.65-0.40(-0.47%)
Market Closed as of Jul 24, 2026, 15:30 IST
Pros

Dividend: Dividend paying stock. Dividend yield of 2.11%.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Balance Sheet: Strong Balance Sheet.

Profitability: Very strong Profitability. One year profit margin are 26%.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Past Returns: In past three years, the stock has provided 13.7% return compared to 6.7% by NIFTY 50.

Technicals: Bullish SharesGuru indicator.

Size: It is among the top 200 market size companies of india.

Cons

Momentum: Stock has a weak negative price momentum.

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)

Sharesguru Stock Score

IDBI

72/100

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 4 years

Valuation

Market Cap91.45 kCr
Price/Sales (Trailing)2.56
EV/EBITDA3.31
Price/Free Cashflow5.46
MarketCap/EBT7.67
Enterprise Value91.45 kCr

Fundamentals

Revenue (TTM)35.77 kCr
Rev. Growth (Yr)1.6%
Earnings (TTM)9.32 kCr
Earnings Growth (Yr)5.3%

Profitability

Operating Margin30%
EBT Margin33%
Return on Equity2.23%
Return on Assets0.02%
Free Cashflow Yield18.33%

Growth & Returns

Price Change 1W-0.60%
Price Change 1M-1.1%
Price Change 6M-12.7%
Price Change 1Y-12.7%
3Y Cumulative Return13.7%
5Y Cumulative Return17.8%
7Y Cumulative Return15.6%
10Y Cumulative Return1.4%

Cash Flow & Liquidity

Cash Flow from Investing (TTM)1.42 kCr
Cash Flow from Operations (TTM)16.76 kCr
Cash Flow from Financing (TTM)-5.76 kCr
Free Cash Flow (TTM)16.76 kCr
Free Cash Flow/Share (TTM)15.59

Balance Sheet

Total Assets4.67 LCr
Shareholder Equity4.17 LCr

Capital Structure & Leverage

Debt Ratio0.00
Debt/Equity0.00
Interest Coverage-0.25
Interest/Cashflow Ops2.08

Dividend & Shareholder Returns

Dividend/Share (TTM)2.1
Dividend Yield2.11%
Shares Dilution (1Y)0.00%
Shares Dilution (3Y)0.00%
Pros

Dividend: Dividend paying stock. Dividend yield of 2.11%.

Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.

Balance Sheet: Strong Balance Sheet.

Profitability: Very strong Profitability. One year profit margin are 26%.

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Past Returns: In past three years, the stock has provided 13.7% return compared to 6.7% by NIFTY 50.

Technicals: Bullish SharesGuru indicator.

Size: It is among the top 200 market size companies of india.

Cons

Momentum: Stock has a weak negative price momentum.

The Good, Bad and Ugly
Growth
Measures how quickly a company is expanding through metrics like revenue growth, earnings growth, and cash flow growth over time. Strong growth can indicate future potential.
Profitability
Shows how efficiently a company turns business activities into profit, using metrics like profit margins, return on equity (ROE), and return on assets (ROA).
Size
Indicates the company's market presence through metrics like market capitalization, total assets, and revenue. Size can influence stability and market influence.
Dilution Rank
Tracks how much the company's shares have increased or decreased over time. Lower dilution means existing shareholders maintain stronger ownership stakes.
Balance Sheet
Evaluates the company's financial health by analyzing assets, debts, and equity. A strong balance sheet indicates financial stability and flexibility.
Momentum
Measures the strength and speed of price movements, showing whether the stock is gaining or losing market favor over different time periods.
Technicals
Analyzes price patterns, trading volumes, and other market indicators to identify potential trading opportunities and market trends.
Smart Money
Tracks the investment activities of institutional investors, hedge funds, and other large financial players who often have deep research capabilities.
Insider Trading
Monitors buying and selling of company shares by executives, directors, and other insiders who may have unique insights into the company's prospects.

Investor Care

Dividend Yield2.11%
Dividend/Share (TTM)2.1
Shares Dilution (1Y)0.00%

Financial Health

Debt/Equity0.00

Technical Indicators

RSI (14d)53.51
RSI (5d)46.32
RSI (21d)48.22
MACD SignalSell
Stochastic Oscillator SignalHold
SharesGuru SignalBuy
RSI SignalHold
RSI5 SignalHold
RSI21 SignalHold
SMA 5 SignalSell
SMA 10 SignalSell
SMA 20 SignalBuy
SMA 50 SignalBuy
SMA 100 SignalBuy

Summary of Latest Earnings Report from IDBI Bank

Summary of IDBI Bank's latest earnings call, featuring management's outlook on business performance, financial results, and analyst Q&A sessions that highlight key strategic initiatives and market challenges.

Revenue Breakdown

Analysis of IDBI Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Last Updated: Jun 30, 2026

DescriptionShareValue
Retail Banking62.4%9.6 kCr
Treasury22.5%3.5 kCr
Corporate/Wholesale Banking14.4%2.2 kCr
Other Banking expenses0.7%113.9 Cr
Total15.4 kCr

Share Holdings

Understand IDBI Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Share Holding Details

Shareholder NameHolding %
LIFE INSURANCE CORPORATION OF INDIA49.24%
PRESIDENT OF INDIA45.48%
FOREIGN INSTITUTIONAL INVESTORS0%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is IDBI Bank Better than it's peers?

Detailed comparison of IDBI Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker
Name
Mkt Cap
Revenue
Price %, 1M
Returns, 1Y
P/E
P/S
Rev 1-Yr
Inc 1-Yr
HDFCBANKHDFC Bank11.51 LCr4.96 LCr-3.50%-26.20%-2.32--
ICICIBANKICICI Bank10.36 LCr3.17 LCr+7.20%-3.60%-3.27--
SBINState Bank Of India9.35 LCr7.1 LCr-1.10%+23.40%-1.32--
KOTAKBANKKotak Mahindra Bank3.82 LCr1.08 LCr-4.40%-11.60%-3.44--
AXISBANKAXIS Bank3.8 LCr1.62 LCr-10.40%+10.60%-2.34--
PNBPunjab National Bank1.26 LCr1.49 LCr+2.50%+0.10%-0.85--
BANKBARODABank Of Baroda1.26 LCr1.57 LCr-12.50%0.00%-0.8--
INDUSINDBKIndusInd Bank78.22 kCr52.16 kCr+10.90%+18.00%-1.5--

Sector Comparison: IDBI vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

IDBI metrics compared to Banks

CategoryIDBIBanks
PE16.08
PS2.562.42
Growth2.1 %2.8 %
33% metrics above sector average
Key Insights
  • 1. IDBI is among the Top 5 Private Sector Bank companies by market cap.
  • 2. The company holds a market share of 2.5% in Private Sector Bank.
  • 3. The company is growing at an average growth rate of other Private Sector Bank companies.

Income Statement for IDBI Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QMar-2026Mar-2025Mar-2024Mar-2023Mar-2022Mar-2021
Interest or discount on advances or bills0.9%19,40319,22417,96813,33612,03211,821
Revenue on investments-0.7%8,2138,2747,7555,9594,6315,161
Interest on balances with RBI and others133.4%965414335566673649
Other interest-56.4%4391,0063887319832,325
Total interest earned0.4%29,02028,91726,44620,59218,31919,956
Other income28.6%6,6125,1423,9254,5754,9194,848
Total income4.6%35,63134,05930,37025,16723,23824,804
Total expenditure9.5%25,05022,87620,59716,36315,62817,584
Interest expended8.5%15,47414,25712,2269,1309,12511,408
Employees cost7.2%4,5644,2584,4383,7063,2633,225
Other operating expenses14.9%5,0114,3613,9323,5273,2402,951
Operating expenses11.1%9,5758,6198,3707,2336,5036,176
Operating profit-5.4%10,58211,1839,7748,8047,6107,220
Provisions other than tax and contingencies-310.4%-1,076.365131,4063,4993,8904,736
Profit before tax9.3%11,65810,6708,3675,3053,7202,484
Tax expense-20.6%2,4473,0812,6041,6181,2031,036
Profit after tax21.4%9,2117,5895,7633,6872,5181,449
Net profit (loss) for the period21.4%9,2117,5895,7633,6872,5181,449
Profit (loss) of minority interest4%272626222318
Reserve excluding revaluation reserves23.4%49,79640,356----
CET 1 ratio2.7%0.25710.23670.20290.18240.16850.1323
Additional tier 1 ratio-000000
Gross non performing assets-10%6,0286,6958,91710,96934,11536,212
Non performing assets12.8%3803376441,4951,8562,519
Return on assets0.3%0.02270.01980.01650.012084046
Description(%) Q/QJun-2026Mar-2026Dec-2025Sep-2025Jun-2025Mar-2025
Interest or discount on advances or bills3.8%5,2315,0394,8134,7804,7714,720
Revenue on investments-5.4%2,0292,1441,9642,0682,0382,081
Interest on balances with RBI and others-8.9%257282262233188138
Other interest-90.8%3233941293044
Total interest earned-3.3%7,5497,8047,0807,1097,0276,983
Other income-36.8%1,0841,7141,2712,1551,4722,107
Total income-9.3%8,6339,5188,3529,2648,4999,090
Total expenditure0.5%6,4406,4116,4016,1176,1215,863
Interest expended2.8%4,0533,9443,8623,8163,8513,683
Employees cost2.8%1,1711,1391,2391,0491,1381,032
Other operating expenses-8.4%1,2161,3281,3001,2521,1321,148
Operating expenses-3.2%2,3872,4662,5392,3002,2692,180
Operating profit-29.4%2,1933,1071,9503,1472,3783,227
Provisions other than tax and contingencies-319.7%-636.02291-538.89-649.64-178.85235
Profit before tax0.5%2,8292,8162,4893,7972,5572,991
Tax expense-15.6%699828530556533919
Profit after tax7.3%2,1311,9871,9593,2412,0242,072
Net profit (loss) for the period7.3%2,1311,9871,9593,2412,0242,072
Profit (loss) of minority interest-45.3%3.435.445.32114.696.79
Reserve excluding revaluation reserves-------
CET 1 ratio1.1%0.2650.25710.23670.23940.23870.2367
Gross non performing assets1%6,0906,0286,2816,2426,3856,695
Non performing assets12.1%426380425474447337
Return on assets0.1%0.01890.01750.01830.03550.02010.0211
Standalone figures (in Rs. Crores) /
Description(%) Q/QMar-2026Mar-2025Mar-2024Mar-2023Mar-2022Mar-2021
Interest or discount on advances or bills0.9%19,40319,22617,97113,33712,03211,821
Revenue on investments-0.8%8,1918,2557,7385,9494,6295,161
Interest on balances with RBI and others132.9%965415340566670644
Other interest-56.4%4391,0053787189642,306
Total interest earned0.3%28,99728,90226,42620,57018,29519,932
Other income37%6,7464,9243,6114,3724,6904,625
Total income5.7%35,74433,82630,03724,94222,98524,557
Total expenditure9.5%24,90622,74720,44516,20615,49017,466
Interest expended8.5%15,48614,27612,2409,1399,13311,414
Employees cost7.1%4,3584,0714,2543,5333,1073,090
Other operating expenses15%5,0624,4013,9513,5343,2512,962
Operating expenses11.2%9,4208,4728,2057,0676,3576,052
Operating profit-2.2%10,83811,0799,5928,7367,4957,091
Provisions other than tax and contingencies-314%-1,088.355101,3973,4983,8874,722
Profit before tax12.9%11,92610,5688,1955,2383,6092,369
Tax expense-21%2,4133,0532,5611,5931,1691,009
Profit after tax26.6%9,5137,5155,6343,6452,4391,359
Net profit (loss) for the period26.6%9,5137,5155,6343,6452,4391,359
Reserve excluding revaluation reserves25.3%48,86938,987----
CET 1 ratio2.7%0.25560.23510.20110.18080.16680.1306
Additional tier 1 ratio-000000
Gross non performing assets-10%6,0286,6958,91710,96934,11536,212
Non performing assets12.8%3803376441,4951,8562,519
Return on assets0.3%0.02270.01980.01650.012084046
Description(%) Q/QJun-2026Mar-2026Dec-2025Sep-2025Jun-2025Mar-2025
Interest or discount on advances or bills3.8%5,2315,0404,8134,7804,7714,720
Revenue on investments-5.4%2,0232,1391,9572,0622,0322,075
Interest on balances with RBI and others-8.6%257281262233188133
Other interest-91.4%3033941293050
Total interest earned-3.3%7,5417,7987,0747,1047,0216,979
Other income-36%1,0321,6111,2092,4891,4372,057
Total income-8.9%8,5739,4098,2829,5948,4589,035
Total expenditure0.6%6,4056,3666,3656,0716,1045,840
Interest expended2.7%4,0553,9473,8643,8193,8553,689
Employees cost3.7%1,1191,0791,1871,0011,092985
Other operating expenses-8.1%1,2311,3401,3141,2501,1571,167
Operating expenses-2.9%2,3502,4192,5012,2522,2492,152
Operating profit-28.8%2,1683,0431,9173,5232,3543,195
Provisions other than tax and contingencies-324.6%-636.87285-541.58-652.62-179.46233
Profit before tax1.7%2,8052,7582,4594,1752,5342,962
Tax expense-15.4%690815523548526911
Profit after tax8.9%2,1151,9431,9353,6272,0072,051
Net profit (loss) for the period8.9%2,1151,9431,9353,6272,0072,051
Reserve excluding revaluation reserves-------
CET 1 ratio1.1%0.26380.25560.23530.23790.23710.2351
Gross non performing assets1%6,0906,0286,2816,2426,3856,695
Non performing assets12.1%426380425474447337
Return on assets0.1%0.01890.01750.01830.03550.02010.0211

Balance Sheet for IDBI Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QMar-2026Sep-2025Mar-2025Sep-2024Mar-2024Sep-2023
Total assets12.2%467,386416,730412,9623,735,517,900,000364,272335,250
Cash balances with RBI64.5%33,23020,19821,29416,36113,99113,903
Investments4.2%128,440123,246118,453117,302115,719112,841
Advances10.2%253,624230,218218,399200,899188,576168,470
Fixed assets-18.8%9,77512,03312,2009,3919,5429,647
Other assets-18,632-----
Other assets-4.2%18,63219,45119,43322,91024,42626,679
Capital0%10,75210,75210,75210,75210,75210,752
Reserves and surplus0.8%57,81257,37050,86843,92540,32137,151
Deposits14.4%346,776303,212309,975277,276277,366249,160
Borrowings15.7%28,10424,30119,93220,30917,08320,651
Other liabilities and provisions-23,764-----
Other liabilities and provisions-178-----
Other liabilities and provisions13.5%23,94221,09521,43521,28918,75017,535
Total capital and liabilities12.2%467,386416,730412,962373,552364,272335,250
Standalone figures (in Rs. Crores) /
Description(%) Q/QMar-2026Sep-2025Mar-2025Sep-2024Mar-2024Sep-2023
Total assets12.2%466,560415,868411,6613,723,871,000,000363,190334,241
Cash balances with RBI64.5%33,23020,19821,29416,36113,99113,903
Investments4.3%128,011122,766117,468116,426114,934112,139
Advances10.2%253,626230,220218,399200,944188,621168,502
Fixed assets-18.8%9,76012,01612,1819,3719,5209,622
Other assets-18,324-----
Other assets-4.4%18,32419,17019,19722,63024,18326,442
Capital0%10,75210,75210,75210,75210,75210,752
Reserves and surplus0.6%56,88556,52749,49942,67939,12936,047
Deposits14.4%347,163303,510310,294277,602277,657249,481
Borrowings15.7%28,05524,24119,88220,28417,08320,651
Other liabilities and provisions-23,705-----
Other liabilities and provisions13.8%23,70520,83821,23421,06918,56917,310
Total capital and liabilities12.2%466,560415,868411,661372,387363,190334,241

Cash Flow for IDBI Bank

Consolidated figures (in Rs. Crores) /
Description(%) Q/QMar-2026Mar-2025Mar-2024Mar-2023Mar-2022Mar-2021
Profit Before Extraord. Items And Tax9.3%11,65810,6708,3675,3053,720-
Finance costs-00005,112-
Depreciation14.7%617538717499676-
Total adjustments to profit/loss-112%-1,603.1913,3902,7754,8295,757-
Total adj. for working capital-00-12,368.02-12,735.160-
Net Cashflows From Operations-58.2%10,05524,060-1,225.9-2,600.959,477-
Income taxes paid (refund)80.1%-344.16-1,735.4700-2,910.04-
Other inflows/outflows of cash-6,363000-18,203.8-
Net Cashflows From Operating Activities-35%16,76225,796-1,225.9-2,600.95-5,816.43-
Proceeds from sales of tangible assets251.6%196.12-221.95-294.45-194.65-
Purchase of tangible assets-6.6%327350000-
Net Cashflows From Investing Activities512.4%1,422-343.55-221.95-294.45-194.65-
Repayments of borrowings-0002,6093,134-
Dividends paid40%2,2571,6121,075128.2-
Interest paid-50.7%3196467079441,240-
Other inflows (outflows) of cash32.6%-3,189.01-4,733.02-11.6101,884-
Net Cashflows From Financing Activities17.5%-5,764.61-6,990.31-1,794.13-3,564.52-2,498.85-
Net change in cash and cash eq.-32.6%12,43818,467-3,237.45-6,448.52-8,507.65-
Standalone figures (in Rs. Crores) /
Description(%) Q/QMar-2026Mar-2025Mar-2024Mar-2023Mar-2022Mar-2021
Profit Before Extraord. Items And Tax12.9%11,92610,5688,1955,2383,609-
Finance costs-00005,108-
Depreciation14.9%610531710494672-
Dividend income-104.2%025000-
Total adjustments to profit/loss-115.1%-2,03313,4692,8164,8335,711-
Total adj. for working capital-00-12,198.64-12,673.360-
Net Cashflows From Operations-58.8%9,89324,037-1,187.6-2,601.969,320-
Income taxes paid (refund)78%-386.37-1,758.500-3,013.8-
Other inflows/outflows of cash-6,473000-18,269.74-
Net Cashflows From Operating Activities-35.1%16,75225,795-1,187.6-2,601.96-5,936.22-
Proceeds from sales of tangible assets138380%1,7322.25-300.18-316.24-185.86-
Purchase of tangible assets-5.8%323343000-
Dividends received-29.2%1825183539-
Net Cashflows From Investing Activities551.4%1,428-315.16-282.27-281.31-146.85-
Repayments of borrowings-0002,6093,134-
Dividends paid40%2,2571,6121,07500-
Interest paid-50.7%3196467079441,240-
Other inflows (outflows) of cash32.5%-3,202-4,745001,944-
Net Cashflows From Financing Activities17.5%-5,777.6-7,002.29-1,782.52-3,552.94-2,430.82-
Net change in cash and cash eq.-32.8%12,42218,483-3,247.86-6,424.81-8,511.61-

What does IDBI Bank Ltd do?

Private Sector Bank•Financial Services•Mid Cap

IDBI Bank is a Private Sector Bank in India, trading under the stock ticker IDBI. The company boasts a market capitalization of Rs. 88,943.9 Crores.

IDBI Bank engages in providing a wide range of banking and financial solutions to both retail and corporate clients. It operates through three primary segments: Treasury, Retail Banking, and Corporate/Wholesale Banking.

Services Offered:

  • Accounts: The bank offers savings, current, and salary accounts, along with fixed deposits.
  • Loans: It provides various loan options including home, auto, education, personal loans, and loans against properties and securities.
  • Cards: Offering debit, credit, and prepaid cards.
  • Digital Banking: The bank facilitates mobile and internet banking services.
  • Investment Services: Investment advisory and capital market services are also part of their suite.

Additionally, IDBI Bank supports businesses with fund and non-fund-based assistance, including packing credit for exporters, receivable buyout, channel financing, and several financing schemes tailored for specific industries. It also provides financial solutions for micro, small, and medium enterprises (MSMEs), as well as agricultural finance.

Financial Performance:
IDBI Bank recorded a revenue of Rs. 32,924.9 Crores over the past year and has shown a revenue growth of 34.1% in the past three years. It is a profitable entity with profits amounting to Rs. 7,172.1 Crores in the last four quarters.

The bank distributes dividends to its investors, featuring a dividend yield of 2.05% per year, which includes a Rs. 1.5 dividend per share in the last 12 months.

Founded in 1964 and headquartered in Mumbai, India, the company was originally known as IDBI Ltd., changing its name to IDBI Bank Limited in May 2008.

Industry Group:Banks
Employees:17,047
Website:www.idbibank.in

Important Disclosure & Data Context

This is an informational page just to provide a quick 'first look' at the stock. You must do your own deeper research. Know your risk appetite. Consult a SEBI-registered financial advisor before making any investment decisions.

Performance Comparison

IDBI vs Banks (2021 - 2026)

IDBI is underperforming relative to the broader Banks sector and has declined by 47.3% compared to the previous year.